NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.75(-0.07%)Fund Size (CR)
₹306.88Expense Ratio
0.56Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹undefinedMinimum Withdrawal
₹1Exit Load
0%Return Since Launch
17.53%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 4 November 2025 | 10040.82 | 0.41% | - | 0.20% | 101/217 |
| 1 Month | 10 October 2025 | 9952.80 | -0.47% | - | 1.50% | 203/217 |
| 3 Month | 12 August 2025 | 9919.35 | -0.81% | - | 4.60% | 215/217 |
| 6 Month | 12 May 2025 | 10235.78 | 2.36% | - | 7.10% | 211/217 |
| 1 Year | 12 November 2024 | 9939.39 | -0.61% | -0.61% | 5.20% | 194/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 14760.00 | 47.60% | 17.53% | 15.54% | 48/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 122010.71 | 1.68% | 1.68% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.73%
Standard Deviation
1.10%
Beta
0.74%
Sharpe Ratio
-0.07%
Treynor's Ratio
0.29%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Page Industries | 5.45% | 4062 | 16.74 | Equity | Readymade Garments/ Apparells |
| GE Shipping Co | 5.42% | 151219 | 16.63 | Equity | Shipping |
| Britannia Inds. | 5.25% | 27591 | 16.10 | Equity | FMCG |
| Mphasis | 5.10% | 56586 | 15.64 | Equity | IT - Software |
| Marico | 5.06% | 215477 | 15.51 | Equity | FMCG |
| Bayer Crop Sci. | 5.04% | 31676 | 15.47 | Equity | Agro Chemicals |
| Hero Motocorp | 4.96% | 27459 | 15.22 | Equity | Automobile |
| Pidilite Inds. | 4.82% | 102366 | 14.79 | Equity | Chemicals |
| Akzo Nobel | 4.80% | 45406 | 14.72 | Equity | Paints/Varnish |
| Bosch | 4.76% | 3924 | 14.61 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 306.88 | -0.47% | -0.81% | 2.36% | -0.61% | - | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 386.77 | -1.11% | 3.33% | 7.64% | 13.72% | 22.50% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 386.77 | -1.11% | 3.33% | 7.64% | 13.72% | 22.50% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (G) | 27069.09 | 2.44% | 6.75% | 9.22% | 11.26% | 18.38% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (IDCW) | 27069.09 | 2.44% | 6.75% | 9.22% | 11.25% | 18.36% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (G) | 13.33 | 4.18% | 6.44% | 5.60% | 10.45% | 14.41% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹306.88
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹306.88 (Cr), as of 13 November 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 17.53% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.75, as on 13 November 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.50% in Equity, 0.64% in Debt and -0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.65% in Pharmaceuticals & Biotech, 10.45% in Gas, 10.06% in Healthcare Services, 8.21% in Fertilisers & Agrochemica, 8.01% in IT-Software