Can I invest in SIP and Lumpsum in DSP Short Term Fund - Direct (IDCW-M) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Short Term Fund - Direct (IDCW-M). Minimum lumpsum investment DSP Short Term Fund - Direct (IDCW-M) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Short Term Fund - Direct (IDCW-M) Direct Growth?

The latest NAV ( Net Asset Value ) of DSP Short Term Fund - Direct (IDCW-M) is DSP Short Term Fund - Direct (IDCW-M) is ₹11.72 as on 2025-08-04.

Which are the biggest stock holdings of DSP Short Term Fund - Direct (IDCW-M)?

The 5 biggest stock holdings of DSP Short Term Fund - Direct (IDCW-M) are: S I D B I (2.67%), N A B A R D (2.59%), N A B A R D (2.58%), REC Ltd (2.57%), Bajaj Finance (2.54%)

What are the top sectors DSP Short Term Fund - Direct (IDCW-M) invests in?

A majority of DSP Short Term Fund - Direct (IDCW-M) 's AUM worth ₹4,039.94 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
AMC
DSP Short Term Fund - Direct (IDCW-M)

DSP Short Term Fund - Direct (IDCW-M)

Short Duration Fund

Invest Now

NAV
11.72(0.16%)
Fund Size (CR)
₹3,862
Expense Ratio
0.35
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.88%

Absolute Return: 0.15%

Annualized Return: 0%

Basic Details

Scheme Manager

Karan Mundhara

Bench Mark

CRISIL Short Duration Fund A-II Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25 July 2025	10006.35	0.06%	-	0.07%	134/175
1 Month	1 July 2025	10053.87	0.54%	-	0.53%	103/175
3 Month	30 April 2025	10197.97	1.98%	-	1.86%	60/175
6 Month	31 January 2025	10505.44	5.05%	-	4.93%	71/175
1 Year	1 August 2024	10923.37	9.23%	9.23%	8.91%	54/171
3 Year	1 August 2022	12534.48	25.34%	7.81%	7.63%	62/163
5 Year	31 July 2020	13535.19	35.35%	6.23%	6.24%	67/149
Since Inception	2 January 2013	25983.12	159.83%	7.88%	7.16%	37/175

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	292370.14	143.64%	143.64%
3 Year	1 September 2022	3,60,000	882595.04	145.17%	34.84%
5 Year	1 September 2020	6,00,000	1476028.29	146.00%	19.73%
10 Year	1 September 2015	12,00,000	2978084.33	148.17%	9.52%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.41%

Standard Deviation

0.02%

Beta

1.06%

Sharpe Ratio

1.94%

Treynor's Ratio

1.27%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Short Term Fund - Direct (IDCW-M)	3862.00	0.54%	1.98%	5.05%	9.23%	7.81%
Bank of India Short Term Income - Direct (G)	164.77	0.58%	1.85%	4.62%	10.51%	10.32%
Bank of India Short Term Income - Direct (IDCW-Q)	164.77	0.58%	1.85%	4.62%	10.51%	10.32%
Bank of India Short Term Income - Direct (IDCW-M)	164.77	0.58%	1.85%	4.62%	10.50%	10.31%
Sundaram Short Duration Fund - Direct (IDCW-M)	217.05	0.52%	2.23%	5.36%	9.80%	8.19%
Nippon India Short Duration Fund - Direct (G)	8330.03	0.61%	2.11%	5.39%	9.77%	8.26%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	5.96%	4	₹11,417.61
DSP Bond Fund	Debt	Moderate	9.64%	3	₹317.25
DSP Flexi Cap Fund	Equity	Very High	-1.19%	3	₹12,187.76
DSP Focused Fund	Equity	Very High	1.57%	3	₹2,627.60
DSP Gilt Fund	Debt	Moderately High	8.35%	3	₹1,904.15
DSP Credit Risk Fund	Debt	Moderately High	23.52%	0	₹208.59
DSP India T.I.G.E.R. Fund	Equity	Very High	-9.23%	3	₹5,516.90
DSP Liquidity Fund	Debt	Moderate	7.17%	4	₹20,502.17
DSP Small Cap Fund	Equity	Very High	1.06%	2	₹17,125.76
DSP Regular Savings Fund	Hybrid	Moderately High	7.64%	3	₹178.12
DSP Ultra Short Fund	Debt	Moderately Low	8.02%	3	₹3,780.01
DSP Natural Resources & New Energy Fund	Equity	Very High	-8.83%	0	₹1,315.70
DSP Large & Mid Cap Fund	Equity	Very High	-2.32%	4	₹15,663.38
DSP Short Term Fund	Debt	Moderately Low	9.26%	3	₹4,039.94
DSP Midcap Fund	Equity	Very High	-1.98%	1	₹19,559.23
DSP Strategic Bond Fund	Debt	Moderately Low	8.22%	2	₹1,541.59
DSP ELSS Tax Saver Fund	Equity	Very High	-1.05%	4	₹17,427.57
DSP Large Cap Fund	Equity	Very High	1.51%	5	₹6,323.27
DSP Savings Fund	Debt	Moderate	7.77%	2	₹5,629.48
DSP US Flexible Equity Fund of Fund	Other	Very High	19.74%	0	₹935.23
DSP Global Clean Energy Fund of Fund	Other	Very High	9.54%	0	₹88.38
DSP World Gold Fund of Fund	Other	Very High	49.6%	0	₹1,201.56
DSP World Mining Fund of Fund	Other	Very High	9.6%	0	₹129.77
DSP Banking & Psu Debt Fund	Debt	Moderately Low	9.04%	2	₹4,304.31
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	6.79%	3	₹3,453.72
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	8.88%	0	₹1,349.74
DSP 10Y G-Sec	Debt	Moderate	9.35%	0	₹57.42
DSP Low Duration Fund	Debt	Moderately Low	8.16%	3	₹5,824.75
DSP Equity Savings Fund	Hybrid	Moderately High	6.97%	5	₹3,191.95
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	-3.64%	4	₹2,226.58
DSP Arbitrage Fund	Hybrid	Low	7.47%	3	₹6,433.70
DSP Corporate Bond Fund	Debt	Moderate	8.84%	2	₹2,717.38
DSP Healthcare Fund	Equity	Very High	6.76%	4	₹3,056.90
DSP Overnight Fund	Debt	Low	6.29%	3	₹1,776.97
DSP Nifty 50 Index Fund	Other	Very High	-0.7%	3	₹809.64
DSP Nifty Next 50 Index Fund	Other	Very High	-10.52%	1	₹1,057.35
DSP Quant Fund	Equity	Very High	-2.34%	0	₹938.64
DSP Value Fund	Equity	Very High	3.92%	4	₹1,041.67
DSP Floater Fund	Debt	Moderately Low	9.26%	2	₹557.77
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	8.33%	0	₹51.83
DSP Global Innovation Fund of Fund	Other	Very High	23.94%	0	₹1,017.68
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.17%	0	₹2,130.29
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.22%	0	₹463.53
DSP FMP - Series 267 - 1246Days	Debt	Moderate	7.82%	0	₹693.63
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	7.81%	0	₹127.96
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	9.97%	0	₹403.12
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	8.93%	0	₹86.25
DSP FMP - Series 270 - 1144Days	Debt	Moderate	7.8%	0	₹188.35
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Multi Asset Allocation Fund	Hybrid	Very High	11.29%	0	₹3,377.03
DSP Gold ETF Fund of Fund	Other	High	38.38%	2	₹98.90
DSP Banking & Financial Services Fund	Equity	Very High	15.67%	0	₹1,353.88
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-7.98%	0	₹280.69
DSP Multicap Fund	Equity	Very High	-1.96%	0	₹2,388.03
DSP US Treasury Fund of Fund	Other	Very High	7.8%	0	₹60.33
DSP Nifty Bank Index Fund	Other	Very High	8.41%	0	₹53.64
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,745.84
DSP Business Cycle Fund	Equity	Very High	0%	0	₹1,147.64
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹10.91
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹24.39
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹93.78
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹0.00
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹6.96
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹8.31
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹0.00

