UTI-Liquid Fund - Regular (IDCW-Q)

Liquid Fund

Invest Now

NAV
204.01(6.72%)
Fund Size (CR)
₹26,727.5
Expense Ratio
0.28
Scheme Type
Active Fund
Value Research
-

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0.007%
Return Since Launch
6.19%

Absolute Return: -89.15%

Annualized Return: 0%

Basic Details

Scheme Manager

Amit Sharma

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 11, 2026	10010.96	0.11%	-	0.08%	182/393
1 Month	July 18, 2026	10053.08	0.53%	-	0.50%	149/391
3 Month	May 18, 2026	10169.26	1.69%	-	1.64%	136/391
6 Month	February 18, 2026	10332.64	3.33%	-	3.14%	135/390
1 Year	August 18, 2025	10637.23	6.37%	6.37%	5.94%	132/368
3 Year	August 18, 2023	12212.98	22.13%	6.88%	6.52%	137/353
5 Year	August 18, 2021	13523.02	35.23%	6.22%	5.95%	141/337
Since Inception	November 8, 2015	19116.08	91.16%	6.19%	6.14%	228/393

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	32543.98	-72.88%	-72.88%
3 Year	September 1, 2023	3,60,000	61738.05	-82.85%	-44.44%
5 Year	September 1, 2021	6,00,000	94948.69	-84.18%	-30.84%
10 Year	September 1, 2016	12,00,000	193528.52	-83.87%	-16.68%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.07%

