UTI-Equity Savings Fund - Regular (G)

Equity Savings

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NAV
18.45(0.65%)
Fund Size (CR)
₹835.41
Expense Ratio
1.66
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹
Minimum Withdrawal
₹1
Exit Load
1%
Return Since Launch
8.43%

Absolute Return: -2.86%

Annualized Return: 0%

Basic Details

Scheme Manager

V Srivatsa

Bench Mark

Crisil Equity Savings Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 18, 2026	9925.99	-0.74%	-	-0.54%	111/131
1 Month	February 25, 2026	9699.73	-3.00%	-	-2.21%	113/131
3 Month	December 24, 2025	9705.59	-2.94%	-	-2.05%	108/131
6 Month	September 25, 2025	10073.64	0.74%	-	-0.11%	35/131
1 Year	March 25, 2025	10423.50	4.23%	4.23%	5.12%	80/123
3 Year	March 24, 2023	13371.01	33.71%	10.15%	10.22%	60/121
5 Year	March 25, 2021	15657.31	56.57%	9.38%	8.80%	43/121
Since Inception	August 30, 2018	18454.80	84.55%	8.43%	7.75%	59/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	120257.67	0.21%	0.21%
3 Year	April 3, 2023	3,60,000	394298.89	9.53%	3.08%
5 Year	April 1, 2021	6,00,000	732539.28	22.09%	4.07%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.16%

Standard Deviation

0.35%

Beta

1.23%

Sharpe Ratio

0.04%

Treynor's Ratio

2.76%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Axis Bank	5.43%	327873	45.37	Equity	Banks
HDFC Bank	4.19%	394623	35.03	Equity	Banks
M & M	3.69%	90837	30.86	Equity	Automobile
SBI	3.63%	252696	30.37	Equity	Banks
Grasim Inds	3.19%	95117	26.63	Equity	Textiles
Kotak Mah. Bank	3.04%	611790	25.40	Equity	Banks
Larsen & Toubro	2.57%	50215	21.48	Equity	Infrastructure Developers & Operators
Reliance Industr	2.51%	150164	20.93	Equity	Refineries
Bharti Airtel	2.22%	98816	18.57	Equity	Telecom-Service
ICICI Bank	2.19%	132847	18.32	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	18027.21	-1.51%	-2.31%	0.33%	16.51%	17.08%
HSBC Equity Savings Fund - Direct (IDCW-Q)	780.14	-1.75%	-0.80%	-0.03%	10.56%	13.56%
HSBC Equity Savings Fund - Direct (G)	780.14	-1.75%	-0.79%	-0.03%	10.56%	14.23%
WhiteOak Capital Equity Savings Fund - Direct (G)	242.05	-2.09%	-1.66%	1.34%	10.45%	-
HSBC Equity Savings Fund - Direct (IDCW-M)	780.14	-1.75%	-0.80%	-0.65%	9.80%	13.80%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	2.35%	4	₹6,663.35
UTI-Banking and Financial Services Fund	Equity	Very High	4.85%	3	₹1,425.24
UTI-Medium to Long Duration Fund	Debt	Moderate	3.95%	3	₹302.97
UTI-Children's Equity Fund	Solution Oriented	Very High	-1.93%	0	₹1,134.87
UTI-Credit Risk Fund	Debt	Moderately High	7.18%	3	₹253.09
UTI-Dynamic Bond Fund	Debt	Moderately Low	5.56%	3	₹426.88
UTI-Flexi Cap Fund	Equity	Very High	-6.65%	1	₹22,885.66
UTI-ELSS Tax Saver Fund	Equity	Very High	-1%	2	₹3,601.51
UTI-Ultra Short Duration Fund	Debt	Moderate	6.74%	3	₹3,560.17
UTI-Gilt Fund	Debt	Moderate	4.11%	3	₹527.71
UTI-Infrastructure Fund	Equity	Very High	0.73%	2	₹2,159.73
UTI-Liquid Fund	Debt	Moderate	6.28%	3	₹29,093.21
UTI-Large Cap Fund	Equity	Very High	-1.72%	3	₹12,658.21
UTI-Mid Cap Fund	Equity	Very High	3.83%	2	₹11,734.39
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	2.89%	3	₹1,685.93
UTI-MNC Fund	Equity	Very High	1.88%	0	₹2,723.74
UTI-Money Market Fund	Debt	Moderate	6.8%	3	₹17,285.35
UTI-Nifty 50 Index Fund	Other	Very High	-0.62%	3	₹26,681.34
UTI-Value Fund	Equity	Very High	-0.17%	3	₹9,787.26
UTI-Healthcare Fund	Equity	Very High	3.59%	4	₹1,106.71
UTI-Short Duration Fund	Debt	Moderate	6.41%	3	₹2,977.74
UTI-Large & Mid Cap Fund	Equity	Very High	4.7%	4	₹5,723.94
UTI-Transportation & Logistics Fund	Equity	Very High	13.3%	0	₹4,046.80
UTI-Low Duration Fund	Debt	Moderately Low	6.88%	2	₹2,344.41
UTI Multi Asset Allocation Fund	Hybrid	Very High	7.85%	3	₹6,944.45
UTI Dividend Yield Fund	Equity	Very High	1.92%	0	₹3,879.68
UTI-Retirement Fund	Solution Oriented	High	3.14%	0	₹4,732.16
UTI-Overnight Fund	Debt	Low	5.5%	3	₹4,437.23
UTI-India Consumer Fund	Equity	Very High	-0.3%	1	₹689.90
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	0.09%	0	₹5,034.81
UTI-Arbitrage Fund	Hybrid	Low	6.9%	3	₹11,070.15
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.58%	0	₹21.72
UTI-Banking & PSU Fund	Debt	Moderate	7.03%	3	₹1,107.40
UTI-Medium Duration Fund	Debt	Moderate	5.6%	2	₹38.50
UTI-Nifty Next 50 Index Fund	Other	Very High	2.05%	2	₹6,245.96
UTI-Corporate Bond Fund	Debt	Moderate	6.42%	3	₹5,347.44
UTI-Equity Savings Fund	Hybrid	Moderate	5.31%	4	₹835.41
UTI-Floater Fund	Debt	Moderately Low	6.76%	3	₹1,554.08
UTI-Children's Equity Fund	Solution Oriented	Very High	-1.93%	0	₹1,134.87
UTI-Children's Hybrid Fund	Solution Oriented	High	0.86%	0	₹4,442.48
UTI-Small Cap Fund	Equity	Very High	-0.08%	3	₹4,546.63
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	1.59%	1	₹8,711.89
UTI-Focused Fund	Equity	Very High	0.01%	3	₹2,510.57
UTI-BSE Sensex Index Fund	Other	Very High	-2.61%	2	₹202.84
UTI-BSE Low Volatility Index Fund	Other	Very High	0.18%	3	₹531.61
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-1.33%	1	₹237.09
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	4.41%	0	₹131.77
UTI-Gold ETF Fund of Fund	Other	High	62.87%	5	₹1,322.21
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	4.74%	0	₹325.08
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.37%	0	₹65.84
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	6.64%	0	₹171.81
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.03%	0	₹34.47
UTI-Long Duration Fund	Debt	Moderate	-0.89%	0	₹96.58
UTI-Silver ETF Fund of Fund	Other	Very High	130.59%	0	₹650.22
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	15.49%	0	₹642.45
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	4.77%	0	₹127.51
UTI-BSE Housing Index Fund	Other	Very High	-6.59%	0	₹24.24
UTI-Balanced Advantage Fund	Hybrid	Very High	1.22%	0	₹3,141.63
UTI-Innovation Fund	Equity	Very High	-9.02%	0	₹688.69
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	-0.53%	0	₹621.12
UTI-Nifty Private Bank Index Fund	Other	Very High	-1.44%	0	₹224.28
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	-0.03%	0	₹72.13
UTI-Nifty Midcap 150 Index Fund	Other	Very High	6.16%	0	₹62.66
UTI-Quant Fund	Equity	Very High	0.31%	0	₹1,683.18
UTI-Nifty India Manufacturing Index Fund	Other	Very High	10.53%	0	₹27.37
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	2.2%	0	₹96.24
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹210.08
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,874.48
UTI-Nifty500 Shariah Index Fund	Other	Very High	0%	0	₹67.75

