Franklin India Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation or Balanced Advantage

Invest Now

NAV
13.57(0.10%)
Fund Size (CR)
₹2,849.51
Expense Ratio
1.94
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
11.54%

Absolute Return: -0.62%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajasa Kakulavarapu

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	9 February 2026	10004.39	0.04%	-	-0.37%	13/147
1 Month	16 January 2026	10079.53	0.80%	-	0.20%	27/147
3 Month	14 November 2025	9955.94	-0.44%	-	-0.60%	92/147
6 Month	14 August 2025	10205.95	2.06%	-	2.71%	105/147
1 Year	14 February 2025	10843.07	8.43%	8.43%	10.01%	108/145
3 Year	16 February 2023	14392.96	43.93%	12.89%	12.43%	47/117
5 Year	-	-	-	-	-	-/-
Since Inception	6 September 2022	14574.60	45.75%	11.54%	10.21%	45/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	129392.24	7.83%	7.83%
3 Year	1 March 2023	3,60,000	419912.30	16.64%	5.27%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.83%

Standard Deviation

0.50%

Beta

1.03%

Sharpe Ratio

0.01%

Treynor's Ratio

3.42%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.62%	2030000	188.64	Equity	Banks
ICICI Bank	4.53%	953000	129.13	Equity	Banks
Bharti Airtel	4.52%	654200	128.79	Equity	Telecom-Service
Reliance Industr	3.38%	691000	96.42	Equity	Refineries
Larsen & Toubro	3.22%	233250	91.72	Equity	Infrastructure Developers & Operators
SBI	2.74%	724250	78.01	Equity	Banks
HCL Technologies	2.47%	415000	70.37	Equity	IT - Software
Axis Bank	2.36%	490000	67.15	Equity	Banks
Infosys	2.26%	392125	64.35	Equity	IT - Software
UltraTech Cem.	2.05%	46000	58.39	Equity	Cement

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4672.21	1.22%	0.43%	5.39%	16.73%	15.30%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4672.21	1.22%	0.43%	5.39%	16.73%	15.30%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8899.24	0.72%	1.58%	4.95%	14.68%	14.52%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	8899.24	0.72%	1.57%	4.95%	14.67%	14.52%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	70343.40	0.44%	1.48%	5.76%	14.51%	14.22%

List of Schemes under Franklin Templeton Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Franklin Asian Equity Fund	Equity	Very High	37.73%	0	₹371.57
Franklin Build India Fund	Equity	Very High	23.81%	5	₹3,002.96
Franklin India Large Cap Fund	Equity	Very High	13.77%	4	₹7,703.55
Franklin India Large & Mid Cap Fund	Equity	Very High	14.74%	3	₹3,518.13
Franklin India Focused Equity Fund	Equity	Very High	11.41%	4	₹12,255.43
Franklin India NSE Nifty 50 Index Fund	Other	Very High	12.95%	3	₹765.90
Franklin India Opportunities Fund	Equity	Very High	17.3%	0	₹8,271.28
Franklin India Mid Cap Fund	Equity	Very High	16.02%	3	₹12,223.43
Franklin India Flexi Cap Fund	Equity	Very High	12.82%	4	₹19,528.04
Franklin India Small Cap Fund	Equity	Very High	9.52%	4	₹12,763.51
Franklin India ELSS Tax Saver Fund	Equity	Very High	11.13%	4	₹6,440.15
Franklin India Technology Fund	Equity	Very High	-7.11%	0	₹1,937.75
Franklin India Aggressive Hybrid Fund	Hybrid	Very High	10.44%	4	₹2,340.81
Franklin India Dynamic Asset Allocation Active Fund of Funds	Other	Moderately High	10.15%	5	₹1,276.57
Franklin U.S. Opportunities Equity Active Fund of Funds	Other	Very High	1.29%	0	₹4,572.95
Franklin India Conservative Hybrid Fund	Hybrid	Moderately High	8.23%	3	₹222.88
Franklin India Savings Fund	Debt	Moderately Low	7.46%	4	₹3,898.47
Franklin India Floating Rate Fund	Debt	Moderately Low	8.56%	3	₹286.29
Franklin India Dividend Yield Fund	Equity	Very High	10.25%	0	₹2,416.87
Templeton India Value Fund	Equity	Very High	13.74%	4	₹2,265.32
Franklin India G-Sec Fund	Debt	Moderate	5.47%	4	₹184.15
Franklin India Corporate Debt Fund	Debt	Moderately Low	9.63%	5	₹1,323.42
Franklin India Retirement Fund	Solution Oriented	Moderately High	8.13%	0	₹509.23
Franklin India Liquid Fund	Debt	Moderately Low	6.5%	4	₹3,927.24
Franklin India Banking & PSU Debt Fund	Debt	Moderately Low	8.12%	4	₹480.62
Franklin India Income Plus Arbitrage Active Fund of Funds	Other	Moderate	13.08%	0	₹114.22
Franklin India Equity Savings Fund	Hybrid	Moderate	7.56%	3	₹673.06
Franklin India Overnight Fund	Debt	Low	5.66%	2	₹806.74
Franklin India Balanced Advantage Fund	Hybrid	Very High	10.04%	4	₹2,849.51
Franklin India Multi Cap Fund	Equity	Very High	19.22%	0	₹4,870.74
Franklin India Ultra Short Duration Fund	Debt	Moderate	7.37%	0	₹284.28
Franklin India Medium to Long Duration Fund	Debt	Moderate	6.76%	0	₹49.14
Franklin India Arbitrage Fund	Hybrid	Low	7.09%	0	₹730.56
Franklin India Long Duration Fund	Debt	Moderate	5.15%	0	₹13.57
Franklin India Low Duration Fund	Debt	Moderate	0%	0	₹370.37
Franklin India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹2,623.81
Franklin India Multi-Factor Fund	Equity	Very High	0%	0	₹487.62

