Shriram ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
23.82(-0.47%)Fund Size (CR)
₹48.76Expense Ratio
0.836Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
14.47%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 2 July 2025 | 10043.14 | 0.43% | - | 0.27% | 58/217 |
| 1 Month | 9 June 2025 | 10214.61 | 2.15% | - | 1.21% | 18/217 |
| 3 Month | 9 April 2025 | 11344.51 | 13.45% | - | 16.73% | 168/217 |
| 6 Month | 9 January 2025 | 9838.07 | -1.62% | - | 4.95% | 211/213 |
| 1 Year | 9 July 2024 | 9069.78 | -9.30% | -9.30% | 2.78% | 211/213 |
| 3 Year | 8 July 2022 | 15700.26 | 57.00% | 16.19% | 21.72% | 201/203 |
| 5 Year | 9 July 2020 | 21949.83 | 119.50% | 17.02% | 24.79% | 195/203 |
| Since Inception | 25 January 2019 | 23930.80 | 139.31% | 14.47% | 16.13% | 160/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 119792.44 | -0.17% | -0.17% |
| 3 Year | 1 August 2022 | 3,60,000 | 425949.19 | 18.32% | 5.77% |
| 5 Year | 3 August 2020 | 6,00,000 | 828829.69 | 38.14% | 6.68% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.49%
Standard Deviation
0.99%
Beta
0.73%
Sharpe Ratio
-0.04%
Treynor's Ratio
-3.39%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 7.77% | 19685 | 3.94 | Equity | Banks |
| Bharti Airtel | 5.31% | 13398 | 2.69 | Equity | Telecomm-Service |
| ICICI Bank | 5.25% | 18409 | 2.66 | Equity | Banks |
| Reliance Industr | 2.99% | 10100 | 1.52 | Equity | Refineries |
| Coromandel Inter | 2.96% | 6000 | 1.50 | Equity | Fertilizers |
| Bajaj Holdings | 2.84% | 1000 | 1.44 | Equity | Finance |
| SBI Cards | 2.69% | 14300 | 1.36 | Equity | Finance |
| M & M | 2.57% | 4100 | 1.31 | Equity | Automobile |
| Narayana Hrudaya | 2.53% | 5900 | 1.28 | Equity | Healthcare |
| Marico | 2.41% | 16900 | 1.22 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund - Direct (IDCW) | 48.76 | 2.15% | 13.45% | -1.62% | -9.30% | 16.19% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 381.32 | 1.51% | 19.14% | 12.29% | 22.87% | 26.89% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 381.32 | 1.51% | 19.14% | 12.29% | 22.87% | 26.89% | |
| HSBC Tax Saver Equity Fund - Direct (G) | 244.42 | 1.44% | 19.41% | 4.23% | 11.34% | 24.29% | |
| HSBC Tax Saver Equity Fund - Direct (IDCW) | 244.42 | 1.44% | 19.41% | 4.23% | 11.34% | 24.33% | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (G) | 382.89 | 1.80% | 16.98% | 5.65% | 10.96% | - |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -9.21% | 1 | ₹50.71 |
| Shriram Overnight Fund | Debt | Low | 6.22% | 2 | ₹138.46 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹117.00 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -1.68% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -2.41% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -4.5% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -10.55% | 2 | ₹140.63 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
17 December 2018
Total AUM (Cr)
₹50.71
Shriram ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 17 December 2018, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹50.71 (Cr), as of 10 July 2025, Shriram ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 14.47% since its launch.
The current NAV of Shriram ELSS Tax Saver Fund - Direct (IDCW) is ₹23.82, as on 10 July 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 16.19% and 17.02% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.55% in Equity, 1.18% in Debt and 1.27% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.35% in Banks, 14.61% in Finance, 9.94% in Pharmaceuticals & Biotech, 7.11% in Automobiles, 4.15% in Healthcare Services
FAQs
How to Invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?
Shriram ELSS Tax Saver Fund - Direct (IDCW) is a popular fund in the ELSS segment. The fund has generated a return of 14.47% since inception. Looking to invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Shriram ELSS Tax Saver Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Shriram ELSS Tax Saver Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) today and reap the benefits of this ELSS fund!
How much returns has Shriram ELSS Tax Saver Fund - Direct (IDCW) Direct Growth generated?
What is the expense ratio of Shriram ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?
What is the AUM of Shriram ELSS Tax Saver Fund - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from Shriram ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?
Redeeming or selling units of Shriram ELSS Tax Saver Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Shriram ELSS Tax Saver Fund - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Shriram ELSS Tax Saver Fund - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).