Aditya Birla SL Credit Risk Fund - Dir (G)
Credit Risk FundNAV
24.21(0.05%)Fund Size (CR)
₹985.28Expense Ratio
0.67Scheme Type
Active FundValue Research
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
9.16%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Sunaina da Cunha
Bench Mark
CRISIL Credit Risk Debt B-II Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 7 May 2025 | 10036.21 | 0.36% | - | 0.22% | 3/92 |
| 1 Month | 11 April 2025 | 10121.31 | 1.21% | - | 1.83% | 18/92 |
| 3 Month | 14 February 2025 | 10322.12 | 3.22% | - | 5.44% | 32/92 |
| 6 Month | 14 November 2024 | 10902.66 | 9.03% | - | 7.53% | 21/92 |
| 1 Year | 14 May 2024 | 11838.57 | 18.39% | 18.39% | 12.31% | 19/92 |
| 3 Year | 13 May 2022 | 14068.39 | 40.68% | 12.03% | 9.12% | 15/91 |
| 5 Year | 14 May 2020 | 16731.78 | 67.32% | 10.84% | 8.90% | 13/92 |
| Since Inception | 17 April 2015 | 24196.50 | 141.97% | 9.16% | 7.07% | 1/92 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 June 2024 | 1,20,000 | 131356.64 | 9.46% | 9.46% |
| 3 Year | 1 June 2022 | 3,60,000 | 438761.40 | 21.88% | 6.82% |
| 5 Year | 1 June 2020 | 6,00,000 | 797155.07 | 32.86% | 5.85% |
| 10 Year | 1 June 2015 | 12,00,000 | 1955181.16 | 62.93% | 5.00% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.85%
Standard Deviation
0.00%
Beta
1.69%
Sharpe Ratio
1.96%
Treynor's Ratio
4.97%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla SL Credit Risk Fund - Dir (G) | 985.28 | 1.21% | 3.22% | 9.03% | 18.39% | 12.03% | |
| DSP Credit Risk Fund - Direct (IDCW-W) | 207.33 | 0.91% | 15.90% | 18.21% | 23.29% | 15.32% | |
| DSP Credit Risk Fund - Direct (G) | 207.33 | 0.91% | 15.89% | 18.20% | 23.27% | 15.26% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 207.33 | 0.79% | 15.74% | 18.11% | 23.23% | 15.24% | |
| HSBC Credit Risk Fund - Direct (IDCW-M) | 669.62 | 12.09% | 15.58% | 17.82% | 22.67% | 11.93% | |
| HSBC Credit Risk Fund - Direct (IDCW-A) | 669.62 | 12.09% | 15.58% | 17.82% | 22.66% | 9.99% |
List of Schemes under Aditya Birla Sun Life Mutual Fund
News
Aditya Birla Sun Life MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Aditya Birla Sun Life Mutual Fund has announced 22 April 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:Aditya Birla Sun Life Balanced Advantage Fund:
Regular Plan ' IDCW Option: 0.149
Direct Plan ' IDCW Option: 0.169
Aditya Birla Sun Life Arbitrage Fund:
Regular Plan ' IDCW Option: 0.065
Direct Plan ' IDCW Option: 0.067
Aditya Birla Sun Life International Equity Fund:
Regular Plan ' IDCW Option: 1.052
Powered by Capital Market - Live News
Aditya Birla Sun Life MF announces change in fund manager & Exit Load under its scheme
Aditya Birla Sun Life Mutual Fund has announced change in fund managers & Exit Load under the following scheme, with effect from March 28, 2025.Change in Fund Management Responsibilities:
Name of the Scheme Existing Fund Manager Revised Fund Managers Aditya Birla Sun Life Debt Plus Arbitrage FOF Mr. Kaustubh Gupta Mr. Kaustubh Gupta and Mr. Harshil Suvarnkar Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load Aditya Birla Sun Life Debt Plus Arbitrage FOF For redemption / switch-out of units on or before 15 days from the date of allotment: 0.25% of applicable NAV.
For redemption/switch out of units after 15 days from the date of allotment: NilNIL Powered by Capital Market - Live News
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund Merger into Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Mutual Fund has approved the merger of Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund Merger into Aditya Birla Sun Life Corporate Bond Fund, with effect from 30 April 2025.Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
30 March 2015
Total AUM (Cr)
₹985.28
Aditya Birla SL Credit Risk Fund - Dir (G) is an Credit Risk Fund-oriented fund from the renowned AMC, Aditya Birla Sun Life Mutual Fund. Launched in 30 March 2015, this fund is managed by Sunaina da Cunha. With assets under management (AUM) worth ₹985.28 (Cr), as of 15 May 2025, Aditya Birla SL Credit Risk Fund - Dir (G) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 9.16% since its launch.
The current NAV of Aditya Birla SL Credit Risk Fund - Dir (G) is ₹24.21, as on 15 May 2025. The fund's benchmark index is CRISIL Credit Risk Debt B-II Index. You can invest in Aditya Birla SL Credit Risk Fund - Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 3.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 2 year but on or before 3 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 3 years from the date of allotment: NIL The fund has generated 12.03% and 10.84% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 7.72% in Equity, 89.96% in Debt and 2.32% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 97.67% in Debt, 2.18% in Cash & Others, 0.18% in Miscellaneous
FAQs
How to Invest in Aditya Birla SL Credit Risk Fund - Dir (G) Direct Growth?
Aditya Birla SL Credit Risk Fund - Dir (G) is a popular fund in the Credit Risk Fund segment. The fund has generated a return of 9.16% since inception. Looking to invest in Aditya Birla SL Credit Risk Fund - Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Aditya Birla SL Credit Risk Fund - Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Aditya Birla SL Credit Risk Fund - Dir (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Aditya Birla SL Credit Risk Fund - Dir (G) today and reap the benefits of this Credit Risk Fund fund!
How much returns has Aditya Birla SL Credit Risk Fund - Dir (G) Direct Growth generated?
What is the expense ratio of Aditya Birla SL Credit Risk Fund - Dir (G) Direct Growth?
What is the AUM of Aditya Birla SL Credit Risk Fund - Dir (G) Fund Direct Growth?
How to redeem or withdraw money from Aditya Birla SL Credit Risk Fund - Dir (G) Direct Growth?
Redeeming or selling units of Aditya Birla SL Credit Risk Fund - Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Aditya Birla SL Credit Risk Fund - Dir (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Aditya Birla SL Credit Risk Fund - Dir (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).