Franklin India Retirement Fund - Direct (G)
Retirement FundNAV
242.74(0.32%)Fund Size (CR)
₹492.2Expense Ratio
1.46Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1,000Exit Load
3%Return Since Launch
9.81%
Basic Details
Scheme Manager
Rajasa Kakulavarapu
Bench Mark
40% Nifty 500+60% Crisil Composite Bond Fund Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 25, 2026 | 10030.78 | 0.31% | - | 0.66% | 91/106 |
| 1 Month | June 3, 2026 | 10259.94 | 2.60% | - | 3.62% | 83/106 |
| 3 Month | April 2, 2026 | 10453.66 | 4.54% | - | 8.92% | 91/106 |
| 6 Month | January 2, 2026 | 9885.59 | -1.14% | - | 0.30% | 69/106 |
| 1 Year | July 3, 2025 | 10036.72 | 0.37% | 0.37% | 2.38% | 75/106 |
| 3 Year | July 3, 2023 | 12997.57 | 29.98% | 9.12% | 11.25% | 56/94 |
| 5 Year | July 2, 2021 | 14732.84 | 47.33% | 8.05% | 10.01% | 55/90 |
| Since Inception | January 1, 2013 | 35406.65 | 254.07% | 9.81% | 10.74% | 54/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | August 1, 2025 | 1,20,000 | 121529.36 | 1.27% | 1.27% |
| 3 Year | August 1, 2023 | 3,60,000 | 390441.54 | 8.46% | 2.74% |
| 5 Year | August 2, 2021 | 6,00,000 | 727637.90 | 21.27% | 3.93% |
| 10 Year | August 1, 2016 | 12,00,000 | 1845501.71 | 53.79% | 4.40% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
1.74%
Standard Deviation
0.41%
Beta
0.56%
Sharpe Ratio
-0.05%
Treynor's Ratio
2.97%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 2.84% | 180000 | 13.99 | Equity | Banks |
| ICICI Bank | 2.21% | 82000 | 10.89 | Equity | Banks |
| SBI | 2.07% | 100000 | 10.21 | Equity | Banks |
| Axis Bank | 1.86% | 67000 | 9.17 | Equity | Banks |
| Reliance Industr | 1.86% | 70000 | 9.15 | Equity | Refineries |
| Larsen & Toubro | 1.73% | 20500 | 8.55 | Equity | Infrastructure Developers & Operators |
| Bharti Airtel | 1.49% | 40000 | 7.36 | Equity | Telecom-Service |
| Infosys | 1.30% | 56604 | 6.42 | Equity | IT - Software |
| M & M | 1.21% | 19000 | 5.96 | Equity | Automobile |
| Eternal | 1.02% | 200000 | 5.04 | Equity | E-Commerce/App based Aggregator |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Franklin India Retirement Fund - Direct (G) | 492.20 | 2.60% | 4.54% | -1.14% | 0.37% | 9.12% | |
| Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW) | 444.49 | 5.75% | 19.81% | 7.20% | 12.75% | 17.85% | |
| Aditya Birla SL Retirement-The 30s Plan-Dir (G) | 444.49 | 5.75% | 19.81% | 7.20% | 12.74% | 17.85% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) | 1192.06 | 3.46% | 12.13% | 2.58% | 8.08% | 21.03% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (G) | 1192.06 | 3.46% | 12.09% | 2.58% | 8.05% | 21.01% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1923.76 | 3.71% | 12.78% | 2.54% | 6.68% | 23.67% |
List of Schemes under Franklin Templeton Mutual Fund
News
Franklin Templeton MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Franklin Templeton Mutual Fund has announced 03 July 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:Franklin U.S. Opportunities Equity Active Fund of Funds ' Regular - IDCW Option: 2.500
Franklin U.S. Opportunities Equity Active Fund of Funds ' Direct ' IDCW Option: 4.00
Franklin India Income Plus Arbitrage Active Fund of Funds ' Regular - IDCW Option: 1.700
Franklin India Income Plus Arbitrage Active Fund of Funds ' Direct ' IDCW Option: 2.100
Powered by Capital Market - Live News
Franklin Templeton MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Franklin Templeton Mutual Fund has announced 19 June 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:Franklin India Conservative Hybrid Fund ' Monthly IDCW Option: 0.065
Franklin India Conservative Hybrid Fund ' Direct ' Monthly IDCW Option: 0.085
Franklin India Equity Savings Fund ' Monthly IDCW Option: 0.065
Franklin India Equity Savings Fund ' Direct ' Monthly IDCW Option: 0.085
Franklin India Aggressive Hybrid Fund ' Monthly IDCW Option: 0.170
Franklin India Aggressive Hybrid Fund ' Direct ' Monthly IDCW Option: 0.220
Powered by Capital Market - Live News
Franklin Templeton MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Franklin Templeton Mutual Fund has announced 17 April 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:Franklin India Conservative Hybrid Fund ' Monthly IDCW Option: 0.070
Franklin India Conservative Hybrid Fund ' Direct ' Monthly IDCW Option: 0.090
Franklin India Equity Savings Fund ' Monthly IDCW Option: 0.070
Franklin India Equity Savings Fund ' Direct ' Monthly IDCW Option: 0.090
Franklin India Dynamic Asset Allocation Active Fund of Funds ' Monthly IDCW Option: 0.820
Franklin India Dynamic Asset Allocation Active Fund of Funds ' Direct ' Monthly IDCW Option: 1.045
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹493.04
Franklin India Retirement Fund - Direct (G) is an Retirement Fund-oriented fund from the renowned AMC, Franklin Templeton Mutual Fund. Launched in January 1, 2013, this fund is managed by Rajasa Kakulavarapu. With assets under management (AUM) worth ₹493.04 (Cr), as of July 6, 2026, Franklin India Retirement Fund - Direct (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 9.81% since its launch.
The current NAV of Franklin India Retirement Fund - Direct (G) is ₹242.74, as on July 6, 2026. The fund's benchmark index is 40% Nifty 500+60% Crisil Composite Bond Fund Index. You can invest in Franklin India Retirement Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.12% and 8.05% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 33.05% in Equity, 65.31% in Debt and 1.64% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 64.28% in Debt, 7.98% in Banks, 2.86% in Cash & Others, 2.60% in IT-Software, 1.94% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors