NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.24(1.93%)Fund Size (CR)
₹294.8Expense Ratio
0.66Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
12.55%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 6, 2026 | 10309.96 | 3.10% | - | 4.76% | 205/213 |
| 1 Month | March 13, 2026 | 10325.20 | 3.25% | - | 4.65% | 165/213 |
| 3 Month | January 13, 2026 | 9568.49 | -4.32% | - | -4.58% | 80/213 |
| 6 Month | October 13, 2025 | 9401.08 | -5.99% | - | -4.89% | 145/213 |
| 1 Year | April 11, 2025 | 10425.37 | 4.25% | 4.25% | 8.10% | 168/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | June 16, 2023 | 13970.00 | 39.70% | 12.55% | 13.96% | 153/213 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | May 2, 2025 | 1,20,000 | 117560.57 | -2.03% | -2.03% |
| 3 Year | July 3, 2023 | 3,40,000 | 353953.50 | 4.10% | 1.35% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.66%
Standard Deviation
0.99%
Beta
0.22%
Sharpe Ratio
-0.03%
Treynor's Ratio
0.50%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| GE Shipping Co | 8.00% | 166645 | 23.58 | Equity | Shipping |
| Marico | 5.93% | 237458 | 17.48 | Equity | FMCG |
| Britannia Inds. | 5.54% | 30124 | 16.34 | Equity | FMCG |
| Bayer Crop Sci. | 5.42% | 34425 | 15.99 | Equity | Agro Chemicals |
| Hero Motocorp | 5.20% | 30261 | 15.32 | Equity | Automobile |
| Pidilite Inds. | 4.92% | 112809 | 14.50 | Equity | Chemicals |
| Akzo Nobel | 4.83% | 50038 | 14.23 | Equity | Paints/Varnish |
| Page Industries | 4.78% | 4435 | 14.09 | Equity | Readymade Garments/ Apparells |
| Mphasis | 4.34% | 62379 | 12.81 | Equity | IT - Software |
| Bosch | 4.22% | 4324 | 12.43 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 294.80 | 3.25% | -4.32% | -5.99% | 4.25% | - | |
| Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW) | 3968.68 | 9.99% | 3.13% | -2.16% | 18.54% | 25.00% | |
| Motilal Oswal ELSS Tax Saver Fund-Dir (G) | 3968.68 | 9.99% | 3.12% | -2.16% | 18.54% | 25.00% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (G) | 54.70 | 6.17% | 0.92% | -3.66% | 17.84% | 17.42% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (IDCW) | 54.70 | 6.17% | 0.92% | -3.66% | 17.84% | 17.42% | |
| Sundaram LT Tax Advantage Fund-Sr.III-Dir (G) | 28.88 | 8.76% | -2.46% | -2.25% | 16.11% | 18.49% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 4.54% | 2 | ₹3,302.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.26% | 2 | ₹269.85 |
| NJ Overnight Fund | Debt | Low | 5.37% | 2 | ₹360.87 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | 4.25% | 0 | ₹294.80 |
| NJ Flexi Cap Fund | Equity | Very High | 2.65% | 0 | ₹2,292.86 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
March 13, 2023
Total AUM (Cr)
₹294.80
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in March 13, 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹294.8 (Cr), as of April 15, 2026, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 12.55% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.24, as on April 15, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.44% in Equity, 0.49% in Debt and 0.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.59% in Finance, 10.75% in Pharmaceuticals & Biotech, 9.60% in Healthcare Services, 6.96% in Transport Services, 5.84% in Agricultural Food & other
Mutual Fund Categories
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