Shriram ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
23.17(0.53%)Fund Size (CR)
₹49.21Expense Ratio
0.83Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
13.59%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 5 August 2025 | 9913.46 | -0.87% | - | -1.03% | 85/217 |
| 1 Month | 11 July 2025 | 9759.69 | -2.40% | - | -2.73% | 81/217 |
| 3 Month | 12 May 2025 | 10214.23 | 2.14% | - | 2.41% | 104/217 |
| 6 Month | 12 February 2025 | 10513.79 | 5.14% | - | 8.59% | 200/217 |
| 1 Year | 12 August 2024 | 8986.68 | -10.13% | -10.13% | -0.46% | 206/213 |
| 3 Year | 12 August 2022 | 14003.29 | 40.03% | 11.87% | 16.90% | 195/203 |
| 5 Year | 12 August 2020 | 20204.79 | 102.05% | 15.10% | 22.55% | 197/203 |
| Since Inception | 25 January 2019 | 23047.60 | 130.48% | 13.59% | 15.37% | 165/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 September 2024 | 1,20,000 | 117783.24 | -1.85% | -1.85% |
| 3 Year | 1 September 2022 | 3,60,000 | 410077.82 | 13.91% | 4.44% |
| 5 Year | 1 September 2020 | 6,00,000 | 795440.33 | 32.57% | 5.80% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.36%
Standard Deviation
1.00%
Beta
0.56%
Sharpe Ratio
-0.06%
Treynor's Ratio
-3.00%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 8.07% | 19685 | 3.97 | Equity | Banks |
| ICICI Bank | 5.54% | 18409 | 2.73 | Equity | Banks |
| Bharti Airtel | 5.21% | 13398 | 2.56 | Equity | Telecomm-Service |
| Coromandel Inter | 3.28% | 6000 | 1.61 | Equity | Fertilizers |
| Reliance Industr | 2.85% | 10100 | 1.40 | Equity | Refineries |
| Bajaj Holdings | 2.84% | 1000 | 1.40 | Equity | Finance |
| M & M | 2.67% | 4100 | 1.31 | Equity | Automobile |
| Marico | 2.44% | 16900 | 1.20 | Equity | FMCG |
| Interglobe Aviat | 2.40% | 2000 | 1.18 | Equity | Air Transport Service |
| SBI Cards | 2.35% | 14300 | 1.15 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund - Direct (IDCW) | 49.21 | -2.40% | 2.14% | 5.14% | -10.13% | 11.87% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 387.55 | -3.33% | 4.18% | 17.34% | 14.32% | 22.69% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 387.55 | -3.33% | 4.17% | 17.34% | 14.32% | 22.69% | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (G) | 405.49 | -2.02% | 2.73% | 10.17% | 8.52% | - | |
| WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW) | 405.49 | -2.02% | 2.73% | 10.17% | 8.52% | - | |
| HSBC Tax Saver Equity Fund - Direct (G) | 249.72 | -2.10% | 3.19% | 9.72% | 8.43% | 19.25% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
17 December 2018
Total AUM (Cr)
₹49.21
Shriram ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 17 December 2018, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹49.21 (Cr), as of 13 August 2025, Shriram ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.59% since its launch.
The current NAV of Shriram ELSS Tax Saver Fund - Direct (IDCW) is ₹23.17, as on 13 August 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Shriram ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 11.87% and 15.10% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.84% in Equity, 1.42% in Debt and 0.74% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.35% in Banks, 14.61% in Finance, 9.94% in Pharmaceuticals & Biotech, 7.11% in Automobiles, 4.15% in Healthcare Services