Mutual Funds
AMC
UTI-Annual Interval Fund - I - Direct (IDCW)

UTI-Annual Interval Fund - I - Direct (IDCW)

NAV
11.47(0.04%)
Fund Size (CR)
₹21.6
Expense Ratio
0.06
Scheme Type
Active Fund
Value Research

Min. investment
₹10,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
5.41%

Absolute Return: 1.30%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Sunil Patil

Bench Mark

NIFTY Low Duration Debt Index A-I

Type

Interval

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	9 January 2026	10009.97	0.10%	-	0.05%	26/321
1 Month	16 December 2025	10043.73	0.44%	-	0.37%	99/321
3 Month	16 October 2025	10131.54	1.32%	-	1.32%	261/321
6 Month	16 July 2025	10267.19	2.67%	-	2.69%	242/321
1 Year	16 January 2025	10590.15	5.90%	5.90%	7.21%	318/321
3 Year	16 January 2023	12086.24	20.86%	6.51%	7.40%	228/233
5 Year	-	-	-	-	-	-/-
Since Inception	16 August 2013	19246.07	92.46%	5.41%	7.03%	321/321

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	205789.01	71.49%	71.49%
3 Year	1 February 2023	3,60,000	631927.31	75.54%	20.63%
5 Year	1 October 2021	5,20,000	927355.70	78.34%	12.27%
10 Year	1 February 2016	10,80,000	1989689.91	84.23%	6.30%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.07%

Standard Deviation

0.01%

Beta

2.68%

Sharpe Ratio

2.37%

Treynor's Ratio

0.64%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Annual Interval Fund - I - Direct (IDCW)	21.60	0.44%	1.32%	2.67%	5.90%	6.51%
Nippon India FMP - XLV - Sr.5 - Dir (G)	237.09	0.48%	1.62%	3.40%	8.54%	-
UTI-FTI - Series XXXVI-I(1574Days)-Dir (G)	62.65	0.39%	1.45%	2.88%	8.21%	-
UTI-FTI - Series XXXVI-I(1574Days)-Dir (IDCW)	62.65	0.39%	1.45%	2.88%	8.21%	-
TRUSTMF FMP - Series II (1196 Days) - Dir (G)	63.45	0.42%	1.53%	3.21%	8.18%	-
Bandhan FTP - Sr.179 - Direct (IDCW-H)	362.51	0.36%	1.34%	2.28%	8.13%	8.32%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-MNC Fund	Equity	Very High	6.14%	0	₹2,856.33
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.64%	3	₹1,703.12
UTI-Gilt Fund	Debt	Moderate	5.17%	3	₹545.23
UTI-BSE Low Volatility Index Fund	Other	Very High	8.72%	3	₹569.57
UTI-BSE Sensex Index Fund	Other	Very High	9.59%	2	₹213.24
UTI-Arbitrage Fund	Hybrid	Low	7%	3	₹10,464.65
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Equity Savings Fund	Hybrid	Moderate	9.7%	4	₹809.60
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.54%	0	₹138.70
UTI-Transportation & Logistics Fund	Equity	Very High	20.59%	0	₹4,083.94
UTI-Large Cap Fund	Equity	Very High	9.44%	3	₹13,321.57
UTI-Gold ETF Fund of Fund	Other	High	77.2%	5	₹848.36
UTI-Large & Mid Cap Fund	Equity	Very High	11.44%	4	₹5,635.04
UTI-Small Cap Fund	Equity	Very High	-1.96%	3	₹4,736.67
UTI-Mid Cap Fund	Equity	Very High	4.04%	2	₹11,956.07
UTI-Silver ETF Fund of Fund	Other	Very High	199.76%	0	₹493.75
UTI-Nifty Private Bank Index Fund	Other	Very High	18.48%	0	₹228.22
UTI-Healthcare Fund	Equity	Very High	0.6%	4	₹1,101.63
UTI-Retirement Fund	Solution Oriented	High	7.27%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	5.51%	0	₹4,525.33
UTI-Nifty Midcap 150 Index Fund	Other	Very High	8.98%	0	₹62.18
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.9%	0	₹21.60
UTI-Low Duration Fund	Debt	Moderately Low	7.4%	2	₹2,667.29
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.83%	0	₹72.34
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	21.46%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	14.84%	0	₹122.19
UTI-Long Duration Fund	Debt	Moderate	2.21%	0	₹99.70
UTI-Overnight Fund	Debt	Low	5.76%	3	₹3,759.67
UTI-BSE Housing Index Fund	Other	Very High	-0.08%	0	₹24.73
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.56%	0	₹321.15
UTI-Medium to Long Duration Fund	Debt	Moderate	5.37%	3	₹309.62
UTI-Banking & PSU Fund	Debt	Moderate	7.72%	3	₹1,014.91
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	1.01%	1	₹8,683.06
UTI-Balanced Advantage Fund	Hybrid	Very High	9.97%	0	₹3,203.37
UTI-Credit Risk Fund	Debt	Moderately High	7.82%	3	₹260.49
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.92%	0	₹34.38
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.55%	0	₹5,212.13
UTI-Corporate Bond Fund	Debt	Moderate	7.6%	3	₹5,420.85
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	1.87%	1	₹245.93
UTI-Banking and Financial Services Fund	Equity	Very High	21.43%	3	₹1,382.02
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Aggressive Hybrid Fund	Hybrid	Very High	8.51%	4	₹6,757.91
UTI-Nifty 50 Index Fund	Other	Very High	11.45%	3	₹26,947.15
UTI-Money Market Fund	Debt	Moderate	7.39%	3	₹19,300.55
UTI Multi Asset Allocation Fund	Hybrid	Very High	14.14%	3	₹6,719.75
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	7.04%	0	₹658.74
UTI-Ultra Short Duration Fund	Debt	Moderate	7.12%	3	₹3,655.33
UTI-Innovation Fund	Equity	Very High	-4.36%	0	₹829.34
UTI Dividend Yield Fund	Equity	Very High	8.02%	0	₹3,945.70
UTI-Children's Equity Fund	Solution Oriented	Very High	6.43%	0	₹1,175.78
UTI-Value Fund	Equity	Very High	9.56%	3	₹10,150.97
UTI-Focused Fund	Equity	Very High	8.49%	3	₹2,610.46
UTI-Flexi Cap Fund	Equity	Very High	3.42%	1	₹24,902.62
UTI-ELSS Tax Saver Fund	Equity	Very High	7.33%	2	₹3,761.85
UTI-Children's Equity Fund	Solution Oriented	Very High	6.43%	0	₹1,175.78
UTI-Floater Fund	Debt	Moderately Low	7.2%	3	₹1,579.93
UTI-Short Duration Fund	Debt	Moderate	7.38%	3	₹3,181.38
UTI-Quant Fund	Equity	Very High	0%	0	₹1,851.04
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.18%	0	₹170.23
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Infrastructure Fund	Equity	Very High	5.79%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.53%	3	₹23,479.98
UTI-Medium Duration Fund	Debt	Moderate	6.85%	2	₹39.24
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	3.82%	0	₹76.57
UTI-Nifty Next 50 Index Fund	Other	Very High	7.25%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.71%	3	₹430.04
UTI-India Consumer Fund	Equity	Very High	5.44%	1	₹737.41

