Can I invest in SIP and Lumpsum in HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Multi Asset Allocation Fund - Direct (G). Minimum lumpsum investment HSBC Multi Asset Allocation Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of HSBC Multi Asset Allocation Fund - Direct (G) is HSBC Multi Asset Allocation Fund - Direct (G) is ₹12.17 as on 2025-08-01.

Which are the biggest stock holdings of HSBC Multi Asset Allocation Fund - Direct (G)?

The 5 biggest stock holdings of HSBC Multi Asset Allocation Fund - Direct (G) are: HDFC Bank (5.87%), Eternal Ltd (5.86%), Bharti Airtel (4.71%), Trent (4.56%), GE Vernova T&D (3.65%)

What are the top sectors HSBC Multi Asset Allocation Fund - Direct (G) invests in?

A majority of HSBC Multi Asset Allocation Fund - Direct (G) 's AUM worth ₹2,154.15 (Cr) is invested in these 3 top sectors: Others : 16.80% Debt : 15.51% Banks : 9.37%

Mutual Funds
AMC
HSBC Multi Asset Allocation Fund - Direct (G)

HSBC Multi Asset Allocation Fund - Direct (G)

Multi Asset Allocation

Invest Now

NAV
12.17(-0.34%)
Fund Size (CR)
₹2,154.15
Expense Ratio
0.5
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.77%

Absolute Return: 7.07%

Annualized Return: 0%

Basic Details

Scheme Manager

Cheenu Gupta

Bench Mark

65% BSE 200 TRI + 20% NIFTY Short Duration Debt Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25 July 2025	9975.82	-0.24%	-	-0.89%	8/114
1 Month	1 July 2025	10023.81	0.24%	-	-1.02%	13/114
3 Month	30 April 2025	10828.27	8.28%	-	3.88%	2/110
6 Month	31 January 2025	10881.72	8.82%	-	7.12%	16/106
1 Year	1 August 2024	10321.99	3.22%	3.22%	5.63%	73/96
3 Year	-	-	0%	-	16.46%	-/-
5 Year	-	-	0%	-	18.03%	-/-
Since Inception	28 February 2024	12168.70	21.69%	14.77%	12.74%	48/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,30,000	136214.72	4.78%	4.78%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.48%

Standard Deviation

0.85%

Beta

0.60%

Sharpe Ratio

0.01%

Treynor's Ratio

5.16%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.87%	631700	126.43	Equity	Banks
Eternal Ltd	5.86%	4776800	126.18	Equity	E-Commerce/App based Aggregator
Bharti Airtel	4.71%	504600	101.40	Equity	Telecomm-Service
Trent	4.56%	158000	98.24	Equity	Retail
GE Vernova T&D	3.65%	332981	78.62	Equity	Capital Goods - Electrical Equipment
M & M	3.12%	211350	67.28	Equity	Automobile
Hero Motocorp	2.60%	132000	55.93	Equity	Automobile
Dixon Technolog.	2.35%	33800	50.64	Equity	Consumer Durables
ICICI Bank	2.31%	343500	49.66	Equity	Banks
Max Healthcare	2.18%	368800	47.06	Equity	Healthcare

