Union Focused Fund - Direct (IDCW)

Focused Fund

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NAV
28.07(-0.35%)
Fund Size (CR)
₹417.69
Expense Ratio
1.45
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
16.39%

Absolute Return: 2.15%

Annualized Return: 0%

Basic Details

Scheme Manager

Pratik Dharmshi

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	May 15, 2026	10108.03	1.08%	-	0.71%	35/114
1 Month	April 22, 2026	10151.90	1.52%	-	-0.92%	10/114
3 Month	February 20, 2026	10199.85	2.00%	-	-2.36%	16/114
6 Month	November 21, 2025	10237.05	2.37%	-	-3.58%	14/114
1 Year	May 22, 2025	10816.96	8.17%	8.17%	1.86%	16/114
3 Year	May 22, 2023	14867.58	48.68%	14.12%	14.60%	61/106
5 Year	May 21, 2021	18614.06	86.14%	13.22%	13.04%	48/98
Since Inception	August 5, 2019	28070.00	180.70%	16.39%	14.15%	25/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	June 2, 2025	1,20,000	125314.42	4.43%	4.43%
3 Year	June 1, 2023	3,60,000	411002.74	14.17%	4.52%
5 Year	June 1, 2021	6,00,000	788000.16	31.33%	5.60%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.89%

Standard Deviation

0.87%

Beta

0.38%

Sharpe Ratio

-0.00%

Treynor's Ratio

4.72%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	7.56%	250000	31.59	Equity	Banks
Acutaas Chemical	5.59%	90000	23.35	Equity	Pharmaceuticals
Tata Consumer	5.12%	187000	21.40	Equity	Plantation & Plantation Products
Hitachi Energy	4.86%	6050	20.30	Equity	Capital Goods - Electrical Equipment
Bharat Electron	4.72%	457000	19.71	Equity	Aerospace & Defence
Solar Industries	4.60%	12457	19.23	Equity	Aerospace & Defence
HDFC Bank	4.34%	235000	18.14	Equity	Banks
GE Vernova T&D	4.17%	39000	17.42	Equity	Capital Goods - Electrical Equipment
Gabriel India	3.81%	155000	15.90	Equity	Auto Ancillaries
Torrent Pharma.	3.79%	37777	15.81	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Focused Fund - Direct (IDCW)	417.69	1.52%	2.00%	2.37%	8.17%	14.12%
SBI Focused Fund - Direct (IDCW)	46041.95	-0.58%	2.03%	2.66%	12.91%	18.42%
SBI Focused Fund - Direct (G)	46041.95	-0.58%	2.03%	2.66%	12.91%	18.42%
ITI Focused Fund - Direct (IDCW)	561.17	0.76%	1.82%	2.81%	12.35%	-
ITI Focused Fund - Direct (G)	561.17	0.76%	1.82%	2.80%	12.35%	-
HSBC Focused Fund - Direct (G)	1678.47	-0.53%	-0.03%	1.29%	8.82%	16.90%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	8.7%	0	₹1,329.16
Union Largecap Fund	Equity	Very High	-0.86%	3	₹439.14
Union Large & Midcap Fund	Equity	Very High	5.46%	2	₹919.59
Union Midcap Fund	Equity	Very High	11.48%	3	₹1,705.41
Union Small Cap Fund	Equity	Very High	19.23%	2	₹1,979.63
Union Value Fund	Equity	Very High	2.98%	2	₹373.14
Union Focused Fund	Equity	Very High	8.17%	2	₹417.69
Union Innovation & Opportunities Fund	Equity	Very High	7.1%	0	₹1,105.15
Union Business Cycle Fund	Equity	Very High	5.84%	0	₹507.17
Union Active Momentum Fund	Equity	Very High	8.85%	0	₹440.27
Union Consumption Fund	Equity	Very High	0%	0	₹316.87
Union ELSS Tax Saver Fund	Equity	Very High	1.3%	3	₹840.89
Union Overnight Fund	Debt	Low	5.36%	4	₹850.85
Union Liquid Fund	Debt	Moderately Low	6.26%	3	₹9,129.60
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹545.59
Union Money Market Fund	Debt	Moderately Low	6.17%	1	₹1,063.61
Union Short Duration Fund	Debt	Moderate	3.88%	0	₹110.61
Union Dynamic Bond Fund	Debt	Moderate	-2.93%	1	₹91.99
Union Corporate Bond Fund	Debt	Moderate	2.85%	2	₹452.69
Union Gilt Fund	Debt	Moderate	-3.91%	2	₹89.00
Union Aggressive Hybrid Fund	Hybrid	Very High	1.62%	2	₹707.07
Union Balanced Advantage Fund	Hybrid	High	1.17%	3	₹1,241.37
Union Multi Asset Allocation Fund	Hybrid	Very High	15.41%	0	₹963.63
Union Arbitrage Fund	Hybrid	Low	6.17%	2	₹238.91
Union Equity Savings Fund	Hybrid	Moderate	2.32%	1	₹142.05
Union Retirement Fund	Solution Oriented	Very High	6.92%	3	₹195.84
Union Children's Fund	Solution Oriented	Very High	3.37%	0	₹83.42
Union Gold ETF Fund of Fund	Other	High	61.06%	0	₹163.25
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹65.49
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹186.66
Union Flexi Cap Fund	Equity	Very High	0.89%	3	₹2,294.07

News

Union Mutual Fund announces Appointment of Key Personnel
Union Mutual Fund has announced that Mr. Sumit Srivastava has been appointed as an Associate Director on the Board of the Union Trustee Company Private Limited ('Trustee Company') w.e.f. May 18, 2026.
Name: Mr. Sumit Srivastava
Age: 51 years
Designation: Associate Director
Qualification: MBA (Marketing & Finance), Certified Associate of Indian Institute of Bankers Post Graduate Diploma in Financial Advising
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Union Mutual Fund announces Appointment of Key Personnel
Union Mutual Fund has announced that Mr. Dhananjay Terdal has been appointed as the Head- Operations and a Key Personnel of the Union Asset Management Company Private Limited with effect from May 04, 2026.
Details of Mr. Dhananjay Terdal
Age: 43 years
Designation: Head- Operations
Qualification: B.com / Executive Post Graduate Program in Business Management (Finance) .
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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 08 May 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Fund House Details & Investment Objective

Date of Incorporation

July 15, 2019

Total AUM (Cr)

₹417.69

Union Focused Fund - Direct (IDCW) is an Focused Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in July 15, 2019, this fund is managed by Pratik Dharmshi. With assets under management (AUM) worth ₹417.69 (Cr), as of May 22, 2026, Union Focused Fund - Direct (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 16.39% since its launch.
The current NAV of Union Focused Fund - Direct (IDCW) is ₹28.07, as on May 22, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in Union Focused Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 14.12% and 13.22% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.10% in Equity, 2.14% in Debt and -0.24% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 22.42% in Banks, 10.59% in Electrical Equipments, 10.32% in Pharmaceuticals & Biotech, 7.36% in Chemicals & Petrochemical, 6.00% in Capital Markets

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