NJ ELSS Tax Saver Scheme - Direct (IDCW)
ELSSNAV
14.83(0.41%)Fund Size (CR)
₹246.27Expense Ratio
0.56Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹Minimum Withdrawal
₹0Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
17.12%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 26 November 2025 | 9926.08 | -0.74% | - | -1.03% | 43/217 |
| 1 Month | 3 November 2025 | 9979.73 | -0.20% | - | -0.68% | 81/217 |
| 3 Month | 3 September 2025 | 9742.74 | -2.57% | - | 2.48% | 213/217 |
| 6 Month | 3 June 2025 | 10137.27 | 1.37% | - | 3.76% | 191/217 |
| 1 Year | 3 December 2024 | 9781.46 | -2.19% | -2.19% | 0.83% | 181/213 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 14770.00 | 47.70% | 17.12% | 14.59% | 51/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 122825.39 | 2.35% | 2.35% |
| 3 Year | 3 July 2023 | 3,00,000 | 326413.73 | 8.80% | 2.85% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.65%
Standard Deviation
1.07%
Beta
0.74%
Sharpe Ratio
-0.03%
Treynor's Ratio
-1.10%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Page Industries | 5.45% | 4062 | 16.74 | Equity | Readymade Garments/ Apparells |
| GE Shipping Co | 5.42% | 151219 | 16.63 | Equity | Shipping |
| Britannia Inds. | 5.25% | 27591 | 16.10 | Equity | FMCG |
| Mphasis | 5.10% | 56586 | 15.64 | Equity | IT - Software |
| Marico | 5.06% | 215477 | 15.51 | Equity | FMCG |
| Bayer Crop Sci. | 5.04% | 31676 | 15.47 | Equity | Agro Chemicals |
| Hero Motocorp | 4.96% | 27459 | 15.22 | Equity | Automobile |
| Pidilite Inds. | 4.82% | 102366 | 14.79 | Equity | Chemicals |
| Akzo Nobel | 4.80% | 45406 | 14.72 | Equity | Paints/Varnish |
| Bosch | 4.76% | 3924 | 14.61 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme - Direct (IDCW) | 246.27 | -0.20% | -2.57% | 1.37% | -2.19% | - | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 368.18 | -1.77% | -0.10% | 3.03% | 9.50% | 21.88% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 368.18 | -1.77% | -0.10% | 3.03% | 9.50% | 21.88% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 16422.31 | -0.15% | 3.24% | 6.21% | 8.16% | 20.59% | |
| HDFC ELSS Tax Saver Fund - Direct (IDCW) | 16422.31 | -0.15% | 3.24% | 6.19% | 8.14% | 20.60% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (G) | 13.54 | 0.86% | 6.37% | 6.31% | 7.40% | 13.49% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -1.79% | 0 | ₹306.88 |
| NJ Overnight Fund | Debt | Low | 5.86% | 2 | ₹289.94 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 1.76% | 2 | ₹3,781.06 |
| NJ Arbitrage Fund | Hybrid | Low | 6.28% | 2 | ₹261.98 |
| NJ Flexi Cap Fund | Equity | Very High | -3.61% | 0 | ₹2,438.74 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹306.88
NJ ELSS Tax Saver Scheme - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹306.88 (Cr), as of 4 December 2025, NJ ELSS Tax Saver Scheme - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 17.12% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Direct (IDCW) is ₹14.83, as on 4 December 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.50% in Equity, 0.64% in Debt and -0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.15% in Pharmaceuticals & Biotech, 10.78% in Gas, 9.48% in Healthcare Services, 8.47% in Finance, 8.04% in Capital Markets