NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.25(0.49%)Fund Size (CR)
₹314.81Expense Ratio
0.65Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
14.36%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 14 January 2026 | 9752.41 | -2.48% | - | -2.87% | 103/217 |
| 1 Month | 19 December 2025 | 9718.99 | -2.81% | - | -3.76% | 34/217 |
| 3 Month | 20 October 2025 | 9434.46 | -5.66% | - | -4.57% | 153/217 |
| 6 Month | 21 July 2025 | 9078.10 | -9.22% | - | -3.64% | 209/217 |
| 1 Year | 21 January 2025 | 9847.22 | -1.53% | -1.53% | 4.66% | 201/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 14180.00 | 41.80% | 14.36% | 14.53% | 115/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,20,000 | 118366.11 | -1.36% | -1.36% |
| 3 Year | 3 July 2023 | 3,10,000 | 323354.80 | 4.31% | 1.42% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.51%
Standard Deviation
1.08%
Beta
0.67%
Sharpe Ratio
-0.03%
Treynor's Ratio
-1.61%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| GE Shipping Co | 5.69% | 158777 | 17.93 | Equity | Shipping |
| Britannia Inds. | 5.50% | 28702 | 17.31 | Equity | FMCG |
| Marico | 5.39% | 226247 | 16.98 | Equity | FMCG |
| Hero Motocorp | 5.29% | 28842 | 16.64 | Equity | Automobile |
| Mphasis | 5.27% | 59433 | 16.59 | Equity | IT - Software |
| Pidilite Inds. | 5.06% | 107483 | 15.93 | Equity | Chemicals |
| Page Industries | 4.84% | 4226 | 15.23 | Equity | Readymade Garments/ Apparells |
| Akzo Nobel | 4.81% | 47676 | 15.15 | Equity | Paints/Varnish |
| Bayer Crop Sci. | 4.75% | 32818 | 14.96 | Equity | Agro Chemicals |
| Bosch | 4.72% | 4120 | 14.85 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 314.81 | -2.81% | -5.66% | -9.22% | -1.53% | - | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (IDCW) | 13.65 | -2.09% | 1.13% | 2.66% | 12.34% | 14.20% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (G) | 13.65 | -2.09% | 1.13% | 2.66% | 12.34% | 14.20% | |
| Aditya Birla SL ELSS Tax Saver Fund - Direct (G) | 15414.99 | -3.07% | -3.25% | -0.41% | 12.12% | 14.99% | |
| Aditya Birla SL ELSS Tax Saver Fund - Direct (IDCW) | 15414.99 | -3.07% | -3.25% | -0.41% | 12.12% | 14.99% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 17163.37 | -2.13% | -3.15% | 0.67% | 11.54% | 20.59% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -1.53% | 0 | ₹314.81 |
| NJ Overnight Fund | Debt | Low | 5.66% | 2 | ₹363.93 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 2.91% | 2 | ₹3,712.63 |
| NJ Arbitrage Fund | Hybrid | Low | 6.37% | 2 | ₹260.49 |
| NJ Flexi Cap Fund | Equity | Very High | -0.67% | 0 | ₹2,505.94 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹314.81
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹314.81 (Cr), as of 22 January 2026, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 14.36% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.25, as on 22 January 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.56% in Equity, 0.56% in Debt and -0.11% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.18% in Finance, 10.60% in Pharmaceuticals & Biotech, 10.11% in Healthcare Services, 5.91% in Capital Markets, 5.45% in Textiles & Apparels