Mutual Funds
AMC
NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years

NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years

Overnight Fund

NAV
1066.26(0.01%)
Fund Size (CR)
₹195.53
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research
-

Min. investment
₹0
Minimum Additional Investment
₹0
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
-
Return Since Launch
3.26%

Absolute Return: 1.33%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Viral Shah

Bench Mark

Nifty 1D Rate TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 November 2025	10009.91	0.10%	-	0.12%	188/260
1 Month	5 November 2025	10042.36	0.42%	-	0.40%	183/260
3 Month	5 September 2025	10132.15	1.32%	-	1.19%	149/260
6 Month	5 June 2025	10267.20	2.67%	-	2.47%	128/255
1 Year	5 December 2024	10563.86	5.64%	5.64%	5.37%	198/252
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	10 December 2023	10658.15	6.58%	3.26%	5.77%	231/261

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	123134.43	2.61%	2.61%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.02%

Standard Deviation

-3.68%

Beta

-0.62%

Sharpe Ratio

3.26%

Treynor's Ratio

1.12%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Overnight Fund - Direct (IDCW-W) RI	1395.36	0.44%	1.39%	8.14%	11.51%	8.61%
PGIM India Overnight Fund - Direct (IDCW-W)	99.65	0.58%	1.37%	2.83%	9.64%	9.59%
TRUSTMF Overnight Fund - Direct (IDCW-D) RI	369.30	0.59%	1.78%	3.64%	7.75%	7.55%
Bandhan Overnight Fund - Direct (IDCW-D) RI	1395.36	0.53%	1.70%	3.33%	7.65%	8.06%
Groww Overnight Fund - Direct (IDCW-D) RI	31.93	0.75%	2.16%	4.11%	6.95%	6.40%

List of Schemes under NJ Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
NJ ELSS Tax Saver Scheme	Equity	Very High	-1.59%	0	₹306.88
NJ Overnight Fund	Debt	Low	5.85%	2	₹289.94
NJ Balanced Advantage Fund	Hybrid	Moderately High	1.83%	2	₹3,781.06
NJ Arbitrage Fund	Hybrid	Low	6.24%	2	₹261.98
NJ Flexi Cap Fund	Equity	Very High	-3.46%	0	₹2,438.74

News

NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:
Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective

Date of Incorporation

10 December 2023

Total AUM (Cr)

₹289.94

NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 10 December 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹289.94 (Cr), as of 8 December 2025, NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is categorized as a Overnight Fund within its segment. The fund has generated a return of 3.26% since its launch.
The current NAV of NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is ₹1,066.26, as on 8 December 2025. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is -.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.31% in Debt and 0.69% in cash and cash equivalents.