NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
15.14(0.80%)Fund Size (CR)
₹291.15Expense Ratio
0.56Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹undefinedMinimum Withdrawal
₹1Exit Load
0%Return Since Launch
20.36%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 3 September 2025 | 9986.81 | -0.13% | - | 0.88% | 215/217 |
| 1 Month | 8 August 2025 | 10257.45 | 2.57% | - | 2.86% | 149/217 |
| 3 Month | 10 June 2025 | 10066.49 | 0.66% | - | -0.17% | 74/217 |
| 6 Month | 10 March 2025 | 11522.07 | 15.22% | - | 15.49% | 92/217 |
| 1 Year | 10 September 2024 | 9209.25 | -7.91% | -7.91% | -1.89% | 194/213 |
| 3 Year | - | - | 0% | - | 16.68% | -/- |
| 5 Year | - | - | 0% | - | 22.75% | -/- |
| Since Inception | 16 June 2023 | 15140.00 | 51.40% | 20.36% | 15.57% | 17/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,20,000 | 123829.79 | 3.19% | 3.19% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.79%
Standard Deviation
1.10%
Beta
0.82%
Sharpe Ratio
-0.06%
Treynor's Ratio
1.55%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC AMC | 5.04% | 25972 | 14.67 | Equity | Finance |
| Coromandel Inter | 4.86% | 52592 | 14.15 | Equity | Fertilizers |
| Gillette India | 4.84% | 13001 | 14.08 | Equity | FMCG |
| Polycab India | 4.75% | 20258 | 13.82 | Equity | Cables |
| Bayer Crop Sci. | 4.61% | 21247 | 13.43 | Equity | Agro Chemicals |
| Metropolis Healt | 4.57% | 66643 | 13.30 | Equity | Healthcare |
| Dr Lal Pathlabs | 4.55% | 42061 | 13.25 | Equity | Healthcare |
| Page Industries | 4.09% | 2439 | 11.90 | Equity | Readymade Garments/ Apparells |
| Abbott India | 4.01% | 3397 | 11.69 | Equity | Pharmaceuticals |
| Mphasis | 4.00% | 41691 | 11.63 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 291.15 | 2.57% | 0.66% | 15.22% | -7.91% | - | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 387.55 | 3.16% | 0.57% | 23.59% | 11.50% | 23.42% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 387.55 | 3.16% | 0.57% | 23.59% | 11.50% | 23.42% | |
| Parag Parikh ELSS Tax Saver Fund - Direct (G) | 5538.01 | 3.49% | 0.49% | 12.33% | 6.12% | 19.20% | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (G) | 405.49 | 3.08% | 1.10% | 16.40% | 5.55% | - | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW) | 405.49 | 3.08% | 1.10% | 16.40% | 5.55% | - |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹292.90
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹292.9 (Cr), as of 10 September 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 20.36% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹15.14, as on 10 September 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.31% in Equity, 0.62% in Debt and 0.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.98% in Pharmaceuticals & Biotech, 10.64% in Gas, 9.48% in Fertilisers & Agrochemica, 9.12% in Healthcare Services, 7.85% in IT-Software