News

UTI Mutual Fund announces Appointment of Key Personnel
UTI Mutual Fund has announced that Mr. Ashish Shriram Thavkar has been designated as Vice President (Fund Manager & Research Analyst) has been identified as Key Personnel of UTI AMC, with effect from March 23, 2026.
Details of Mr. Ashish Shriram Thavkar
Age: 46 years
Designation: Vice President (Fund Manager & Research Analyst)
Qualification: B.E, MBA (Finance) .
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UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund
UTI Mutual Fund has approved the merger of UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund, with effect from 22 April 2026. and UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund into UTI Floater Fund with effect from 30 April 2026.
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UTI Fixed Term Income Fund - Series XXXV ' I (1260 DAYS), into UTI Corporate Bond Fund and UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund i
UTI Mutual Fund has approved the merger of UTI Fixed Term Income Fund - Series XXXV ' I (1260 DAYS), into UTI Corporate Bond Fund and UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund into UTI Floater Fund, with effect from April 27, and 2026 April 30, 2026.
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Fund House Details & Investment Objective

Date of Incorporation

August 10, 2018

Total AUM (Cr)

₹835.41

UTI-Equity Savings Fund - Regular (G) is an Equity Savings-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in August 10, 2018, this fund is managed by V Srivatsa. With assets under management (AUM) worth ₹835.41 (Cr), as of March 25, 2026, UTI-Equity Savings Fund - Regular (G) is categorized as a Equity Savings within its segment. The fund has generated a return of 8.43% since its launch.
The current NAV of UTI-Equity Savings Fund - Regular (G) is ₹18.45, as on March 25, 2026. The fund's benchmark index is Crisil Equity Savings Index. You can invest in UTI-Equity Savings Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.15% and 9.38% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.20% in Equity, 21.07% in Debt and 5.70% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.38% in Debt, 19.17% in Banks, 8.28% in Automobiles, 6.48% in IT-Software, 5.65% in Cash & Others

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