NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
15.46(-0.58%)Fund Size (CR)
₹290.03Expense Ratio
0.56Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹undefinedMinimum Withdrawal
₹1Exit Load
0%Return Since Launch
23.41%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 4 July 2025 | 9961.34 | -0.39% | - | -0.95% | 10/217 |
| 1 Month | 11 June 2025 | 10292.94 | 2.93% | - | 0.32% | 2/217 |
| 3 Month | 11 April 2025 | 11537.31 | 15.37% | - | 13.33% | 48/217 |
| 6 Month | 10 January 2025 | 10467.16 | 4.67% | - | 5.41% | 132/213 |
| 1 Year | 11 July 2024 | 10006.47 | 0.06% | 0.06% | 2.01% | 158/213 |
| 3 Year | - | - | 0% | - | 21.27% | -/- |
| 5 Year | - | - | 0% | - | 24.63% | -/- |
| Since Inception | 16 June 2023 | 15460.00 | 54.60% | 23.41% | 15.99% | 4/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 125115.58 | 4.26% | 4.26% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.88%
Standard Deviation
1.12%
Beta
0.98%
Sharpe Ratio
-0.00%
Treynor's Ratio
0.71%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Gillette India | 4.82% | 12805 | 13.97 | Equity | FMCG |
| HDFC AMC | 4.58% | 25580 | 13.28 | Equity | Finance |
| Bayer Crop Sci. | 4.54% | 20926 | 13.17 | Equity | Agro Chemicals |
| Polycab India | 4.51% | 19953 | 13.07 | Equity | Cables |
| Coromandel Inter | 4.47% | 51796 | 12.98 | Equity | Fertilizers |
| Coforge | 4.20% | 63266 | 12.18 | Equity | IT - Software |
| Abbott India | 4.11% | 3345 | 11.93 | Equity | Pharmaceuticals |
| Page Industries | 4.09% | 2402 | 11.87 | Equity | Readymade Garments/ Apparells |
| Mphasis | 4.03% | 41062 | 11.68 | Equity | IT - Software |
| Dr Lal Pathlabs | 3.99% | 41427 | 11.58 | Equity | Healthcare |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 290.03 | 2.93% | 15.37% | 4.67% | 0.06% | - | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 393.89 | 1.19% | 16.79% | 13.90% | 20.76% | 26.90% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 393.89 | 1.19% | 16.79% | 13.90% | 20.76% | 26.90% | |
| HSBC Tax Saver Equity Fund - Direct (G) | 253.40 | -0.09% | 14.44% | 4.32% | 10.05% | 23.63% | |
| HSBC Tax Saver Equity Fund - Direct (IDCW) | 253.40 | -0.09% | 14.44% | 4.32% | 10.05% | 23.67% | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (G) | 405.80 | 0.65% | 13.63% | 6.14% | 9.84% | - |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 0.06% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.28% | 2 | ₹314.57 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -0.62% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.8% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -8.44% | 0 | ₹2,352.14 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹290.03
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹290.03 (Cr), as of 11 July 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 23.41% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹15.46, as on 11 July 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.46% in Equity, 0.50% in Debt and 0.04% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.98% in Pharmaceuticals & Biotech, 11.16% in Personal Products, 10.51% in Gas, 8.75% in Fertilisers & Agrochemica, 8.24% in Capital Markets
FAQs
How to Invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) Direct Growth?
NJ ELSS Tax Saver Scheme - Direct (IDCW) is a popular fund in the ELSS segment. The fund has generated a return of 23.41% since inception. Looking to invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ ELSS Tax Saver Scheme - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ ELSS Tax Saver Scheme - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) today and reap the benefits of this ELSS fund!
How much returns has NJ ELSS Tax Saver Scheme - Direct (IDCW) Direct Growth generated?
What is the expense ratio of NJ ELSS Tax Saver Scheme - Direct (IDCW) Direct Growth?
What is the AUM of NJ ELSS Tax Saver Scheme - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from NJ ELSS Tax Saver Scheme - Direct (IDCW) Direct Growth?
Redeeming or selling units of NJ ELSS Tax Saver Scheme - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from NJ ELSS Tax Saver Scheme - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case NJ ELSS Tax Saver Scheme - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).