HDFC Banking & Financial Services Fund-Dir (G)

Sectoral / Thematic

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NAV
17.88(-7.11%)
Fund Size (CR)
₹4,630.4
Expense Ratio
0.94
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1%
Return Since Launch
13.59%

Absolute Return: -1.41%

Annualized Return: 0%

Basic Details

Scheme Manager

Anand Laddha

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 11, 2026	9927.78	-0.72%	-	-0.40%	636/1015
1 Month	July 17, 2026	9748.76	-2.51%	-	2.35%	979/1007
3 Month	May 18, 2026	10622.59	6.23%	-	7.85%	620/1007
6 Month	February 18, 2026	9687.42	-3.13%	-	6.05%	858/983
1 Year	August 18, 2025	10705.31	7.05%	7.05%	9.11%	459/912
3 Year	August 18, 2023	14802.34	48.02%	13.95%	16.46%	342/560
5 Year	August 18, 2021	18826.18	88.26%	13.48%	14.04%	226/448
Since Inception	June 30, 2021	19246.00	92.46%	13.59%	12.60%	502/1015

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	115561.63	-3.70%	-3.70%
3 Year	September 1, 2023	3,60,000	390548.33	8.49%	2.75%
5 Year	September 1, 2021	6,00,000	781717.72	30.29%	5.43%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.69%

Standard Deviation

0.99%

Beta

0.52%

Sharpe Ratio

0.02%

Treynor's Ratio

2.81%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	14.37%	4637000	665.60	Equity	Banks
HDFC Bank	13.01%	8050000	602.26	Equity	Banks
Kotak Mah. Bank	7.70%	9135605	356.56	Equity	Banks
Axis Bank	7.43%	2800000	344.26	Equity	Banks
SBI	6.21%	2800000	287.67	Equity	Banks
Bajaj Finance	4.50%	1825000	208.27	Equity	Finance
Shriram Finance	4.29%	1900000	198.87	Equity	Finance
SBI Life Insuran	3.94%	970000	182.55	Equity	Insurance
Five-Star Bus.Fi	2.70%	2283192	125.11	Equity	Finance
AU Small Finance	2.37%	1050000	109.97	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Banking & Financial Services Fund-Dir (G)	4630.40	-2.51%	6.23%	-3.13%	7.05%	13.95%
Nippon India Taiwan Equity Fund - Direct (G)	947.04	14.74%	0.67%	67.82%	135.59%	59.92%
Nippon India Taiwan Equity Fund - Direct (IDCW)	947.04	14.74%	0.67%	67.82%	135.59%	59.92%
Franklin Asian Equity Fund - Direct (G)	953.71	4.93%	5.95%	17.37%	44.14%	24.18%
Franklin Asian Equity Fund - Direct (IDCW)	953.71	4.93%	5.96%	17.37%	44.13%	24.17%
SBI Automotive Opportunities Fund - Direct (G)	5752.10	11.85%	23.35%	18.79%	37.73%	-

