Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G)
Aggressive Hybrid FundNAV
41.86(0.36%)Fund Size (CR)
₹1,349.38Expense Ratio
0.68Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
16.13%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Alok Singh
Bench Mark
NIFTY MidSmallcap 400 Total Return Index (TRI): 70%; CRISIL Short Term Bond Fund Index: 30%
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 27 January 2026 | 10342.18 | 3.42% | - | 2.32% | 16/199 |
| 1 Month | 2 January 2026 | 9786.49 | -2.14% | - | -1.94% | 141/199 |
| 3 Month | 3 November 2025 | 9862.85 | -1.37% | - | -1.60% | 90/199 |
| 6 Month | 1 August 2025 | 10168.21 | 1.68% | - | 1.71% | 113/199 |
| 1 Year | 3 February 2025 | 10987.88 | 9.88% | 9.88% | 7.26% | 49/199 |
| 3 Year | 3 February 2023 | 17278.38 | 72.78% | 19.98% | 14.43% | 2/199 |
| 5 Year | 3 February 2021 | 24976.05 | 149.76% | 20.08% | 13.02% | 5/199 |
| Since Inception | 20 July 2016 | 41710.00 | 317.10% | 16.13% | 12.24% | 13/199 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 March 2025 | 1,20,000 | 124723.94 | 3.94% | 3.94% |
| 3 Year | 1 March 2023 | 3,60,000 | 431210.91 | 19.78% | 6.20% |
| 5 Year | 1 March 2021 | 6,00,000 | 876136.77 | 46.02% | 7.87% |
| 10 Year | 1 August 2016 | 11,50,000 | 2706319.77 | 135.33% | 8.94% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.05%
Standard Deviation
0.89%
Beta
0.97%
Sharpe Ratio
-0.01%
Treynor's Ratio
8.13%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Hindustan Copper | 4.23% | 1101000 | 57.06 | Equity | Non Ferrous Metals |
| Jindal Stain. | 3.52% | 566000 | 47.50 | Equity | Steel |
| Indian Bank | 3.13% | 505000 | 42.28 | Equity | Banks |
| Uno Minda | 2.99% | 314000 | 40.37 | Equity | Auto Ancillaries |
| PB Fintech. | 2.73% | 202000 | 36.88 | Equity | IT - Software |
| H U D C O | 2.67% | 1580000 | 36.04 | Equity | Finance |
| TD Power Systems | 2.50% | 480000 | 33.70 | Equity | Capital Goods - Electrical Equipment |
| Lloyds Metals | 2.37% | 242000 | 31.98 | Equity | Mining & Mineral products |
| Glenmark Pharma. | 2.26% | 150000 | 30.53 | Equity | Pharmaceuticals |
| ERIS Lifescience | 2.26% | 202783 | 30.53 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) | 1349.38 | -2.14% | -1.37% | 1.68% | 9.88% | 19.98% | |
| Bandhan Aggressive Hybrid Fund - Direct (G) | 1575.75 | -1.29% | -0.29% | 5.51% | 15.24% | 17.74% | |
| Bandhan Aggressive Hybrid Fund - Direct (IDCW) | 1575.75 | -1.30% | -0.30% | 5.48% | 15.19% | 17.69% | |
| Mirae Asset Aggressive Hybrid Fund - Direct (G) | 9537.61 | -1.25% | 0.70% | 5.36% | 13.66% | 15.86% | |
| ICICI Pru Equity & Debt Fund - Direct (IDCW-M) | 49640.80 | -1.55% | 0.19% | 5.74% | 13.58% | 19.94% | |
| ICICI Pru Equity & Debt Fund - Direct (G) | 49640.80 | -1.55% | 0.19% | 5.72% | 13.56% | 19.82% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund Mr. Anand Padavale has been appointed as CISO and designed as Key Personnel of the Company with effect from December 09, 2025. Accordingly, the following details of Mr. Anand Padavale shall be added under section titled 'Information of Key Personnel' in Section II (F) of SAI:Details of Mr. Anand Padavale
Age: 38 years
Designation: Chief Information Security Officer
Qualification: ' Bachelor of Computer Applications
' Diploma in Computer EngineeringPowered by Capital Market - Live News
Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited (Trustee Company) with effect from close of business hours of November 07, 2025.Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced the Mr. Mukesh Sharma has been appointed as an Associate Director on the Board of the Trustee Company with effect from November 07, 2025.Details of Mr. Mukesh Sharma
Age: 55 years
Designation: Associate Director
Qualification: ' Bachelor of Arts
' Certified Associate of Indian to Institute of Bankers (CAIIB)
' IDRBT- Certification Program in IT and Cyber Security for Senior Management
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
29 June 2016
Total AUM (Cr)
₹1349.38
Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) is an Aggressive Hybrid Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 29 June 2016, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹1,349.38 (Cr), as of 4 February 2026, Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) is categorized as a Aggressive Hybrid Fund within its segment. The fund has generated a return of 16.13% since its launch.
The current NAV of Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) is ₹41.86, as on 4 February 2026. The fund's benchmark index is NIFTY MidSmallcap 400 Total Return Index (TRI): 70%; CRISIL Short Term Bond Fund Index: 30%. You can invest in Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 19.98% and 20.08% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 76.22% in Equity, 23.39% in Debt and 0.39% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.59% in Debt, 8.20% in Pharmaceuticals & Biotech, 6.21% in Auto Components, 5.39% in Banks, 5.14% in Ferrous Metals