Standard Deviation

0.01%

Beta

5.48%

Sharpe Ratio

5.26%

Treynor's Ratio

1.27%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Canara Robeco Liquid Fund - Direct (IDCW-M)	6792.25	16.64%	17.97%	19.89%	23.47%	12.40%
UTI-Liquid Fund - Direct (IDCW-F)	26727.50	0.28%	6.52%	8.26%	11.49%	8.63%
UTI-Liquid Fund - Direct (IDCW-M)	26727.50	5.45%	5.58%	7.30%	10.50%	8.31%
Union Liquid Fund - Direct (IDCW-Frt)	7564.22	0.27%	1.43%	3.07%	10.24%	4.32%
Groww Liquid Fund - Direct (IDCW-D)	322.70	0.46%	5.05%	6.74%	9.95%	8.09%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Gilt Fund	Debt	Moderate	6.57%	3	₹422.82
UTI-Mid Cap Fund	Equity	Very High	7.52%	2	₹12,379.17
UTI-Children's Equity Fund	Solution Oriented	Very High	-1.43%	0	₹1,139.53
UTI-Medium to Long Duration Fund	Debt	Moderate	4.82%	3	₹302.16
UTI-Value Fund	Equity	Very High	0.23%	3	₹9,659.25
UTI-MNC Fund	Equity	Very High	5.67%	0	₹2,764.54
UTI-Ultra Short Duration Fund	Debt	Moderate	6.62%	3	₹3,444.00
UTI Dividend Yield Fund	Equity	Very High	1.43%	0	₹3,813.56
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.24%	0	₹22.15
UTI-Children's Equity Fund	Solution Oriented	Very High	-1.43%	0	₹1,139.53
UTI-Credit Risk Fund	Debt	Moderately High	7.09%	3	₹252.73
UTI-Large & Mid Cap Fund	Equity	Very High	6.41%	4	₹6,406.53
UTI-BSE Sensex Index Fund	Other	Very High	-4.16%	2	₹198.09
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	2.81%	1	₹249.62
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	1.83%	0	₹544.55
UTI-BSE Housing Index Fund	Other	Very High	-4.08%	0	₹24.10
UTI-Aggressive Hybrid Fund	Hybrid	Very High	3.21%	4	₹6,760.38
UTI-Nifty 50 Index Fund	Other	Very High	-2.01%	3	₹29,602.68
UTI-Small Cap Fund	Equity	Very High	9.14%	3	₹5,263.02
UTI-BSE Low Volatility Index Fund	Other	Very High	-2.57%	3	₹475.60
UTI-Low Duration Fund	Debt	Moderately Low	6.33%	2	₹2,386.33
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.6%	0	₹271.95
UTI-Nifty Midcap 150 Index Fund	Other	Very High	9.94%	0	₹75.54
UTI-Gold ETF Fund of Fund	Other	High	52.83%	5	₹1,346.51
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	2.93%	0	₹75.77
UTI-ELSS Tax Saver Fund	Equity	Very High	1.01%	2	₹3,524.38
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	5.18%	0	₹112.92
UTI-Long Duration Fund	Debt	Moderate	4.34%	0	₹69.56
UTI-Transportation & Logistics Fund	Equity	Very High	11.98%	0	₹4,262.90
UTI-Silver ETF Fund of Fund	Other	Very High	99.74%	0	₹584.30
UTI-Overnight Fund	Debt	Low	5.32%	3	₹5,089.23
UTI-Innovation Fund	Equity	Very High	1.85%	0	₹789.89
UTI-Quant Fund	Equity	Very High	2.53%	0	₹1,539.06
UTI-Nifty India Manufacturing Index Fund	Other	Very High	14.91%	0	₹30.57
UTI-Nifty Next 50 Index Fund	Other	Very High	10.95%	2	₹7,360.43
UTI-Nifty500 Shariah Index Fund	Other	Very High	0%	0	₹87.88
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	4.17%	0	₹5,126.73
UTI-Banking and Financial Services Fund	Equity	Very High	5.41%	3	₹1,439.51
UTI-Banking & PSU Fund	Debt	Moderate	6.08%	3	₹1,482.56
UTI-Children's Hybrid Fund	Solution Oriented	High	1.61%	0	₹4,421.90
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	5.93%	0	₹185.30
UTI-Healthcare Fund	Equity	Very High	16.44%	4	₹1,370.92
UTI-Arbitrage Fund	Hybrid	Low	6.52%	3	₹11,152.46
UTI-Medium Duration Fund	Debt	Moderate	5.78%	2	₹36.75
UTI-Equity Savings Fund	Hybrid	Moderate	5.3%	4	₹840.81
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.07%	3	₹405.91
UTI-Corporate Bond Fund	Debt	Moderate	5.74%	3	₹4,799.67
UTI-Floater Fund	Debt	Moderately Low	6.44%	3	₹1,519.48
UTI-Infrastructure Fund	Equity	Very High	5.2%	2	₹2,157.71
UTI-India Consumer Fund	Equity	Very High	2.92%	1	₹735.17
UTI-Liquid Fund	Debt	Moderate	6.48%	3	₹26,727.50
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	15.77%	0	₹825.17
UTI-Flexi Cap Fund	Equity	Very High	2.78%	1	₹24,035.97
UTI Multi Asset Allocation Fund	Hybrid	Very High	8.61%	3	₹6,998.04
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	8.73%	0	₹126.84
UTI-Money Market Fund	Debt	Moderate	6.48%	3	₹18,782.46
UTI-Focused Fund	Equity	Very High	3.38%	3	₹2,474.88
UTI-Large Cap Fund	Equity	Very High	-1.48%	3	₹12,303.14
UTI-Nifty Private Bank Index Fund	Other	Very High	1.21%	0	₹220.32
UTI-Retirement Fund	Solution Oriented	High	3.74%	0	₹4,725.26
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	1.51%	1	₹8,438.41
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	6.11%	0	₹65.41
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	3.36%	3	₹1,661.12
UTI Multi Cap Fund	Equity	Very High	6.75%	0	₹2,130.93
UTI-Short Duration Fund	Debt	Moderate	5.83%	3	₹2,039.08
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	5.82%	0	₹32.87
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	5.21%	0	₹153.01

News

UTI Mutual Fund announces Ceasation of Key Personnel
UTI Mutual Fund announces that, Mr. Deepak Kumar Chatterjee, Chairman and Non - Executive Independent Director on the Board of UTI Asset Management Company Ltd. (UTI AMC) has ceased to be Director upon completion of his term with effect from the closure of business hours on July 28, 2026.
Powered by Capital Market - Live News

UTI Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 03 August 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
UTI-Conservative Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.80 per unit.
UTI-Conservative Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.80 per unit
Powered by Capital Market - Live News

UTI Multi Asset Allocation Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 23 July 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Multi Asset Allocation Fund. The quantum of IDCW will be Rs 0.2550 per unit or 2.55% on the face value of Rs 10 per unit.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

September 15, 2014

Total AUM (Cr)

₹26727.50

UTI-Liquid Fund - Regular (IDCW-Q) is an Liquid Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in September 15, 2014, this fund is managed by Amit Sharma. With assets under management (AUM) worth ₹26,727.5 (Cr), as of August 19, 2026, UTI-Liquid Fund - Regular (IDCW-Q) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.19% since its launch.
The current NAV of UTI-Liquid Fund - Regular (IDCW-Q) is ₹204.01, as on August 19, 2026. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in UTI-Liquid Fund - Regular (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.88% and 6.22% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 101.94% in Debt and -1.97% in cash and cash equivalents.

Mutual Fund Categories

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments