HSBC Credit Risk Fund - Direct (G)

Credit Risk Fund

Invest Now

NAV
37.81(0.08%)
Fund Size (CR)
₹456.92
Expense Ratio
0.84
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
8.15%

Absolute Return: 1.33%

Annualized Return: 0%

Basic Details

Scheme Manager

Shriram Ramanathan

Bench Mark

NIFTY Credit Risk Bond Index B-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 21, 2026	9988.24	-0.12%	-	-0.17%	32/87
1 Month	August 28, 2026	10022.87	0.23%	-	0.08%	24/87
3 Month	June 25, 2026	10133.27	1.33%	-	1.17%	38/87
6 Month	March 27, 2026	10358.58	3.59%	-	4.65%	59/86
1 Year	September 26, 2025	10633.94	6.34%	6.34%	8.16%	61/86
3 Year	September 27, 2023	13920.41	39.20%	11.63%	9.60%	19/86
5 Year	September 28, 2021	15681.88	56.82%	9.41%	8.62%	20/86
Since Inception	January 2, 2013	29358.86	193.59%	8.15%	7.26%	24/87

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,20,000	124113.87	3.43%	3.43%
3 Year	October 3, 2023	3,60,000	428395.30	19.00%	5.97%
5 Year	October 1, 2021	6,00,000	785150.36	30.86%	5.53%
10 Year	October 3, 2016	12,00,000	1862014.01	55.17%	4.49%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

2.00%

Standard Deviation

0.11%

Beta

0.89%

Sharpe Ratio

0.47%

Treynor's Ratio

5.98%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Credit Risk Fund - Direct (G)	456.92	0.23%	1.33%	3.59%	6.34%	11.63%
Aditya Birla SL Credit Risk Fund - Dir (IDCW)	1599.91	0.30%	1.77%	5.17%	72.80%	30.41%
Bank of India Credit Risk Fund - Direct	68.71	0.44%	1.58%	8.99%	17.83%	10.02%
DSP Credit Risk Fund - Direct (IDCW-D)	309.74	0.27%	1.31%	9.39%	12.40%	17.20%
Aditya Birla SL Credit Risk Fund - Dir (Bonus)	1599.91	0.30%	1.77%	5.17%	12.30%	13.02%
Aditya Birla SL Credit Risk Fund - Dir (G)	1599.91	0.30%	1.77%	5.17%	12.30%	13.02%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Aggressive Hybrid Fund	Hybrid	Very High	5.8%	2	₹5,869.76
HSBC Consumption Fund	Equity	Very High	3.39%	0	₹1,816.62
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.47%	0	₹180.86
HSBC Multi Asset Allocation Fund	Hybrid	Very High	9.61%	0	₹3,259.66
HSBC Multi Asset Active FOF	Other	Very High	12.2%	2	₹114.99
HSBC Overnight Fund	Debt	Low	5.26%	4	₹4,030.46
HSBC Midcap Fund	Equity	Very High	18.21%	3	₹17,188.24
HSBC Global Emerging Markets Fund	Other	Very High	43.39%	0	₹519.19
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	1.86%	3	₹152.42
HSBC Gilt Fund	Debt	Moderate	2.07%	3	₹153.29
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹394.69
HSBC Financial Services Fund	Equity	Very High	7.45%	0	₹962.92
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	35.65%	0	₹85.73
HSBC Equity Saving Fund	Hybrid	Moderate	7.62%	3	₹1,475.34
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.34%	0	₹1,748.32
HSBC Large Cap Fund	Equity	Very High	-0.7%	3	₹1,855.01
HSBC Balanced Advantage Fund	Hybrid	Moderately High	1.5%	3	₹1,522.18
HSBC Small Cap Fund	Equity	Very High	14.06%	3	₹19,076.35
HSBC Corporate Bond Fund	Debt	Moderate	5.05%	1	₹6,060.55
HSBC Large and Mid Cap Fund	Equity	Very High	9.18%	3	₹5,931.25
HSBC Brazil Fund	Other	Very High	27.13%	0	₹337.53
HSBC Credit Risk Fund	Debt	Moderately High	6.34%	3	₹455.14
HSBC Dynamic Term Fund	Debt	Moderate	3.19%	3	₹120.54
HSBC Arbitrage Fund	Hybrid	Low	6.59%	3	₹3,288.17
HSBC Short Term Fund	Debt	Moderately Low	5.04%	2	₹3,844.87
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.31%	4	₹861.74
HSBC Medium to Long Term Fund	Debt	Moderate	3.02%	3	₹48.52
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.17%	0	₹529.19
HSBC Aggressive Hybrid Active FOF	Other	Very High	7.06%	3	₹48.26
HSBC Nifty 50 Index Fund	Other	Very High	-6.79%	3	₹392.17
HSBC ELSS Tax Saver Fund	Equity	Very High	4.69%	3	₹4,228.75
HSBC Business Cycles Fund	Equity	Very High	3%	0	₹1,229.28
HSBC Flexi Cap Fund	Equity	Very High	6.36%	4	₹5,999.67
HSBC India Export Opportunities Fund	Equity	Very High	21.58%	0	₹1,325.79
HSBC Value Fund	Equity	Very High	3.18%	4	₹15,372.81
HSBC Focused Fund	Equity	Very High	8.96%	2	₹1,843.06
HSBC Multi Cap Fund	Equity	Very High	8.83%	0	₹6,502.58
HSBC Money Market Fund	Debt	Moderately Low	6.52%	3	₹7,689.39
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.58%	3	₹3,577.89
HSBC Infrastructure Fund	Equity	Very High	7.7%	3	₹2,466.09
HSBC Liquid Fund	Debt	Moderately Low	6.47%	4	₹28,877.62
HSBC Banking and PSU Debt Fund	Debt	Moderate	4.79%	3	₹3,732.78
HSBC Medium Term Fund	Debt	Moderate	5.2%	4	₹682.73
HSBC Nifty Next 50 Index Fund	Other	Very High	4.94%	1	₹182.49

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹455.14

HSBC Credit Risk Fund - Direct (G) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹455.14 (Cr), as of September 29, 2026, HSBC Credit Risk Fund - Direct (G) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.15% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (G) is ₹37.81, as on September 29, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.63% and 9.41% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.80% in Equity, 95.92% in Debt and 0.28% in cash and cash equivalents.

Mutual Fund Categories

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments