NJ ELSS Tax Saver Fund - Direct (IDCW)
ELSS - Tax Saver FundNAV
14.12(-0.63%)Fund Size (CR)
₹331.75Expense Ratio
0.79Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
11.10%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 9, 2026 | 10099.50 | 1.00% | - | 1.14% | 139/197 |
| 1 Month | September 16, 2026 | 9786.50 | -2.13% | - | -1.23% | 157/197 |
| 3 Month | July 16, 2026 | 9581.93 | -4.18% | - | -3.32% | 143/197 |
| 6 Month | April 16, 2026 | 10014.09 | 0.14% | - | 1.09% | 108/197 |
| 1 Year | October 16, 2025 | 9505.02 | -4.95% | -4.95% | -2.73% | 133/197 |
| 3 Year | October 16, 2023 | 12687.50 | 26.88% | 8.25% | 10.33% | 157/193 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | June 16, 2023 | 14210.00 | 42.10% | 11.10% | 13.72% | 169/197 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | November 3, 2025 | 1,20,000 | 117442.29 | -2.13% | -2.13% |
| 3 Year | November 1, 2023 | 3,60,000 | 356288.98 | -1.03% | -0.34% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
4.73%
Standard Deviation
0.97%
Beta
0.28%
Sharpe Ratio
-0.03%
Treynor's Ratio
-0.38%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Bosch | 6.55% | 4613 | 21.73 | Equity | Auto Ancillaries |
| Pidilite Inds. | 5.33% | 120706 | 17.68 | Equity | Chemicals |
| JSW Dulux | 5.22% | 56276 | 17.33 | Equity | Paints/Varnish |
| Hero Motocorp | 5.14% | 32566 | 17.07 | Equity | Automobile |
| Marico | 5.08% | 214266 | 16.84 | Equity | FMCG |
| GE Shipping Co | 4.95% | 105312 | 16.43 | Equity | Shipping |
| Page Industries | 4.95% | 4514 | 16.42 | Equity | Readymade Garments/Apparels |
| AU Small Finance | 4.85% | 159350 | 16.10 | Equity | Banks |
| Mphasis | 4.74% | 72937 | 15.71 | Equity | IT - Software |
| A B B | 4.69% | 22967 | 15.56 | Equity | Capital Goods - Electrical Equipment |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Fund - Direct (IDCW) | 331.75 | -2.13% | -4.18% | 0.14% | -4.95% | 8.25% | |
| Quant ELSS Tax Saver Fund - Direct (G) | 13103.36 | -0.75% | -2.24% | 6.22% | 6.65% | 14.03% | |
| Quant ELSS Tax Saver Fund - Direct (IDCW) | 13103.36 | -0.75% | -2.24% | 6.22% | 6.65% | 14.03% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (G) | 65.24 | -1.01% | 0.07% | 7.25% | 6.23% | 13.92% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (IDCW) | 65.24 | -1.01% | 0.07% | 7.29% | 6.23% | 13.92% | |
| Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW) | 4889.61 | -2.44% | -0.49% | 5.82% | 4.05% | 19.54% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Value Fund | Equity | Very High | 0% | 0 | ₹195.96 |
| NJ ELSS Tax Saver Fund | Equity | Very High | -4.95% | 0 | ₹331.75 |
| NJ Overnight Fund | Debt | Low | 5.19% | 2 | ₹398.28 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -1.86% | 2 | ₹3,241.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.37% | 2 | ₹234.49 |
| NJ Flexi Cap Fund | Equity | Very High | -6.41% | 0 | ₹2,571.63 |
| NJ Momentum Fund | Equity | Very High | 0% | 0 | ₹365.10 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
March 13, 2023
Total AUM (Cr)
₹331.75
NJ ELSS Tax Saver Fund - Direct (IDCW) is an ELSS - Tax Saver Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in March 13, 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹331.75 (Cr), as of October 19, 2026, NJ ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS - Tax Saver Fund within its segment. The fund has generated a return of 11.10% since its launch.
The current NAV of NJ ELSS Tax Saver Fund - Direct (IDCW) is ₹14.12, as on October 19, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.25% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.60% in Equity, 0.54% in Debt and -0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.67% in Pharmaceuticals & Biotech, 12.51% in Finance, 7.60% in Healthcare Services, 6.55% in Auto Components, 5.33% in Chemicals & Petrochemical
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors