DSP Dynamic Asset Allocation Fund (IDCW-M)

Dynamic Asset Allocation or Balanced Advantage

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NAV
13.83(-0.04%)
Fund Size (CR)
₹3,661.26
Expense Ratio
2.49
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1%
Return Since Launch
8.63%

Absolute Return: -0.95%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	June 3, 2026	10056.72	0.57%	-	-0.36%	7/151
1 Month	May 8, 2026	9896.84	-1.03%	-	-2.22%	12/151
3 Month	March 10, 2026	10035.72	0.36%	-	-0.26%	44/151
6 Month	December 10, 2025	9868.72	-1.31%	-	-2.94%	33/147
1 Year	June 10, 2025	10133.56	1.34%	1.34%	-1.24%	30/147
3 Year	June 9, 2023	13311.92	33.12%	9.99%	10.01%	63/121
5 Year	June 10, 2021	14376.03	43.76%	7.53%	8.75%	67/91
Since Inception	February 6, 2014	27783.70	177.84%	8.63%	8.70%	85/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	July 1, 2025	1,20,000	235546.84	96.29%	96.29%
3 Year	July 3, 2023	3,60,000	737787.61	104.94%	27.02%
5 Year	July 1, 2021	6,00,000	1301245.97	116.87%	16.75%
10 Year	July 1, 2016	12,00,000	2870283.47	139.19%	9.11%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.85%

Standard Deviation

0.45%

Beta

0.56%

Sharpe Ratio

-0.03%

Treynor's Ratio

3.36%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	5.88%	1716389	215.65	Equity	Banks
HDFC Bank	5.04%	2478718	184.55	Equity	Banks
Axis Bank	3.58%	1019881	131.22	Equity	Banks
SBI	1.92%	731380	70.53	Equity	Banks
Kotak Mah. Bank	1.85%	1766798	67.88	Equity	Banks
M & M	1.61%	193597	58.96	Equity	Automobile
Bharti Airtel	1.61%	322358	58.96	Equity	Telecom-Service
Cipla	1.43%	373488	52.33	Equity	Pharmaceuticals
SBI Life Insuran	1.40%	280728	51.38	Equity	Insurance
LG Electronics	1.32%	317084	48.32	Equity	Consumer Durables

