How to Invest in Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth?

Sundaram Banking and PSU Debt Fund - Direct (G) is a popular fund in the Banking and PSU Debt Fund segment. The fund has generated a return of 7.03% since inception. Looking to invest in Sundaram Banking and PSU Debt Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock ! Investing in Sundaram Banking and PSU Debt Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, Sundaram Banking and PSU Debt Fund - Direct (G) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in Sundaram Banking and PSU Debt Fund - Direct (G) today and reap the benefits of this Banking and PSU Debt Fund fund!

How much returns has Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Sundaram Banking and PSU Debt Fund - Direct (G) has generated annualised return of 4.11%. In the long-term, the fund has generated 6.87% and 6.00% in 3 and 5 years respectively. Since its inception, the fund has generated 7.03% returns.

What is the expense ratio of Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth?

The expense ratio of Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth is 0.27%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Sundaram Banking and PSU Debt Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Sundaram Banking and PSU Debt Fund - Direct (G) is ₹256.8 (Cr) as of 2026-11-05 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth?

Redeeming or selling units of Sundaram Banking and PSU Debt Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from Sundaram Banking and PSU Debt Fund - Direct (G): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case Sundaram Banking and PSU Debt Fund - Direct (G)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Sundaram Banking and PSU Debt Fund - Direct (G). Minimum lumpsum investment Sundaram Banking and PSU Debt Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹250 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Sundaram Banking and PSU Debt Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Sundaram Banking and PSU Debt Fund - Direct (G) is Sundaram Banking and PSU Debt Fund - Direct (G) is ₹46.69 as on 2026-11-05.

Which are the biggest stock holdings of Sundaram Banking and PSU Debt Fund - Direct (G)?

The 5 biggest stock holdings of Sundaram Banking and PSU Debt Fund - Direct (G) are: Natl. Hous. Bank (7.79%), E X I M Bank (7.73%), I O C L (5.83%), HDFC Bank (5.81%), N A B A R D (3.87%)

What are the top sectors Sundaram Banking and PSU Debt Fund - Direct (G) invests in?

A majority of Sundaram Banking and PSU Debt Fund - Direct (G) 's AUM worth ₹256.8 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Sundaram Banking and PSU Debt Fund - Direct (G)

Banking and PSU Debt Fund

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NAV
46.69(0.31%)
Fund Size (CR)
₹257.79
Expense Ratio
0.27
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹5,000
Minimum SIP Investment
₹250
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
7.03%

There is no Asset Allocation data

Basic Details

Scheme Manager

Sandeep Agarwal

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 28, 2026	10037.30	0.37%	-	0.39%	74/143
1 Month	October 1, 2026	10012.78	0.13%	-	0.11%	67/143
3 Month	August 4, 2026	10037.24	0.37%	-	0.31%	60/143
6 Month	May 4, 2026	10250.38	2.50%	-	2.67%	68/143
1 Year	November 4, 2025	10410.74	4.11%	4.11%	4.27%	52/143
3 Year	November 3, 2023	12210.97	22.11%	6.87%	6.74%	49/137
5 Year	November 3, 2021	13385.68	33.86%	6.00%	6.04%	56/133
Since Inception	January 9, 2013	25570.31	155.70%	7.03%	7.05%	95/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	122722.56	2.27%	2.27%
3 Year	December 1, 2023	3,60,000	393421.42	9.28%	3.00%
5 Year	December 1, 2021	6,00,000	703822.66	17.30%	3.24%
10 Year	December 1, 2016	12,00,000	1648730.76	37.39%	3.23%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.41%

Standard Deviation

0.05%

Beta

1.19%

Sharpe Ratio

0.11%

Treynor's Ratio

1.73%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Banking and PSU Debt Fund - Direct (G)	257.79	0.13%	0.37%	2.50%	4.11%	6.87%
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4761.48	0.12%	0.10%	19.99%	19.60%	6.09%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	11893.32	0.12%	0.58%	3.57%	5.99%	7.49%
UTI-Banking & PSU Debt Fund - Direct (IDCW-A)	1447.94	0.37%	1.38%	3.25%	5.78%	7.42%
UTI-Banking & PSU Debt Fund - Direct (IDCW-H)	1447.94	0.37%	1.38%	3.25%	5.78%	7.42%
UTI-Banking & PSU Debt Fund - Direct (Flexi)	1447.94	0.37%	1.38%	3.25%	5.78%	7.42%

