Mutual Funds
AMC
Union Gilt Fund - Direct (IDCW-H)

Union Gilt Fund - Direct (IDCW-H)

NAV
12.14(-0.34%)
Fund Size (CR)
₹106.57
Expense Ratio
0.65
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
5.80%

Absolute Return: -1.07%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Parijat Agrawal

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 January 2026	9906.33	-0.94%	-	-0.44%	133/138
1 Month	6 January 2026	9908.43	-0.92%	-	-0.28%	135/138
3 Month	6 November 2025	9925.46	-0.75%	-	-0.22%	133/138
6 Month	6 August 2025	9884.31	-1.16%	-	0.13%	133/138
1 Year	6 February 2025	10099.72	1.00%	1.00%	2.83%	120/134
3 Year	6 February 2023	11862.89	18.63%	5.85%	6.46%	102/128
5 Year	-	-	-	-	-	-/-
Since Inception	8 August 2022	12183.90	21.84%	5.80%	6.87%	117/138

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	118463.41	-1.28%	-1.28%
3 Year	1 March 2023	3,60,000	380874.76	5.80%	1.90%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.07%

Standard Deviation

0.11%

Beta

0.23%

Sharpe Ratio

-0.15%

Treynor's Ratio

0.19%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Gilt Fund - Direct (IDCW-H)	106.57	-0.92%	-0.75%	-1.16%	1.00%	5.85%
ICICI Pru Gilt Fund - Direct (G)	9181.38	-0.06%	0.40%	1.29%	6.17%	8.04%
ICICI Pru Gilt Fund - Direct (IDCW)	9181.38	-0.06%	0.40%	1.29%	6.17%	8.04%
Franklin India G-Sec Fund - Direct (G)	186.64	0.22%	0.76%	1.95%	4.99%	6.38%
UTI-Gilt Fund - Direct (G)	545.23	0.32%	0.70%	1.38%	4.52%	7.02%
UTI-Gilt Fund - Direct (IDCW)	545.23	0.32%	0.70%	1.38%	4.51%	7.02%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	9.4%	0	₹1,322.01
Union Largecap Fund	Equity	Very High	8.29%	3	₹471.36
Union Large & Midcap Fund	Equity	Very High	10.13%	2	₹943.23
Union Midcap Fund	Equity	Very High	13.12%	3	₹1,633.88
Union Small Cap Fund	Equity	Very High	6.45%	2	₹1,743.98
Union Value Fund	Equity	Very High	11.27%	2	₹370.70
Union Focused Fund	Equity	Very High	6.93%	2	₹411.71
Union Innovation & Opportunities Fund	Equity	Very High	3.31%	0	₹1,113.56
Union Business Cycle Fund	Equity	Very High	8.83%	0	₹537.13
Union Active Momentum Fund	Equity	Very High	-1.26%	0	₹457.35
Union Consumption Fund	Equity	Very High	0%	0	₹331.66
Union ELSS Tax Saver Fund	Equity	Very High	9.25%	3	₹903.87
Union Overnight Fund	Debt	Low	5.66%	4	₹393.88
Union Liquid Fund	Debt	Moderately Low	6.49%	3	₹7,388.78
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹1,077.66
Union Money Market Fund	Debt	Moderately Low	7.09%	1	₹155.33
Union Short Duration Fund	Debt	Moderate	7.03%	0	₹192.64
Union Dynamic Bond Fund	Debt	Moderate	2.14%	1	₹101.77
Union Corporate Bond Fund	Debt	Moderate	6.85%	2	₹596.46
Union Gilt Fund	Debt	Moderate	1%	2	₹104.81
Union Aggressive Hybrid Fund	Hybrid	Very High	9.2%	2	₹688.66
Union Balanced Advantage Fund	Hybrid	High	8.71%	3	₹1,347.19
Union Multi Asset Allocation Fund	Hybrid	Very High	24.85%	0	₹836.57
Union Arbitrage Fund	Hybrid	Low	6.55%	2	₹273.86
Union Equity Savings Fund	Hybrid	Moderate	6.12%	1	₹143.99
Union Retirement Fund	Solution Oriented	Very High	11.19%	3	₹191.83
Union Children's Fund	Solution Oriented	Very High	10%	0	₹81.46
Union Gold ETF Fund of Fund	Other	High	0%	0	₹121.00
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹102.84
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹197.84
Union Flexi Cap Fund	Equity	Very High	8.59%	3	₹2,401.95

News

Union MF announces change in benchmark under its scheme

Union Mutual Fund has announced change in the benchmark of Union Multi Asset Allocation Fund. with effect from, January 20, 2026

Change in name of Benchmark of Union Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
Union Multi Asset Allocation Fund	65% NIFTY 50 TRI + 20% NIFTY Composite Debt Index + 15% Domestic prices of Gold	65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver

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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 November 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 28 October 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Fund House Details & Investment Objective

Date of Incorporation

18 July 2022

Total AUM (Cr)

₹104.81

Union Gilt Fund - Direct (IDCW-H) is an Gilt Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in 18 July 2022, this fund is managed by Parijat Agrawal. With assets under management (AUM) worth ₹104.81 (Cr), as of 9 February 2026, Union Gilt Fund - Direct (IDCW-H) is categorized as a Gilt Fund within its segment. The fund has generated a return of 5.80% since its launch.
The current NAV of Union Gilt Fund - Direct (IDCW-H) is ₹12.14, as on 9 February 2026. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in Union Gilt Fund - Direct (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated 5.85% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.22% in Debt and 2.78% in cash and cash equivalents.