Shriram ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
23.16(0.78%)Fund Size (CR)
₹47.42Expense Ratio
0.8Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
13.26%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 September 2025 | 9765.63 | -2.34% | - | -2.55% | 60/217 |
| 1 Month | 29 August 2025 | 10107.66 | 1.08% | - | 0.94% | 78/217 |
| 3 Month | 30 June 2025 | 9574.98 | -4.25% | - | -3.04% | 197/217 |
| 6 Month | 28 March 2025 | 10399.21 | 3.99% | - | 8.36% | 207/217 |
| 1 Year | 30 September 2024 | 8654.60 | -13.45% | -13.45% | -5.25% | 209/213 |
| 3 Year | 30 September 2022 | 14062.32 | 40.62% | 12.02% | 17.40% | 199/203 |
| 5 Year | 30 September 2020 | 20277.02 | 102.77% | 15.18% | 22.29% | 195/203 |
| Since Inception | 25 January 2019 | 22983.60 | 129.84% | 13.26% | 15.21% | 169/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,30,000 | 128972.10 | -0.79% | -0.79% |
| 3 Year | 3 October 2022 | 3,70,000 | 416057.52 | 12.45% | 3.99% |
| 5 Year | 1 October 2020 | 6,10,000 | 795074.82 | 30.34% | 5.44% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.39%
Standard Deviation
1.01%
Beta
0.39%
Sharpe Ratio
-0.07%
Treynor's Ratio
-3.19%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 8.18% | 40770 | 3.88 | Equity | Banks |
| ICICI Bank | 5.63% | 19109 | 2.67 | Equity | Banks |
| Bharti Airtel | 4.24% | 10642 | 2.01 | Equity | Telecomm-Service |
| Coromandel Inter | 2.92% | 6000 | 1.39 | Equity | Fertilizers |
| Reliance Industr | 2.89% | 10100 | 1.37 | Equity | Refineries |
| Bajaj Holdings | 2.83% | 1050 | 1.34 | Equity | Finance |
| M & M | 2.77% | 4100 | 1.31 | Equity | Automobile |
| Eicher Motors | 2.45% | 1900 | 1.16 | Equity | Automobile |
| Fortis Health. | 2.40% | 12500 | 1.14 | Equity | Healthcare |
| Interglobe Aviat | 2.38% | 2000 | 1.13 | Equity | Air Transport Service |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund - Direct (IDCW) | 47.42 | 1.08% | -4.25% | 3.99% | -13.45% | 12.02% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 379.41 | 1.50% | -1.03% | 16.49% | 9.54% | 23.93% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 379.41 | 1.50% | -1.03% | 16.49% | 9.54% | 23.93% | |
| Parag Parikh ELSS Tax Saver Fund - Direct (G) | 5524.49 | 0.77% | -2.66% | 5.19% | 0.69% | 19.43% | |
| HDFC ELSS Tax Saver Fund - Direct (G) | 16525.28 | 0.89% | -0.96% | 8.21% | 0.53% | 22.71% | |
| HDFC ELSS Tax Saver Fund - Direct (IDCW) | 16525.28 | 0.89% | -0.98% | 8.19% | 0.51% | 22.71% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
17 December 2018
Total AUM (Cr)
₹47.42
Shriram ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 17 December 2018, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹47.42 (Cr), as of 1 October 2025, Shriram ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.26% since its launch.
The current NAV of Shriram ELSS Tax Saver Fund - Direct (IDCW) is ₹23.16, as on 1 October 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.02% and 15.18% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.56% in Equity, 2.85% in Debt and 0.59% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.67% in Banks, 10.07% in Finance, 8.80% in Automobiles, 6.49% in IT-Software, 5.36% in Healthcare Services