NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years
Overnight FundNAV
1088.20(0.01%)Fund Size (CR)
₹360.87Expense Ratio
0.15Scheme Type
Active FundValue Research
-
Min. investment
₹0Minimum Additional Investment
₹0Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
-Return Since Launch
3.57%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 1D Rate TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 29, 2026 | 10009.76 | 0.10% | - | 0.08% | 105/274 |
| 1 Month | April 6, 2026 | 10040.81 | 0.41% | - | 0.34% | 102/274 |
| 3 Month | February 6, 2026 | 10119.98 | 1.20% | - | 1.12% | 165/274 |
| 6 Month | November 6, 2025 | 10250.50 | 2.51% | - | 2.35% | 167/261 |
| 1 Year | May 6, 2025 | 10529.97 | 5.30% | 5.30% | 4.94% | 137/255 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | December 10, 2023 | 10880.54 | 8.81% | 3.57% | 5.62% | 238/272 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | June 1, 2025 | 1,20,000 | 122912.57 | 2.43% | 2.43% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.94%
Standard Deviation
-3.57%
Beta
-1.05%
Sharpe Ratio
5.40%
Treynor's Ratio
-6.14%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 556.62 | 0.52% | 1.24% | 2.59% | 10.98% | 8.43% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 113.30 | 0.59% | 1.94% | 4.19% | 8.14% | 6.68% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 14.30 | 0.68% | 1.89% | 3.72% | 7.57% | 7.71% | |
| Aditya Birla SL Overnight Fund - Dir (IDCW-W)RI | 4930.53 | 0.44% | 2.87% | 4.14% | 7.01% | 6.78% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 556.62 | 0.50% | 1.60% | 3.24% | 6.74% | 7.84% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 4.24% | 2 | ₹3,302.74 |
| NJ Arbitrage Fund | Hybrid | Low | 5.92% | 2 | ₹269.85 |
| NJ Overnight Fund | Debt | Low | 5.32% | 2 | ₹361.06 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | 2.83% | 0 | ₹294.80 |
| NJ Flexi Cap Fund | Equity | Very High | 2.3% | 0 | ₹2,292.86 |
News
NJ Mutual Fund announces change in Exit Load Structure
NJ Mutual Fund has announced change in exit load structure under following schemes stands revised with effect from May 01, 2026.Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load NJ Balanced Advantage Fund NJ Flexi Cap Fund
1 . NIL Exit load ' for 5 % of the units upto completion of 30 days 2 . All units redeemed / switched - out in excess of the 5 % load free units will be subject to the below men tioned exit load.
1 .00% - if Units are redeemed / switched - out on or before 30 days from the date of allotment
Nil - if redeemed after 30 days from the date of allotment.
Nil
Fund House Details & Investment Objective
Date of Incorporation
December 10, 2023
Total AUM (Cr)
₹361.06
NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in December 10, 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹361.06 (Cr), as of May 7, 2026, NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is categorized as a Overnight Fund within its segment. The fund has generated a return of 3.57% since its launch.
The current NAV of NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is ₹1,088.2, as on May 7, 2026. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is -.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.37% in Debt and 0.63% in cash and cash equivalents.
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