Shriram ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
24.11(0.88%)Fund Size (CR)
₹47.72Expense Ratio
0.8Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
13.78%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 17 October 2025 | 10036.11 | 0.36% | - | 0.33% | 103/217 |
| 1 Month | 24 September 2025 | 10200.69 | 2.01% | - | 1.54% | 58/217 |
| 3 Month | 24 July 2025 | 10063.71 | 0.64% | - | 1.00% | 145/217 |
| 6 Month | 24 April 2025 | 10493.33 | 4.93% | - | 7.75% | 191/217 |
| 1 Year | 24 October 2024 | 9441.59 | -5.58% | -5.58% | 3.21% | 209/213 |
| 3 Year | 21 October 2022 | 14309.08 | 43.09% | 12.64% | 18.18% | 205/207 |
| 5 Year | 23 October 2020 | 20280.37 | 102.80% | 15.17% | 22.26% | 197/203 |
| Since Inception | 25 January 2019 | 23899.60 | 139.00% | 13.78% | 15.59% | 167/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 125186.01 | 4.32% | 4.32% |
| 3 Year | 1 November 2022 | 3,60,000 | 418159.02 | 16.16% | 5.12% |
| 5 Year | 2 November 2020 | 6,00,000 | 806509.62 | 34.42% | 6.09% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.36%
Standard Deviation
1.02%
Beta
0.45%
Sharpe Ratio
-0.07%
Treynor's Ratio
-3.80%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 7.42% | 37250 | 3.54 | Equity | Banks |
| ICICI Bank | 5.16% | 18269 | 2.46 | Equity | Banks |
| Bharti Airtel | 3.91% | 9932 | 1.87 | Equity | Telecom-Service |
| Reliance Industr | 3.83% | 13410 | 1.83 | Equity | Refineries |
| M & M | 2.94% | 4100 | 1.41 | Equity | Automobile |
| Infosys | 2.73% | 9020 | 1.30 | Equity | IT - Software |
| Interglobe Aviat | 2.53% | 2160 | 1.21 | Equity | Air Transport Service |
| Larsen & Toubro | 2.35% | 3070 | 1.12 | Equity | Infrastructure Developers & Operators |
| Axis Bank | 2.31% | 9730 | 1.10 | Equity | Banks |
| NTPC | 2.27% | 31785 | 1.08 | Equity | Power Generation & Distribution |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund - Direct (IDCW) | 47.72 | 2.01% | 0.64% | 4.93% | -5.58% | 12.64% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 382.22 | -0.35% | -0.58% | 9.31% | 15.30% | 23.50% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 382.22 | -0.35% | -0.58% | 9.31% | 15.30% | 23.50% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (G) | 25910.64 | 2.87% | 2.88% | 10.52% | 8.93% | 19.41% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (IDCW) | 25910.64 | 2.87% | 2.88% | 10.51% | 8.92% | 19.39% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 16644.54 | 1.35% | 3.41% | 7.31% | 8.83% | 23.09% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
17 December 2018
Total AUM (Cr)
₹47.72
Shriram ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 17 December 2018, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹47.72 (Cr), as of 27 October 2025, Shriram ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.78% since its launch.
The current NAV of Shriram ELSS Tax Saver Fund - Direct (IDCW) is ₹24.11, as on 27 October 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.64% and 15.17% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.83% in Equity, 1.57% in Debt and 0.60% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.67% in Banks, 10.07% in Finance, 8.80% in Automobiles, 6.49% in IT-Software, 5.36% in Healthcare Services