Bank of India Conservative Hybrid Fund - Direct (IDCW-A)

Conservative Hybrid Fund

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NAV
16.97(0.03%)
Fund Size (CR)
₹65.43
Expense Ratio
1.45
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
5.57%

Absolute Return: 0.69%

Annualized Return: 0%

Basic Details

Scheme Manager

Alok Singh

Bench Mark

CRISIL Hybrid 85+15 - Conservative Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 31, 2026	10152.01	1.52%	-	1.82%	97/116
1 Month	March 6, 2026	9986.90	-0.13%	-	-0.49%	20/116
3 Month	January 8, 2026	10031.06	0.31%	-	-0.82%	15/116
6 Month	October 8, 2025	10106.82	1.07%	-	0.08%	13/116
1 Year	April 8, 2025	10615.58	6.16%	6.16%	4.93%	29/116
3 Year	April 6, 2023	12590.44	25.90%	7.96%	8.48%	78/116
5 Year	April 8, 2021	16563.63	65.64%	10.61%	7.89%	2/112
Since Inception	September 4, 2014	18760.06	87.60%	5.57%	8.51%	116/116

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	150137.57	25.11%	25.11%
3 Year	May 2, 2023	3,60,000	481458.89	33.74%	10.18%
5 Year	May 3, 2021	6,00,000	902359.87	50.39%	8.50%
10 Year	October 26, 2016	11,50,000	2027938.66	76.34%	5.84%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.18%

Standard Deviation

0.26%

Beta

0.11%

Sharpe Ratio

-0.00%

Treynor's Ratio

0.33%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Glenmark Pharma.	2.36%	7000	1.52	Equity	Pharmaceuticals
ITC	1.89%	40500	1.22	Equity	Tobacco Products
NTPC	1.34%	22500	0.86	Equity	Power Generation & Distribution
Bharat Electron	1.09%	15992	0.70	Equity	Aerospace & Defence
Power Grid Corpn	1.07%	23000	0.69	Equity	Power Generation & Distribution
Ambuja Cements	1.06%	16000	0.68	Equity	Cement
SBI	0.81%	5000	0.52	Equity	Banks
Adani Ports	0.81%	3850	0.52	Equity	Marine Port & Services
Asian Paints	0.77%	2250	0.49	Equity	Paints/Varnish
MRF	0.67%	32	0.43	Equity	Tyres

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Conservative Hybrid Fund - Direct (IDCW-A)	65.43	-0.13%	0.31%	1.07%	6.16%	7.96%
Bandhan Conservative Hybrid Fund - Direct (IDCW-M)	98.90	-0.11%	-1.05%	0.68%	10.08%	9.80%
Nippon India Conservative Hybrid Fund - Dir (G)	947.83	0.03%	0.54%	2.76%	9.22%	9.12%
Nippon India Conservative Hybrid Fund - Dir (IDCW-Q)	947.83	0.03%	0.53%	2.76%	9.22%	9.12%
Nippon India Conservative Hybrid Fund - Dir (IDCW-M)	947.83	0.03%	0.52%	2.74%	9.18%	9.09%
Aditya Birla SL Regular Savings Fund-Dir (G)	1523.44	-0.42%	-0.41%	0.93%	7.47%	9.77%

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	17.04%	0	₹1,012.41
Bank of India Large Cap Fund	Equity	Very High	14.8%	3	₹211.62
Bank of India Large & Mid Cap Fund	Equity	Very High	15.48%	2	₹455.73
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹677.34
Bank of India Small Cap Fund	Equity	Very High	11.65%	3	₹1,903.70
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	25.18%	4	₹689.06
Bank of India Business Cycle Fund	Equity	Very High	6.19%	0	₹464.98
Bank of India Consumption Fund	Equity	Very High	9.57%	0	₹380.73
Bank of India Banking & Financial Services Fund	Equity	Very High	0%	0	₹286.20
Bank of India ELSS Tax Saver	Equity	Very High	11.47%	2	₹1,384.21
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	17.92%	0	₹60.41
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	14.84%	0	₹30.82
Bank of India Overnight Fund	Debt	Low	5.56%	5	₹36.67
Bank of India Liquid Fund	Debt	Moderately Low	6.32%	3	₹1,611.37
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.5%	1	₹116.60
Bank of India Money Market Fund	Debt	Moderately Low	6.75%	0	₹427.06
Bank of India Short Term Income Fund	Debt	Moderately Low	5.7%	0	₹277.81
Bank of India Credit Risk Fund	Debt	Moderately High	11.55%	2	₹100.26
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	6.17%	3	₹64.44
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	14.82%	4	₹1,360.45
Bank of India Balanced Advantage Fund	Hybrid	Very High	14%	2	₹147.86
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	16.6%	0	₹348.03
Bank of India Arbitrage Fund	Hybrid	Low	6.11%	1	₹49.11
Bank of India Flexi Cap Fund	Equity	Very High	16.5%	4	₹2,186.49

News

Bank of India Mutual Fund announces Ceasation of Key Personnel
Bank of India Mutual Fund Announces Cessation of Key Personnel Ms. Beena More has ceased to be the Chief Human Resources Officer and a Key Personnel of Bank of India Investment Managers Private Limited (the AMC), with effect from the close of business hours on March 16, 2026.
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Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Arun Thukral has been appointed as an Independent Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Arun Thukral
Age: 62 years
Designation: Independent Director
Qualification: ' M.Com ' LLB ' MBA (Finance) ' IICA registered as Independent Director
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Fund House Details & Investment Objective

Date of Incorporation

September 3, 2014

Total AUM (Cr)

₹64.44

Bank of India Conservative Hybrid Fund - Direct (IDCW-A) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in September 3, 2014, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹64.44 (Cr), as of April 9, 2026, Bank of India Conservative Hybrid Fund - Direct (IDCW-A) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 5.57% since its launch.
The current NAV of Bank of India Conservative Hybrid Fund - Direct (IDCW-A) is ₹16.97, as on April 9, 2026. The fund's benchmark index is CRISIL Hybrid 85+15 - Conservative Index. You can invest in Bank of India Conservative Hybrid Fund - Direct (IDCW-A) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.96% and 10.61% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 15.95% in Equity, 81.58% in Debt and 2.47% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 76.71% in Debt, 5.83% in Cash & Others, 2.21% in Pharmaceuticals & Biotech, 2.08% in Banks, 2.03% in Power

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