HSBC Equity Savings Fund - Direct (IDCW-M)

Equity Savings

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NAV
17.65(-0.07%)
Fund Size (CR)
₹1,326.06
Expense Ratio
1.68
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0.5%
Return Since Launch
9.91%

Absolute Return: 0.84%

Annualized Return: 0%

Basic Details

Scheme Manager

Cheenu Gupta

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 19, 2026	9969.98	-0.30%	-	0.06%	128/131
1 Month	July 24, 2026	10077.20	0.77%	-	1.11%	93/131
3 Month	May 26, 2026	10302.29	3.02%	-	2.27%	31/131
6 Month	February 26, 2026	10649.90	6.50%	-	2.03%	3/131
1 Year	August 26, 2025	10940.69	9.41%	9.41%	4.96%	3/131
3 Year	August 25, 2023	14422.79	44.23%	12.96%	8.79%	5/121
5 Year	August 26, 2021	17288.59	72.89%	11.56%	8.09%	4/121
Since Inception	January 2, 2013	36333.84	263.34%	9.91%	8.15%	14/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	270562.85	125.47%	125.47%
3 Year	September 1, 2023	3,60,000	834855.92	131.90%	32.36%
5 Year	September 1, 2021	6,00,000	1480901.79	146.82%	19.81%
10 Year	September 1, 2016	12,00,000	3377713.71	181.48%	10.90%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

2.33%

Standard Deviation

0.37%

Beta

0.93%

Sharpe Ratio

0.10%

Treynor's Ratio

7.20%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.98%	1060016	79.31	Equity	Banks
ICICI Bank	4.60%	425130	61.02	Equity	Banks
SBI	3.92%	505500	51.94	Equity	Banks
Federal Bank	3.38%	1250000	44.86	Equity	Banks
Axis Bank	3.19%	344375	42.34	Equity	Banks
PB Fintech.	2.90%	240500	38.52	Equity	E-Commerce/App based Aggregator
M & M	2.79%	108675	36.93	Equity	Automobile
Sun Pharma.Inds.	2.17%	144480	28.76	Equity	Pharmaceuticals
Canara Bank	2.09%	2214000	27.67	Equity	Banks
Bajaj Finance	1.98%	229670	26.21	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Equity Savings Fund - Direct (IDCW-M)	1326.06	0.77%	3.02%	6.50%	9.41%	12.96%
HSBC Equity Savings Fund - Direct (IDCW-Q)	1326.06	1.42%	3.06%	6.53%	10.13%	13.86%
HSBC Equity Savings Fund - Direct (G)	1326.06	1.42%	3.06%	6.53%	10.13%	13.86%
Edelweiss Equity Savings Fund-Dir(IDCW-M)	1529.64	2.15%	3.88%	5.49%	9.16%	11.85%
Edelweiss Equity Savings Fund-Dir (IDCW)	1529.64	2.14%	3.88%	5.48%	9.16%	11.85%
Edelweiss Equity Savings Fund-Dir (G)	1529.64	2.14%	3.88%	5.48%	9.16%	11.85%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Large and Mid Cap Fund	Equity	Very High	15.36%	3	₹5,479.11
HSBC Dynamic Term Fund	Debt	Moderate	4.95%	3	₹122.88
HSBC Short Term Fund	Debt	Moderately Low	5.62%	2	₹4,197.28
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹355.02
HSBC Overnight Fund	Debt	Low	5.31%	4	₹4,713.55
HSBC Credit Risk Fund	Debt	Moderately High	6.8%	3	₹460.33
HSBC Large Cap Fund	Equity	Very High	3.76%	3	₹1,839.33
HSBC Aggressive Hybrid Fund	Hybrid	Very High	9.81%	2	₹5,690.54
HSBC Balanced Advantage Fund	Hybrid	Moderately High	4.19%	3	₹1,527.05
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	38.77%	0	₹74.21
HSBC Financial Services Fund	Equity	Very High	16.78%	0	₹928.80
HSBC Midcap Fund	Equity	Very High	24.88%	3	₹15,578.18
HSBC Medium to Long Term Fund	Debt	Moderate	4.35%	3	₹49.40
HSBC Small Cap Fund	Equity	Very High	16.46%	3	₹17,783.74
HSBC Consumption Fund	Equity	Very High	6.65%	0	₹1,761.84
HSBC Global Emerging Markets Fund	Other	Very High	54.41%	0	₹472.44
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.84%	0	₹181.07
HSBC Banking and PSU Debt Fund	Debt	Moderate	5.45%	3	₹3,799.26
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.34%	4	₹976.38
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	4.67%	3	₹156.51
HSBC Gilt Fund	Debt	Moderate	4.38%	3	₹158.19
HSBC Brazil Fund	Other	Very High	33.03%	0	₹365.29
HSBC Corporate Bond Fund	Debt	Moderate	5.57%	1	₹6,109.77
HSBC Equity Saving Fund	Hybrid	Moderate	10.13%	3	₹1,326.06
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.6%	0	₹533.46
HSBC Arbitrage Fund	Hybrid	Low	6.25%	3	₹2,997.62
HSBC Multi Asset Active FOF	Other	Very High	17.65%	2	₹106.68
HSBC Multi Asset Allocation Fund	Hybrid	Very High	19.17%	0	₹3,098.03
HSBC Nifty 50 Index Fund	Other	Very High	-1.19%	3	₹395.67
HSBC Money Market Fund	Debt	Moderately Low	6.41%	3	₹7,142.92
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.47%	3	₹4,018.32
HSBC ELSS Tax Saver Fund	Equity	Very High	10.04%	3	₹4,114.68
HSBC India Export Opportunities Fund	Equity	Very High	24.89%	0	₹1,233.48
HSBC Business Cycles Fund	Equity	Very High	7.48%	0	₹1,182.34
HSBC Value Fund	Equity	Very High	7.92%	4	₹14,987.50
HSBC Focused Fund	Equity	Very High	13.48%	2	₹1,772.71
HSBC Flexi Cap Fund	Equity	Very High	11.01%	4	₹5,717.88
HSBC Aggressive Hybrid Active FOF	Other	Very High	9.28%	3	₹47.09
HSBC Nifty Next 50 Index Fund	Other	Very High	11.76%	1	₹175.96
HSBC Multi Cap Fund	Equity	Very High	12.92%	0	₹6,067.77
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.94%	0	₹1,755.53
HSBC Infrastructure Fund	Equity	Very High	13.86%	3	₹2,362.47
HSBC Liquid Fund	Debt	Moderately Low	6.42%	4	₹21,711.33
HSBC Medium Term Fund	Debt	Moderate	6.34%	4	₹688.99

News

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Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹1326.06

HSBC Equity Savings Fund - Direct (IDCW-M) is an Equity Savings-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Cheenu Gupta. With assets under management (AUM) worth ₹1,326.06 (Cr), as of August 27, 2026, HSBC Equity Savings Fund - Direct (IDCW-M) is categorized as a Equity Savings within its segment. The fund has generated a return of 9.91% since its launch.
The current NAV of HSBC Equity Savings Fund - Direct (IDCW-M) is ₹17.65, as on August 27, 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in HSBC Equity Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.96% and 11.56% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 78.05% in Equity, 22.36% in Debt and -0.41% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.55% in Banks, 23.47% in Debt, 6.48% in Finance, 6.44% in Automobiles, 6.10% in Electrical Equipments

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