Mutual Funds
AMC
UTI-Multi Asset Allocation Fund (IDCW)

UTI-Multi Asset Allocation Fund (IDCW)

NAV
30.61(0.24%)
Fund Size (CR)
₹6,551.14
Expense Ratio
1.71
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.73%

Absolute Return: 4.38%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 December 2025	10049.49	0.49%	-	0.64%	89/132
1 Month	21 November 2025	10136.33	1.36%	-	2.58%	108/124
3 Month	22 September 2025	10492.49	4.92%	-	5.87%	87/120
6 Month	20 June 2025	10782.46	7.82%	-	10.15%	93/112
1 Year	20 December 2024	11174.87	11.75%	11.75%	17.23%	88/102
3 Year	22 December 2022	17419.36	74.19%	20.30%	18.55%	12/42
5 Year	22 December 2020	20628.51	106.29%	15.57%	17.57%	26/38
Since Inception	19 November 2008	77569.80	675.70%	12.73%	14.44%	87/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	327280.71	172.73%	172.73%
3 Year	2 January 2023	3,60,000	1116578.71	210.16%	45.84%
5 Year	1 January 2021	6,00,000	2077675.84	246.28%	28.20%
10 Year	1 January 2016	12,00,000	4724333.06	293.69%	14.69%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.44%

Standard Deviation

0.68%

Beta

1.60%

Sharpe Ratio

0.04%

Treynor's Ratio

8.84%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Infosys	2.70%	1132192	176.63	Equity	IT - Software
ITC	2.62%	4253690	171.96	Equity	Tobacco Products
Asian Paints	2.30%	524991	150.90	Equity	Paints/Varnish
SBI	2.27%	1519927	148.80	Equity	Banks
Bharti Airtel	2.17%	677566	142.40	Equity	Telecom-Service
Nestle India	2.16%	1119520	141.18	Equity	FMCG
HDFC Bank	2.10%	1364459	137.48	Equity	Banks
TCS	2.07%	431841	135.49	Equity	IT - Software
Coal India	1.92%	3341545	125.69	Equity	Mining & Mineral products
HCL Technologies	1.82%	735331	119.43	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Multi Asset Allocation Fund-Dir (G)	594.59	3.92%	7.41%	12.67%	24.03%	-
Invesco India Multi Asset Allocation Fund-Dir (IDCW)	594.59	3.92%	7.31%	12.67%	24.03%	-
Mahindra Manulife Multi Asset Allocation Fund-Dir (G)	833.85	2.31%	6.92%	13.29%	22.80%	-
Mahindra Manulife Multi Asset Allocation Fund-Dir (IDCW)	833.85	2.31%	6.93%	13.30%	22.79%	-
Kotak Multi Asset Allocation Fund - Direct (G)	9869.31	5.76%	9.34%	18.23%	22.58%	-

