JM Low Duration Fund - Direct (IDCW-F)
Low Duration FundNAV
11.12(-0.01%)Fund Size (CR)
₹170.19Expense Ratio
0.35Scheme Type
Active FundValue Research
-
Min. investment
₹1,000Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹500Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
7.11%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Killol Pandya
Bench Mark
CRISIL Low Duration Debt A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 9 January 2026 | 9985.19 | -0.15% | - | -0.02% | 223/228 |
| 1 Month | 16 December 2025 | 10030.26 | 0.30% | - | 0.29% | 112/228 |
| 3 Month | 16 October 2025 | 10349.04 | 3.49% | - | 1.17% | 1/228 |
| 6 Month | 16 July 2025 | 10513.41 | 5.13% | - | 2.66% | 1/228 |
| 1 Year | 16 January 2025 | 10976.69 | 9.77% | 9.77% | 7.12% | 2/216 |
| 3 Year | 16 January 2023 | 12636.14 | 26.36% | 8.10% | 7.25% | 7/216 |
| 5 Year | 15 January 2021 | 13683.83 | 36.84% | 6.47% | 6.09% | 48/216 |
| Since Inception | 14 January 2013 | 24454.93 | 144.55% | 7.11% | 6.93% | 122/228 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,20,000 | 273158.78 | 127.63% | 127.63% |
| 3 Year | 1 February 2023 | 3,60,000 | 819577.05 | 127.66% | 31.55% |
| 5 Year | 1 February 2021 | 6,00,000 | 1366286.62 | 127.71% | 17.89% |
| 10 Year | 1 February 2016 | 12,00,000 | 2868634.19 | 139.05% | 9.11% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.41%
Standard Deviation
0.04%
Beta
1.60%
Sharpe Ratio
1.03%
Treynor's Ratio
2.07%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| JM Low Duration Fund - Direct (IDCW-F) | 170.19 | 0.30% | 3.49% | 5.13% | 9.77% | 8.10% | |
| HSBC Low Duration Fund - Direct (IDCW-A) | 973.76 | 0.34% | 1.24% | 2.80% | 8.88% | 5.64% | |
| HSBC Low Duration Fund - Direct (IDCW-M) | 973.76 | 0.34% | 1.24% | 2.80% | 8.88% | 8.10% | |
| HSBC Low Duration Fund - Direct (G) | 973.76 | 0.34% | 1.24% | 2.80% | 8.87% | 8.09% | |
| Mahindra Manulife Low Duration Fund - Dir (IDCW-W) | 599.35 | 0.33% | 1.86% | 3.39% | 8.14% | 8.16% | |
| Tata Treasury Advantage Fund - Direct (IDCW-W) | 3563.06 | 0.33% | 1.96% | 3.45% | 8.03% | 7.99% |
List of Schemes under JM Financial Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| JM Large Cap Fund | Equity | Very High | 7.18% | 4 | ₹464.34 |
| JM Large & Mid Cap Fund | Equity | Very High | 0% | 0 | ₹404.46 |
| JM Midcap Fund | Equity | Very High | 2.68% | 0 | ₹1,178.20 |
| JM Small Cap Fund | Equity | Very High | -3.35% | 0 | ₹702.76 |
| JM Value Fund | Equity | Very High | -1.26% | 3 | ₹957.01 |
| JM Focused Fund | Equity | Very High | 3.83% | 3 | ₹298.94 |
| JM ELSS Tax Saver Fund | Equity | Very High | 5.33% | 4 | ₹226.48 |
| JM Overnight Fund | Debt | Low | 5.64% | 2 | ₹113.01 |
| JM Overnight Fund | Debt | Low | 5.51% | 0 | ₹113.01 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹113.01 |
| JM Overnight Fund | Debt | Low | 5.64% | 0 | ₹113.01 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹113.01 |
| JM Liquid Fund | Debt | Moderate | 6.43% | 2 | ₹2,284.65 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,284.65 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,284.65 |
| JM Low Duration Fund | Debt | Moderately Low | 7.37% | 3 | ₹170.19 |
| JM Short Duration Fund | Debt | Moderate | 7.5% | 2 | ₹86.50 |
| JM Medium to Long Duration Fund | Debt | Moderate | 6.47% | 3 | ₹30.60 |
| JM Dynamic Bond Fund | Debt | Moderate | 6.77% | 3 | ₹58.47 |
| JM Aggressive Hybrid Fund | Hybrid | Very High | 2.26% | 5 | ₹785.33 |
| JM Arbitrage Fund | Hybrid | Low | 6.55% | 2 | ₹359.67 |
| JM Flexicap Fund | Equity | Very High | -3.08% | 4 | ₹5,463.07 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
1 January 2013
Total AUM (Cr)
₹170.19
JM Low Duration Fund - Direct (IDCW-F) is an Low Duration Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹170.19 (Cr), as of 16 January 2026, JM Low Duration Fund - Direct (IDCW-F) is categorized as a Low Duration Fund within its segment. The fund has generated a return of 7.11% since its launch.
The current NAV of JM Low Duration Fund - Direct (IDCW-F) is ₹11.12, as on 16 January 2026. The fund's benchmark index is CRISIL Low Duration Debt A-I Index. You can invest in JM Low Duration Fund - Direct (IDCW-F) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.10% and 6.47% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.14% in Debt and 2.86% in cash and cash equivalents.