HSBC Equity Savings Fund - Direct (IDCW-M)

Equity Savings Fund

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NAV
17.21(-0.72%)
Fund Size (CR)
₹1,475.34
Expense Ratio
1.47
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0.5%
Return Since Launch
9.78%

Absolute Return: -2.25%

Annualized Return: 0%

Basic Details

Scheme Manager

Cheenu Gupta

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 30, 2026	10051.84	0.52%	-	-0.17%	5/131
1 Month	September 7, 2026	9920.46	-0.80%	-	-1.22%	32/131
3 Month	July 7, 2026	9963.19	-0.37%	-	-0.66%	38/131
6 Month	April 7, 2026	10739.94	7.40%	-	3.26%	7/131
1 Year	October 7, 2025	10630.11	6.30%	6.30%	2.52%	9/131
3 Year	October 6, 2023	14061.27	40.61%	12.01%	7.75%	3/121
5 Year	October 7, 2021	16514.02	65.14%	10.55%	7.18%	4/121
Since Inception	January 2, 2013	36120.82	261.21%	9.78%	7.87%	11/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	November 3, 2025	1,20,000	266916.88	122.43%	122.43%
3 Year	November 1, 2023	3,60,000	817951.78	127.21%	31.46%
5 Year	November 1, 2021	6,00,000	1454237.44	142.37%	19.37%
10 Year	November 1, 2016	12,00,000	3316597.38	176.38%	10.70%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

2.39%

Standard Deviation

0.39%

Beta

0.79%

Sharpe Ratio

0.04%

Treynor's Ratio

6.92%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.78%	1050266	74.43	Equity	Banks
ICICI Bank	3.64%	429330	56.74	Equity	Banks
Axis Bank	3.45%	438750	53.79	Equity	Banks
SBI	3.14%	510000	48.93	Equity	Banks
Reliance Industr	2.88%	378500	44.93	Equity	Refineries
Federal Bank	2.55%	1250000	39.67	Equity	Banks
Life Insurance	2.05%	806400	31.87	Equity	Insurance
Lenskart Solut.	1.89%	430418	29.49	Equity	FMCG
M & M	1.80%	95075	28.05	Equity	Automobile
Kotak Mah. Bank	1.72%	642000	26.77	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Equity Savings Fund - Direct (IDCW-M)	1475.34	-0.80%	-0.37%	7.40%	6.30%	12.01%
Quant Equity Savings Fund - Direct (G)	59.44	-1.84%	0.78%	8.91%	7.85%	-
Quant Equity Savings Fund - Direct (IDCW)	59.44	-1.86%	0.69%	8.73%	7.53%	-
Edelweiss Equity Savings Fund-Dir (IDCW)	1659.50	-0.55%	1.54%	7.03%	7.27%	11.03%
Edelweiss Equity Savings Fund-Dir(IDCW-M)	1659.50	-0.56%	1.54%	7.02%	7.26%	11.03%
Edelweiss Equity Savings Fund-Dir (G)	1659.50	-0.56%	1.54%	7.02%	7.26%	11.03%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹382.18
HSBC Balanced Advantage Fund	Hybrid	Moderately High	0.98%	3	₹1,474.15
HSBC Medium to Long Term Fund	Debt	Moderate	2.69%	3	₹48.16
HSBC Aggressive Hybrid Fund	Hybrid	Very High	4.42%	2	₹5,651.50
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.23%	0	₹180.60
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	31.1%	0	₹86.47
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	1.28%	3	₹151.68
HSBC Gilt Fund	Debt	Moderate	1.54%	3	₹152.28
HSBC Brazil Fund	Other	Very High	50.17%	0	₹352.83
HSBC Global Emerging Markets Fund	Other	Very High	42.06%	0	₹513.39
HSBC Credit Risk Fund	Debt	Moderately High	6.26%	3	₹441.18
HSBC Large Cap Fund	Equity	Very High	-2.23%	3	₹1,754.73
HSBC Midcap Fund	Equity	Very High	14.88%	3	₹16,799.59
HSBC Small Cap Fund	Equity	Very High	12.99%	3	₹18,512.70
HSBC Overnight Fund	Debt	Low	5.25%	4	₹4,804.90
HSBC Arbitrage Fund	Hybrid	Low	6.68%	3	₹3,633.25
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.2%	4	₹847.33
HSBC Large and Mid Cap Fund	Equity	Very High	6.63%	3	₹5,783.61
HSBC Equity Saving Fund	Hybrid	Moderate	6.32%	3	₹1,557.92
HSBC Consumption Fund	Equity	Very High	0.85%	0	₹1,697.52
HSBC Short Term Fund	Debt	Moderately Low	4.79%	2	₹3,880.69
HSBC Dynamic Term Fund	Debt	Moderate	2.67%	3	₹119.09
HSBC Banking and PSU Debt Fund	Debt	Moderate	4.52%	3	₹3,722.07
HSBC Aggressive Hybrid Active FOF	Other	Very High	6.17%	3	₹46.99
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.15%	0	₹1,747.71
HSBC Multi Asset Allocation Fund	Hybrid	Very High	7.02%	0	₹3,140.77
HSBC Multi Asset Active FOF	Other	Very High	9.82%	2	₹114.79
HSBC Corporate Bond Fund	Debt	Moderate	4.76%	1	₹5,978.86
HSBC Financial Services Fund	Equity	Very High	5.18%	0	₹902.72
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.04%	0	₹527.51
HSBC Money Market Fund	Debt	Moderately Low	6.47%	3	₹6,382.40
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.51%	3	₹2,733.17
HSBC Nifty 50 Index Fund	Other	Very High	-9.15%	3	₹370.88
HSBC India Export Opportunities Fund	Equity	Very High	20.12%	0	₹1,302.87
HSBC Business Cycles Fund	Equity	Very High	2.74%	0	₹1,178.73
HSBC ELSS Tax Saver Fund	Equity	Very High	1.28%	3	₹3,973.53
HSBC Flexi Cap Fund	Equity	Very High	4.32%	4	₹5,748.74
HSBC Focused Fund	Equity	Very High	5.91%	2	₹1,750.52
HSBC Value Fund	Equity	Very High	0.37%	4	₹14,659.74
HSBC Multi Cap Fund	Equity	Very High	6.75%	0	₹6,380.17
HSBC Nifty Next 50 Index Fund	Other	Very High	1.34%	1	₹184.32
HSBC Infrastructure Fund	Equity	Very High	8.59%	3	₹2,379.27
HSBC Liquid Fund	Debt	Moderately Low	6.47%	4	₹23,038.43
HSBC Medium Term Fund	Debt	Moderate	4.87%	4	₹670.22

News

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Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹1557.92

HSBC Equity Savings Fund - Direct (IDCW-M) is an Equity Savings Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Cheenu Gupta. With assets under management (AUM) worth ₹1,557.92 (Cr), as of October 8, 2026, HSBC Equity Savings Fund - Direct (IDCW-M) is categorized as a Equity Savings Fund within its segment. The fund has generated a return of 9.78% since its launch.
The current NAV of HSBC Equity Savings Fund - Direct (IDCW-M) is ₹17.21, as on October 8, 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in HSBC Equity Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.01% and 10.55% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.31% in Equity, 26.94% in Debt and -0.24% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.03% in Banks, 24.34% in Debt, 5.75% in Electrical Equipments, 4.75% in Finance, 4.44% in Capital Markets

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