Bank of India Short Term Income - Direct (G)
Short Duration FundNAV
30.67(0.00%)Fund Size (CR)
₹266.69Expense Ratio
0.53Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
6.86%
Basic Details
Scheme Manager
Mithraem Bharucha
Bench Mark
CRISIL Short Duration Debt A-II Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 12, 2026 | 10020.22 | 0.20% | - | -27.08% | 39/176 |
| 1 Month | May 19, 2026 | 10138.23 | 1.38% | - | -26.26% | 39/176 |
| 3 Month | March 18, 2026 | 10157.47 | 1.57% | - | -26.09% | 37/176 |
| 6 Month | December 19, 2025 | 10258.71 | 2.59% | - | -25.53% | 34/175 |
| 1 Year | June 19, 2025 | 10534.96 | 5.35% | 5.35% | -23.66% | 23/175 |
| 3 Year | June 19, 2023 | 12451.46 | 24.51% | 7.57% | -6.32% | 11/167 |
| 5 Year | June 18, 2021 | 16615.64 | 66.16% | 10.68% | -2.77% | 1/154 |
| Since Inception | January 3, 2013 | 24450.01 | 144.50% | 6.86% | 4.03% | 52/176 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 123404.65 | 2.84% | 2.84% |
| 3 Year | July 3, 2023 | 3,60,000 | 401726.43 | 11.59% | 3.72% |
| 5 Year | July 1, 2021 | 6,00,000 | 751330.71 | 25.22% | 4.60% |
| 10 Year | July 1, 2016 | 12,00,000 | 1726022.09 | 43.84% | 3.70% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.43%
Standard Deviation
0.04%
Beta
1.03%
Sharpe Ratio
0.06%
Treynor's Ratio
1.48%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bank of India Short Term Income - Direct (G) | 266.69 | 1.38% | 1.57% | 2.59% | 5.35% | 7.57% | |
| ICICI Pru Short Term Fund - Direct (G) | 21228.52 | 1.43% | 1.83% | 2.96% | 6.28% | 7.96% | |
| Mahindra Manulife Short Duration Fund - Dir (G) | 83.31 | 1.56% | 1.98% | 3.17% | 6.15% | 7.82% | |
| AXIS Short Duration Fund - Direct (G) | 8734.20 | 1.42% | 1.80% | 2.93% | 5.97% | 7.78% | |
| AXIS Short Duration Fund - Direct (IDCW) | 8734.20 | 1.42% | 1.80% | 2.93% | 5.97% | 7.78% | |
| Bandhan Short Duration Fund - Direct (G) | 8326.50 | 1.44% | 2.07% | 3.28% | 5.83% | 7.64% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund announces change in Exit Load Structure
Bank of India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 19, 2026.Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load Bank of India Credit Risk Fund: 4% if redeemed within 12 months from the date of allotment 3% if redeemed after 12 months but within 24 months from the date of allotment.
2% if redeemed after 24 months but within 36 months from the date of allotment.
Nil if redeemed after 36 months from the date of allotment.
3% if redeemed within 24 months from the date of allotment 2% if redeemed after 24 months but within 36 months from the date of allotment
Nil if redeemed after 36 months from the date of allotment
Powered by Capital Market - Live News
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund.
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund. These changes are effective from June 01, 2026.The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/Silver ETF.
As per the updated asset allocation, the fund will now invest 10 - 80 per cent in Equity and equity related instruments, 10 ' 80 per cent in debt & money market instruments, 10 ' 50 per cent in Gold ETF/Silver ETF and 0 ' 10 per cent of its assets in units issued by INVITs.
Bank of India MF announces change in benchmark under its schemes
Bank of India Mutual Fund has announced a change in the benchmark of the Bank of India Multi Asset Allocation, with effect from June 01, 2026.Change of Benchmark of Bank of India Multi Asset Allocation Fund
Scheme Names Existing Benchmark Revised Benchmark Bank of India Multi Asset Allocation Fund First Tier Benchmark: 37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold First Tier Benchmark: 40% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹266.69
Bank of India Short Term Income - Direct (G) is an Short Duration Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in January 1, 2013, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹266.69 (Cr), as of June 19, 2026, Bank of India Short Term Income - Direct (G) is categorized as a Short Duration Fund within its segment. The fund has generated a return of 6.86% since its launch.
The current NAV of Bank of India Short Term Income - Direct (G) is ₹30.67, as on June 19, 2026. The fund's benchmark index is CRISIL Short Duration Debt A-II Index. You can invest in Bank of India Short Term Income - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.57% and 10.68% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.17% in Debt and 2.83% in cash and cash equivalents.
Mutual Fund Categories
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