Bank of India Large & Mid Cap Fund - Reg (IDCW)

Large & Mid Cap Fund

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NAV
27.23(-0.33%)
Fund Size (CR)
₹445.91
Expense Ratio
2.48
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
13.55%

Absolute Return: 1.34%

Annualized Return: 0%

Basic Details

Scheme Manager

Nitin Gosar

Bench Mark

BSE 250 Large MidCap Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 February 2026	10156.13	1.56%	-	1.49%	74/144
1 Month	9 January 2026	10167.47	1.67%	-	1.72%	86/144
3 Month	11 November 2025	10194.03	1.94%	-	0.23%	27/144
6 Month	11 August 2025	10781.37	7.81%	-	4.95%	30/144
1 Year	11 February 2025	11640.40	16.40%	16.40%	15.02%	57/138
3 Year	10 February 2023	16320.19	63.20%	17.70%	19.48%	84/120
5 Year	11 February 2021	20750.49	107.50%	15.71%	16.93%	89/120
Since Inception	21 October 2008	90396.40	803.96%	13.55%	14.66%	109/144

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	423617.47	253.01%	253.01%
3 Year	1 March 2023	3,60,000	1421090.35	294.75%	58.04%
5 Year	1 March 2021	6,00,000	2789293.50	364.88%	35.98%
10 Year	1 March 2016	12,00,000	7367733.58	513.98%	19.90%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.10%

Standard Deviation

1.16%

Beta

0.80%

Sharpe Ratio

0.03%

Treynor's Ratio

4.14%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Reliance Industr	6.32%	202118	28.20	Equity	Refineries
HDFC Bank	5.68%	272460	25.32	Equity	Banks
Vedanta	4.99%	326568	22.26	Equity	Mining & Mineral products
Larsen & Toubro	4.52%	51253	20.15	Equity	Infrastructure Developers & Operators
SBI	4.09%	169394	18.25	Equity	Banks
Kotak Mah. Bank	4.01%	438771	17.90	Equity	Banks
TCS	3.59%	51243	16.01	Equity	IT - Software
FSN E-Commerce	3.43%	643989	15.29	Equity	E-Commerce/App based Aggregator
ICICI Lombard	3.12%	76756	13.92	Equity	Insurance
Oil India	3.09%	270178	13.78	Equity	Crude Oil & Natural Gas

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Helios Large & Mid Cap Fund - Direct (G)	681.24	2.72%	0.27%	6.38%	24.23%	-
Helios Large & Mid Cap Fund - Direct (IDCW)	681.24	2.72%	0.27%	6.38%	24.23%	-
Invesco India Large & Mid Cap Fund-Dir (G)	8958.63	3.14%	0.22%	1.92%	21.24%	26.53%
Invesco India Large & Mid Cap Fund-Dir (IDCW)	8958.63	3.14%	0.21%	1.92%	21.20%	26.52%
Kotak Large & Midcap Fund - Direct (G)	29991.17	3.53%	3.70%	8.88%	20.80%	21.58%

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	19.04%	0	₹989.01
Bank of India Large Cap Fund	Equity	Very High	20.66%	3	₹206.75
Bank of India Large & Mid Cap Fund	Equity	Very High	17.95%	2	₹445.91
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹666.84
Bank of India Small Cap Fund	Equity	Very High	9.17%	3	₹1,829.19
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	22.98%	4	₹661.33
Bank of India Business Cycle Fund	Equity	Very High	7.87%	0	₹463.92
Bank of India Consumption Fund	Equity	Very High	14.81%	0	₹377.95
Bank of India ELSS Tax Saver	Equity	Very High	12.23%	2	₹1,373.70
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	13.49%	0	₹58.79
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	12.46%	0	₹30.61
Bank of India Overnight Fund	Debt	Low	5.75%	5	₹75.59
Bank of India Liquid Fund	Debt	Moderately Low	6.46%	3	₹1,843.40
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.75%	1	₹167.56
Bank of India Money Market Fund	Debt	Moderately Low	7.29%	0	₹380.71
Bank of India Short Term Income Fund	Debt	Moderately Low	7.04%	0	₹285.94
Bank of India Credit Risk Fund	Debt	Moderately High	12%	2	₹105.96
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	6.94%	3	₹63.92
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	13.48%	4	₹1,329.20
Bank of India Balanced Advantage Fund	Hybrid	Very High	13.48%	2	₹143.75
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	18.83%	0	₹350.23
Bank of India Arbitrage Fund	Hybrid	Low	6.35%	1	₹47.24
Bank of India Flexi Cap Fund	Equity	Very High	15.43%	4	₹2,167.16

News

Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund Mr. Anand Padavale has been appointed as CISO and designed as Key Personnel of the Company with effect from December 09, 2025. Accordingly, the following details of Mr. Anand Padavale shall be added under section titled 'Information of Key Personnel' in Section II (F) of SAI:
Details of Mr. Anand Padavale
Age: 38 years
Designation: Chief Information Security Officer
Qualification: ' Bachelor of Computer Applications
' Diploma in Computer Engineering
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Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited (Trustee Company) with effect from close of business hours of November 07, 2025.
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Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced the Mr. Mukesh Sharma has been appointed as an Associate Director on the Board of the Trustee Company with effect from November 07, 2025.
Details of Mr. Mukesh Sharma
Age: 55 years
Designation: Associate Director
Qualification: ' Bachelor of Arts
' Certified Associate of Indian to Institute of Bankers (CAIIB)
' IDRBT- Certification Program in IT and Cyber Security for Senior Management
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Fund House Details & Investment Objective

Date of Incorporation

4 September 2008

Total AUM (Cr)

₹445.91

Bank of India Large & Mid Cap Fund - Reg (IDCW) is an Large & Mid Cap Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 4 September 2008, this fund is managed by Nitin Gosar. With assets under management (AUM) worth ₹445.91 (Cr), as of 12 February 2026, Bank of India Large & Mid Cap Fund - Reg (IDCW) is categorized as a Large & Mid Cap Fund within its segment. The fund has generated a return of 13.55% since its launch.
The current NAV of Bank of India Large & Mid Cap Fund - Reg (IDCW) is ₹27.23, as on 12 February 2026. The fund's benchmark index is BSE 250 Large MidCap Index TRI. You can invest in Bank of India Large & Mid Cap Fund - Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 17.70% and 15.71% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.65% in Equity, 0.01% in Debt and 4.34% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.42% in Banks, 9.25% in Pharmaceuticals & Biotech, 7.50% in IT-Software, 6.80% in Petroleum Products, 4.72% in Retailing