NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.78(-0.54%)Fund Size (CR)
₹297.86Expense Ratio
0.56Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹undefinedMinimum Withdrawal
₹1Exit Load
0%Return Since Launch
18.54%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 6 October 2025 | 9979.85 | -0.20% | - | 0.35% | 197/217 |
| 1 Month | 12 September 2025 | 9808.58 | -1.91% | - | 0.14% | 215/217 |
| 3 Month | 11 July 2025 | 9611.90 | -3.88% | - | 0.07% | 209/217 |
| 6 Month | 11 April 2025 | 11089.55 | 10.90% | - | 13.40% | 154/217 |
| 1 Year | 11 October 2024 | 9189.86 | -8.10% | -8.10% | -1.72% | 201/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 14860.00 | 48.60% | 18.54% | 15.45% | 26/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 122008.88 | 1.67% | 1.67% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.79%
Standard Deviation
1.10%
Beta
0.82%
Sharpe Ratio
-0.06%
Treynor's Ratio
1.55%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Polycab India | 5.24% | 21436 | 15.62 | Equity | Cables |
| HDFC AMC | 5.10% | 27481 | 15.20 | Equity | Finance |
| Metropolis Healt | 4.82% | 70517 | 14.36 | Equity | Healthcare |
| Muthoot Finance | 4.79% | 46324 | 14.25 | Equity | Finance |
| Dr Lal Pathlabs | 4.66% | 44506 | 13.88 | Equity | Healthcare |
| Coromandel Inter | 4.20% | 55649 | 12.51 | Equity | Fertilizers |
| Gillette India | 4.14% | 13010 | 12.33 | Equity | FMCG |
| Alkem Lab | 4.12% | 22612 | 12.27 | Equity | Pharmaceuticals |
| Marico | 3.96% | 169301 | 11.81 | Equity | FMCG |
| Mphasis | 3.93% | 44114 | 11.71 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 297.86 | -1.91% | -3.88% | 10.90% | -8.10% | - | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 382.22 | 1.05% | 0.71% | 17.62% | 12.05% | 25.10% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 382.22 | 1.05% | 0.71% | 17.62% | 12.05% | 25.10% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 16644.54 | 0.93% | 2.30% | 13.15% | 5.39% | 23.93% | |
| HDFC ELSS Tax Saver Fund - Direct (IDCW) | 16644.54 | 0.93% | 2.28% | 13.13% | 5.37% | 23.94% | |
| Parag Parikh ELSS Tax Saver Fund - Direct (G) | 5638.79 | -0.99% | 0.36% | 10.28% | 4.34% | 19.53% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹297.86
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹297.86 (Cr), as of 14 October 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 18.54% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.78, as on 14 October 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.11% in Equity, 1.80% in Debt and 0.09% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.65% in Pharmaceuticals & Biotech, 10.45% in Gas, 10.06% in Healthcare Services, 8.21% in Fertilisers & Agrochemica, 8.01% in IT-Software