List of Schemes under HDFC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HDFC Hybrid Equity Fund	Hybrid	Very High	-2.5%	3	₹22,520.80
HDFC Income Plus Arbitrage Active FOF	Other	High	5.99%	0	₹2,618.01
HDFC Infrastructure Fund	Equity	Very High	-0.83%	4	₹2,375.09
HDFC Credit Risk Debt Fund	Debt	Moderately High	8.01%	3	₹7,698.49
HDFC Retirement Savings Fund - Equity	Solution Oriented	Very High	-2.62%	5	₹7,013.69
HDFC Low Duration Fund	Debt	Moderate	6.42%	3	₹17,811.22
HDFC Retirement Savings Fund-Hybrid Equity	Solution Oriented	Very High	-2.34%	4	₹1,630.28
HDFC Developed World Overseas Equity Passive FOF	Other	Very High	31.49%	0	₹1,682.09
HDFC Nifty 100 Equal Weight Index Fund	Other	Very High	6.73%	4	₹518.96
HDFC Nifty G-Sec July 2031 Index Fund	Other	Moderately High	6.58%	0	₹642.72
HDFC MNC Fund	Equity	Very High	6.27%	0	₹552.72
HDFC NIFTY Smallcap 250 Index Fund	Other	Very High	7.3%	0	₹728.23
HDFC Liquid Fund	Debt	Moderately Low	6.43%	3	₹75,711.99
HDFC Arbitrage Fund	Hybrid	Low	6.69%	3	₹23,771.97
HDFC Balanced Advantage Fund	Hybrid	Very High	2.29%	5	₹1,07,765.65
HDFC Corporate Bond Fund	Debt	Moderate	5.58%	4	₹30,642.08
HDFC NIFTY200 Momentum 30 Index Fund	Other	Very High	0.1%	0	₹608.83
HDFC BSE India Sector Leaders Index Fund	Other	Very High	0%	0	₹183.98
HDFC Nifty Auto Index Fund	Other	Very High	0%	0	₹167.08
HDFC Gilt Fund	Debt	Moderate	5.58%	4	₹2,044.88
HDFC Nifty LargeMidcap 250 Index Fund	Other	Very High	4.06%	0	₹458.68
HDFC Children's Fund	Solution Oriented	Very High	0.71%	4	₹10,574.81
HDFC Nifty500 Multicap 50:25:25 Index Fund	Other	Very High	3.74%	0	₹498.73
HDFC Income Plus Arbitrage Omni FOF	Other	High	0%	0	₹28.97
HDFC Overnight Fund	Debt	Low	5.28%	2	₹12,359.79
HDFC Multi-Asset Active FOF	Other	High	8.96%	4	₹6,185.44
HDFC Multi Cap Fund	Equity	Very High	1.23%	4	₹20,582.74
HDFC Long Duration Debt Fund	Debt	Moderately High	4.84%	0	₹2,813.95
HDFC Nifty Top 20 Equal Weight Index Fund	Other	Very High	-2.23%	0	₹94.46
HDFC Short Term Debt Fund	Debt	Moderate	6.13%	5	₹15,354.06
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹935.74
HDFC Flexi Cap Fund	Equity	Very High	3.64%	5	₹1,10,736.41
HDFC Medium Term Debt Fund	Debt	Moderately High	7.34%	3	₹3,603.87
HDFC Ultra Short Term Fund	Debt	Moderate	6.4%	2	₹17,362.94
HDFC Nifty G-Sec Sep 2032 Index Fund	Other	Moderately High	6.48%	0	₹633.61
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 IF	Other	Moderate	5.92%	0	₹48.73
HDFC Nifty G-Sec Jun 2036 Index Fund	Other	High	6.41%	0	₹871.30
HDFC Transportation and Logistics Fund	Equity	Very High	18.52%	0	₹1,955.13
HDFC NIFTY100 Low Volatility 30 Index Fund	Other	Very High	-0.31%	0	₹227.13
HDFC Income Fund	Debt	Moderate	5.84%	3	₹839.28
HDFC BSE 500 Index Fund	Other	Very High	1.61%	0	₹323.20
HDFC Nifty India Consumption Index Fund	Other	Very High	0%	0	₹125.24
HDFC Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹2,698.82
HDFC Small Cap Fund	Equity	Very High	1.06%	4	₹41,679.00
HDFC Tax Saver Fund	Equity	Very High	-2.43%	5	₹16,095.45
HDFC Innovation Fund	Equity	Very High	18.37%	0	₹2,970.44
HDFC Value Fund	Equity	Very High	8.34%	2	₹7,933.62
HDFC Multi-Asset Allocation Fund	Hybrid	Very High	6.18%	3	₹5,979.92
HDFC Large Cap Fund	Equity	Very High	0.24%	5	₹40,197.89
HDFC Business Cycle Fund	Equity	Very High	3.96%	0	₹2,738.86
HDFC Banking & Financial Services Fund	Equity	Very High	6.63%	4	₹4,630.40
HDFC NIFTY50 Equal Weight Index Fund	Other	Very High	4.41%	4	₹1,821.17
HDFC Nifty G-Sec Apr 2029 Index Fund	Other	Moderately High	5.94%	0	₹160.51
