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UTI-Low Duration Fund - Direct (IDCW-A)

Low Duration Fund
  • NAV

    1315.46(0.03%)
  • Fund Size (CR)

    ₹2,734.89
  • Expense Ratio

    0.35
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹20,000
  • Minimum Additional Investment

    ₹500
  • Minimum SIP Investment

    ₹500
  • Minimum Withdrawal

    ₹500
  • Exit Load Nil

    0%
  • Return Since Launch

    5.69%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 2.35%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Anurag Mittal

Bench Mark

NIFTY Low Duration Debt Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 9 April 202510023.310.23%-0.20%93/227
1 Month17 March 202510127.571.28%-1.10%20/223
3 Month17 January 202510240.722.41%-2.20%36/219
6 Month17 October 202410411.444.11%-3.88%65/219
1 Year16 April 202410820.838.21%8.21%7.88%65/219
3 Year13 April 202212290.5522.91%7.08%6.80%56/219
5 Year17 April 202014243.8242.44%7.33%6.37%19/216
Since Inception8 November 201715095.4150.95%5.69%6.87%204/227

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year2 May 20241,20,000143628.3319.69% 19.69%
3 Year2 May 20223,60,000463445.9228.73% 8.78%
5 Year4 May 20206,00,000810832.1035.14% 6.21%
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

0.15%

Standard Deviation

0.01%

Beta

0.98%

Sharpe Ratio

9.10%

Treynor's Ratio

0.46%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
There's no data available of Stock Holdings

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
UTI-Low Duration Fund - Direct (IDCW-A)
2734.891.28%2.41%4.11%8.21%7.08%
Kotak Low Duration Fund - Direct (IDCW-Standard)
11266.231.32%2.45%4.30%8.54%7.37%
Kotak Low Duration Fund - Direct (G)
11266.231.32%2.45%4.30%8.54%7.37%
ICICI Pru Savings Fund - Direct (IDCW-W)
21473.611.28%2.42%4.20%8.52%7.69%
Sundaram Low Duration Fund - Direct (IDCW-M)
342.031.21%2.42%4.21%8.49%7.03%
Sundaram Low Duration Fund - Direct (G)
342.031.21%2.42%4.22%8.48%7.26%

