- Mutual Funds
- Tata Retirement Savings Fund - Conservat-Dir (G)
Tata Retirement Savings Fund - Conservat-Dir (G)
Retirement Fund
- NAV 31.75 (-0.18%)
- Fund Size (Cr) ₹164.01
- Expense Ratio 0.96
- Scheme Type Active Fund
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Value Research
- Minimum investment ₹5000
- Minimum Additional Investment ₹1000
- Minimum SIP Investment ₹150
- Minimum Withdrawal ₹1000
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Exit Load
1%
- Return Since Launch 10.04%
Basic Details
Murthy Nagarajan
CRISIL Short Term Debt Hybrid 75+25 Fund Index
OPEN
Lumpsum Returns
SIP Returns
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
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Standard Deviation
0.19% -
Beta
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0.13% -
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0.10% -
Jension’s Alpha
0.02%
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Top 10 stock holding in portfolio
Peer Comparison
- Scheme Name
- Value Research
- Asset Size (Cr)
- 1M
- 3M
- 6M
- 1Y
- 3Y
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Tata Retirement Savings Fund - Conservat-Dir (G)
- 164.01
- 2.10%
- 2.17%
- 6.75%
- 10.69%
- 7.58%
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ICICI Pru Retirement Fund - Pure Equity - Dir (G)
- 367.25
- 10.28%
- 8.50%
- 24.15%
- 29.31%
- 28.48%
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ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW)
- 367.25
- 10.29%
- 8.46%
- 24.10%
- 29.26%
- 28.47%
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HDFC Retirement Savings Fund - Equity - Dir (G)
- 3739.41
- 6.91%
- 5.49%
- 17.90%
- 27.12%
- 28.58%
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Union Retirement Fund - Direct (G)
- 90.81
- 7.09%
- 6.38%
- 20.34%
- 24.78%
- -
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Union Retirement Fund - Direct (IDCW)
- 90.81
- 7.09%
- 6.38%
- 20.34%
- 24.78%
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News
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Tata Equity P/E Fund Announces Income Distribution cum Capital Withdrawal (IDCW)
Tata Mutual Fund has announced 21 November 2023 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the IDCW option of Tata Equity P/E Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Tata Equity P/E Fund - Regular Plan ? IDCW Trigger ? Option A (5%): Rs 1.25
Tata Equity P/E Fund - Direct Plan ? IDCW Trigger ? Option A (5%): Rs 1.35
Powered by Capital Market - Live News
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Tata MF Announces change in scheme name
Tata Mutual Fund has announced change in scheme name under the following scheme, with effect from 06 November 2023:
Change in the Scheme Name:
Existing Name Revised Name Tata India Tax Savings Fund Tata ELSS Tax Saver Fund Powered by Capital Market - Live News
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Tata MF Announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 01 November 2023 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ? Regular Plan & Direct Plan: 0.31 each.
Tata Equity Savings Fund ? Regular Plan & Direct Plan: 0.052 each.
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Fund House Details & Investment Objective
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Date of Incorporation
01-Jan-2013
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Total AUM (Cr)
₹166.39
Tata Retirement Savings Fund - Conservat-Dir (G) is an Retirement Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in Jan 2013, this fund is managed by Murthy Nagarajan. With assets under management (AUM) worth ₹166.39 (Cr), as of 08-Dec-2023, Tata Retirement Savings Fund - Conservat-Dir (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 10.04% since its launch.
The current NAV of Tata Retirement Savings Fund - Conservat-Dir (G) is ₹31.75, as on 08-Dec-2023. The fund’s benchmark index is CRISIL Short Term Debt Hybrid 75+25 Fund Index. You can invest in Tata Retirement Savings Fund - Conservat-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹150 while the minimum lumpsum investment is ₹5000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
The fund has generated 7.58% and 8.91% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 29.4% in Equity, 63.96% in Debt and 6.64% in cash and cash equivalents
The top 5 sectors the fund invests in are: 65.07% in Debt, 5.18% in Cash & Others, 3.98% in Banks, 2.24% in Industrial Products and 1.98% in Petroleum Products.
FAQs on Tata Retirement Savings Fund - Conservat-Dir (G)
Tata Retirement Savings Fund - Conservat-Dir (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 10.04% since inception. Looking to invest in Tata Retirement Savings Fund - Conservat-Dir (G)? How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Retirement Savings Fund - Conservat-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Tata Retirement Savings Fund - Conservat-Dir (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Tata Retirement Savings Fund - Conservat-Dir (G) today and reap the benefits of this Retirement Fund fund!
In the short term, i.e., 1 year, Tata Retirement Savings Fund - Conservat-Dir (G) has generated annualised return of 10.69%. In the long-term, the fund has generated 7.58% and 8.91% in 3 and 5 years respectively. Since its inception, the fund has generated 10.04% returns.
The expense ratio of Tata Retirement Savings Fund - Conservat-Dir (G) Direct Growth is 0.96%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.
The Assets Under Management (AUM) of Tata Retirement Savings Fund - Conservat-Dir (G) is ₹166.39 (Cr) as of 08 December 2023. AUM shows the fund’s popularity and is often indicative of fund strength.
Redeeming or selling units of Tata Retirement Savings Fund - Conservat-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Tata Retirement Savings Fund - Conservat-Dir (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Tata Retirement Savings Fund - Conservat-Dir (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Yes, you can invest both lumpsum and SIP in Tata Retirement Savings Fund - Conservat-Dir (G). Minimum lumpsum investment Tata Retirement Savings Fund - Conservat-Dir (G) is ₹5000 and minimum SIP amount is ₹150. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.
The latest NAV (Net Asset Value) of Tata Retirement Savings Fund - Conservat-Dir (G) is ₹31.75 as on 08 December 2023.
The 5 biggest stock holdings of Tata Retirement Savings Fund - Conservat-Dir (G) are:
Reliance Industr (1.91%), HDFC Bank (1.58%), ITC (1.46%), TCS (1.06%), APL Apollo Tubes (1%)
A majority of Tata Retirement Savings Fund - Conservat-Dir (G) 's AUM worth ₹166.39 (Cr) is invested in these 3 top sectors:
- Debt: 65.07%
- Cash & Others: 5.18%
- Banks: 3.98%
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