HDFC Nifty 100 Quality 30 Index Fund	Other	Very High	2.48%	0	₹144.49
HDFC Money Market Fund	Debt	Moderate	6.51%	3	₹33,883.84
HDFC Housing Opportunities Fund	Equity	Very High	-2.99%	0	₹1,172.96
HDFC Nifty SDL Oct 2026 Index Fund	Other	Moderate	5.79%	0	₹177.73
HDFC Pharma and Healthcare Fund	Equity	Very High	24.32%	0	₹2,939.98
HDFC NIFTY Realty Index Fund	Other	Very High	-0.91%	0	₹145.60
HDFC Large and Mid Cap Fund	Equity	Very High	4.84%	4	₹30,098.86
HDFC Nifty 50 Index Fund	Other	Very High	-2.81%	3	₹24,189.60
HDFC Hybrid Debt Fund	Hybrid	Moderately High	3.55%	4	₹3,249.48
HDFC Nifty G-Sec Jun 2027 Index Fund	Other	Moderately High	5.79%	0	₹576.37
HDFC BSE Sensex Index Fund	Other	Very High	-5.06%	2	₹8,657.46
HDFC Equity Savings Fund	Hybrid	Moderately High	3.9%	3	₹5,698.91
HDFC Consumption Fund	Equity	Very High	-3.65%	0	₹1,032.73
HDFC Dividend Yield Fund	Equity	Very High	2.02%	0	₹5,695.97
HDFC Nifty 100 Index Fund	Other	Very High	-0.74%	2	₹473.59
HDFC Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	5.65%	0	₹941.85
HDFC NIFTY Midcap 150 Index Fund	Other	Very High	8.79%	0	₹687.11
HDFC Technology Fund	Equity	Very High	-8.67%	0	₹1,483.21
HDFC Nifty India Digital Index Fund	Other	Very High	-2.58%	0	₹153.72
HDFC Focused Fund	Equity	Very High	1.64%	5	₹27,924.78
HDFC Floating Rate Debt Fund	Debt	Moderate	6.41%	4	₹16,426.44
HDFC Mid Cap Fund	Equity	Very High	10.08%	5	₹1,05,142.69
HDFC Silver ETF Fund of Fund	Other	Very High	95.96%	0	₹4,282.39
HDFC Manufacturing Fund	Equity	Very High	11.49%	0	₹10,590.14
HDFC Gold ETF Fund of Fund	Other	Very High	52.74%	3	₹11,197.05
HDFC Retirement Savings Fund-Hybrid Debt	Solution Oriented	Moderately High	2.54%	3	₹148.27
HDFC Dynamic Debt Fund	Debt	Moderate	6.63%	3	₹505.01
HDFC Banking and PSU Debt Fund	Debt	Moderately Low	5.79%	4	₹5,236.23
HDFC NIFTY Next 50 Index Fund	Other	Very High	9.39%	1	₹2,659.43
HDFC Defence Fund	Equity	Very High	31.82%	0	₹10,709.17
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	7.11%	0	₹2,265.33

News

HDFC FMP 1269D March 2023 - Series 47 Merger into HDFC Banking and PSU Debt Fund
HDFC Mutual Fund has approved the merger of HDFC FMP 1269D March 2023 - Series 47 Merger into HDFC Banking and PSU Debt Fund, with effect from 09 September 2026.
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 27 July 2026 as the record date for declaration of IDCW in the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 21 July 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
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Fund House Details & Investment Objective

Date of Incorporation

June 11, 2021

Total AUM (Cr)

₹4630.40

HDFC Banking & Financial Services Fund-Dir (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in June 11, 2021, this fund is managed by Anand Laddha. With assets under management (AUM) worth ₹4,630.4 (Cr), as of August 19, 2026, HDFC Banking & Financial Services Fund-Dir (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 13.59% since its launch.
The current NAV of HDFC Banking & Financial Services Fund-Dir (G) is ₹17.88, as on August 19, 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in HDFC Banking & Financial Services Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.95% and 13.48% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.04% in Equity, 0.67% in Debt and 0.29% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 60.77% in Banks, 25.27% in Finance, 6.98% in Insurance, 4.91% in Capital Markets, 1.29% in Financial Technology (Fin

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