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Multi Asset Allocation Fund - Direct (G)	2154.15	0.24%	8.28%	8.82%	3.22%	-
WhiteOak Capital Multi Asset Allocation-Dir (G)	2585.54	0.57%	4.04%	9.00%	16.48%	-
DSP Multi Asset Allocation Fund - Direct (G)	3377.03	0.10%	5.77%	10.93%	12.66%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	3377.03	0.10%	5.77%	10.93%	12.66%	-
Nippon India Multi Asset Allocation Fund-Dir (IDCW)	6367.91	-0.09%	6.23%	9.85%	9.86%	19.76%
Nippon India Multi Asset Allocation Fund-Dir (G)	6367.91	-0.09%	6.23%	9.85%	9.86%	19.76%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Dynamic Bond Fund	Debt	Moderate	8.81%	3	₹178.33
HSBC Money Market Fund	Debt	Moderately Low	8.09%	3	₹5,026.31
HSBC Gilt Fund	Debt	Moderate	7.59%	3	₹243.71
HSBC Balanced Advantage Fund	Hybrid	Moderately High	4.34%	3	₹1,555.13
HSBC Aggressive Hybrid Fund	Hybrid	Very High	0.54%	2	₹5,565.90
HSBC Value Fund	Equity	Very High	-0.25%	4	₹14,053.52
HSBC Infrastructure Fund	Equity	Very High	-9.49%	3	₹2,474.17
HSBC Banking and PSU Debt Fund	Debt	Moderate	8.94%	2	₹4,678.09
HSBC Midcap Fund	Equity	Very High	0.33%	3	₹12,146.02
HSBC Low Duration Fund	Debt	Moderately Low	9.77%	4	₹776.53
HSBC Short Duration Fund	Debt	Moderately Low	9.29%	2	₹4,515.06
HSBC ELSS Tax Saver Fund	Equity	Very High	0.45%	3	₹4,250.51
HSBC Corporate Bond Fund	Debt	Moderate	9.49%	1	₹6,209.23
HSBC Credit Risk Fund	Debt	Moderately High	22.13%	3	₹654.98
HSBC Equity Saving Fund	Hybrid	Moderate	3.42%	3	₹649.44
HSBC Global Emerging Markets Fund	Other	Very High	20.9%	0	₹59.78
HSBC Brazil Fund	Other	Very High	8.71%	0	₹85.79
HSBC Liquid Fund	Debt	Moderately Low	7.16%	3	₹21,484.74
HSBC Large Cap Fund	Equity	Very High	-2.64%	3	₹1,887.73
HSBC Flexi Cap Fund	Equity	Very High	0.05%	4	₹5,169.21
HSBC Tax Saver Equity Fund	Equity	Very High	7.99%	0	₹253.40
HSBC Medium to Long Duration Fund	Debt	Moderate	8.64%	2	₹48.08
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	7.5%	2	₹163.27
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	21.65%	0	₹18.69
HSBC Aggressive Hybrid Active FOF	Hybrid	Very High	1.35%	2	₹42.23
HSBC Multi Asset Active FOF	Other	Very High	5.45%	2	₹61.48
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	6.64%	0	₹575.88
HSBC Small Cap Fund	Equity	Very High	-5.78%	3	₹16,909.21
HSBC Arbitrage Fund	Hybrid	Low	7.36%	3	₹2,003.18
HSBC Business Cycles Fund	Equity	Very High	1.66%	0	₹1,153.14
HSBC Medium Duration Fund	Debt	Moderate	9.82%	4	₹740.64
HSBC Large and Mid Cap Fund	Equity	Very High	-2.51%	2	₹4,365.04
HSBC Overnight Fund	Debt	Low	6.3%	4	₹3,463.94
HSBC Ultra Short Duration Fund	Debt	Moderately Low	7.79%	3	₹2,806.35
HSBC Nifty 50 Index Fund	Other	Very High	-0.76%	3	₹353.58
HSBC Nifty Next 50 Index Fund	Other	Very High	-10.73%	1	₹138.25
HSBC Focused Fund	Equity	Very High	2.09%	2	₹1,720.83
HSBC Global Equity Climate Change FoF	Other	Very High	10.16%	0	₹57.46
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	9.2%	0	₹1,893.37
HSBC Multi Cap Fund	Equity	Very High	-1.24%	0	₹4,984.93
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	8.7%	0	₹197.76
HSBC Consumption Fund	Equity	Very High	6.54%	0	₹1,593.07
HSBC Multi Asset Allocation Fund	Hybrid	Very High	3.22%	0	₹2,154.15
HSBC India Export Opportunities Fund	Equity	Very High	0%	0	₹1,750.84
HSBC Financial Services Fund	Equity	Very High	0%	0	₹676.72

News

HSBC Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 26 June 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.175
HSBC Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.205
HSBC Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.120
HSBC Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.140
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HSBC Mutual Fund announces change in Exit Load Structure

HSBC Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 23 June 2025

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
HSBC Credit Risk Fund	' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 2 years from the date of allotment ' Nil ' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 3%. Units redeemed or switched on or after 1 year upto 2 years from the date of allotment ' 2%. ' Units redeemed or switched on or after 2 years from the date of allotment ' Nil	' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 1 year from the date of allotment ' Nil ' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 1%. ' Units redeemed or switched on or after 1 year from the date of allotment 'Nil

Name of the Scheme

Existing Exit Load Structure

Revised Exit Load Structure

HSBC Credit Risk Fund

' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 2 years from the date of allotment ' Nil

' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 3%. Units redeemed or switched on or after 1 year upto 2 years from the date of allotment ' 2%.

