Bank of India Large & Mid Cap Fund - Reg (IDCW)
Large & Mid Cap FundNAV
27.49(-0.11%)Fund Size (CR)
₹472.53Expense Ratio
2.47Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
13.30%
Basic Details
Scheme Manager
Nitin Gosar
Bench Mark
BSE 250 Large MidCap Index TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 17, 2026 | 10062.16 | 0.62% | - | 0.73% | 82/146 |
| 1 Month | May 22, 2026 | 10215.29 | 2.15% | - | 2.96% | 118/142 |
| 3 Month | March 24, 2026 | 11025.64 | 10.26% | - | 12.15% | 103/142 |
| 6 Month | December 24, 2025 | 10040.13 | 0.40% | - | 0.33% | 62/142 |
| 1 Year | June 24, 2025 | 10531.96 | 5.32% | 5.32% | 3.69% | 48/136 |
| 3 Year | June 23, 2023 | 15512.97 | 55.13% | 15.73% | 16.78% | 74/118 |
| 5 Year | June 24, 2021 | 18528.44 | 85.28% | 13.12% | 14.73% | 89/117 |
| Since Inception | October 21, 2008 | 91058.20 | 810.58% | 13.30% | 13.72% | 108/146 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 414234.37 | 245.20% | 245.20% |
| 3 Year | July 3, 2023 | 3,60,000 | 1357133.50 | 276.98% | 55.63% |
| 5 Year | July 1, 2021 | 6,00,000 | 2693865.56 | 348.98% | 35.03% |
| 10 Year | July 1, 2016 | 12,00,000 | 7239017.47 | 503.25% | 19.69% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
4.59%
Standard Deviation
1.05%
Beta
0.63%
Sharpe Ratio
0.00%
Treynor's Ratio
8.70%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 6.10% | 218112 | 28.82 | Equity | Refineries |
| HDFC Bank | 5.58% | 354106 | 26.36 | Equity | Banks |
| Larsen & Toubro | 3.91% | 45305 | 18.47 | Equity | Infrastructure Developers & Operators |
| Kotak Mah. Bank | 3.79% | 465565 | 17.89 | Equity | Banks |
| FSN E-Commerce | 3.57% | 643989 | 16.89 | Equity | E-Commerce/App based Aggregator |
| Aurobindo Pharma | 3.41% | 113061 | 16.13 | Equity | Pharmaceuticals |
| PB Fintech. | 3.22% | 89333 | 15.21 | Equity | IT - Software |
| Lloyds Metals | 3.05% | 80000 | 14.42 | Equity | Mining & Mineral products |
| Dixon Technolog. | 2.80% | 11484 | 13.23 | Equity | Consumer Durables |
| Petronet LNG | 2.68% | 466578 | 12.65 | Equity | Gas Distribution |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Large & Mid Cap Fund - Direct (IDCW) | 5110.15 | 3.36% | 17.98% | 7.39% | 11.85% | 21.02% | |
| HSBC Large & Mid Cap Fund - Direct (G) | 5110.15 | 3.36% | 17.98% | 7.39% | 11.84% | 21.01% | |
| Helios Large & Mid Cap Fund - Direct (G) | 877.84 | 2.96% | 14.36% | 1.50% | 9.13% | - | |
| Helios Large & Mid Cap Fund - Direct (IDCW) | 877.84 | 3.05% | 14.47% | 1.50% | 9.13% | - | |
| Invesco India Large & Mid Cap Fund-Dir (G) | 10152.74 | 7.51% | 20.86% | 6.61% | 8.73% | 25.40% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mid & Small Cap Equity & Debt Fund announces Income Distribution cum capital withdrawal (IDCW)
Bank of India Mutual Fund has announced 29 June 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the IDCW option of Bank of India Mid & Small Cap Equity & Debt Fund. The amount of IDCW on the face value of Rs 10 per unit will be:Regular Plan ' IDCW Option: Rs 0.26
Direct Plan ' IDCW Option: Rs 0.27
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Bank of India Mutual Fund announces change in Exit Load Structure
Bank of India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 19, 2026.Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load Bank of India Credit Risk Fund: 4% if redeemed within 12 months from the date of allotment 3% if redeemed after 12 months but within 24 months from the date of allotment.
2% if redeemed after 24 months but within 36 months from the date of allotment.
Nil if redeemed after 36 months from the date of allotment.
3% if redeemed within 24 months from the date of allotment 2% if redeemed after 24 months but within 36 months from the date of allotment
Nil if redeemed after 36 months from the date of allotment
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Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund.
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund. These changes are effective from June 01, 2026.The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/Silver ETF.
As per the updated asset allocation, the fund will now invest 10 - 80 per cent in Equity and equity related instruments, 10 ' 80 per cent in debt & money market instruments, 10 ' 50 per cent in Gold ETF/Silver ETF and 0 ' 10 per cent of its assets in units issued by INVITs.
Fund House Details & Investment Objective
Date of Incorporation
September 4, 2008
Total AUM (Cr)
₹472.53
Bank of India Large & Mid Cap Fund - Reg (IDCW) is an Large & Mid Cap Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in September 4, 2008, this fund is managed by Nitin Gosar. With assets under management (AUM) worth ₹472.53 (Cr), as of June 25, 2026, Bank of India Large & Mid Cap Fund - Reg (IDCW) is categorized as a Large & Mid Cap Fund within its segment. The fund has generated a return of 13.30% since its launch.
The current NAV of Bank of India Large & Mid Cap Fund - Reg (IDCW) is ₹27.49, as on June 25, 2026. The fund's benchmark index is BSE 250 Large MidCap Index TRI. You can invest in Bank of India Large & Mid Cap Fund - Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 15.73% and 13.12% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.87% in Equity, 4.16% in Debt and -0.03% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.31% in Banks, 11.22% in Pharmaceuticals & Biotech, 6.68% in Petroleum Products, 6.62% in IT-Software, 6.62% in Cash & Others
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors