Mutual Funds
AMC
UTI-Nifty 50 Index Fund - Direct (IDCW)

UTI-Nifty 50 Index Fund - Direct (IDCW)

NAV
92.02(-0.13%)
Fund Size (CR)
₹26,491.93
Expense Ratio
0.19
Scheme Type
Passive Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.06%

Absolute Return: 4.44%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

Nifty 50 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 December 2025	10122.19	1.22%	-	1.00%	482/1224
1 Month	21 November 2025	10041.33	0.41%	-	0.39%	582/1208
3 Month	23 September 2025	10411.66	4.12%	-	2.00%	197/1186
6 Month	23 June 2025	10543.25	5.43%	-	3.21%	194/1121
1 Year	23 December 2024	11136.92	11.37%	11.37%	6.01%	127/978
3 Year	23 December 2022	15117.27	51.17%	14.75%	14.44%	213/503
5 Year	23 December 2020	20193.41	101.93%	15.08%	15.63%	51/132
Since Inception	1 January 2013	49239.37	392.39%	13.06%	9.25%	335/1224

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	130801.82	9.00%	9.00%
3 Year	2 January 2023	3,60,000	441851.76	22.74%	7.07%
5 Year	1 January 2021	6,00,000	842796.04	40.47%	7.03%
10 Year	1 January 2016	12,00,000	2546815.46	112.23%	7.82%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.29%

