Can I invest in SIP and Lumpsum in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth?

Yes, you can invest both lumpsum and SIP in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic). Minimum lumpsum investment Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)?

The 5 biggest stock holdings of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) are: S I D B I (5.43%), S I D B I (4.82%), Bajaj Housing (4.16%), Tata Cap.Hsg. (3.03%), N A B A R D (3.01%)

What are the top sectors Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) invests in?

A majority of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) 's AUM worth ₹4,146.79 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
AMC
Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)

Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)

Q: What is the NAV of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth?

The latest NAV ( Net Asset Value ) of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is ₹12.92 as on 2025-04-24.

Ultra Short Duration Fund

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NAV
12.92(0.02%)
Fund Size (CR)
₹3,556.43
Expense Ratio
0.27
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.56%

Absolute Return: 2.03%

Annualized Return: 0%

Basic Details

Scheme Manager

Harshal Joshi

Bench Mark

NIFTY Ultra Short Duration Debt Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 April 2025	10015.76	0.16%	-	0.13%	44/216
1 Month	21 March 2025	10098.43	0.98%	-	0.87%	83/216
3 Month	23 January 2025	10217.66	2.18%	-	1.94%	56/216
6 Month	23 October 2024	10397.20	3.97%	-	3.62%	62/216
1 Year	23 April 2024	10782.38	7.82%	7.82%	7.22%	63/211
3 Year	22 April 2022	12269.29	22.69%	7.04%	6.54%	59/211
5 Year	23 April 2020	13317.54	33.18%	5.89%	5.65%	88/197
Since Inception	18 July 2018	15378.70	53.79%	6.56%	6.14%	91/216

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	148782.76	23.99%	23.99%
3 Year	2 May 2022	3,60,000	480342.27	33.43%	10.09%
5 Year	4 May 2020	6,00,000	834664.47	39.11%	6.82%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.13%

Standard Deviation

0.01%

Beta

1.18%

Sharpe Ratio

26.58%

Treynor's Ratio

0.52%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)	3556.43	0.98%	2.18%	3.97%	7.82%	7.04%
HSBC Ultra Short Duration Fund - Dir (IDCW-W) RI	2259.77	0.87%	2.05%	4.88%	8.61%	7.31%
Tata Ultra Short Term Fund - Direct (IDCW-W) RI	3937.60	1.18%	2.23%	4.15%	8.31%	7.04%
Sundaram Ultra Short Duration Fund - Direct (IDCW-M)	1723.33	0.52%	1.69%	4.20%	8.21%	6.98%
Aditya Birla SL Savings Fund - Direct (IDCW-W)	13293.68	1.32%	2.29%	4.23%	8.19%	7.33%
Aditya Birla SL Savings Fund - Direct (G)	13293.68	1.13%	2.29%	4.23%	8.19%	7.24%

