Mutual Funds
AMC
DSP Dynamic Asset Allocation Fund (IDCW-M)

DSP Dynamic Asset Allocation Fund (IDCW-M)

Dynamic Asset Allocation or Balanced Advantage

NAV
14.52(-0.01%)
Fund Size (CR)
₹3,689.72
Expense Ratio
1.89
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
9.12%

Absolute Return: 1.92%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 December 2025	10066.55	0.67%	-	0.92%	106/147
1 Month	5 December 2025	10014.47	0.14%	-	0.28%	101/147
3 Month	6 October 2025	10223.16	2.23%	-	2.46%	93/147
6 Month	4 July 2025	10307.99	3.08%	-	2.23%	43/147
1 Year	6 January 2025	10758.94	7.59%	7.59%	6.58%	68/145
3 Year	6 January 2023	14275.47	42.75%	12.59%	13.01%	71/115
5 Year	6 January 2021	15301.94	53.02%	8.88%	11.23%	75/87
Since Inception	6 February 2014	28301.40	183.01%	9.12%	10.70%	108/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	240546.61	100.46%	100.46%
3 Year	1 February 2023	3,60,000	772802.24	114.67%	29.00%
5 Year	1 February 2021	6,00,000	1343859.53	123.98%	17.50%
10 Year	1 February 2016	12,00,000	2964729.62	147.06%	9.47%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.63%

Standard Deviation

0.45%

Beta

1.20%

Sharpe Ratio

0.04%

Treynor's Ratio

3.70%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.02%	2571216	259.08	Equity	Banks
Kotak Mah. Bank	3.23%	560514	119.08	Equity	Banks
Larsen & Toubro	3.04%	275587	112.15	Equity	Infrastructure Developers & Operators
Axis Bank	2.86%	825247	105.61	Equity	Banks
Adani Enterp.	2.75%	445269	101.53	Equity	Trading
SBI	2.65%	997587	97.66	Equity	Banks
ICICI Bank	2.54%	676013	93.88	Equity	Banks
Tata Power Co.	1.95%	1842950	71.89	Equity	Power Generation & Distribution
Reliance Industr	1.85%	435500	68.26	Equity	Refineries
M & M	1.84%	181025	68.02	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	69867.93	0.68%	3.66%	5.54%	13.09%	14.69%
ICICI Pru Balanced Advantage Fund - Dir (G)	69867.93	0.67%	3.63%	5.52%	13.09%	14.69%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	69867.93	0.65%	3.62%	5.51%	13.09%	14.81%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8799.67	0.58%	3.59%	3.14%	11.47%	14.69%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	8799.67	0.58%	3.57%	3.14%	11.44%	14.68%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	7.9%	4	₹12,105.36
DSP Bond Fund	Debt	Moderate	8.02%	3	₹314.47
DSP Flexi Cap Fund	Equity	Very High	6.67%	3	₹12,370.77
DSP Focused Fund	Equity	Very High	9.85%	3	₹2,707.10
DSP Gilt Fund	Debt	Moderately High	4.72%	3	₹1,292.05
DSP Credit Risk Fund	Debt	Moderately High	21.91%	0	₹205.76
DSP India T.I.G.E.R. Fund	Equity	Very High	1.76%	3	₹5,418.79
DSP Liquidity Fund	Debt	Moderate	6.59%	4	₹17,776.95
DSP Small Cap Fund	Equity	Very High	1.07%	2	₹17,009.83
DSP Regular Savings Fund	Hybrid	Moderately High	8.04%	4	₹184.09
DSP Ultra Short Fund	Debt	Moderately Low	7.43%	3	₹3,971.51
DSP Natural Resources & New Energy Fund	Equity	Very High	18.46%	0	₹1,467.22
DSP Large & Mid Cap Fund	Equity	Very High	10.12%	3	₹17,215.46
DSP Short Term Fund	Debt	Moderately Low	7.77%	3	₹3,905.96
DSP Midcap Fund	Equity	Very High	5.03%	1	₹19,854.62
DSP Strategic Bond Fund	Debt	Moderately Low	4.57%	2	₹1,234.25
DSP ELSS Tax Saver Fund	Equity	Very High	10.42%	4	₹17,570.07
DSP Large Cap Fund	Equity	Very High	9.55%	5	₹7,187.32
DSP Savings Fund	Debt	Moderate	7.22%	2	₹8,335.96
DSP US Specific Equity Omni FoF	Other	Very High	35.36%	0	₹1,089.10
DSP Global Clean Energy Overseas Equity Omni FoF	Other	Very High	42.01%	0	₹107.97
DSP World Gold Mining Overseas Equity Omni FoF	Other	Very High	165.37%	0	₹1,688.96
DSP World Mining Overseas Equity Omni FoF	Other	Very High	84.83%	0	₹181.42
DSP Banking & Psu Debt Fund	Debt	Moderately Low	6.96%	1	₹3,948.37
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	10.07%	4	₹3,689.72
DSP Income Plus Arbitrage Omni FoF	Other	Moderate	6.84%	0	₹1,982.13
DSP 10Y G-Sec	Debt	Moderate	6.29%	0	₹51.47
DSP Low Duration Fund	Debt	Moderately Low	7.37%	3	₹5,608.67
DSP Equity Savings Fund	Hybrid	Moderately High	7.18%	4	₹3,936.11
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	15.12%	5	₹2,390.06
DSP Arbitrage Fund	Hybrid	Low	6.78%	3	₹6,662.57
DSP Corporate Bond Fund	Debt	Moderate	7.9%	4	₹3,413.54
DSP Healthcare Fund	Equity	Very High	-4.02%	4	₹3,178.53
DSP Overnight Fund	Debt	Low	5.8%	3	₹2,659.27
DSP Nifty 50 Index Fund	Other	Very High	12.04%	3	₹896.14
DSP Nifty Next 50 Index Fund	Other	Very High	6.09%	1	₹1,138.64
DSP Quant Fund	Equity	Very High	9.74%	0	₹929.12
DSP Value Fund	Equity	Very High	13.14%	4	₹1,248.98
DSP Floater Fund	Debt	Moderately Low	7.72%	2	₹449.10
DSP Global Innovation Overseas Equity Omni FoF	Other	Very High	29.81%	0	₹1,184.43
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	8.27%	0	₹2,033.73
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	0.8%	1	₹485.13
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	6.76%	0	₹323.17
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	8.02%	0	₹87.72
DSP Multi Asset Allocation Fund	Hybrid	Very High	25.43%	0	₹5,586.87
DSP Gold ETF Fund of Fund	Other	High	74.59%	2	₹275.07
DSP Banking & Financial Services Fund	Equity	Very High	25.77%	0	₹1,582.52
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-8.92%	0	₹283.71
DSP Multicap Fund	Equity	Very High	3.49%	0	₹2,664.29
DSP US Specific Debt Passive FoF	Other	Very High	13.15%	0	₹65.95
DSP Nifty Bank Index Fund	Other	Very High	21.1%	0	₹57.51
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	8.12%	0	₹1,463.87
DSP Business Cycle Fund	Equity	Very High	7.1%	0	₹1,191.14
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹13.57
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹47.68
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹495.19
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹34.24
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹14.43
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹97.33

