Mutual Funds
AMC
UTI-Equity Savings Fund - Direct (IDCW-M)

UTI-Equity Savings Fund - Direct (IDCW-M)

NAV
20.30(-0.09%)
Fund Size (CR)
₹794.23
Expense Ratio
0.62
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.14%

Absolute Return: 4.27%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

V Srivatsa

Bench Mark

Crisil Equity Savings Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19 December 2025	10032.52	0.33%	-	0.13%	7/137
1 Month	26 November 2025	10070.30	0.70%	-	-0.05%	3/137
3 Month	26 September 2025	10426.85	4.27%	-	2.22%	4/137
6 Month	26 June 2025	10412.09	4.12%	-	3.06%	22/129
1 Year	26 December 2024	10938.30	9.38%	9.38%	6.91%	10/127
3 Year	26 December 2022	14102.32	41.02%	12.13%	10.71%	26/127
5 Year	24 December 2020	17441.66	74.42%	11.75%	9.82%	19/127
Since Inception	30 August 2018	20299.30	102.99%	10.14%	8.26%	16/137

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	126960.63	5.80%	5.80%
3 Year	2 January 2023	3,60,000	423262.54	17.57%	5.54%
5 Year	1 January 2021	6,00,000	792161.70	32.03%	5.71%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.18%