List of Schemes under Sundaram Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Sundaram Aggressive Hybrid Fund	Hybrid	High	-3.63%	3	₹8,793.32
Sundaram Short Term Fund	Debt	Moderate	4.83%	3	₹191.15
Sundaram ELSS Tax Saver Fund	Equity	Very High	-7.08%	3	₹1,212.49
Sundaram Medium Term Fund	Debt	Moderate	2.88%	1	₹32.53
Sundaram Global Brand Theme - Equity Active FoF	Other	Very High	10.05%	0	₹169.02
Sundaram Liquid Fund	Debt	Moderate	6.55%	4	₹7,501.31
Sundaram Focused Fund	Equity	Very High	0.38%	3	₹1,031.55
Sundaram Consumption Fund	Equity	Very High	-7.12%	2	₹1,407.53
Sundaram Value Fund	Equity	Very High	-8.64%	0	₹1,216.69
Sundaram Ultra Short Term Fund	Debt	Moderately Low	6.42%	4	₹2,609.80
Sundaram Corporate Bond Fund	Debt	Moderately Low	3.86%	3	₹615.79
Sundaram Banking and PSU Debt Fund	Debt	Moderately Low	4.11%	3	₹256.80
Sundaram Ultra Short to Short Term Fund	Debt	Moderate	5.7%	5	₹387.08
Sundaram Services Fund	Equity	Very High	-0.45%	0	₹4,999.11
Sundaram Flexi Cap Fund	Equity	Very High	-6.37%	3	₹1,837.22
Sundaram Business Cycle Fund	Equity	Very High	-2.87%	0	₹1,716.35
Sundaram Large Cap Fund	Equity	Very High	-2.81%	3	₹2,865.93
Sundaram Small Cap Fund	Equity	Very High	5.34%	3	₹4,106.99
Sundaram Equity Savings Fund	Hybrid	Moderate	0.06%	0	₹943.07
Sundaram Multi Cap Fund	Equity	Very High	-3.45%	2	₹2,900.87
Sundaram Dynamic Asset Allocation Fund	Hybrid	High	-2.06%	3	₹1,596.06
Sundaram Mid Cap Fund	Equity	Very High	-1.01%	4	₹13,854.06
Sundaram Infrastructure Advantage Fund	Equity	Very High	0.57%	2	₹921.99
Sundaram Income Plus Arbitrage Active FoF	Other	Moderate	0%	0	₹55.65
Sundaram Nifty 100 Equal Weight Fund	Other	Very High	0.65%	3	₹140.34
Sundaram Conservative Hybrid Fund	Hybrid	Moderate	-0.36%	2	₹18.29
Sundaram Money Market Fund	Debt	Low	6.38%	3	₹1,207.90
Sundaram Multi Asset Allocation Fund	Hybrid	Very High	0.45%	0	₹3,204.67
Sundaram Multi-Factor Fund	Equity	Very High	-6.19%	0	₹789.86
Sundaram Dividend Yield Fund	Equity	Very High	-5.09%	0	₹757.47
Sundaram Large and Mid Cap Fund	Equity	Very High	0.87%	2	₹7,131.29
Sundaram Fin Serv Opportunities	Equity	Very High	-2.77%	4	₹1,614.20
Sundaram Arbitrage Fund	Hybrid	Moderately Low	6.78%	2	₹538.54
Sundaram Overnight Fund	Debt	Low	5.23%	3	₹1,895.55

News

Sundaram MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Sundaram Mutual Fund has announced 17 July 2026 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Aggressive Hybrid Fund - Regular Plan-Monthly-IDCW Option: 0.210
Sundaram Aggressive Hybrid Fund - Direct Plan-Monthly-IDCW Option: 0.330
Sundaram Balanced Advantage Fund - Regular Plan-Monthly-IDCW Option: 0.115
Sundaram Balanced Advantage Fund - Direct Plan-Monthly-IDCW Option: 0.140
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Sundaram Mutual Fund it has been decided to Change in Monthly IDCW option of the schemes
Sundaram Mutual Fund it has been decided to Change in Monthly IDCW option of the scheme(s) of Sundaram Mutual Fund with effect from July 08, 2026
Change in IDCW Option Name:

Scheme Name Existing Option Proposed Option

Sundaram Arbitrage Fund Monthly IDCW IDCW

Sundaram Overnight Fund Monthly IDCW IDCW

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Scheme Name	Existing Option	Proposed Option
Sundaram Arbitrage Fund	Monthly IDCW	IDCW
Sundaram Overnight Fund	Monthly IDCW	IDCW

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹256.80

Sundaram Banking and PSU Debt Fund - Direct (G) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, Sundaram Mutual Fund. Launched in January 1, 2013, this fund is managed by Sandeep Agarwal. With assets under management (AUM) worth ₹256.8 (Cr), as of November 5, 2026, Sundaram Banking and PSU Debt Fund - Direct (G) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 7.03% since its launch.
The current NAV of Sundaram Banking and PSU Debt Fund - Direct (G) is ₹46.69, as on November 5, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Sundaram Banking and PSU Debt Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹250 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.87% and 6.00% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.96% in Debt and 2.04% in cash and cash equivalents.

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

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Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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FAQs

Sundaram Banking and PSU Debt Fund - Direct (G) is a popular fund in the Banking and PSU Debt Fund segment. The fund has generated a return of 7.03% since inception. Looking to invest in Sundaram Banking and PSU Debt Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Sundaram Banking and PSU Debt Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Sundaram Banking and PSU Debt Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Sundaram Banking and PSU Debt Fund - Direct (G) today and reap the benefits of this Banking and PSU Debt Fund fund!

Redeeming or selling units of Sundaram Banking and PSU Debt Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Sundaram Banking and PSU Debt Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Sundaram Banking and PSU Debt Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all