News

DSP Mutual Fund announces change in fund manager under its schemes

DSP Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 August 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
DSP India T.I.G.E.R. Fund	Mr. Charanjit Singh	Mr. Rohit Singhania
DSP Business Cycle Fund	Mr. Charanjit Singh	Mr. Vinit Sambre

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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 28 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
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DSP Mutual Fund announces change in fund manager under its schemes

DSP Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	Fund Manager(s) from Effective Date
DSP Small Cap Fund	Mr. Vinit Sambre Mr. Resham Jain	Mr. Vinit Sambre
DSP Banking & Financial Services Fund	Mr. Dhaval Gada	Mr. Rohit Singhania
DSP Strategic Bond Fund	Mr. Sandeep Yadav Mr. Shantanu Godambe	Mr. Sandeep Yadav Mr. Shantanu Godambe Mr. Kunal Khudania

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹4039.94

DSP Short Term Fund - Direct (IDCW-M) is an Short Duration Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Karan Mundhara. With assets under management (AUM) worth ₹4,039.94 (Cr), as of 4 August 2025, DSP Short Term Fund - Direct (IDCW-M) is categorized as a Short Duration Fund within its segment. The fund has generated a return of 7.88% since its launch.
The current NAV of DSP Short Term Fund - Direct (IDCW-M) is ₹11.72, as on 4 August 2025. The fund's benchmark index is CRISIL Short Duration Fund A-II Index. You can invest in DSP Short Term Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.81% and 6.23% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.40% in Debt and 1.60% in cash and cash equivalents.

FAQs

How to Invest in DSP Short Term Fund - Direct (IDCW-M) Direct Growth?

DSP Short Term Fund - Direct (IDCW-M) is a popular fund in the Short Duration Fund segment. The fund has generated a return of 7.88% since inception. Looking to invest in DSP Short Term Fund - Direct (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Short Term Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Short Term Fund - Direct (IDCW-M)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Short Term Fund - Direct (IDCW-M) today and reap the benefits of this Short Duration Fund fund!

How much returns has DSP Short Term Fund - Direct (IDCW-M) Direct Growth generated?

In the short term, i.e., 1 year, DSP Short Term Fund - Direct (IDCW-M) has generated annualised return of 9.23%. In the long-term, the fund has generated 7.81% and 6.23% in 3 and 5 years respectively. Since its inception, the fund has generated 7.88% returns.

What is the expense ratio of DSP Short Term Fund - Direct (IDCW-M) Direct Growth?

The expense ratio of DSP Short Term Fund - Direct (IDCW-M) Direct Growth is 0.35%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Short Term Fund - Direct (IDCW-M) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Short Term Fund - Direct (IDCW-M) is ₹4,039.94 (Cr) as of 2025-08-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Short Term Fund - Direct (IDCW-M) Direct Growth?

Redeeming or selling units of DSP Short Term Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Short Term Fund - Direct (IDCW-M):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Short Term Fund - Direct (IDCW-M)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).