Mutual Funds
AMC
DSP Dynamic Asset Allocation Fund (IDCW-M)

DSP Dynamic Asset Allocation Fund (IDCW-M)

Dynamic Asset Allocation or Balanced Advantage

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NAV
14.57(0.08%)
Fund Size (CR)
₹3,635.61
Expense Ratio
1.89
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
9.21%

Absolute Return: 2.02%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 November 2025	10047.65	0.48%	-	0.35%	42/147
1 Month	17 October 2025	10113.24	1.13%	-	0.86%	42/147
3 Month	19 August 2025	10275.96	2.76%	-	2.74%	77/147
6 Month	19 May 2025	10386.34	3.86%	-	4.25%	94/147
1 Year	19 November 2024	10815.87	8.16%	8.16%	7.37%	65/145
3 Year	18 November 2022	14173.40	41.73%	12.31%	12.79%	73/115
5 Year	19 November 2020	15915.80	59.16%	9.73%	12.48%	77/87
Since Inception	6 February 2014	28274.10	182.74%	9.21%	10.93%	108/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	241973.12	101.64%	101.64%
3 Year	1 December 2022	3,60,000	782073.76	117.24%	29.51%
5 Year	1 December 2020	6,00,000	1353387.26	125.56%	17.67%
10 Year	1 December 2015	12,00,000	2981644.98	148.47%	9.53%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.64%

Standard Deviation

0.44%

Beta

1.01%

Sharpe Ratio

0.02%

Treynor's Ratio

3.26%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.73%	2479276	244.78	Equity	Banks
Kotak Mah. Bank	3.19%	551314	115.90	Equity	Banks
Larsen & Toubro	3.14%	282830	114.01	Equity	Infrastructure Developers & Operators
Adani Enterp.	2.95%	432300	107.25	Equity	Trading
SBI	2.82%	1093768	102.49	Equity	Banks
Infosys	2.08%	510607	75.69	Equity	IT - Software
Tata Power Co.	2.05%	1842950	74.62	Equity	Power Generation & Distribution
M & M	1.88%	195906	68.32	Equity	Automobile
Hind.Aeronautics	1.87%	145350	68.02	Equity	Aerospace & Defence
Bharti Airtel	1.84%	325952	66.97	Equity	Telecom-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	68449.94	0.97%	3.70%	6.23%	12.46%	14.28%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	68449.94	0.96%	3.70%	6.21%	12.46%	14.41%
ICICI Pru Balanced Advantage Fund - Dir (G)	68449.94	0.96%	3.70%	6.21%	12.44%	14.29%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	2015.14	1.04%	3.35%	5.38%	11.85%	-
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4544.91	2.21%	4.55%	7.05%	11.76%	15.75%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	8.42%	4	₹11,909.72
DSP Bond Fund	Debt	Moderate	8.74%	3	₹318.23
DSP Flexi Cap Fund	Equity	Very High	7.38%	3	₹12,197.68
DSP Focused Fund	Equity	Very High	9.62%	3	₹2,637.79
DSP Gilt Fund	Debt	Moderately High	5.3%	3	₹1,342.08
DSP Credit Risk Fund	Debt	Moderately High	22.5%	0	₹208.47
DSP India T.I.G.E.R. Fund	Equity	Very High	2.03%	3	₹5,506.48
DSP Liquidity Fund	Debt	Moderate	6.74%	4	₹19,054.79
DSP Small Cap Fund	Equity	Very High	4.85%	2	₹16,867.93
DSP Regular Savings Fund	Hybrid	Moderately High	8.29%	4	₹179.58
DSP Ultra Short Fund	Debt	Moderately Low	7.64%	3	₹3,960.29
DSP Natural Resources & New Energy Fund	Equity	Very High	12.68%	0	₹1,474.17
DSP Large & Mid Cap Fund	Equity	Very High	9.2%	3	₹16,530.07
DSP Short Term Fund	Debt	Moderately Low	8.42%	3	₹3,835.65
DSP Midcap Fund	Equity	Very High	7.62%	1	₹19,609.01
DSP Strategic Bond Fund	Debt	Moderately Low	5.43%	2	₹1,434.79
DSP ELSS Tax Saver Fund	Equity	Very High	9.56%	4	₹17,241.31
DSP Large Cap Fund	Equity	Very High	9.67%	5	₹6,933.59
DSP Savings Fund	Debt	Moderate	7.41%	2	₹7,524.16
DSP US Specific Equity Omni FoF	Other	Very High	31.64%	0	₹1,090.54
DSP Global Clean Energy Overseas Equity Omni FoF	Other	Very High	30.72%	0	₹109.11
DSP World Gold Mining Overseas Equity Omni FoF	Other	Very High	117.34%	0	₹1,497.73
DSP World Mining Overseas Equity Omni FoF	Other	Very High	45.25%	0	₹168.58
DSP Banking & Psu Debt Fund	Debt	Moderately Low	7.65%	1	₹4,211.35
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	10.37%	4	₹3,635.61
DSP Income Plus Arbitrage Omni FoF	Other	Moderate	7.54%	0	₹1,868.30
DSP 10Y G-Sec	Debt	Moderate	7.57%	0	₹53.19
DSP Low Duration Fund	Debt	Moderately Low	7.68%	3	₹5,872.05
DSP Equity Savings Fund	Hybrid	Moderately High	7.15%	4	₹3,840.57
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	13.67%	5	₹2,390.58
DSP Arbitrage Fund	Hybrid	Low	6.9%	3	₹6,447.92
DSP Corporate Bond Fund	Debt	Moderate	8.23%	4	₹2,724.03
DSP Healthcare Fund	Equity	Very High	-1.04%	4	₹3,143.91
DSP Overnight Fund	Debt	Low	5.97%	3	₹2,792.56
DSP Nifty 50 Index Fund	Other	Very High	12.53%	3	₹869.60
DSP Nifty Next 50 Index Fund	Other	Very High	3.23%	1	₹1,180.28
DSP Quant Fund	Equity	Very High	7.92%	0	₹920.66
DSP Value Fund	Equity	Very High	12.87%	4	₹1,196.61
DSP Floater Fund	Debt	Moderately Low	8.16%	2	₹523.55
DSP Global Innovation Overseas Equity Omni FoF	Other	Very High	24.9%	0	₹1,215.25
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	8.48%	0	₹2,056.91
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	3.5%	1	₹477.06
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	8.03%	0	₹322.17
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	8.14%	0	₹87.74
DSP Multi Asset Allocation Fund	Hybrid	Very High	21.24%	0	₹4,985.07
DSP Gold ETF Fund of Fund	Other	High	58.69%	2	₹244.57
DSP Banking & Financial Services Fund	Equity	Very High	23.44%	0	₹1,518.73
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-5.94%	0	₹286.77
DSP Multicap Fund	Equity	Very High	4.53%	0	₹2,627.88
DSP US Specific Debt Passive FoF	Other	Very High	11.97%	0	₹64.47
DSP Nifty Bank Index Fund	Other	Very High	17.84%	0	₹55.51
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	10.1%	0	₹1,441.04
DSP Business Cycle Fund	Equity	Very High	0%	0	₹1,181.10
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹13.10
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹43.88
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹430.01
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹0.00
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹23.42
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹13.87
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹80.54
DSP Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹0.00
DSP Nifty Smallcap 250 Index Fund	Other	Very High	0%	0	₹0.00

