Mutual Funds
AMC
NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years

NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years

Overnight Fund

NAV
1075.03(0.01%)
Fund Size (CR)
₹363.93
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research
-

Min. investment
₹0
Minimum Additional Investment
₹0
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
-
Return Since Launch
3.41%

Absolute Return: 1.28%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Viral Shah

Bench Mark

Nifty 1D Rate TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 January 2026	10009.20	0.09%	-	0.08%	167/266
1 Month	4 January 2026	10042.72	0.43%	-	0.39%	170/266
3 Month	4 November 2025	10129.33	1.29%	-	1.21%	165/261
6 Month	4 August 2025	10266.11	2.66%	-	2.44%	145/260
1 Year	4 February 2025	10559.99	5.60%	5.60%	5.17%	126/253
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	10 December 2023	10748.94	7.49%	3.41%	5.71%	231/264

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2025	1,20,000	123030.24	2.53%	2.53%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.00%

Standard Deviation

-3.69%

Beta

-0.65%

Sharpe Ratio

3.85%

Treynor's Ratio

0.39%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Overnight Fund - Direct (IDCW-W) RI	1032.01	0.44%	1.34%	2.77%	11.28%	8.60%
PGIM India Overnight Fund - Direct (IDCW-W)	38.42	0.57%	1.73%	3.11%	8.91%	9.63%
TRUSTMF Overnight Fund - Direct (IDCW-D) RI	41.45	0.58%	1.79%	3.62%	7.59%	7.60%
Groww Overnight Fund - Direct (IDCW-D) RI	15.42	0.71%	2.19%	4.23%	7.38%	6.53%
Bandhan Overnight Fund - Direct (IDCW-D) RI	1032.01	0.54%	1.61%	3.37%	7.14%	7.99%

List of Schemes under NJ Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
NJ ELSS Tax Saver Scheme	Equity	Very High	0.91%	0	₹314.81
NJ Overnight Fund	Debt	Low	5.6%	2	₹360.21
NJ Balanced Advantage Fund	Hybrid	Moderately High	4%	2	₹3,712.63
NJ Arbitrage Fund	Hybrid	Low	6.24%	2	₹260.49
NJ Flexi Cap Fund	Equity	Very High	1.27%	0	₹2,505.94

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

10 December 2023

Total AUM (Cr)

₹360.21

NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 10 December 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹360.21 (Cr), as of 5 February 2026, NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is categorized as a Overnight Fund within its segment. The fund has generated a return of 3.41% since its launch.
The current NAV of NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years is ₹1,075.03, as on 5 February 2026. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Unclaimed Redemption Plan-Upto 3 Years via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is -.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.47% in Debt and 0.53% in cash and cash equivalents.