Mutual Funds
AMC
Sundaram Banking & PSU Fund - Direct (G)

Sundaram Banking & PSU Fund - Direct (G)

NAV
44.83(-0.02%)
Fund Size (CR)
₹377.41
Expense Ratio
0.27
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹5,000
Minimum SIP Investment
₹250
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.21%

Absolute Return: 1.32%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Dwijendra Srivastava

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	9 December 2025	9987.88	-0.12%	-	-0.11%	85/158
1 Month	14 November 2025	10012.62	0.13%	-	0.10%	62/158
3 Month	16 September 2025	10140.93	1.41%	-	1.36%	76/158
6 Month	16 June 2025	10248.93	2.49%	-	2.30%	42/158
1 Year	16 December 2024	10762.46	7.62%	7.62%	7.22%	46/158
3 Year	16 December 2022	12447.51	24.48%	7.56%	7.28%	45/152
5 Year	16 December 2020	13242.22	32.42%	5.77%	5.84%	74/136
Since Inception	9 January 2013	24629.65	146.30%	7.21%	7.20%	98/158

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	123774.42	3.15%	3.15%
3 Year	2 January 2023	3,60,000	402716.66	11.87%	3.81%
5 Year	1 January 2021	6,00,000	711384.71	18.56%	3.46%
10 Year	1 January 2016	12,00,000	1678528.10	39.88%	3.41%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.31%

Standard Deviation

0.04%

Beta

1.87%

Sharpe Ratio

0.85%

Treynor's Ratio

1.72%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Banking & PSU Fund - Direct (G)	377.41	0.13%	1.41%	2.49%	7.62%	7.56%
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	131.49	0.28%	1.64%	3.17%	8.96%	9.63%
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	4413.44	0.04%	3.09%	4.21%	8.91%	8.05%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9720.73	0.26%	1.78%	3.60%	8.75%	8.18%
Franklin India Banking & PSU Debt Fund-Direct(G)	485.44	0.27%	1.77%	3.10%	8.10%	7.76%
Kotak Banking and PSU Debt Fund - Direct (G)	5701.42	0.15%	1.91%	2.71%	7.98%	7.87%

List of Schemes under Sundaram Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Sundaram Aggressive Hybrid Fund	Hybrid	High	3.54%	3	₹7,655.04
Sundaram Liquid Fund	Debt	Moderate	6.66%	4	₹6,763.17
Sundaram Low Duration Fund	Debt	Moderate	7.61%	5	₹382.90
Sundaram Equity Savings Fund	Hybrid	Moderate	6.56%	0	₹1,201.14
Sundaram Dividend Yield Fund	Equity	Very High	-0.92%	0	₹923.06
Sundaram Multi Cap Fund	Equity	Very High	1.73%	2	₹2,915.33
Sundaram Nifty 100 Equal Weight Fund	Other	Very High	2.2%	3	₹131.98
Sundaram Focused Fund	Equity	Very High	-2.08%	3	₹1,102.59
Sundaram Ultra Short Duration Fund	Debt	Moderately Low	7.27%	4	₹2,362.61
Sundaram Balanced Advantage Fund	Hybrid	High	4.37%	3	₹1,753.56
Sundaram Short Duration Fund	Debt	Moderate	7.91%	3	₹193.66
Sundaram ELSS Tax Saver Fund	Equity	Very High	3.44%	3	₹1,410.54
Sundaram Medium Duration Fund	Debt	Moderate	6.46%	1	₹36.38
Sundaram Large and Mid Cap Fund	Equity	Very High	0.02%	2	₹7,046.83
Sundaram Corporate Bond Fund	Debt	Moderately Low	7.71%	3	₹772.61
Sundaram Banking & PSU Fund	Debt	Moderately Low	7.62%	3	₹377.41
Sundaram Global Brand Theme - Equity Active FoF	Other	Very High	24.13%	0	₹148.87
Sundaram Conservative Hybrid Fund	Hybrid	Moderate	4.06%	2	₹20.52
Sundaram Small Cap Fund	Equity	Very High	-2.99%	3	₹3,450.40
Sundaram Mid Cap Fund	Equity	Very High	0.8%	4	₹13,344.99
Sundaram Infrastructure Advantage Fund	Equity	Very High	-0.44%	2	₹961.19
Sundaram Fin Serv Opportunities	Equity	Very High	9.11%	4	₹1,666.15
Sundaram Consumption Fund	Equity	Very High	-1.39%	2	₹1,628.06
Sundaram Value Fund	Equity	Very High	2.4%	0	₹1,483.79
Sundaram Long Term Tax Advantage Fund-Sr.II	Equity	Very High	6.46%	0	₹13.57
Sundaram Arbitrage Fund	Hybrid	Moderately Low	7.11%	2	₹334.75
Sundaram LT MC Tax Advantage Fund - Sr.III	Equity	Very High	-4.49%	0	₹76.22
Sundaram LT MC Tax Advantage Fund - Sr.IV	Equity	Very High	-3.89%	0	₹36.06
Sundaram LT MC Tax Advantage Fund - Sr.V	Equity	Very High	-3.45%	0	₹30.70
Sundaram LT MC Tax Advantage Fund - Sr.VI	Equity	Very High	-4.07%	0	₹36.21
Sundaram LT Tax Advantage Fund - Sr.III	Equity	Very High	-1.18%	0	₹34.30
Sundaram LT Tax Advantage Fund - Sr.IV	Equity	Very High	-0.23%	0	₹22.51
Sundaram Services Fund	Equity	Very High	6.25%	0	₹4,768.65
Sundaram Money Market Fund	Debt	Low	7.54%	3	₹2,050.90
Sundaram Overnight Fund	Debt	Low	5.86%	3	₹438.62
Sundaram Large Cap Fund	Equity	Very High	2.21%	3	₹3,393.50
Sundaram Flexi Cap Fund	Equity	Very High	3.57%	3	₹2,149.24
Sundaram Multi Asset Allocation Fund	Hybrid	Very High	16.98%	0	₹3,014.52
Sundaram Business Cycle Fund	Equity	Very High	-0.37%	0	₹1,819.91
Sundaram Multi-Factor Fund	Equity	Very High	0%	0	₹995.68

News

Sundaram MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
Sundaram Mutual Fund has announced 19 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Sundaram Financial Services Opportunities Fund:
Regular Plan ' IDCW: 2.244
Direct Plan ' IDCW: 2.561
Sundaram Flexi Cap Fund:
Regular Plan ' IDCW: 0.868
Direct Plan ' IDCW: 0.903
Sundaram Consumption Fund:
Regular Plan ' IDCW: 2.158
Direct Plan ' IDCW: 2.398
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Sundaram MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Sundaram Mutual Fund has announced 17 December 2025 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Aggressive Hybrid Fund - Regular Plan-Monthly-IDCW Option: 0.250
Sundaram Aggressive Hybrid Fund - Direct Plan-Monthly-IDCW Option: 0.350
Sundaram Balanced Advantage Fund - Regular Plan-Monthly-IDCW Option: 0.115
Sundaram Balanced Advantage Fund - Direct Plan-Monthly-IDCW Option: 0.140
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Sundaram Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
Sundaram Mutual Fund has announced 12 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Sundaram Nifty 100 Equal Weight Fund :
Regular Plan ' IDCW: 5.755
Direct Plan ' IDCW: 6.051
Sundaram Equity Savings Fund :
Regular Plan ' IDCW: 0.537
Direct Plan ' IDCW: 0.572
Sundaram Services Fund :
Regular Plan ' IDCW: 1.654
Direct Plan ' IDCW: 1.784
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹377.41

Sundaram Banking & PSU Fund - Direct (G) is an Banking and PSU Fund-oriented fund from the renowned AMC, Sundaram Mutual Fund. Launched in 1 January 2013, this fund is managed by Dwijendra Srivastava. With assets under management (AUM) worth ₹377.41 (Cr), as of 17 December 2025, Sundaram Banking & PSU Fund - Direct (G) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.21% since its launch.
The current NAV of Sundaram Banking & PSU Fund - Direct (G) is ₹44.83, as on 17 December 2025. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Sundaram Banking & PSU Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹250 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.56% and 5.77% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.65% in Debt and 3.35% in cash and cash equivalents.