List of Schemes under UTI Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
UTI-Large Cap FundEquityVery High9.82%3₹12,180.00
UTI-Large & Mid Cap FundEquityVery High13.48%4₹4,100.83
UTI-Small Cap FundEquityVery High11.77%3₹4,146.53
UTI-Value FundEquityVery High14.56%2₹9,455.20
UTI-Banking and Financial Services FundEquityVery High19.63%3₹1,211.18
UTI-MNC FundEquityVery High1.96%0₹2,639.71
UTI-Quant FundEquityVery High0%0₹1,461.56
UTI-Overnight FundDebtLow6.61%3₹3,038.58
UTI-Liquid FundDebtModerate7.39%3₹23,382.80
UTI-Ultra Short Duration FundDebtModerate7.92%4₹3,142.90
UTI-Low Duration FundDebtModerately Low8.21%3₹2,734.89
UTI-Money Market FundDebtModerate8.09%4₹16,265.27
UTI-Short Duration FundDebtModerate9.26%4₹2,565.85
UTI-Medium Duration FundDebtModerate10%2₹39.35
UTI-Medium to Long Duration FundDebtModerate10.99%4₹319.60
UTI-Long Duration FundDebtModerate11.54%0₹114.85
UTI-Dynamic Bond FundDebtModerately Low11.18%3₹447.05
UTI-Corporate Bond FundDebtModerate9.89%3₹5,007.17
UTI-Gilt FundDebtModerate11.3%3₹732.75
UTI-Gilt Fund with 10yr Constant DurationDebtModerate12.39%0₹168.68
UTI-Floater FundDebtModerately Low8.06%4₹1,384.92
UTI-Conservative Hybrid FundHybridModerately High11.97%3₹1,647.97
UTI-Aggressive Hybrid FundHybridVery High12.56%4₹5,910.13
UTI-Unit Linked Insurance PlanHybridModerately High13.55%0₹5,352.11
UTI-Balanced Advantage FundHybridVery High12.25%0₹2,874.36
UTI Multi Asset Allocation FundHybridVery High9.55%4₹5,284.99
UTI-Arbitrage FundHybridLow7.96%3₹6,614.10
UTI-Retirement FundSolution OrientedHigh11.92%0₹4,564.30
UTI-Children's Equity FundSolution OrientedVery High9.98%0₹1,058.37
UTI-Children's Equity FundSolution OrientedVery High9.98%0₹1,058.37
UTI-Nifty 50 Index FundOtherVery High8.76%3₹21,356.16
UTI-Nifty200 Momentum 30 Index FundOtherVery High-9.32%1₹7,352.90
UTI-BSE Sensex Index FundOtherVery High8.69%3₹194.04
UTI-BSE Low Volatility Index FundOtherVery High3.85%3₹534.42
UTI-Nifty Midcap 150 Quality 50 Index FundOtherVery High7.39%0₹240.16
UTI-CRISIL SDL Maturity April 2033 Index FundOtherModerate12.22%0₹350.20
UTI-CRISIL SDL Maturity June 2027 Index FundOtherModerate9.2%0₹75.18
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index FundOtherModerate8.26%0₹177.36
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index FundOtherModerate9.88%0₹40.82
UTI-Nifty50 Equal Weight Index FundOtherVery High7.1%0₹94.21
UTI-Nifty200 Quality 30 Index FundOtherVery High0%0₹524.78
UTI-Nifty Alpha Low-Volatility 30 Index FundOtherVery High0%0₹78.36
UTI-Nifty Midcap 150 Index FundOtherVery High0%0₹45.60
UTI-Nifty India Manufacturing Index FundOtherVery High0%0₹19.03
UTI-Gold ETF Fund of FundOtherHigh29.34%5₹224.64
UTI-Silver ETF Fund of FundOtherVery High11.92%0₹50.94
UTI-Income Plus Arbitrage Active Fund of FundOtherModerate0%0₹0.00
UTI-Quarterly Interval Fund - IIDebtNA6.35%0₹2.23
UTI-Quarterly Interval Fund - IIIDebtLow6.84%0₹8.40
UTI-Quarterly Interval Fund - IDebtNA6.54%0₹9.41
UTI-Annual Interval Fund - IDebtModerately Low6.88%0₹23.18
UTI-Annual Interval Fund - IIDebtModerately Low6.96%0₹10.11
UTI-FTI - Series XXXV-I(1260Days)DebtModerately Low8.23%0₹322.50
UTI-FTI - Series XXXV-II(1223Days)DebtModerately Low8.24%0₹179.77
UTI-FTI - Series XXXV-III(1176Days)DebtModerate8.09%0₹43.55
UTI-FTI - Series XXXVI-I(1574Days)DebtModerate9.7%0₹59.12
UTI-Flexi Cap FundEquityVery High14.07%1₹24,531.52
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index FundOtherVery High0%0₹40.15
UTI-Nifty Private Bank Index FundOtherVery High0%0₹206.45
UTI-Innovation FundEquityVery High0.4%0₹737.59
UTI-BSE Housing Index FundOtherVery High4.29%0₹23.83
UTI-Nifty 500 Value 50 Index FundOtherVery High0.84%0₹512.30
UTI-Focused FundEquityVery High9.29%3₹2,497.47
UTI-Children's Hybrid FundSolution OrientedHigh10.55%0₹4,457.19
UTI-Equity Savings FundHybridModerate9.27%4₹668.12
UTI-Nifty Next 50 Index FundOtherVery High3.95%3₹4,831.80
UTI-Banking & PSU FundDebtModerate9.04%2₹785.18
UTI-India Consumer FundEquityVery High9.84%1₹651.45
UTI Dividend Yield FundEquityVery High12.48%0₹3,855.37
UTI-Transportation & Logistics FundEquityVery High0.77%0₹3,163.31
UTI-Healthcare FundEquityVery High22.13%3₹1,042.04
UTI-Mid Cap FundEquityVery High5.65%2₹10,649.44
UTI-Infrastructure FundEquityVery High6%1₹2,096.67
UTI-ELSS Tax Saver FundEquityVery High10.29%2₹3,592.53
UTI-Credit Risk FundDebtModerately High9.43%3₹287.90