News

DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from January 01, 2026

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
DSP Credit Risk Fund	If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched in within 12 months from the date of allotment NIL If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment 1% If units are redeemed or switched out on or after 12 months from the date of allotment NIL	If the units are redeemed or switched out within 12 months from the date of allotment 3% If units are redeemed or switched out on or after 12 months from the date of allotment

Name of the Scheme

Existing Exit Load

Revised Exit Load

DSP Credit Risk Fund

If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched in within 12 months from the date of allotment NIL

If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment 1%

If units are redeemed or switched out on or after 12 months from the date of allotment NIL

If the units are redeemed or switched out within 12 months from the date of allotment 3%

If units are redeemed or switched out on or after 12 months from the date of allotment

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DSP Mutual Fund announces change in fund manager under its schemes

DSP Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
DSP Credit Risk Fund	Mr. Vivek Ramakrishnan Ms. Shalini Vasanta	Mr. Vivek Ramakrishnan Ms. Shalini Vasanta Mr. Kunal Khudania
DSP Liquidity Fund	Mr. Karan Mundhra Ms. Shalini Vasanta	Mr. Karan Mundhra Ms. Shalini Vasanta Mr. Kunal Khudania
DSP Overnight Fund	Mr. Karan Mundhra Ms. Shalini Vasanta	Mr. Karan Mundhra Ms. Shalini Vasanta Mr. Shantanu Godambe

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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 28 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following scheme. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
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Fund House Details & Investment Objective

Date of Incorporation

17 January 2014

Total AUM (Cr)

₹3689.72

DSP Dynamic Asset Allocation Fund (IDCW-M) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 17 January 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,689.72 (Cr), as of 7 January 2026, DSP Dynamic Asset Allocation Fund (IDCW-M) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.12% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund (IDCW-M) is ₹14.52, as on 7 January 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.59% and 8.88% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.96% in Equity, 30.25% in Debt and 1.79% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.74% in Debt, 19.74% in Banks, 3.95% in Power, 3.12% in Insurance, 3.09% in IT-Software