HSBC Credit Risk Fund - Direct (G)
Credit Risk FundNAV
37.87(0.10%)Fund Size (CR)
₹456.92Expense Ratio
0.84Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
8.16%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 24, 2026 | 10008.70 | 0.09% | - | -0.04% | 4/87 |
| 1 Month | September 1, 2026 | 10034.37 | 0.34% | - | 0.10% | 12/87 |
| 3 Month | July 1, 2026 | 10124.16 | 1.24% | - | 1.04% | 24/87 |
| 6 Month | March 31, 2026 | 10366.18 | 3.66% | - | 4.67% | 56/86 |
| 1 Year | October 1, 2025 | 10635.61 | 6.36% | 6.36% | 8.05% | 51/86 |
| 3 Year | September 29, 2023 | 13938.33 | 39.38% | 11.67% | 9.59% | 19/86 |
| 5 Year | October 1, 2021 | 15485.42 | 54.85% | 9.13% | 8.43% | 20/86 |
| Since Inception | January 2, 2013 | 29399.57 | 194.00% | 8.16% | 7.26% | 24/87 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | November 3, 2025 | 1,20,000 | 123679.47 | 3.07% | 3.07% |
| 3 Year | November 1, 2023 | 3,60,000 | 425158.46 | 18.10% | 5.70% |
| 5 Year | November 1, 2021 | 6,00,000 | 780936.30 | 30.16% | 5.41% |
| 10 Year | November 1, 2016 | 12,00,000 | 1854242.04 | 54.52% | 4.45% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.89%
Sharpe Ratio
0.47%
Treynor's Ratio
5.98%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Direct (G) | 456.92 | 0.34% | 1.24% | 3.66% | 6.36% | 11.67% | |
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1599.91 | 0.27% | 1.33% | 4.66% | 72.29% | 30.40% | |
| Bank of India Credit Risk Fund - Direct | 68.71 | 0.48% | 1.51% | 8.77% | 17.20% | 10.04% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 309.74 | 0.28% | 1.03% | 9.83% | 12.42% | 17.22% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1599.91 | 0.27% | 1.33% | 4.66% | 11.97% | 13.03% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1599.91 | 0.27% | 1.33% | 4.66% | 11.97% | 13.03% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹455.14
HSBC Credit Risk Fund - Direct (G) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹455.14 (Cr), as of October 5, 2026, HSBC Credit Risk Fund - Direct (G) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.16% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (G) is ₹37.87, as on October 5, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.67% and 9.13% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.80% in Equity, 95.92% in Debt and 0.28% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors