Mutual Funds
AMC
UTI-Money Market Fund - Direct (IDCW-H)

UTI-Money Market Fund - Direct (IDCW-H)

NAV
1804.74(0.01%)
Fund Size (CR)
₹19,300.55
Expense Ratio
0.13
Scheme Type
Active Fund
Value Research
-

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.44%

Absolute Return: 1.42%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Amit Sharma

Bench Mark

CRISIL Money Market A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 January 2026	10003.21	0.03%	-	0.02%	77/191
1 Month	12 December 2025	10044.46	0.44%	-	0.33%	47/191
3 Month	13 October 2025	10140.71	1.41%	-	1.21%	28/187
6 Month	11 July 2025	10295.95	2.96%	-	2.64%	33/187
1 Year	13 January 2025	10745.09	7.45%	7.45%	7.24%	38/179
3 Year	13 January 2023	12455.29	24.55%	7.59%	7.29%	33/167
5 Year	13 January 2021	13598.96	35.99%	6.34%	6.03%	31/148
Since Inception	4 October 2016	17849.12	78.49%	6.44%	6.34%	117/191

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	123852.72	3.21%	3.21%
3 Year	1 February 2023	3,60,000	401520.21	11.53%	3.71%
5 Year	1 February 2021	6,00,000	715191.89	19.20%	3.57%
10 Year	1 November 2016	10,10,000	1352410.50	33.90%	2.96%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.10%

Standard Deviation

0.01%

Beta

5.20%

Sharpe Ratio

3.27%

Treynor's Ratio

1.65%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Money Market Fund - Direct (IDCW-H)	19300.55	0.44%	1.41%	2.96%	7.45%	7.59%
SBI Savings Fund - Direct (IDCW-W)	33641.56	0.45%	1.39%	4.91%	9.46%	7.71%
Bandhan Money Market Fund - Direct (IDCW-D)	12313.03	0.55%	1.50%	4.57%	9.23%	8.73%
DSP Savings Fund - Direct (IDCW-D)	8335.96	0.43%	1.37%	2.90%	8.64%	8.44%
Tata Money Market Fund - Direct (IDCW-D)	35599.90	0.46%	1.47%	3.01%	7.63%	7.74%
UTI-Money Market Fund - Direct (IDCW-D)	19300.55	0.61%	1.56%	3.11%	7.61%	7.65%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Banking and Financial Services Fund	Equity	Very High	24.55%	3	₹1,382.02
UTI Multi Asset Allocation Fund	Hybrid	Very High	14.56%	3	₹6,719.75
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	7.51%	0	₹138.70
UTI-Silver ETF Fund of Fund	Other	Very High	182.74%	0	₹493.75
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.89%	0	₹321.15
UTI-Overnight Fund	Debt	Low	5.77%	3	₹3,759.67
UTI-Credit Risk Fund	Debt	Moderately High	8.08%	3	₹260.49
UTI-Arbitrage Fund	Hybrid	Low	7.03%	3	₹10,464.65
UTI-BSE Low Volatility Index Fund	Other	Very High	9.56%	3	₹569.57
UTI-Ultra Short Duration Fund	Debt	Moderate	7.19%	3	₹3,655.33
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	7.65%	3	₹1,703.12
UTI-Healthcare Fund	Equity	Very High	2.27%	4	₹1,101.63
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.93%	0	₹21.60
UTI-Large & Mid Cap Fund	Equity	Very High	12.7%	4	₹5,635.04
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Low Duration Fund	Debt	Moderately Low	7.52%	2	₹2,667.29
UTI-Long Duration Fund	Debt	Moderate	2.95%	0	₹99.70
UTI-Small Cap Fund	Equity	Very High	1.08%	3	₹4,736.67
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	2.79%	1	₹8,683.06
UTI-Large Cap Fund	Equity	Very High	10.88%	3	₹13,321.57
UTI-Gold ETF Fund of Fund	Other	High	76.71%	5	₹848.36
UTI-Balanced Advantage Fund	Hybrid	Very High	10.87%	0	₹3,203.37
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	6.84%	0	₹5,212.13
UTI-Corporate Bond Fund	Debt	Moderate	8.06%	3	₹5,420.85
UTI-Nifty Private Bank Index Fund	Other	Very High	20.38%	0	₹228.22
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	4.38%	1	₹245.93
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	25.48%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	16.58%	0	₹122.19
UTI-BSE Sensex Index Fund	Other	Very High	10.66%	2	₹213.24
UTI-Retirement Fund	Solution Oriented	High	8.1%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	6.74%	0	₹4,525.33
UTI-India Consumer Fund	Equity	Very High	7.9%	1	₹737.41
UTI-Nifty Midcap 150 Index Fund	Other	Very High	12.68%	0	₹62.18
UTI-Banking & PSU Fund	Debt	Moderate	7.92%	3	₹1,014.91
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.18%	0	₹34.38
UTI-Transportation & Logistics Fund	Equity	Very High	24.95%	0	₹4,083.94
UTI-Mid Cap Fund	Equity	Very High	7.25%	2	₹11,956.07
UTI-MNC Fund	Equity	Very High	7.9%	0	₹2,856.33
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8%	0	₹72.34
UTI-BSE Housing Index Fund	Other	Very High	3.05%	0	₹24.73
UTI-Aggressive Hybrid Fund	Hybrid	Very High	9.58%	4	₹6,757.91
UTI-Medium to Long Duration Fund	Debt	Moderate	6.1%	3	₹309.62
UTI-Gilt Fund	Debt	Moderate	6.04%	3	₹545.23
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	6.48%	0	₹658.74
UTI-Equity Savings Fund	Hybrid	Moderate	9.96%	4	₹809.60
UTI-Money Market Fund	Debt	Moderate	7.45%	3	₹19,300.55
UTI-Nifty 50 Index Fund	Other	Very High	12.64%	3	₹26,947.15
UTI-Children's Equity Fund	Solution Oriented	Very High	8.49%	0	₹1,175.78
UTI-Value Fund	Equity	Very High	11.7%	3	₹10,150.97
UTI-Flexi Cap Fund	Equity	Very High	5.66%	1	₹24,902.62
UTI-ELSS Tax Saver Fund	Equity	Very High	9.34%	2	₹3,761.85
UTI Dividend Yield Fund	Equity	Very High	9.59%	0	₹3,945.70
UTI-Children's Equity Fund	Solution Oriented	Very High	8.49%	0	₹1,175.78
UTI-Innovation Fund	Equity	Very High	0.37%	0	₹829.34
UTI-Focused Fund	Equity	Very High	10.4%	3	₹2,610.46
UTI-Floater Fund	Debt	Moderately Low	7.35%	3	₹1,579.93
UTI-Short Duration Fund	Debt	Moderate	7.69%	3	₹3,181.38
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.25%	0	₹170.23
UTI-Quant Fund	Equity	Very High	0%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Infrastructure Fund	Equity	Very High	8.54%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.55%	3	₹23,479.98
UTI-Medium Duration Fund	Debt	Moderate	7.29%	2	₹39.24
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	4.36%	0	₹76.57
UTI-Nifty Next 50 Index Fund	Other	Very High	12.08%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	7.26%	3	₹430.04

