Tata Retirement Savings Fund - Progressiv-Dir (G)


Retirement Fund
  • NAV 70.04 (1.14%)
  • Fund Size (Cr) ₹1835.96
  • Expense Ratio 0.57
  • Scheme Type Active Fund
  • Value Research Stars
  • Minimum investment ₹5000
  • Minimum Additional Investment ₹1000
  • Minimum SIP Investment ₹150
  • Minimum Withdrawal ₹1000
  • Exit Load 1%
  • Return Since Launch 16.53%

Basic Details

Scheme Manager
Murthy Nagarajan
Bench Mark
Nifty 500 TRI
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 10-May-24
  • 10340.63
  • 3.41%
  • -
  • 2.15%
  • 21/102
  • 1 Month
  • 16-Apr-24
  • 10421.73
  • 4.22%
  • -
  • 2.81%
  • 23/102
  • 3 Month
  • 16-Feb-24
  • 10854.82
  • 8.55%
  • -
  • 4.38%
  • 5/98
  • 6 Month
  • 17-Nov-23
  • 11642.65
  • 16.43%
  • -
  • 13.56%
  • 33/98
  • 1 Year
  • 17-May-23
  • 13823.33
  • 38.23%
  • 38.23%
  • 25.75%
  • 19/94
  • 3 Year
  • 17-May-21
  • 16482.28
  • 64.82%
  • 18.12%
  • 13.74%
  • 25/90
  • 5 Year
  • 17-May-19
  • 22374.36
  • 123.74%
  • 17.48%
  • 12.38%
  • 12/62
  • Since Inception
  • 04-Jan-13
  • 56953.04
  • 469.53%
  • 16.53%
  • 12.74%
  • 24/102

Note: Lumpsum Returns since Inception Date.

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Jun-23
  • 120000
  • 139732.57
  • 16.44%
  • 16.44%
  • 3 Year
  • 01-Jun-21
  • 360000
  • 488346.72
  • 35.65%
  • 10.70%
  • 5 Year
  • 03-Jun-19
  • 600000
  • 980446.02
  • 63.41%
  • 10.32%
  • 10 Year
  • 02-Jun-14
  • 1200000
  • 2802647.35
  • 133.55%
  • 8.85%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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Risk Ratios

  • Standard Deviation
    3.30%
  • Beta
    0.80%
  • Sharpe Ratio
    0.78%
  • Treynor’s Ratio
    0.16%
  • Jension’s Alpha
    -0.59%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • HDFC Bank
  • 5.99%
  • 723000
  • 109.90
  • Equity
  • Banks
  • Reliance Industr
  • 5.13%
  • 321000
  • 94.18
  • Equity
  • Refineries
  • ICICI Bank
  • 3.8%
  • 607000
  • 69.83
  • Equity
  • Banks
  • ITC
  • 3.67%
  • 1545000
  • 67.31
  • Equity
  • Tobacco Products
  • Solar Industries
  • 3.29%
  • 67455
  • 60.49
  • Equity
  • Aerospace & Defence
  • TCS
  • 2.9%
  • 139589
  • 53.33
  • Equity
  • IT - Software
  • Jupiter Wagons
  • 2.85%
  • 1281538
  • 52.34
  • Equity
  • Capital Goods-Non Electrical Equipment
  • APL Apollo Tubes
  • 2.7%
  • 318000
  • 49.52
  • Equity
  • Steel
  • Zomato Ltd
  • 2.52%
  • 2400000
  • 46.36
  • Equity
  • E-Commerce/App based Aggregator
  • Radico Khaitan
  • 2.44%
  • 254600
  • 44.74
  • Equity
  • Alcoholic Beverages

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • Tata Retirement Savings Fund - Progressiv-Dir (G)
  • Stars
  • 1835.96
  • 4.22%
  • 8.55%
  • 16.43%
  • 38.23%
  • 18.12%
  • ICICI Pru Retirement Fund - Pure Equity - Dir (G)
  • Stars
  • 729.8
  • 5.53%
  • 9.08%
  • 32.94%
  • 59.57%
  • 32.53%
  • ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW)
  • Stars
  • 729.8
  • 5.53%
  • 9.08%
  • 32.96%
  • 59.52%
  • 32.52%
  • ICICI Pru Retirement Fund - Hybrid AP - Dir (G)
  • Stars
  • 429.46
  • 4.75%
  • 8.25%
  • 28.31%
  • 50.09%
  • 22.96%
  • ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW)
  • Stars
  • 429.46
  • 4.75%
  • 8.25%
  • 28.31%
  • 50.09%
  • 22.96%
  • Nippon India Retirement Fund-WC - Dir (G)
  • Stars
  • 3090.88
  • 4.57%
  • 6.39%
  • 21.92%
  • 44.22%
  • 22.79%

News

  • Tata Mutual Fund Announces merger of Tata Banking & PSU Debt Fund Merger into Tata Corporate Bond Fund Tata Mutual Fund has approved the merger of Tata Banking & PSU Debt Fund Merger into Tata Corporate Bond Fund, with effect from 15 June 2024.

