NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.70(1.03%)Fund Size (CR)
₹311.84Expense Ratio
0.56Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
15.89%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 December 2025 | 9911.44 | -0.89% | - | -1.09% | 60/217 |
| 1 Month | 28 November 2025 | 9831.08 | -1.69% | - | -1.57% | 117/217 |
| 3 Month | 30 September 2025 | 9904.70 | -0.95% | - | 2.58% | 209/217 |
| 6 Month | 30 June 2025 | 9411.38 | -5.89% | - | -0.53% | 211/217 |
| 1 Year | 30 December 2024 | 9635.76 | -3.64% | -3.64% | 2.91% | 191/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 14550.00 | 45.50% | 15.89% | 15.12% | 76/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 121748.70 | 1.46% | 1.46% |
| 3 Year | 3 July 2023 | 3,00,000 | 323552.38 | 7.85% | 2.55% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.57%
Standard Deviation
1.08%
Beta
0.72%
Sharpe Ratio
-0.02%
Treynor's Ratio
-1.52%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Hero Motocorp | 5.61% | 28311 | 17.48 | Equity | Automobile |
| GE Shipping Co | 5.53% | 155906 | 17.26 | Equity | Shipping |
| Britannia Inds. | 5.28% | 28183 | 16.48 | Equity | FMCG |
| Mphasis | 5.26% | 58359 | 16.41 | Equity | IT - Software |
| Marico | 5.11% | 222156 | 15.94 | Equity | FMCG |
| Page Industries | 5.10% | 4150 | 15.90 | Equity | Readymade Garments/ Apparells |
| Pidilite Inds. | 4.97% | 105539 | 15.51 | Equity | Chemicals |
| Akzo Nobel | 4.97% | 46814 | 15.50 | Equity | Paints/Varnish |
| Bayer Crop Sci. | 4.81% | 32207 | 15.00 | Equity | Agro Chemicals |
| Bosch | 4.68% | 4045 | 14.61 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 311.84 | -1.69% | -0.95% | -5.89% | -3.64% | - | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (G) | 13.57 | -0.19% | 6.96% | 3.18% | 11.66% | 14.87% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (IDCW) | 13.57 | -0.19% | 6.96% | 3.18% | 11.66% | 14.87% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 381.66 | -1.41% | -0.29% | -1.32% | 10.59% | 22.79% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 381.66 | -1.41% | -0.29% | -1.32% | 10.59% | 22.79% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 17241.17 | -1.26% | 2.67% | 1.68% | 10.01% | 21.57% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -3.64% | 0 | ₹311.84 |
| NJ Overnight Fund | Debt | Low | 5.75% | 2 | ₹326.97 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 2.14% | 2 | ₹3,755.48 |
| NJ Arbitrage Fund | Hybrid | Low | 6.34% | 2 | ₹261.81 |
| NJ Flexi Cap Fund | Equity | Very High | -2.49% | 0 | ₹2,482.28 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹311.84
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹311.84 (Cr), as of 31 December 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 15.89% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.7, as on 31 December 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.32% in Equity, 0.63% in Debt and 0.05% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.15% in Pharmaceuticals & Biotech, 10.78% in Gas, 9.48% in Healthcare Services, 8.47% in Finance, 8.04% in Capital Markets