News

UTI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 16 January 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
UTI-Multi Asset Allocation Fund:
Regular Plan ' IDCW: 2.55
Direct Plan ' IDCW: 2.55
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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 12 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	New Fund Managers
UTI Banking & Financial Services Fund	Mr. Amit Premchandani - Fund Manager	Mr. Amit Premchandani - Fund Manager Mr. Bhavesh Kanani - Fund Manager
UTI Flexi Cap Fund	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager Mr Kamal Gada - Assistant Fund Manager	Mr. Ajay Tyagi - Fund Manager Mr Kamal Gada - Co-Fund Manager Mr. Akash Shah - Assistant Fund Manager
UTI- Unit Linked Insurance Plan	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion) Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Kamal Gada - Co-Fund Manager (Equity Portion) Mr. Akash Shah - Assistant Fund Manager (Equity Portion)

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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has that Mr. Kapil Udaiwal, President & Head - Human Resources,UTI Asset Management Company Limited effective from January 1, 2026:
Details of Mr. Kapil Udaiwal
Age: 48 years
Designation: President & Head - Human Resources
Qualification: B.Sc., Master in Labour Laws & Labour Welfare, PGDM (PM & HR)
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹21.60

UTI-Annual Interval Fund - I - Direct (IDCW) is an Fixed Maturity Plans-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Sunil Patil. With assets under management (AUM) worth ₹21.6 (Cr), as of 19 January 2026, UTI-Annual Interval Fund - I - Direct (IDCW) is categorized as a Fixed Maturity Plans within its segment. The fund has generated a return of 5.41% since its launch.
The current NAV of UTI-Annual Interval Fund - I - Direct (IDCW) is ₹11.47, as on 19 January 2026. The fund's benchmark index is NIFTY Low Duration Debt Index A-I. You can invest in UTI-Annual Interval Fund - I - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹10,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.51% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.00% in cash and cash equivalents.