    Powered by Capital Market - Live News

  • TATA MF Announces change in fund managers under its schemes TATA Mutual Fund has announced change in fund managers under the following schemes, with effect from 26 April 2024.

    Change in Fund Management Responsibilities:

    Scheme Name Fund Manager (Existing) Fund Manager (From effective date)
    Tata S&P BSE Sensex Index Fund Sonam Udasi Kapil Menon
    Tata Nifty 50 Index Fund Sonam Udasi Kapil Menon
    Tata Nifty Midcap 150 Momentum 50 Index Fund Sailesh Jain Kapil Menon
    Tata Nifty 50 Exchange Traded Fund Sailesh Jain Kapil Menon
    Tata Nifty India Digital Exchange Traded Fund Meeta Shetty Kapil Menon
    Tata Nifty Private Bank Exchange Traded Fund Sailesh Jai Kapil Menon
    Tata Gold Exchange Traded Fund Tapan Patel 1) Tapan Patel *
    2) Kapil Menon
    Tata Silver Exchange Traded Fund Tapan Patel 1) Tapan Patel *
    2) Kapil Menon

    * Lead Fund Manager

    Powered by Capital Market - Live News

  • TATA MF Announces change in fund manager under its scheme TATA Mutual Fund has announced change in Fund Manager w.e.f. 15th April, 2024.

    Change in Fund Management Responsibilities:

    Scheme Name Existing Fund Manager New Fund Manager
    Tata Hybrid Equity Fund 1. Chandraprakash Padiyar
    2. Satish Chandra Mishra
    3. Murthy Nagarajan
    1. Satish Chandra Mishra
    2. Murthy Nagarajan

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 01-Jan-2013
  • Total AUM (Cr) ₹1835.96

Tata Retirement Savings Fund - Progressiv-Dir (G) is an Retirement Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in Jan 2013, this fund is managed by Murthy Nagarajan. With assets under management (AUM) worth ₹1835.96 (Cr), as of 17-May-2024, Tata Retirement Savings Fund - Progressiv-Dir (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 16.53% since its launch.
The current NAV of Tata Retirement Savings Fund - Progressiv-Dir (G) is ₹70.04, as on 17-May-2024. The fund’s benchmark index is Nifty 500 TRI. You can invest in Tata Retirement Savings Fund - Progressiv-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹150 while the minimum lumpsum investment is ₹5000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
The fund has generated 18.12% and 17.48% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.91% in Equity, 0.18% in Debt and 2.91% in cash and cash equivalents
The top 5 sectors the fund invests in are: 15.16% in Banks, 6.71% in Petroleum Products, 6.39% in Consumer Durables, 5.47% in Industrial Products and 4.89% in IT-Software.

FAQs on Tata Retirement Savings Fund - Progressiv-Dir (G)

Tata Retirement Savings Fund - Progressiv-Dir (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 16.53% since inception. Looking to invest in Tata Retirement Savings Fund - Progressiv-Dir (G)? How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Retirement Savings Fund - Progressiv-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Tata Retirement Savings Fund - Progressiv-Dir (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Retirement Savings Fund - Progressiv-Dir (G) today and reap the benefits of this Retirement Fund fund!

In the short term, i.e., 1 year, Tata Retirement Savings Fund - Progressiv-Dir (G) has generated annualised return of 38.23%. In the long-term, the fund has generated 18.12% and 17.48% in 3 and 5 years respectively. Since its inception, the fund has generated 16.53% returns.

The expense ratio of Tata Retirement Savings Fund - Progressiv-Dir (G) Direct Growth is 0.57%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of Tata Retirement Savings Fund - Progressiv-Dir (G) is ₹1835.96 (Cr) as of 17 May 2024. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of Tata Retirement Savings Fund - Progressiv-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Retirement Savings Fund - Progressiv-Dir (G):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Tata Retirement Savings Fund - Progressiv-Dir (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in Tata Retirement Savings Fund - Progressiv-Dir (G). Minimum lumpsum investment Tata Retirement Savings Fund - Progressiv-Dir (G) is ₹5000 and minimum SIP amount is ₹150. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of Tata Retirement Savings Fund - Progressiv-Dir (G) is ₹70.04 as on 17 May 2024.

The 5 biggest stock holdings of Tata Retirement Savings Fund - Progressiv-Dir (G) are:
HDFC Bank (5.99%), Reliance Industr (5.13%), ICICI Bank (3.8%), ITC (3.67%), Solar Industries (3.29%)

A majority of Tata Retirement Savings Fund - Progressiv-Dir (G) 's AUM worth ₹1835.96 (Cr) is invested in these 3 top sectors:

  • Banks: 15.16%
  • Petroleum Products: 6.71%
  • Consumer Durables: 6.39%

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