Bank of India Overnight Fund - Direct (IDCW-D) RI
Overnight FundNAV
1000.00(0.00%)Fund Size (CR)
₹143.37Expense Ratio
0.09Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
4.56%
Basic Details
Scheme Manager
Mithraem Bharucha
Bench Mark
CRISIL Liquid Overnight Index (AI)
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 16, 2026 | 10009.02 | 0.09% | - | 0.08% | 185/273 |
| 1 Month | May 23, 2026 | 10043.77 | 0.44% | - | 0.40% | 86/273 |
| 3 Month | March 23, 2026 | 10156.44 | 1.56% | - | 1.22% | 15/273 |
| 6 Month | December 23, 2025 | 10289.93 | 2.90% | - | 2.40% | 18/267 |
| 1 Year | June 23, 2025 | 10587.91 | 5.88% | 5.88% | 4.95% | 19/255 |
| 3 Year | June 23, 2023 | 11979.27 | 19.79% | 6.20% | 5.48% | 54/236 |
| 5 Year | June 7, 2021 | 12799.58 | 28.00% | 5.01% | 5.41% | 164/177 |
| Since Inception | January 28, 2020 | 13305.97 | 33.06% | 4.56% | 5.64% | 229/271 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 159731.97 | 33.11% | 33.11% |
| 3 Year | July 1, 2023 | 3,60,000 | 479194.61 | 33.11% | 10.00% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.04%
Standard Deviation
0.00%
Beta
3.53%
Sharpe Ratio
13.72%
Treynor's Ratio
0.54%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bank of India Overnight Fund - Direct (IDCW-D) RI | 143.37 | 0.44% | 1.56% | 2.90% | 5.88% | 6.20% | |
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 813.28 | 0.44% | 1.31% | 2.59% | 10.92% | 8.37% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 211.72 | 1.13% | 2.52% | 4.71% | 9.15% | 6.96% | |
| DSP Overnight Fund - Direct (IDCW-D) RI | 3002.41 | 3.22% | 4.05% | 5.37% | 8.13% | 6.81% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 53.00 | 0.72% | 2.13% | 3.94% | 7.71% | 7.80% | |
| Aditya Birla SL Overnight Fund - Dir (IDCW-W)RI | 9420.17 | 0.35% | 1.23% | 4.19% | 7.01% | 6.73% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mid & Small Cap Equity & Debt Fund announces Income Distribution cum capital withdrawal (IDCW)
Bank of India Mutual Fund has announced 29 June 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the IDCW option of Bank of India Mid & Small Cap Equity & Debt Fund. The amount of IDCW on the face value of Rs 10 per unit will be:Regular Plan ' IDCW Option: Rs 0.26
Direct Plan ' IDCW Option: Rs 0.27
Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Exit Load Structure
Bank of India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 19, 2026.Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load Bank of India Credit Risk Fund: 4% if redeemed within 12 months from the date of allotment 3% if redeemed after 12 months but within 24 months from the date of allotment.
2% if redeemed after 24 months but within 36 months from the date of allotment.
Nil if redeemed after 36 months from the date of allotment.
3% if redeemed within 24 months from the date of allotment 2% if redeemed after 24 months but within 36 months from the date of allotment
Nil if redeemed after 36 months from the date of allotment
Powered by Capital Market - Live News
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund.
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund. These changes are effective from June 01, 2026.The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/Silver ETF.
As per the updated asset allocation, the fund will now invest 10 - 80 per cent in Equity and equity related instruments, 10 ' 80 per cent in debt & money market instruments, 10 ' 50 per cent in Gold ETF/Silver ETF and 0 ' 10 per cent of its assets in units issued by INVITs.
Fund House Details & Investment Objective
Date of Incorporation
January 27, 2020
Total AUM (Cr)
₹66.15
Bank of India Overnight Fund - Direct (IDCW-D) RI is an Overnight Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in January 27, 2020, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹66.15 (Cr), as of June 24, 2026, Bank of India Overnight Fund - Direct (IDCW-D) RI is categorized as a Overnight Fund within its segment. The fund has generated a return of 4.56% since its launch.
The current NAV of Bank of India Overnight Fund - Direct (IDCW-D) RI is ₹1,000, as on June 24, 2026. The fund's benchmark index is CRISIL Liquid Overnight Index (AI). You can invest in Bank of India Overnight Fund - Direct (IDCW-D) RI via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.20% and 5.01% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.85% in Debt and 1.15% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors