Mutual Funds
AMC
DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)

DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)

Dynamic Asset Allocation or Balanced Advantage

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NAV
16.66(-0.36%)
Fund Size (CR)
₹3,503
Expense Ratio
0.68
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.09%

Absolute Return: -0.42%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19 August 2025	9944.69	-0.55%	-	-0.66%	48/147
1 Month	25 July 2025	9973.76	-0.26%	-	-0.43%	48/147
3 Month	26 May 2025	10062.92	0.63%	-	0.61%	60/147
6 Month	25 February 2025	10707.26	7.07%	-	8.07%	111/145
1 Year	26 August 2024	10554.50	5.55%	5.55%	0.86%	12/145
3 Year	26 August 2022	14155.07	41.55%	12.27%	12.21%	51/111
5 Year	26 August 2020	17219.01	72.19%	11.47%	12.71%	58/87
Since Inception	6 February 2014	30369.00	203.69%	10.09%	10.60%	84/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	221709.85	84.76%	84.76%
3 Year	1 September 2022	3,60,000	741543.77	105.98%	27.24%
5 Year	1 September 2020	6,00,000	1303791.32	117.30%	16.79%
10 Year	1 September 2015	12,00,000	2993320.36	149.44%	9.57%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.65%

Standard Deviation

0.40%

Beta

1.20%

Sharpe Ratio

0.03%

Treynor's Ratio

4.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.66%	981750	198.14	Equity	Banks
SBI	3.20%	1406157	112.01	Equity	Banks
Adani Enterp.	3.03%	436500	106.10	Equity	Trading
Larsen & Toubro	2.69%	259014	94.19	Equity	Infrastructure Developers & Operators
Tata Power Co.	2.42%	2128600	84.67	Equity	Power Generation & Distribution
Bandhan Bank	1.87%	3895200	65.47	Equity	Banks
Kotak Mah. Bank	1.86%	329200	65.14	Equity	Banks
M & M	1.79%	196138	62.83	Equity	Automobile
Reliance Industr	1.73%	435500	60.54	Equity	Refineries
ICICI Bank	1.62%	383128	56.76	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)	3503.00	-0.26%	0.63%	7.07%	5.55%	12.27%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1737.90	-0.24%	1.15%	10.32%	6.99%	-
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	64964.03	1.18%	2.50%	10.00%	6.78%	13.91%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	64964.03	1.19%	2.48%	10.01%	6.78%	13.78%
ICICI Pru Balanced Advantage Fund - Dir (G)	64964.03	1.19%	2.49%	9.99%	6.77%	13.78%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	5.96%	4	₹11,417.61
DSP Bond Fund	Debt	Moderate	9.64%	3	₹317.25
DSP Flexi Cap Fund	Equity	Very High	-1.19%	3	₹12,187.76
DSP Focused Fund	Equity	Very High	1.57%	3	₹2,627.60
DSP Gilt Fund	Debt	Moderately High	8.35%	3	₹1,904.15
DSP Credit Risk Fund	Debt	Moderately High	23.52%	0	₹208.59
DSP India T.I.G.E.R. Fund	Equity	Very High	-9.23%	3	₹5,516.90
DSP Liquidity Fund	Debt	Moderate	7.17%	4	₹20,502.17
DSP Small Cap Fund	Equity	Very High	1.06%	2	₹17,125.76
DSP Regular Savings Fund	Hybrid	Moderately High	7.64%	3	₹178.12
DSP Ultra Short Fund	Debt	Moderately Low	8.02%	3	₹3,780.01
DSP Natural Resources & New Energy Fund	Equity	Very High	-8.83%	0	₹1,315.70
DSP Large & Mid Cap Fund	Equity	Very High	-2.32%	4	₹15,663.38
DSP Short Term Fund	Debt	Moderately Low	9.26%	3	₹4,039.94
DSP Midcap Fund	Equity	Very High	-1.98%	1	₹19,559.23
DSP Strategic Bond Fund	Debt	Moderately Low	8.22%	2	₹1,541.59
DSP ELSS Tax Saver Fund	Equity	Very High	-1.05%	4	₹17,427.57
DSP Large Cap Fund	Equity	Very High	1.51%	5	₹6,323.27
DSP Savings Fund	Debt	Moderate	7.77%	2	₹5,629.48
DSP US Flexible Equity Fund of Fund	Other	Very High	19.74%	0	₹935.23
DSP Global Clean Energy Fund of Fund	Other	Very High	9.54%	0	₹88.38
DSP World Gold Fund of Fund	Other	Very High	49.6%	0	₹1,201.56
DSP World Mining Fund of Fund	Other	Very High	9.6%	0	₹129.77
DSP Banking & Psu Debt Fund	Debt	Moderately Low	9.04%	2	₹4,304.31
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	6.79%	3	₹3,453.72
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	8.88%	0	₹1,349.74
DSP 10Y G-Sec	Debt	Moderate	9.35%	0	₹57.42
DSP Low Duration Fund	Debt	Moderately Low	8.16%	3	₹5,824.75
DSP Equity Savings Fund	Hybrid	Moderately High	6.97%	5	₹3,191.95
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	-3.64%	4	₹2,226.58
DSP Arbitrage Fund	Hybrid	Low	7.47%	3	₹6,433.70
DSP Corporate Bond Fund	Debt	Moderate	8.84%	2	₹2,717.38
DSP Healthcare Fund	Equity	Very High	6.76%	4	₹3,056.90
DSP Overnight Fund	Debt	Low	6.29%	3	₹1,776.97
DSP Nifty 50 Index Fund	Other	Very High	-0.7%	3	₹809.64
DSP Nifty Next 50 Index Fund	Other	Very High	-10.52%	1	₹1,057.35
DSP Quant Fund	Equity	Very High	-2.34%	0	₹938.64
DSP Value Fund	Equity	Very High	3.92%	4	₹1,041.67
DSP Floater Fund	Debt	Moderately Low	9.26%	2	₹557.77
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	8.33%	0	₹51.83
DSP Global Innovation Fund of Fund	Other	Very High	23.94%	0	₹1,017.68
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.17%	0	₹2,130.29
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.22%	0	₹463.53
DSP FMP - Series 267 - 1246Days	Debt	Moderate	7.82%	0	₹693.63
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	7.81%	0	₹127.96
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	9.97%	0	₹403.12
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	8.93%	0	₹86.25
DSP FMP - Series 270 - 1144Days	Debt	Moderate	7.8%	0	₹188.35
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Multi Asset Allocation Fund	Hybrid	Very High	11.29%	0	₹3,377.03
DSP Gold ETF Fund of Fund	Other	High	38.38%	2	₹98.90
DSP Banking & Financial Services Fund	Equity	Very High	15.67%	0	₹1,353.88
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-7.98%	0	₹280.69
DSP Multicap Fund	Equity	Very High	-1.96%	0	₹2,388.03
DSP US Treasury Fund of Fund	Other	Very High	7.8%	0	₹60.33
DSP Nifty Bank Index Fund	Other	Very High	8.41%	0	₹53.64
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,745.84
DSP Business Cycle Fund	Equity	Very High	0%	0	₹1,147.64
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹10.91
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹24.39
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹93.78
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹0.00
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹6.96
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹8.31
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹0.00

News

DSP Mutual Fund announces change in fund manager under its scheme
DSP Mutual Fund has announced change in fund manager under the following scheme, With effect from 01 September 2025
Change in Fund Manager:

Name of the Scheme Existing Fund Manager(s) New Fund Manager(s)

DSP Large & Mid Cap Fund Mr. Rohit Singhania Mr. Rohit Singhania
Mr. Nilesh Aiya

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Name of the Scheme	Existing Fund Manager(s)	New Fund Manager(s)
DSP Large & Mid Cap Fund	Mr. Rohit Singhania	Mr. Rohit Singhania Mr. Nilesh Aiya

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 28 August 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following scheme. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
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DSP MF announces change in benchmark index under its scheme

DSP Mutual Fund has announced change in the benchmark of DSP Income Plus Arbitrage Fund of Fund with effect from, 31 August 2025

Change in name of Benchmark of DSP Income Plus Arbitrage Fund of Fund

Scheme Name	Existing Benchmark	Revised Benchmark
DSP Income Plus Arbitrage Fund of Fund	40% NIFTY 50 Arbitrage Index + 60% CRISIL Dynamic Bond A-III Index	40% NIFTY 50 Arbitrage Index + 60% NIFTY Composite Debt Index

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Fund House Details & Investment Objective

Date of Incorporation

17 January 2014

Total AUM (Cr)

₹3503.00

DSP Dynamic Asset Allocation Fund -Dir (IDCW-M) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 17 January 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,503 (Cr), as of 28 August 2025, DSP Dynamic Asset Allocation Fund -Dir (IDCW-M) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.09% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund -Dir (IDCW-M) is ₹16.66, as on 28 August 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund -Dir (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa. The fund has generated 12.27% and 11.47% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.37% in Equity, 33.38% in Debt and 0.25% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.38% in Debt, 16.73% in Banks, 4.37% in Power, 3.27% in Insurance, 3.15% in Petroleum Products