' Units redeemed or switched on or after 2 years from the date of allotment ' Nil

' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 1 year from the date of allotment ' Nil

' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 1%.

' Units redeemed or switched on or after 1 year from the date of allotment 'Nil

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HSBC Mutual Fund announces change in fund manager under its schemes

HSBC Mutual Fund has announced change in fund manager under the following schemes, with effect from 01 June 2025.

Change in Fund Manager:

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Fund House Details & Investment Objective

Date of Incorporation

8 February 2024

Total AUM (Cr)

₹2154.15

HSBC Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 8 February 2024, this fund is managed by Cheenu Gupta. With assets under management (AUM) worth ₹2,154.15 (Cr), as of 1 August 2025, HSBC Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 14.77% since its launch.
The current NAV of HSBC Multi Asset Allocation Fund - Direct (G) is ₹12.17, as on 1 August 2025. The fund's benchmark index is 65% BSE 200 TRI + 20% NIFTY Short Duration Debt Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver. You can invest in HSBC Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If units redeemed or switched out are upto 10% of the units purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are over and above the limit within 1 year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: Nil. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.03% in Equity, 14.62% in Debt and 17.36% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.80% in Others, 15.51% in Debt, 9.37% in Banks, 9.07% in Retailing, 8.30% in Electrical Equipments

FAQs

How to Invest in HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth?

HSBC Multi Asset Allocation Fund - Direct (G) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 14.77% since inception. Looking to invest in HSBC Multi Asset Allocation Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Multi Asset Allocation Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Multi Asset Allocation Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Multi Asset Allocation Fund - Direct (G) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Multi Asset Allocation Fund - Direct (G) has generated annualised return of 3.22%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 14.77% returns.

What is the expense ratio of HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth?

The expense ratio of HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth is 0.50%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Multi Asset Allocation Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Multi Asset Allocation Fund - Direct (G) is ₹2,154.15 (Cr) as of 2025-08-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Multi Asset Allocation Fund - Direct (G) Direct Growth?

Redeeming or selling units of HSBC Multi Asset Allocation Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Multi Asset Allocation Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Multi Asset Allocation Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Name of the Scheme(s)	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Large Cap Fund	' Mr. Neelotpal Sahai ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Neelotpal Sahai ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Large & Mid Cap Fund	' Ms. Cheenu Gupta ' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Midcap Fund	' Ms. Cheenu Gupta ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Flexi Cap Fund	' Mr. Abhishek Gupta ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Multi Cap Fund	' Mr. Venugopal Manghat (For Equity) ' Mr. Gautam Bhupal (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Small Cap Fund	' Mr. Venugopal Manghat ' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Focused Fund	' Mr. Neelotpal Sahai ' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Neelotpal Sahai ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Value Fund	' Mr. Venugopal Manghat ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Business Cycles Fund	' Mr. Gautam Bhupal ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Consumption Fund	' Mr. Gautam Bhupal ' Mr. Anish Goenka ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Anish Goenka ' Mr. Sonal Gupta (For Overseas Investment)
HSBC ELSS Tax saver Fund	' Mr. Abhishek Gupta ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Aggressive Hybrid Fund	' Ms. Cheenu Gupta (For Equity) ' Mr. Gautam Bhupal (For Equity) ' Mr. Shriram Ramanathan (For Fixed Income) ' Mr. Mohd Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Gautam Bhupal (For Equity) ' Mr. Shriram Ramanathan (For Fixed Income) ' Mr. Mohd Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Balanced Advantage Fund	' Mr. Neelotpal Sahai & Mr. Gautam Bhupal (For Equity ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)	' Mr. Neelotpal Sahai (For Equity) ' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Equity Savings Fund	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta (For Equity) ' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Arbitrage Fund	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)	' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)