News

DSP MF announces change in benchmark under its scheme

DSP Mutual Fund has announced change in the benchmark of DSP US Specific Debt Passive FoF. with effect from, 28 November 2025

Change in name of Benchmark of DSP US Specific Debt Passive FoF

Scheme Name	Existing Benchmark	Revised Benchmark
DSP US Specific Debt Passive FoF (erstwhile known as DSP US Treasury Fund of Fund)	S&P U.S. Treasury Bond Index	MSCI U.S. Government Bond Index

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DSP MSCI India ETF NFO closes today
DSP Mutual Fund's latest offering, the DSP MSCI India ETF, closes for subscription today (19 November 2025) after opening on 10 November 2025. The open ended exchange traded fund aims to mirror the MSCI India Index (TRI), giving investors access to a diversified basket of large and mid cap companies that reflect the evolution of India's economy. The minimum investment during the NFO period is Rs 5,000.
The MSCI India Index, part of MSCI's Global Investable Market Indexes framework, covers a broad universe of Indian equities across key sectors and has delivered around 14% CAGR over the past 27 years. DSP said the ETF offers investors a tax efficient way to participate in India's growth story, since dividends and portfolio rebalancing within the fund are not taxed immediately, unlike overseas listed ETFs. The structure is especially attractive for NRIs and offshore investors looking for Indian equity exposure through a domestic vehicle.
The launch comes as foreign institutional ownership in Indian equities has declined sharply since late 2021, with outflows of nearly Rs 1.4 trillion. A potential revival in global sentiment could benefit MSCI India Index constituents, making the timing favourable, the fund house said. DSP added that the index's diversified composition reduces concentration risk compared to narrower benchmarks such as the Nifty 50.
Anil Ghelani, head of passive investments at DSP, said the ETF makes a globally tracked benchmark more accessible to domestic and international investors, offering disciplined exposure to India's long term expansion. Gurjeet Kalra, business head for passive investments, said the index offers balanced representation across financials, technology, energy and consumer sectors, with steady performance and controlled drawdowns over time.

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DSP MSCI India ETF Announces Extension of NFO period
DSP Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

DSP MSCI India ETF 17 November 2025 19 November 2025

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
DSP MSCI India ETF	17 November 2025	19 November 2025

Fund House Details & Investment Objective

Date of Incorporation

17 January 2014

Total AUM (Cr)

₹3635.61

DSP Dynamic Asset Allocation Fund (IDCW-M) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 17 January 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,635.61 (Cr), as of 20 November 2025, DSP Dynamic Asset Allocation Fund (IDCW-M) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.21% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund (IDCW-M) is ₹14.57, as on 20 November 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa. The fund has generated 12.31% and 9.73% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.44% in Equity, 32.41% in Debt and 0.15% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.03% in Debt, 19.28% in Banks, 3.85% in Power, 3.75% in IT-Software, 3.15% in Insurance