List of Schemes under Bandhan Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bandhan Asset Allocation FoF - Aggressive	Other	High	10.44%	2	₹19.06
Bandhan Liquid Fund	Debt	Moderately Low	7.36%	3	₹16,297.24
Bandhan Core Equity Fund	Equity	Very High	14.08%	5	₹7,966.79
Bandhan Dynamic Bond Fund	Debt	Moderate	13.05%	1	₹2,888.42
Bandhan Large Cap Fund	Equity	Very High	11.73%	4	₹1,765.87
Bandhan G Sec Fund - Invst Plan	Debt	Moderate	13.32%	1	₹3,420.95
Bandhan GSF Constant Maturity Plan	Debt	Moderate	13.06%	0	₹348.69
Bandhan Focused Equity Fund	Equity	Very High	15.48%	4	₹1,685.24
Bandhan Infrastructure Fund	Equity	Very High	6.56%	3	₹1,563.07
Bandhan Money Manager Fund	Debt	Moderately Low	8.12%	3	₹11,701.97
Bandhan Conservative Hybrid Fund	Hybrid	Moderate	10.84%	1	₹114.57
Bandhan Nifty 50 Index Fund	Other	Very High	9.77%	3	₹1,741.01
Bandhan Flexi Cap Fund	Equity	Very High	10.48%	2	₹6,886.28
Bandhan Sterling Value Fund	Equity	Very High	7.94%	4	₹9,429.55
Bandhan Bond Fund - Income Plan	Debt	Moderate	10.2%	1	₹494.97
Bandhan Bond Fund - MTP	Debt	Moderate	10.33%	2	₹1,469.78
Bandhan Bond Fund - STP	Debt	Moderate	10.01%	1	₹9,948.60
Bandhan ELSS Tax Saver Fund	Equity	Very High	6.44%	3	₹6,596.51
Bandhan Low Duration Fund	Debt	Moderately Low	8.07%	2	₹5,690.63
Bandhan Arbitrage	Hybrid	Low	8.01%	3	₹7,955.35
Bandhan Banking & PSU Debt Fund	Debt	Moderately Low	9.25%	4	₹13,542.39
Bandhan Income Plus Arbitrage FoF	Other	Moderately Low	9.36%	0	₹200.13
Bandhan Asset Allocation FoF - Moderate	Other	High	10.1%	0	₹19.02
Bandhan Asset Allocation FoF - Conservative	Other	Moderately High	8.96%	2	₹5.94
Bandhan Equity Savings Fund	Hybrid	Moderately Low	8.53%	3	₹272.15
Bandhan Balanced Advantage Fund	Hybrid	Very High	11%	2	₹2,216.55
Bandhan Corporate Bond Fund	Debt	Moderately Low	9.88%	3	₹14,667.09
Bandhan Aggressive Hybrid Fund	Hybrid	Very High	15.49%	3	₹818.76
Bandhan Credit Risk Fund	Debt	Moderate	9.56%	2	₹286.99
Bandhan Ultra Short Term Fund - Reg	Debt	Moderately Low	7.72%	2	₹4,146.79
Bandhan Overnight Fund	Debt	Low	6.6%	4	₹846.17
Bandhan FTP - Sr.179	Debt	Moderate	11.28%	0	₹347.06
Bandhan Small Cap Fund	Equity	Very High	18.5%	4	₹9,516.16
Bandhan Floating Rate Fund	Debt	Moderately Low	10.17%	3	₹265.13
Bandhan CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	9.33%	0	₹6,850.21
Bandhan CRISIL IBX Gilt April 2028 Index Fund	Other	Moderate	9.74%	0	₹4,680.35
Bandhan Interval Fund - Series 17	Debt	Moderate	0%	0	₹0.00
Bandhan US Equity Fund Of Fund	Other	Very High	12.44%	0	₹297.38
Bandhan Multi Cap Fund	Equity	Very High	9.59%	3	₹2,389.29
Bandhan Nifty 100 Index Fund	Other	Very High	8.85%	2	₹163.73
Bandhan Midcap Fund	Equity	Very High	12.44%	0	₹1,491.10
Bandhan Nifty200 Momentum 30 Index Fund	Other	Very High	-6.03%	0	₹117.90
Bandhan Nifty100 Low Volatility 30 Index Fund	Other	Very High	10.3%	0	₹1,363.89
Bandhan Transportation and Logistics Fund	Equity	Moderately High	2.25%	0	₹496.12
Bandhan Crisil IBX Gilt April 2026 Index Fund	Other	Moderately Low	8.02%	0	₹440.51
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Nov 2026 Index Fund	Other	Moderately Low	8.83%	0	₹112.16
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Apr 2032 Index Fund	Other	Moderately High	12.04%	0	₹582.44
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Sep 2027 Index Fund	Other	Moderate	9.56%	0	₹153.07
Bandhan CRISIL IBX Gilt April 2032 Index Fund	Other	Moderately High	12.53%	0	₹453.46
Bandhan Nifty IT Index Fund	Other	Very High	7%	0	₹24.36
Bandhan FTP - Sr.199	Debt	Moderate	0%	0	₹0.00
Bandhan US Treasury Bond 0-1 year Fund of Fund	Other	Very High	7.36%	0	₹135.19
Bandhan Financial Services Fund	Equity	Very High	19.2%	0	₹967.14
Bandhan Retirement Fund	Solution Oriented	Very High	10.34%	0	₹171.73
Bandhan Nifty Alpha 50 Index Fund	Other	Very High	-2.07%	0	₹362.22
Bandhan Nifty Smallcap 250 Index Fund	Other	Very High	2.55%	0	₹47.61
Bandhan Multi Asset Allocation Fund	Hybrid	High	13.02%	0	₹1,811.86
Bandhan US Treasury Bond 3-7 year Fund of Fund	Other	Very High	0%	0	₹0.00
Bandhan Long Duration Fund	Debt	Moderate	13.49%	0	₹188.83
Bandhan Innovation Fund	Equity	Very High	0%	0	₹1,387.32
Bandhan Nifty Total Market Index Fund	Other	Very High	0%	0	₹36.02
Bandhan Nifty Bank Index Fund	Other	Very High	0%	0	₹15.24
Bandhan BSE Healthcare Index Fund	Other	Very High	0%	0	₹17.34
Bandhan Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹22.17
Bandhan Business Cycle Fund	Equity	Very High	0%	0	₹1,587.92
Bandhan Nifty 500 Momentum 50 Index Fund	Other	Very High	0%	0	₹19.59
Bandhan Nifty 500 Value 50 Index Fund	Other	Very High	0%	0	₹12.10
Bandhan Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹9.93
Bandhan Nifty Alpha Low Volatility 30 Index Fund	Other	Very High	0%	0	₹8.09
Bandhan FMP - Series 209 (93 Days)	Debt	Moderately Low	0%	0	₹72.77
Bandhan Nifty Next 50 Index Fund	Other	Very High	0%	0	₹12.80
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index-Dec 2029 Fund	Other	Moderate	0%	0	₹16.67
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹461.72

News

Bandhan MF announces change in Fund Manager of the following scheme

Bandhan Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 08 March 2025

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
Bandhan Arbitrage Fund	Equity Portion: Mr. Nemish Sheth Debt Portion: Mr. Harshal Joshi	Equity Portion: Abhishek Jain Debt Portion: Mr. Harshal Joshi
Bandhan Equity Savings Fund	Equity Portion: - Mr. Nemish Sheth and Mr. Viraj Kulkarni Debt Portion - Mr. Harshal Joshi	Equity Portion: Abhishek Jain and Mr. Viraj Kulkarni Debt Portion - Mr. Harshal Joshi
Bandhan Multi Asset Allocation Fund	Equity Portion: Mr. Viraj Kulkari, Mr. Daylynn Pinto and Mr. Nemish Sheth Debt Portion: Mr. Gautam Kaul	Equity Portion: Mr. Viraj Kulkari, Mr. Daylynn Pinto and Abhishek Jain Debt Portion: Mr. Gautam Kaul
Bandhan Nifty 50 ETF, Bandhan Nifty 50 Index Fund, Bandhan Nifty 100 Index Fund,Bandhan Nifty 200 Momentum 30 Index Fund,Bandhan Nifty 100 Low Volatility 30 Index Fund, Bandhan Nifty IT Index Fund, Bandhan Nifty Alpha 50 Index Fund, Bandhan Nifty Smallcap 250 Index Fund, Bandhan BSE Sensex ETF, Bandhan Nifty 200 Quality 30 Index Fund, Bandhan Nifty 500 Value 50 Index Fund, Bandhan Nifty 500 Momentum 50 Index Fund, Bandhan Nifty Midcap 150 Index Fund, Bandhan BSE Healthcare Index Fund, Bandhan Nifty Bank Index Fund, Bandhan Nifty Alpha Low Volatility 30 Index Fund, Bandhan Nifty Next 50 Index Fund, Bandhan Nifty Total Market Index Fund	Mr. Nemish Sheth	Mr. Abhishek Jain

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Bandhan MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
Bandhan Mutual Fund has announced 27 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Bandhan Equity Savings Fund:
Regular Plan ' Monthly IDCW: 0.022
Direct Plan ' Monthly IDCW: 0.029
Bandhan Arbitrage Fund:
Regular Plan ' Monthly IDCW: 0.036
Direct Plan ' Monthly IDCW: 0.039
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Bandhan Mutual Fund announces change in scheme name
Bandhan Mutual Fund has announced change in scheme name under the following scheme, With effect from 19 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

Bandhan Hybrid Equity Fund Bandhan Aggressive Hybrid Fund

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Existing Scheme Name	Revised Scheme Name
Bandhan Hybrid Equity Fund	Bandhan Aggressive Hybrid Fund

Fund House Details & Investment Objective

Date of Incorporation

6 July 2018

Total AUM (Cr)

₹4146.79

Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is an Ultra Short Duration Fund-oriented fund from the renowned AMC, Bandhan Mutual Fund. Launched in 6 July 2018, this fund is managed by Harshal Joshi. With assets under management (AUM) worth ₹4,146.79 (Cr), as of 24 April 2025, Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is categorized as a Ultra Short Duration Fund within its segment. The fund has generated a return of 6.56% since its launch.
The current NAV of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is ₹12.92, as on 24 April 2025. The fund's benchmark index is NIFTY Ultra Short Duration Debt Index A-I. You can invest in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.04% and 5.89% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.78% in Debt and 2.22% in cash and cash equivalents.

FAQs

How to Invest in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth?

Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is a popular fund in the Ultra Short Duration Fund segment. The fund has generated a return of 6.56% since inception. Looking to invest in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) today and reap the benefits of this Ultra Short Duration Fund fund!

How much returns has Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth generated?

In the short term, i.e., 1 year, Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) has generated annualised return of 7.82%. In the long-term, the fund has generated 7.04% and 5.89% in 3 and 5 years respectively. Since its inception, the fund has generated 6.56% returns.

What is the expense ratio of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth?

The expense ratio of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth is 0.27%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Fund Direct Growth?

The Assets Under Management (AUM) of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is ₹4,146.79 (Cr) as of 2025-04-24 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) Direct Growth?

Redeeming or selling units of Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Bandhan Ultra Short Term Fund - Dir (IDCW-Periodic)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).