Tata Banking & Financial Services Fund (IDCW)

Sectoral / Thematic

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NAV
41.18(-1.10%)
Fund Size (CR)
₹3,212.85
Expense Ratio
1.9
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0.25%
Return Since Launch
15.99%

Absolute Return: -0.44%

Annualized Return: 0%

Basic Details

Scheme Manager

Kapil Malhotra

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 February 2026	9874.13	-1.26%	-	-0.49%	711/987
1 Month	27 January 2026	10227.70	2.28%	-	2.74%	546/964
3 Month	27 November 2025	9952.18	-0.48%	-	-2.25%	360/944
6 Month	26 August 2025	10824.02	8.24%	-	1.78%	153/916
1 Year	27 February 2025	12288.16	22.88%	22.88%	16.11%	220/848
3 Year	27 February 2023	16726.20	67.26%	18.69%	20.41%	302/514
5 Year	26 February 2021	18848.12	88.48%	13.50%	16.71%	305/426
Since Inception	28 December 2015	45240.20	352.40%	15.99%	11.01%	299/987

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,30,000	148878.25	14.52%	14.52%
3 Year	3 April 2023	3,60,000	473744.88	31.60%	9.58%
5 Year	1 April 2021	6,00,000	933472.07	55.58%	9.24%
10 Year	1 April 2016	12,00,000	2669920.64	122.49%	8.33%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.67%

Standard Deviation

0.97%

Beta

0.79%

Sharpe Ratio

0.07%

Treynor's Ratio

1.77%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	17.35%	6000000	557.55	Equity	Banks
ICICI Bank	15.82%	3750000	508.13	Equity	Banks
SBI	9.49%	2832000	305.05	Equity	Banks
Axis Bank	9.26%	2170000	297.38	Equity	Banks
Shriram Finance	3.48%	1097340	111.93	Equity	Finance
Bank of Baroda	3.41%	3660000	109.58	Equity	Banks
Bajaj Finserv	3.10%	510000	99.58	Equity	Finance
SBI Life Insuran	2.84%	456000	91.13	Equity	Insurance
Canara HSBC	2.47%	5384170	79.33	Equity	Insurance
ICICI AMC	2.30%	249000	74.02	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct (G)	448.04	17.96%	33.40%	53.02%	100.62%	45.69%
Nippon India Taiwan Equity Fund - Direct (IDCW)	448.04	17.96%	33.40%	53.02%	100.62%	45.69%
HDFC Defence Fund - Direct (G)	7793.88	8.24%	3.24%	8.83%	49.84%	-
HDFC Defence Fund - Direct (IDCW)	7793.88	8.24%	3.24%	8.83%	49.84%	-
Franklin Asian Equity Fund - Direct (G)	371.57	5.18%	16.09%	26.14%	40.83%	17.86%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Arbitrage Fund	Hybrid	Low	7.14%	5	₹20,563.28
Tata Infrastructure Fund	Equity	Very High	17.51%	1	₹1,928.49
Tata Silver ETF Fund of Fund	Other	Very High	167.23%	0	₹1,385.03
Tata India Pharma & Healthcare Fund	Equity	Very High	12.82%	3	₹1,239.57
Tata Large Cap Fund	Equity	Very High	15.01%	4	₹2,760.21
Tata Nifty Financial Services Index Fund	Other	Very High	20.55%	0	₹70.27
Tata Banking & Financial Services Fund	Equity	Very High	24.65%	3	₹3,212.85
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	8.48%	0	₹136.42
Tata Nifty Next 50 Index Fund	Other	Very High	0%	0	₹105.89
Tata India Consumer Fund	Equity	Very High	7.62%	3	₹2,531.65
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹53.40
Tata BSE Sensex Index Fund	Other	Very High	9.77%	2	₹407.39
Tata Gold ETF Fund of Fund	Other	High	80.62%	5	₹1,245.30
Tata Small Cap Fund	Equity	Very High	1.52%	4	₹10,761.33
Tata Housing Opportunities Fund	Equity	Very High	16.46%	0	₹494.24
Tata Mid Cap Fund	Equity	Very High	21.98%	3	₹5,356.22
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	10.52%	2	₹2,093.82
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	16.03%	0	₹150.36
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	7.26%	0	₹77.55
Tata Nifty Auto Index Fund	Other	Very High	32.39%	0	₹96.01
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹212.56
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹280.82
Tata Ethical Fund	Equity	Very High	7%	0	₹3,761.86
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	20.89%	0	₹120.76
Tata BSE Multicap Consumption 50:30:20 Index Fund	Other	Very High	0%	0	₹48.13
Tata Resources & Energy Fund	Equity	Very High	25.8%	0	₹1,208.98
Tata Large & Mid Cap Fund	Equity	Very High	9.32%	2	₹8,123.32
Tata Corporate Bond Fund	Debt	Moderately Low	7.39%	3	₹4,077.45
Tata Nifty India Tourism Index Fund	Other	Very High	-3.44%	0	₹255.69
Tata Nifty Capital Markets Index Fund	Other	Very High	42.86%	0	₹476.22
Tata Nifty Realty Index Fund	Other	Very High	-3.74%	0	₹43.60
Tata Balanced Advantage Fund	Hybrid	Moderately High	10.94%	4	₹9,401.50
Tata Gilt Securities Fund	Debt	Moderately Low	5.96%	4	₹1,206.32
Tata Ultra Short Term Fund	Debt	Moderately Low	7.21%	5	₹4,767.06
Tata Multi Asset Allocation Fund	Hybrid	Very High	22.07%	3	₹4,885.64
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	18.28%	0	₹70.87
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	7.75%	2	₹169.78
Tata Aggressive Hybrid Fund	Hybrid	Very High	12.15%	2	₹4,032.86
Tata Money Market Fund	Debt	Moderately Low	7.4%	5	₹37,938.98
Tata Nifty 50 Index Fund	Other	Very High	12.58%	3	₹1,503.86
Tata Liquid Fund - Rgular	Debt	Moderately Low	6.46%	4	₹30,625.87
Tata Business Cycle Fund	Equity	Very High	12.25%	0	₹2,698.78
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	10.45%	3	₹2,040.85
Tata Dividend Yield	Equity	Very High	23.42%	0	₹1,004.53
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	6.45%	3	₹349.20
Tata Flexi Cap Fund	Equity	Very High	14.63%	3	₹3,629.90
Tata Value Fund	Equity	Very High	16.03%	2	₹8,818.88
Tata India Innovation Fund	Equity	Very High	7.52%	0	₹1,498.35
Tata Focused Fund	Equity	Very High	11.27%	3	₹1,797.84
Tata ELSS Fund	Equity	Very High	18.95%	2	₹4,566.01
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	18.02%	2	₹1,022.52
Tata Floating Rate Fund	Debt	Moderately Low	8.05%	2	₹136.85
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	-4.73%	0	₹130.68
Tata Treasury Advantage Fund	Debt	Moderately Low	7.25%	4	₹3,714.94
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	19.27%	0	₹188.92
Tata Short Term Bond Fund	Debt	Moderately Low	7.23%	3	₹3,812.12
Tata Multicap Fund	Equity	Very High	20.66%	0	₹3,138.44
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	7.81%	0	₹745.04
Tata Digital India Fund	Equity	Very High	-14.71%	0	₹11,998.88
Tata Overnight Fund	Debt	Low	5.63%	4	₹6,161.68
Tata BSE Select Business Groups Index Fund	Other	Very High	17.29%	0	₹220.71