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Banking and Financial Services Fund	Equity	Very High	16.55%	3	₹1,385.87
UTI Multi Asset Allocation Fund	Hybrid	Very High	13.11%	3	₹6,551.14
UTI-Transportation & Logistics Fund	Equity	Very High	21.49%	0	₹4,067.49
UTI-BSE Housing Index Fund	Other	Very High	-6.64%	0	₹24.74
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	6.03%	0	₹322.76
UTI-Credit Risk Fund	Debt	Moderately High	7.91%	3	₹260.00
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.7%	3	₹1,701.31
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.13%	0	₹34.33
UTI-Mid Cap Fund	Equity	Very High	1.54%	2	₹12,050.11
UTI-Nifty Midcap 150 Index Fund	Other	Very High	6.09%	0	₹62.04
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.92%	0	₹72.24
UTI-Silver ETF Fund of Fund	Other	Very High	137.69%	0	₹294.52
UTI-Overnight Fund	Debt	Low	5.85%	3	₹4,868.21
UTI-BSE Low Volatility Index Fund	Other	Very High	7.99%	3	₹573.20
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.04
UTI-MNC Fund	Equity	Very High	4.5%	0	₹2,872.30
UTI-Nifty Private Bank Index Fund	Other	Very High	15.78%	0	₹228.32
UTI-Gilt Fund	Debt	Moderate	5.33%	3	₹556.42
UTI-Equity Savings Fund	Hybrid	Moderate	9.58%	4	₹794.23
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	0.22%	1	₹259.07
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	11.8%	0	₹539.39
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	14.41%	0	₹118.79
UTI-Arbitrage Fund	Hybrid	Low	7%	3	₹10,719.99
UTI-Banking & PSU Fund	Debt	Moderate	8.1%	3	₹820.63
UTI-BSE Sensex Index Fund	Other	Very High	10.74%	2	₹214.40
UTI-India Consumer Fund	Equity	Very High	5.59%	1	₹738.06
UTI-Low Duration Fund	Debt	Moderately Low	7.71%	2	₹3,167.07
UTI-Large & Mid Cap Fund	Equity	Very High	8.73%	4	₹5,498.45
UTI-Aggressive Hybrid Fund	Hybrid	Very High	7.41%	4	₹6,717.89
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.7%	0	₹139.00
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.02%	0	₹21.55
UTI-Long Duration Fund	Debt	Moderate	2.24%	0	₹99.36
UTI-Large Cap Fund	Equity	Very High	10.23%	3	₹13,398.93
UTI-Healthcare Fund	Equity	Very High	1.29%	4	₹1,126.13
UTI-Small Cap Fund	Equity	Very High	-3.31%	3	₹4,833.23
UTI-Gold ETF Fund of Fund	Other	High	76.51%	5	₹680.31
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.48%	0	₹5,300.39
UTI-Balanced Advantage Fund	Hybrid	Very High	10.39%	0	₹3,190.94
UTI-Medium to Long Duration Fund	Debt	Moderate	5.74%	3	₹311.02
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-4.39%	1	₹8,942.61
UTI-Money Market Fund	Debt	Moderate	7.62%	3	₹21,999.38
UTI-Corporate Bond Fund	Debt	Moderate	8.07%	3	₹5,396.80
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	4.87%	0	₹658.51
UTI-Ultra Short Duration Fund	Debt	Moderate	7.35%	3	₹4,926.06
UTI-Nifty 50 Index Fund	Other	Very High	12.13%	3	₹26,491.93
UTI-Innovation Fund	Equity	Very High	-5.79%	0	₹843.47
UTI Dividend Yield Fund	Equity	Very High	6.16%	0	₹3,936.48
UTI-Focused Fund	Equity	Very High	8.07%	3	₹2,638.30
UTI-Children's Equity Fund	Solution Oriented	Very High	4.96%	0	₹1,179.90
UTI-Value Fund	Equity	Very High	8.06%	3	₹10,135.00
UTI-ELSS Tax Saver Fund	Equity	Very High	5.64%	2	₹3,784.72
UTI-Flexi Cap Fund	Equity	Very High	2.71%	1	₹25,575.00
UTI-Children's Equity Fund	Solution Oriented	Very High	4.96%	0	₹1,179.90
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.29%	0	₹171.81
UTI-Floater Fund	Debt	Moderately Low	7.57%	3	₹1,457.41
UTI-Short Duration Fund	Debt	Moderate	7.78%	3	₹3,357.48
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹264.86
UTI-Quant Fund	Equity	Very High	0%	0	₹1,863.27
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,788.81
UTI-Infrastructure Fund	Equity	Very High	4.89%	2	₹2,200.11
UTI-Liquid Fund	Debt	Moderate	6.63%	3	₹21,768.61
UTI-Medium Duration Fund	Debt	Moderate	7.07%	2	₹40.17
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0.31%	0	₹81.24
UTI-Children's Hybrid Fund	Solution Oriented	High	5.19%	0	₹4,559.29
UTI-Retirement Fund	Solution Oriented	High	6.73%	0	₹4,791.43
UTI-Nifty Next 50 Index Fund	Other	Very High	0.92%	2	₹5,952.86
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹25.16
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.99%	3	₹437.13

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 13 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

21 October 2008

Total AUM (Cr)

₹6551.14

UTI-Multi Asset Allocation Fund (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 21 October 2008, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹6,551.14 (Cr), as of 23 December 2025, UTI-Multi Asset Allocation Fund (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 12.73% since its launch.
The current NAV of UTI-Multi Asset Allocation Fund (IDCW) is ₹30.61, as on 23 December 2025. The fund's benchmark index is 65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold. You can invest in UTI-Multi Asset Allocation Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 20.30% and 15.57% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 70.34% in Equity, 11.15% in Debt and 18.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.18% in Others, 9.98% in Debt, 9.89% in IT-Software, 8.54% in Cash & Others, 7.14% in Banks