News

  • UTI MF announces change in Fund Manager of the following schemes

    UTI Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 08 April 2025

    Change in Fund Manager of the Scheme:

    Name of the Scheme(s) Existing Fund Manager(s) New Fund Manager(s)
    UTI Flexi Cap Fund Mr. Ajay Tyagi - Fund Manager
    Mr. Ravi Gupta - Assistant Fund Manager
    Mr. Ajay Tyagi - Fund Manager
    Mr. Ravi Gupta - Assistant Fund Manager
    Mr. Kamal Gada - Assistant Fund Manager
    UTI Unit Linked Insurance Plan Mr. Sunil Patil ' Fund Manager (Debt Portion)
    Mr. Ajay Tyagi ' Fund Manager (Equity Portion)
    Mr. Ravi Gupta ' Assistant Fund Manager (Equity Portion)
    Mr. Sunil Patil - Fund Manager (Debt Portion)
    Mr. Ajay Tyagi - Fund Manager (Equity Portion)
    Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion)
    Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)
    UTI Gilt Fund Mr. Sudhir Agrawal Mr. Pankaj Pathak
    UTI Dynamic Bond Fund Mr. Sudhir Agrawal Mr. Pankaj Pathak
    UTI Floater Fund Mr. Sudhir Agrawal Mr. Pankaj Pathak
    UTI Short Duration Fund Mr. Sudhir Agrawal Mr. Anurag Mittal

    Powered by Capital Market - Live News

  • UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)

    UTI Mutual Fund has announced IDCW is 02 April 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.

    Powered by Capital Market - Live News

  • UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)

    UTI Mutual Fund has announced IDCW is 03 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

6 November 2017

Total AUM (Cr)

₹2734.89

UTI-Low Duration Fund - Direct (IDCW-A) is an Low Duration Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 6 November 2017, this fund is managed by Anurag Mittal. With assets under management (AUM) worth ₹2,734.89 (Cr), as of 17 April 2025, UTI-Low Duration Fund - Direct (IDCW-A) is categorized as a Low Duration Fund within its segment. The fund has generated a return of 5.69% since its launch.
The current NAV of UTI-Low Duration Fund - Direct (IDCW-A) is ₹1,315.46, as on 17 April 2025. The fund's benchmark index is NIFTY Low Duration Debt Index A-I. You can invest in UTI-Low Duration Fund - Direct (IDCW-A) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.08% and 7.33% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 113.13% in Debt and -13.09% in cash and cash equivalents.

FAQs

How to Invest in UTI-Low Duration Fund - Direct (IDCW-A) Direct Growth?

UTI-Low Duration Fund - Direct (IDCW-A) is a popular fund in the Low Duration Fund segment. The fund has generated a return of 5.69% since inception. Looking to invest in UTI-Low Duration Fund - Direct (IDCW-A) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Low Duration Fund - Direct (IDCW-A) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, UTI-Low Duration Fund - Direct (IDCW-A)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Low Duration Fund - Direct (IDCW-A) today and reap the benefits of this Low Duration Fund fund!

How much returns has UTI-Low Duration Fund - Direct (IDCW-A) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Low Duration Fund - Direct (IDCW-A) has generated annualised return of 8.21%. In the long-term, the fund has generated 7.08% and 7.33% in 3 and 5 years respectively. Since its inception, the fund has generated 5.69% returns.

What is the expense ratio of UTI-Low Duration Fund - Direct (IDCW-A) Direct Growth?

The expense ratio of UTI-Low Duration Fund - Direct (IDCW-A) Direct Growth is 0.35%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Low Duration Fund - Direct (IDCW-A) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Low Duration Fund - Direct (IDCW-A) is ₹2,734.89 (Cr) as of 2025-04-17 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Low Duration Fund - Direct (IDCW-A) Direct Growth?

Redeeming or selling units of UTI-Low Duration Fund - Direct (IDCW-A) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from UTI-Low Duration Fund - Direct (IDCW-A):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case UTI-Low Duration Fund - Direct (IDCW-A)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).