News

Franklin Templeton Mutual Fund announces change in fund manager under its scheme
Franklin Templeton Mutual Fund has announced change in fund manager under the following scheme, With effect from 12 January 2026.
Change in Fund Manager:

Scheme Name Existing Fund Manager(s) New Fund Manager (s)

Franklin India Multi Factor Fund ' Arihant Jain ' Arihant Jain
' Mukesh Jain

Powered by Capital Market - Live News

Scheme Name	Existing Fund Manager(s)	New Fund Manager (s)
Franklin India Multi Factor Fund	' Arihant Jain	' Arihant Jain ' Mukesh Jain

Franklin India MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Franklin India Mutual Fund has announced 19 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Franklin India Equity Savings Fund:
Regular Plan ' Monthly IDCW: 0.040
Direct Plan ' Monthly IDCW: 0.060
Templeton India Value Fund:
Regular Plan ' IDCW: 8.500
Direct Plan ' IDCW: 10.000
Franklin India Retirement Plan:
Regular Plan ' IDCW: 1.400
Direct Plan ' IDCW: 1.650
Franklin Build India Fund:
Regular Plan ' IDCW: 4.000
Direct Plan ' IDCW: 4.850
Powered by Capital Market - Live News

Franklin Templeton Mutual Fund announces change in Key Personnel
Franklin Templeton Mutual Fund has announced the Ms. Dheera Bhadani have been appointed as an interim Chief Human Resources Officer (CHRO) of Franklin Templeton Asset Management (India) Pvt. Ltd. (FTAMIL) effective November 1, 2025.
Details of Mr. Dheera Bhadani
Age: 33 years
Designation: Senior Manager HR
Qualification: M.A. (HRM & LR) from TISS
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

16 August 2022

Total AUM (Cr)

₹2849.51

Franklin India Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Franklin Templeton Mutual Fund. Launched in 16 August 2022, this fund is managed by Rajasa Kakulavarapu. With assets under management (AUM) worth ₹2,849.51 (Cr), as of 17 February 2026, Franklin India Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.54% since its launch.
The current NAV of Franklin India Balanced Advantage Fund (IDCW) is ₹13.57, as on 17 February 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Franklin India Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.89% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.95% in Equity, 32.38% in Debt and 1.67% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 31.87% in Debt, 15.73% in Banks, 4.66% in Telecom-Services, 4.53% in IT-Software, 3.66% in Petroleum Products