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Unifi Dynamic Asset Allocation Fund - Direct (G)	1180.70	0.82%	1.91%	3.87%	7.72%	-
Parag Parikh Dynamic Asset Allocation Fund-Dir (G)	2709.31	-0.10%	0.59%	1.83%	3.02%	-
DSP Dynamic Asset Allocation Fund -Dir (G)	3661.26	-0.91%	0.67%	-0.70%	2.95%	11.60%
Bank of India Balanced Advantage Fund - Direct (G)	152.71	-2.86%	-0.31%	-0.12%	2.81%	10.50%
Bank of India Balanced Advantage Fund - Direct (IDCW)	152.71	-2.87%	-0.32%	-0.15%	2.76%	10.43%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Large Cap Fund	Equity	Very High	-7%	5	₹7,175.42
DSP India T.I.G.E.R. Fund	Equity	Very High	11.79%	3	₹6,019.07
DSP Gilt Fund	Debt	Moderately High	1.26%	3	₹1,249.97
DSP Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹14.47
DSP Overnight Fund	Debt	Low	5.35%	3	₹3,002.41
DSP Healthcare Fund	Equity	Very High	10.03%	4	₹3,309.17
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	2.95%	4	₹3,664.90
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	1.15%	5	₹2,577.49
DSP Large & Mid Cap Fund	Equity	Very High	-2.94%	3	₹17,370.37
DSP Midcap Fund	Equity	Very High	0.7%	1	₹19,672.97
DSP Nifty Private Bank Index Fund	Other	Very High	-4.74%	0	₹78.75
DSP Banking & Psu Debt Fund	Debt	Moderately Low	3.83%	1	₹3,381.46
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹20.35
DSP Small Cap Fund	Equity	Very High	4.1%	2	₹18,358.18
DSP Low Duration Fund	Debt	Moderately Low	5.79%	3	₹4,772.99
DSP Short Term Fund	Debt	Moderately Low	4.91%	3	₹3,244.91
DSP 10Y G-Sec	Debt	Moderate	1.49%	0	₹46.21
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-5.97%	1	₹458.16
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	-13.87%	0	₹1,169.02
DSP Global Clean Energy Overseas Equity Omni FoF	Other	Very High	67.04%	0	₹121.91
DSP Arbitrage Fund	Hybrid	Low	6.4%	3	₹6,381.57
DSP US Specific Equity Omni FoF	Other	Very High	54.82%	0	₹1,322.62
DSP Aggressive Hybrid Fund	Hybrid	Very High	-4.63%	4	₹11,512.87
DSP Nifty Bank Index Fund	Other	Very High	-2.2%	0	₹58.62
DSP Banking & Financial Services Fund	Equity	Very High	3.68%	0	₹1,870.92
DSP US Specific Debt Passive FoF	Other	Very High	15.91%	0	₹69.07
DSP Silver ETF Fund of Fund	Other	Very High	111.09%	0	₹788.86
DSP Corporate Bond Fund	Debt	Moderate	5.49%	4	₹2,869.81
DSP Equity Savings Fund	Hybrid	Moderately High	2.01%	4	₹3,478.25
DSP World Mining Overseas Equity Omni FoF	Other	Very High	88.26%	0	₹187.35
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	5.2%	0	₹89.43
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹181.45
DSP Credit Risk Fund	Debt	Moderately High	9.87%	0	₹257.78
DSP Savings Fund	Debt	Moderate	6.11%	2	₹9,460.59
DSP Natural Resources & New Energy Fund	Equity	Very High	23.32%	0	₹2,456.74
DSP Global Innovation Overseas Equity Omni FoF	Other	Very High	37.89%	0	₹1,414.54
DSP Gold ETF Fund of Fund	Other	High	50.39%	2	₹521.10
DSP Liquidity Fund	Debt	Moderate	6.29%	4	₹19,019.19
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	4.92%	0	₹1,652.76
DSP Multi Asset Allocation Fund	Hybrid	Very High	17.81%	0	₹9,801.76
DSP Ultra Short Fund	Debt	Moderately Low	6.33%	3	₹4,711.12
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-14.03%	0	₹310.83
DSP Income Plus Arbitrage Omni FoF	Other	Moderate	4.52%	0	₹1,451.65
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	3.11%	0	₹280.05
DSP World Gold Mining Overseas Equity Omni FoF	Other	Very High	70.72%	0	₹1,678.81
DSP Nifty 50 Index Fund	Other	Very High	-6.7%	3	₹1,071.34
DSP Business Cycle Fund	Equity	Very High	0.4%	0	₹1,166.19
DSP ELSS Tax Saver Fund	Equity	Very High	-4.02%	4	₹16,156.22
DSP Focused Fund	Equity	Very High	-4.33%	3	₹2,478.06
DSP Value Fund	Equity	Very High	8.55%	4	₹1,824.06
DSP Flexi Cap Fund	Equity	Very High	-4.76%	3	₹11,798.35
DSP Nifty 500 Index Fund	Other	Very High	0%	0	₹13.80
DSP Floater Fund	Debt	Moderately Low	5.18%	2	₹322.75
DSP Quant Fund	Equity	Very High	-3.71%	0	₹781.07
DSP Multicap Fund	Equity	Very High	-1.96%	0	₹2,808.66
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	6.52%	0	₹23.28
DSP Multi Asset Omni Fund of Funds	Other	Very High	0%	0	₹801.17
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹80.06
DSP Nifty Smallcap 250 Index Fund	Other	Very High	0%	0	₹12.00
DSP Regular Savings Fund	Hybrid	Moderately High	2.94%	4	₹178.55
DSP Nifty Next 50 Index Fund	Other	Very High	1.03%	1	₹1,308.26
DSP Strategic Bond Fund	Debt	Moderately Low	1.24%	2	₹689.73
DSP Bond Fund	Debt	Moderate	4.34%	3	₹250.53

News

DSP Mutual Fund announces change in Change in face value and creation of unit size in certain Scheme(s) of the Fund:

DSP Mutual Fund has announced Investors are requested to note that DSP Trustee Private Limited, the Trustee of the Fund have approved to change the face value and creation unit size of below scheme(s) of the Fund w.e.f. 03 July, 2026.

Change in face value and creation of unit size in certain Scheme(s) of the Fund:

Name of the Scheme (s)	Existing Provisions	Revised Provisions
DSP Nifty Midcap 150 Quality 50 ETF	Face value per unit is 10/- Creation Unit Size: Each Creation Unit size consists of 25,000 units of DSP Nifty Midcap 150 Quality 50 ETF. Each unit of DSP Nifty Midcap 150 Quality 50 ETF is approximately equal to 1/100(th) the value of the Nifty Midcap 150 Quality 50 Index.	Face value per unit will be 1/- Creation Unit Size: Each Creation Unit size consists of 2,50,000 units of DSP Nifty Midcap 150 Quality 50 ETF. Each unit of DSP Nifty Midcap 150 Quality 50 ETF will be approximately equal to 1/1000(th) the value of the Nifty Midcap 150 Quality 50 Index.
DSP Nifty Healthcare ETF	Face value per unit is 10 Creation Unit Size: Each Creation Unit size consists of 12,000 units of DSP Nifty Healthcare ETF. Each unit of DSP Nifty Healthcare ETF is approximately equal to 1/100(th) the value of the Nifty Healthcare Index.	Face value per unit will be 1 Creation Unit Size: Each Creation Unit size consists of 1,20,000 units of DSP Nifty Healthcare ETF. Each unit of DSP Nifty Healthcare ETF will be approximately equal to 1/1000(th) the value of the Nifty Healthcare Index.

Name of the Scheme (s)

Existing Provisions

Revised Provisions

DSP Nifty Midcap 150 Quality 50 ETF

Face value per unit is 10/-

Creation Unit Size:

Each Creation Unit size consists of 25,000 units of DSP Nifty Midcap 150 Quality 50 ETF.

Each unit of DSP Nifty Midcap 150 Quality 50 ETF is approximately equal to 1/100(th) the value of the Nifty Midcap 150 Quality 50 Index.

Face value per unit will be 1/-

Creation Unit Size:

Each Creation Unit size consists of 2,50,000 units of DSP Nifty Midcap 150 Quality 50 ETF.

Each unit of DSP Nifty Midcap 150 Quality 50 ETF will be approximately equal to 1/1000(th) the value of the Nifty Midcap 150 Quality 50 Index.

DSP Nifty Healthcare ETF

Face value per unit is 10

Creation Unit Size:

Each Creation Unit size consists of 12,000 units of DSP Nifty Healthcare ETF.

Each unit of DSP Nifty Healthcare ETF is approximately equal to 1/100(th) the value of the Nifty Healthcare Index.

Face value per unit will be 1

Creation Unit Size:

Each Creation Unit size consists of 1,20,000 units of DSP Nifty Healthcare ETF.

Each unit of DSP Nifty Healthcare ETF will be approximately equal to 1/1000(th) the value of the Nifty Healthcare Index.

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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 27 May 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following scheme. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.220000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.220000
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DSP Mutual Fund announces change in fund manager under its scheme
DSP Mutual Fund has announced change in fund manager under the following scheme, With effect from 18 May 2026.
Change in Fund Manager:

Scheme Name Existing Fund Manager(s) New Fund Manager(s)

DSP NIFTY FMCG ETF Mr. Anil Ghelani
Mr. Diipesh Shah
Mr. Anil Ghelani
Mr. Diipesh Shah Ms. Neha Rathi

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Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
DSP NIFTY FMCG ETF	Mr. Anil Ghelani Mr. Diipesh Shah	Mr. Anil Ghelani Mr. Diipesh Shah Ms. Neha Rathi

Fund House Details & Investment Objective

Date of Incorporation

January 17, 2014

Total AUM (Cr)

₹3664.90

DSP Dynamic Asset Allocation Fund (IDCW-M) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in January 17, 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,664.9 (Cr), as of June 11, 2026, DSP Dynamic Asset Allocation Fund (IDCW-M) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.63% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund (IDCW-M) is ₹13.83, as on June 11, 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.99% and 7.53% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 45.33% in Equity, 32.30% in Debt and 22.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.23% in Debt, 24.75% in Banks, 4.68% in Insurance, 3.97% in Finance, 3.91% in Consumer Durables

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DSP Dynamic Asset Allocation Fund (IDCW-M)

Basic Details

Lumpsum Returns

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Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

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News

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