News

Tata Mutual Fund announces change in Exit Load Structure

Tata Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from March 02, 2026

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
Tata Arbitrage Fund	0.25 % of the applicable NAV, if redeemed/ switched out/withdrawn on or before expiry of 30 Days from the date of allotment.	0.25 % of the applicable NAV, if redeemed/ switched out/withdrawn on or before expiry of 15 Days from the date of allotment.

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
Tata Mutual Fund has announced 04 February 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Aggressive Hybrid Fund ' Regular Plan & Direct Plan: 0.36 each.
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Tata Mutual Fund announces change in Key Personnel
Tata Mutual Fund has announced that Mr. Akshay Kumar Rao has been appointed as Head of Products & Strategy with effect from February 23, 2026 ('Effective Date').
Details of Mr. Akshay Kumar Rao,
Age: 36 years
Designation: Head of Products & Strategy
Qualification: Post Graduate in Strategy and Finance from Indian School of Business, Mohali. Chartered Accountant from ICAI, Mumbai. Bachelor of Commerce from Mumbai University. .
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Fund House Details & Investment Objective

Date of Incorporation

4 December 2015

Total AUM (Cr)

₹3212.85

Tata Banking & Financial Services Fund (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 4 December 2015, this fund is managed by Kapil Malhotra. With assets under management (AUM) worth ₹3,212.85 (Cr), as of 2 March 2026, Tata Banking & Financial Services Fund (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 15.99% since its launch.
The current NAV of Tata Banking & Financial Services Fund (IDCW) is ₹41.18, as on 2 March 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in Tata Banking & Financial Services Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 18.69% and 13.50% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.89% in Equity, 1.30% in Debt and 0.81% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 63.16% in Banks, 17.51% in Finance, 11.54% in Insurance, 3.13% in Cash & Others, 2.42% in Financial Technology (Fin