Standard Deviation

0.36%

Beta

1.49%

Sharpe Ratio

0.05%

Treynor's Ratio

3.62%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Axis Bank	4.99%	309471	39.60	Equity	Banks
HDFC Bank	4.95%	390477	39.34	Equity	Banks
M & M	4.36%	92249	34.66	Equity	Automobile
Reliance Industr	3.33%	168702	26.44	Equity	Refineries
Grasim Inds	3.29%	95274	26.10	Equity	Textiles
Kotak Mah. Bank	3.27%	122358	25.99	Equity	Banks
SBI	3.05%	247657	24.25	Equity	Banks
Larsen & Toubro	2.45%	47893	19.49	Equity	Infrastructure Developers & Operators
Maruti Suzuki	2.36%	11813	18.78	Equity	Automobile
ICICI Bank	2.27%	129791	18.03	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Equity Savings Fund - Direct (IDCW-M)	794.23	0.70%	4.27%	4.12%	9.38%	12.13%
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	17572.91	0.50%	2.77%	15.20%	20.72%	18.18%
Edelweiss Equity Savings Fund-Dir (B)	1105.92	0.32%	2.52%	4.63%	9.49%	12.67%
Edelweiss Equity Savings Fund-Dir (IDCW)	1105.92	0.32%	2.52%	4.63%	9.49%	12.67%
Edelweiss Equity Savings Fund-Dir (G)	1105.92	0.32%	2.52%	4.63%	9.49%	12.67%
Edelweiss Equity Savings Fund-Dir(IDCW-M)	1105.92	0.32%	2.52%	4.62%	9.48%	12.67%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Mid Cap Fund	Equity	Very High	0.51%	2	₹12,050.11
UTI-Nifty Midcap 150 Index Fund	Other	Very High	5.2%	0	₹62.04
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.9%	0	₹72.24
UTI-Healthcare Fund	Equity	Very High	-0.33%	4	₹1,126.13
UTI-Large Cap Fund	Equity	Very High	8.91%	3	₹13,398.93
UTI-Gold ETF Fund of Fund	Other	High	79.34%	5	₹680.31
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	7.39%	0	₹139.00
UTI-Balanced Advantage Fund	Hybrid	Very High	9.75%	0	₹3,190.94
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.24%	0	₹5,300.39
UTI-BSE Low Volatility Index Fund	Other	Very High	7.47%	3	₹573.20
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-6.42%	1	₹8,942.61
UTI-Corporate Bond Fund	Debt	Moderate	8.19%	3	₹5,396.80
UTI-Transportation & Logistics Fund	Equity	Very High	19.16%	0	₹4,067.49
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.04
UTI-Retirement Fund	Solution Oriented	High	6.59%	0	₹4,791.43
UTI-Children's Hybrid Fund	Solution Oriented	High	4.98%	0	₹4,559.29
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹264.86
UTI-BSE Housing Index Fund	Other	Very High	-7.01%	0	₹24.74
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.69%	0	₹322.76
UTI-Credit Risk Fund	Debt	Moderately High	8.02%	3	₹260.00
UTI-MNC Fund	Equity	Very High	3.73%	0	₹2,872.30
UTI-Gilt Fund	Debt	Moderate	5.73%	3	₹556.42
UTI-Arbitrage Fund	Hybrid	Low	7.02%	3	₹10,719.99
UTI-Equity Savings Fund	Hybrid	Moderate	9.38%	4	₹794.23
UTI-Large & Mid Cap Fund	Equity	Very High	7.74%	4	₹5,498.45
UTI-Nifty Private Bank Index Fund	Other	Very High	14.51%	0	₹228.32
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-0.4%	1	₹259.07
UTI-Silver ETF Fund of Fund	Other	Very High	154.15%	0	₹294.52
UTI-Banking and Financial Services Fund	Equity	Very High	15.84%	3	₹1,385.87
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.01%	0	₹21.55
UTI-Medium to Long Duration Fund	Debt	Moderate	6.18%	3	₹311.02
UTI-Money Market Fund	Debt	Moderate	7.62%	3	₹21,999.38
UTI Multi Asset Allocation Fund	Hybrid	Very High	12.64%	3	₹6,551.14
UTI-Low Duration Fund	Debt	Moderately Low	7.72%	2	₹3,167.07
UTI-Aggressive Hybrid Fund	Hybrid	Very High	6.75%	4	₹6,717.89
UTI-Long Duration Fund	Debt	Moderate	2.93%	0	₹99.36
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	11.75%	0	₹539.39
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	13.3%	0	₹118.79
UTI-Banking & PSU Fund	Debt	Moderate	8.13%	3	₹820.63
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	4.35%	0	₹658.51
UTI-Overnight Fund	Debt	Low	5.84%	3	₹4,868.21
UTI-Nifty 50 Index Fund	Other	Very High	10.81%	3	₹26,491.93
UTI-Flexi Cap Fund	Equity	Very High	1.71%	1	₹25,575.00
UTI-ELSS Tax Saver Fund	Equity	Very High	4.81%	2	₹3,784.72
UTI-Children's Equity Fund	Solution Oriented	Very High	3.95%	0	₹1,179.90
UTI-Value Fund	Equity	Very High	6.99%	3	₹10,135.00
UTI-Children's Equity Fund	Solution Oriented	Very High	3.95%	0	₹1,179.90
UTI Dividend Yield Fund	Equity	Very High	5.38%	0	₹3,936.48
UTI-Focused Fund	Equity	Very High	7.12%	3	₹2,638.30
UTI-Innovation Fund	Equity	Very High	-5.58%	0	₹843.47
UTI-Short Duration Fund	Debt	Moderate	7.89%	3	₹3,357.48
UTI-Floater Fund	Debt	Moderately Low	7.57%	3	₹1,457.41
UTI-Ultra Short Duration Fund	Debt	Moderate	7.35%	3	₹4,926.06
UTI-Quant Fund	Equity	Very High	0%	0	₹1,863.27
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,788.81
UTI-India Consumer Fund	Equity	Very High	4.57%	1	₹738.06
UTI-Infrastructure Fund	Equity	Very High	3.36%	2	₹2,200.11
UTI-Liquid Fund	Debt	Moderate	6.65%	3	₹21,768.61
UTI-Medium Duration Fund	Debt	Moderate	7.27%	2	₹40.17
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	-0.81%	0	₹81.24
UTI-Nifty Next 50 Index Fund	Other	Very High	0.34%	2	₹5,952.86
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹25.16
UTI-Dynamic Bond Fund	Debt	Moderately Low	7.19%	3	₹437.13
UTI-Small Cap Fund	Equity	Very High	-3.87%	3	₹4,833.23
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.67%	3	₹1,701.31
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.28%	0	₹34.33
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.28%	0	₹171.81
UTI-BSE Sensex Index Fund	Other	Very High	9.46%	2	₹214.40

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 13 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

10 August 2018

Total AUM (Cr)

₹794.23

UTI-Equity Savings Fund - Direct (IDCW-M) is an Equity Savings-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 10 August 2018, this fund is managed by V Srivatsa. With assets under management (AUM) worth ₹794.23 (Cr), as of 26 December 2025, UTI-Equity Savings Fund - Direct (IDCW-M) is categorized as a Equity Savings within its segment. The fund has generated a return of 10.14% since its launch.
The current NAV of UTI-Equity Savings Fund - Direct (IDCW-M) is ₹20.3, as on 26 December 2025. The fund's benchmark index is Crisil Equity Savings Index. You can invest in UTI-Equity Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.13% and 11.75% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.55% in Equity, 22.19% in Debt and 6.24% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.37% in Debt, 18.20% in Banks, 9.20% in Automobiles, 6.62% in IT-Software, 3.84% in Cement & Cement Products