Standard Deviation

1.00%

Beta

0.78%

Sharpe Ratio

0.02%

Treynor's Ratio

-0.22%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	12.87%	33837893	3409.51	Equity	Banks
Reliance Industr	8.87%	14998380	2351.00	Equity	Refineries
ICICI Bank	8.29%	15810007	2195.69	Equity	Banks
Bharti Airtel	4.79%	6038510	1269.05	Equity	Telecom-Service
Infosys	4.78%	8108954	1265.08	Equity	IT - Software
Larsen & Toubro	4.00%	2601854	1058.85	Equity	Infrastructure Developers & Operators
SBI	3.40%	9192342	899.93	Equity	Banks
ITC	3.26%	21345994	862.91	Equity	Tobacco Products
Axis Bank	3.06%	6344756	811.94	Equity	Banks
M & M	2.78%	1963475	737.74	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Nifty 50 Index Fund - Direct (IDCW)	26491.93	0.41%	4.12%	5.43%	11.37%	14.75%
Motilal Oswal Nifty MidSmall Financial Services Index Fund-Dir (G)	70.72	1.95%	12.71%	11.42%	30.19%	-
Kotak Nifty Financial Services Ex-Bank Index Fund-Dir (G)	92.39	1.65%	6.45%	7.79%	27.30%	-
Kotak Nifty Financial Services Ex-Bank Index Fund-Dir (IDCW)	92.39	1.65%	6.45%	7.79%	27.30%	-
ICICI Pru NASDAQ 100 Index Fund - Direct (G)	2621.66	6.06%	4.39%	21.44%	25.60%	36.06%
ICICI Pru NASDAQ 100 Index Fund - Direct (IDCW)	2621.66	6.06%	4.39%	21.44%	25.60%	36.06%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.48%	3	₹1,701.31
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.02%	0	₹34.33
UTI-Healthcare Fund	Equity	Very High	1.2%	4	₹1,126.13
UTI-India Consumer Fund	Equity	Very High	5.37%	1	₹738.06
UTI-BSE Sensex Index Fund	Other	Very High	9.99%	2	₹214.40
UTI-BSE Low Volatility Index Fund	Other	Very High	7.71%	3	₹573.20
UTI-Banking and Financial Services Fund	Equity	Very High	16.66%	3	₹1,385.87
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-4.72%	1	₹8,942.61
UTI-Children's Hybrid Fund	Solution Oriented	High	4.98%	0	₹4,559.29
UTI-Retirement Fund	Solution Oriented	High	6.59%	0	₹4,791.43
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.04
UTI-Corporate Bond Fund	Debt	Moderate	7.97%	3	₹5,396.80
UTI-Large & Mid Cap Fund	Equity	Very High	8.57%	4	₹5,498.45
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	11.89%	0	₹539.39
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	13.97%	0	₹118.79
UTI-Mid Cap Fund	Equity	Very High	1.64%	2	₹12,050.11
UTI-Arbitrage Fund	Hybrid	Low	6.98%	3	₹10,719.99
UTI-Large Cap Fund	Equity	Very High	9.73%	3	₹13,398.93
UTI-Banking & PSU Fund	Debt	Moderate	8.02%	3	₹820.63
UTI-Silver ETF Fund of Fund	Other	Very High	133.16%	0	₹294.52
UTI-Nifty Midcap 150 Index Fund	Other	Very High	6.08%	0	₹62.04
UTI-Small Cap Fund	Equity	Very High	-2.67%	3	₹4,833.23
UTI-MNC Fund	Equity	Very High	5.09%	0	₹2,872.30
UTI-Transportation & Logistics Fund	Equity	Very High	21.82%	0	₹4,067.49
UTI-BSE Housing Index Fund	Other	Very High	-6.85%	0	₹24.74
UTI Multi Asset Allocation Fund	Hybrid	Very High	13.06%	3	₹6,551.14
UTI-Gold ETF Fund of Fund	Other	High	77.34%	5	₹680.31
UTI-Balanced Advantage Fund	Hybrid	Very High	10.11%	0	₹3,190.94
UTI-Low Duration Fund	Debt	Moderately Low	7.66%	2	₹3,167.07
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.99%	0	₹21.55
UTI-Gilt Fund	Debt	Moderate	5.21%	3	₹556.42
UTI-Long Duration Fund	Debt	Moderate	2.3%	0	₹99.36
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.84%	0	₹72.24
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.3%	0	₹5,300.39
UTI-Equity Savings Fund	Hybrid	Moderate	9.49%	4	₹794.23
UTI-Aggressive Hybrid Fund	Hybrid	Very High	7.22%	4	₹6,717.89
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	4.95%	0	₹658.51
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹264.86
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.64%	0	₹139.00
UTI-Overnight Fund	Debt	Low	5.85%	3	₹4,868.21
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.82%	0	₹322.76
UTI-Credit Risk Fund	Debt	Moderately High	7.87%	3	₹260.00
UTI-Medium to Long Duration Fund	Debt	Moderate	5.74%	3	₹311.02
UTI-Money Market Fund	Debt	Moderate	7.59%	3	₹21,999.38
UTI-Nifty Private Bank Index Fund	Other	Very High	14.75%	0	₹228.32
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	0.45%	1	₹259.07
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.27%	0	₹171.81
UTI-Nifty 50 Index Fund	Other	Very High	11.37%	3	₹26,491.93
UTI-Flexi Cap Fund	Equity	Very High	2.61%	1	₹25,575.00
UTI-ELSS Tax Saver Fund	Equity	Very High	5.43%	2	₹3,784.72
UTI-Children's Equity Fund	Solution Oriented	Very High	4.65%	0	₹1,179.90
UTI-Innovation Fund	Equity	Very High	-4.93%	0	₹843.47
UTI-Children's Equity Fund	Solution Oriented	Very High	4.65%	0	₹1,179.90
UTI-Value Fund	Equity	Very High	7.62%	3	₹10,135.00
UTI Dividend Yield Fund	Equity	Very High	5.98%	0	₹3,936.48
UTI-Focused Fund	Equity	Very High	7.7%	3	₹2,638.30
UTI-Floater Fund	Debt	Moderately Low	7.51%	3	₹1,457.41
UTI-Short Duration Fund	Debt	Moderate	7.72%	3	₹3,357.48
UTI-Ultra Short Duration Fund	Debt	Moderate	7.31%	3	₹4,926.06
UTI-Infrastructure Fund	Equity	Very High	4.47%	2	₹2,200.11
UTI-Liquid Fund	Debt	Moderate	6.64%	3	₹21,768.61
UTI-Medium Duration Fund	Debt	Moderate	7.03%	2	₹40.17
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹81.24
UTI-Quant Fund	Equity	Very High	0%	0	₹1,863.27
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,788.81
UTI-Nifty Next 50 Index Fund	Other	Very High	1.02%	2	₹5,952.86
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹25.16
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.87%	3	₹437.13

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 13 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹26491.93

UTI-Nifty 50 Index Fund - Direct (IDCW) is an Index Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹26,491.93 (Cr), as of 24 December 2025, UTI-Nifty 50 Index Fund - Direct (IDCW) is categorized as a Index Fund within its segment. The fund has generated a return of 13.06% since its launch.
The current NAV of UTI-Nifty 50 Index Fund - Direct (IDCW) is ₹92.02, as on 24 December 2025. The fund's benchmark index is Nifty 50 TRI. You can invest in UTI-Nifty 50 Index Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 14.75% and 15.08% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.99% in Equity, 0.02% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 30.08% in Banks, 9.91% in IT-Software, 8.18% in Petroleum Products, 7.51% in Automobiles, 5.41% in Diversified FMCG