HSBC Credit Risk Fund - Direct (G)
Credit Risk FundNAV
37.71(0.06%)Fund Size (CR)
₹459.98Expense Ratio
0.97Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
8.19%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | August 18, 2026 | 10004.91 | 0.05% | - | -0.04% | 6/93 |
| 1 Month | July 24, 2026 | 10075.48 | 0.75% | - | 0.66% | 28/93 |
| 3 Month | May 25, 2026 | 10258.65 | 2.59% | - | 2.68% | 52/93 |
| 6 Month | February 25, 2026 | 10347.32 | 3.47% | - | 4.44% | 54/92 |
| 1 Year | August 25, 2025 | 10679.87 | 6.80% | 6.80% | 8.73% | 68/92 |
| 3 Year | August 25, 2023 | 13981.99 | 39.82% | 11.81% | 9.65% | 19/92 |
| 5 Year | August 25, 2021 | 15738.18 | 57.38% | 9.49% | 8.94% | 26/92 |
| Since Inception | January 2, 2013 | 29302.83 | 193.03% | 8.19% | 7.36% | 28/93 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | September 1, 2025 | 1,20,000 | 124452.24 | 3.71% | 3.71% |
| 3 Year | September 1, 2023 | 3,60,000 | 431195.74 | 19.78% | 6.20% |
| 5 Year | September 1, 2021 | 6,00,000 | 788728.80 | 31.45% | 5.62% |
| 10 Year | September 1, 2016 | 12,00,000 | 1867968.14 | 55.66% | 4.52% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.87%
Sharpe Ratio
0.42%
Treynor's Ratio
5.93%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Direct (G) | 459.98 | 0.75% | 2.59% | 3.47% | 6.80% | 11.81% | |
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1532.33 | 0.82% | 3.26% | 4.66% | 73.96% | 30.63% | |
| Bank of India Credit Risk Fund - Direct | 92.49 | 0.67% | 1.95% | 8.80% | 17.73% | 10.07% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1532.33 | 0.82% | 3.26% | 4.66% | 13.05% | 13.20% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1532.33 | 0.82% | 3.26% | 4.66% | 13.05% | 13.20% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 287.46 | 0.57% | 3.05% | 9.84% | 12.87% | 17.38% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹460.33
HSBC Credit Risk Fund - Direct (G) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹460.33 (Cr), as of August 25, 2026, HSBC Credit Risk Fund - Direct (G) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.19% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (G) is ₹37.71, as on August 25, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.81% and 9.49% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.74% in Equity, 95.93% in Debt and 0.33% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors