Union Gilt Fund - Direct (IDCW-H)

Gilt Fund

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NAV
12.09(-0.32%)
Fund Size (CR)
₹101.55
Expense Ratio
0.65
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
5.40%

Absolute Return: -1.37%

Annualized Return: 0%

Basic Details

Scheme Manager

Parijat Agrawal

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 31, 2026	10206.79	2.07%	-	1.24%	3/139
1 Month	March 6, 2026	9876.38	-1.24%	-	-0.52%	129/139
3 Month	January 8, 2026	9884.75	-1.15%	-	0.24%	134/139
6 Month	October 8, 2025	9760.48	-2.40%	-	-0.28%	135/138
1 Year	April 8, 2025	9810.39	-1.90%	-1.90%	0.60%	126/134
3 Year	April 6, 2023	11631.98	16.32%	5.15%	6.01%	109/128
5 Year	-	-	-	-	-	-/-
Since Inception	August 8, 2022	12127.50	21.27%	5.40%	6.82%	120/139

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	118065.84	-1.61%	-1.61%
3 Year	May 2, 2023	3,60,000	375754.96	4.38%	1.44%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.30%

Standard Deviation

0.19%

Beta

-0.52%

Sharpe Ratio

-0.35%

Treynor's Ratio

-2.44%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Gilt Fund - Direct (IDCW-H)	101.55	-1.24%	-1.15%	-2.40%	-1.90%	5.15%
UTI-Gilt Fund - Direct (G)	532.79	0.68%	1.86%	2.61%	3.58%	7.01%
ICICI Pru Gilt Fund - Direct (G)	10023.97	-0.71%	0.23%	0.60%	3.54%	7.42%
ICICI Pru Gilt Fund - Direct (IDCW)	10023.97	-0.71%	0.23%	0.59%	3.54%	7.42%
Franklin India G-Sec Fund - Direct (G)	175.48	-0.43%	1.03%	1.54%	2.88%	6.16%
Bandhan Gilt Fund - Direct (IDCW-Q)	1947.77	0.93%	1.96%	2.60%	2.88%	7.31%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	13.27%	0	₹1,318.17
Union Largecap Fund	Equity	Very High	7.03%	3	₹453.03
Union Large & Midcap Fund	Equity	Very High	12.2%	2	₹934.59
Union Midcap Fund	Equity	Very High	17.19%	3	₹1,652.42
Union Small Cap Fund	Equity	Very High	20.2%	2	₹1,787.25
Union Value Fund	Equity	Very High	12.6%	2	₹375.37
Union Focused Fund	Equity	Very High	11.34%	2	₹419.13
Union Innovation & Opportunities Fund	Equity	Very High	12.85%	0	₹1,052.97
Union Business Cycle Fund	Equity	Very High	10.26%	0	₹522.72
Union Active Momentum Fund	Equity	Very High	8.06%	0	₹445.02
Union Consumption Fund	Equity	Very High	0%	0	₹320.47
Union ELSS Tax Saver Fund	Equity	Very High	9.52%	3	₹875.66
Union Overnight Fund	Debt	Low	5.45%	4	₹398.33
Union Liquid Fund	Debt	Moderately Low	6.33%	3	₹5,755.60
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹819.91
Union Money Market Fund	Debt	Moderately Low	6.67%	1	₹682.95
Union Short Duration Fund	Debt	Moderate	5.8%	0	₹97.85
Union Dynamic Bond Fund	Debt	Moderate	-0.66%	1	₹92.26
Union Corporate Bond Fund	Debt	Moderate	5.27%	2	₹545.79
Union Gilt Fund	Debt	Moderate	-1.9%	2	₹90.65
Union Aggressive Hybrid Fund	Hybrid	Very High	9.3%	2	₹704.55
Union Balanced Advantage Fund	Hybrid	High	6.84%	3	₹1,304.78
Union Multi Asset Allocation Fund	Hybrid	Very High	22.86%	0	₹962.66
Union Arbitrage Fund	Hybrid	Low	6.29%	2	₹275.51
Union Equity Savings Fund	Hybrid	Moderate	5.26%	1	₹143.75
Union Retirement Fund	Solution Oriented	Very High	13.68%	3	₹195.69
Union Children's Fund	Solution Oriented	Very High	10.87%	0	₹82.34
Union Gold ETF Fund of Fund	Other	High	65.71%	0	₹173.37
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹91.74
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹187.84
Union Flexi Cap Fund	Equity	Very High	8.75%	3	₹2,348.87

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 February 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Fund House Details & Investment Objective

Date of Incorporation

July 18, 2022

Total AUM (Cr)

₹90.65

Union Gilt Fund - Direct (IDCW-H) is an Gilt Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in July 18, 2022, this fund is managed by Parijat Agrawal. With assets under management (AUM) worth ₹90.65 (Cr), as of April 9, 2026, Union Gilt Fund - Direct (IDCW-H) is categorized as a Gilt Fund within its segment. The fund has generated a return of 5.40% since its launch.
The current NAV of Union Gilt Fund - Direct (IDCW-H) is ₹12.09, as on April 9, 2026. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in Union Gilt Fund - Direct (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated 5.15% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.52% in Debt and 3.48% in cash and cash equivalents.

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