NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.49(-0.14%)Fund Size (CR)
₹294.8Expense Ratio
0.66Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
13.96%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 13, 2026 | 10386.54 | 3.87% | - | 4.04% | 116/209 |
| 1 Month | March 20, 2026 | 10764.09 | 7.64% | - | 8.86% | 130/209 |
| 3 Month | January 21, 2026 | 10232.72 | 2.33% | - | 2.20% | 80/209 |
| 6 Month | October 20, 2025 | 9654.03 | -3.46% | - | -2.62% | 126/209 |
| 1 Year | April 21, 2025 | 10356.89 | 3.57% | 3.57% | 6.28% | 146/209 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | June 16, 2023 | 14510.00 | 45.10% | 13.96% | 14.45% | 122/209 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | May 2, 2025 | 1,20,000 | 119624.48 | -0.31% | -0.31% |
| 3 Year | July 3, 2023 | 3,40,000 | 360167.57 | 5.93% | 1.94% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.66%
Standard Deviation
0.99%
Beta
0.22%
Sharpe Ratio
-0.03%
Treynor's Ratio
0.50%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| GE Shipping Co | 8.00% | 166645 | 23.58 | Equity | Shipping |
| Marico | 5.93% | 237458 | 17.48 | Equity | FMCG |
| Britannia Inds. | 5.54% | 30124 | 16.34 | Equity | FMCG |
| Bayer Crop Sci. | 5.42% | 34425 | 15.99 | Equity | Agro Chemicals |
| Hero Motocorp | 5.20% | 30261 | 15.32 | Equity | Automobile |
| Pidilite Inds. | 4.92% | 112809 | 14.50 | Equity | Chemicals |
| Akzo Nobel | 4.83% | 50038 | 14.23 | Equity | Paints/Varnish |
| Page Industries | 4.78% | 4435 | 14.09 | Equity | Readymade Garments/ Apparells |
| Mphasis | 4.34% | 62379 | 12.81 | Equity | IT - Software |
| Bosch | 4.22% | 4324 | 12.43 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 294.80 | 7.64% | 2.33% | -3.46% | 3.57% | - | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (G) | 54.70 | 11.75% | 10.35% | 1.19% | 16.23% | 19.80% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (IDCW) | 54.70 | 11.75% | 10.35% | 1.19% | 16.23% | 19.80% | |
| Sundaram LT Tax Advantage Fund-Sr.III-Dir (G) | 28.88 | 14.05% | 7.31% | 0.70% | 15.81% | 20.14% | |
| Sundaram LT Tax Advantage Fund-Sr.III-Dir (IDCW) | 28.88 | 14.05% | 7.31% | 0.70% | 15.81% | 20.14% | |
| Sundaram LT Tax Advantage Fund-Sr.IV-Dir (IDCW) | 19.36 | 13.65% | 6.76% | 0.24% | 15.48% | 20.32% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 3.67% | 2 | ₹3,302.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.14% | 2 | ₹269.85 |
| NJ Overnight Fund | Debt | Low | 5.35% | 2 | ₹387.75 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | 3.57% | 0 | ₹294.80 |
| NJ Flexi Cap Fund | Equity | Very High | 1.46% | 0 | ₹2,292.86 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
March 13, 2023
Total AUM (Cr)
₹294.80
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in March 13, 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹294.8 (Cr), as of April 22, 2026, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.96% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.49, as on April 22, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.44% in Equity, 0.49% in Debt and 0.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.59% in Finance, 10.75% in Pharmaceuticals & Biotech, 9.60% in Healthcare Services, 6.96% in Transport Services, 5.84% in Agricultural Food & other
Mutual Fund Categories
Types of Mutual Funds
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Hybrid Funds
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