News

UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 12 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	New Fund Managers
UTI Banking & Financial Services Fund	Mr. Amit Premchandani - Fund Manager	Mr. Amit Premchandani - Fund Manager Mr. Bhavesh Kanani - Fund Manager
UTI Flexi Cap Fund	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager Mr Kamal Gada - Assistant Fund Manager	Mr. Ajay Tyagi - Fund Manager Mr Kamal Gada - Co-Fund Manager Mr. Akash Shah - Assistant Fund Manager
UTI- Unit Linked Insurance Plan	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion) Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Kamal Gada - Co-Fund Manager (Equity Portion) Mr. Akash Shah - Assistant Fund Manager (Equity Portion)

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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has that Mr. Kapil Udaiwal, President & Head - Human Resources,UTI Asset Management Company Limited effective from January 1, 2026:
Details of Mr. Kapil Udaiwal
Age: 48 years
Designation: President & Head - Human Resources
Qualification: B.Sc., Master in Labour Laws & Labour Welfare, PGDM (PM & HR)
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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Fund House Details & Investment Objective

Date of Incorporation

15 September 2014

Total AUM (Cr)

₹19300.55

UTI-Money Market Fund - Direct (IDCW-H) is an Money Market Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 15 September 2014, this fund is managed by Amit Sharma. With assets under management (AUM) worth ₹19,300.55 (Cr), as of 14 January 2026, UTI-Money Market Fund - Direct (IDCW-H) is categorized as a Money Market Fund within its segment. The fund has generated a return of 6.44% since its launch.
The current NAV of UTI-Money Market Fund - Direct (IDCW-H) is ₹1,804.74, as on 14 January 2026. The fund's benchmark index is CRISIL Money Market A-I Index. You can invest in UTI-Money Market Fund - Direct (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.59% and 6.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 104.93% in Debt and -4.89% in cash and cash equivalents.