HDFC Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation or Balanced Advantage

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NAV
38.40(0.27%)
Fund Size (CR)
₹1,06,820.61
Expense Ratio
1.35
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1%
Return Since Launch
16.59%

Absolute Return: -2.01%

Annualized Return: 0%

Basic Details

Scheme Manager

Gopal Agrawal

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	17 February 2026	9929.21	-0.71%	-	-0.74%	70/147
1 Month	23 January 2026	10198.53	1.99%	-	1.67%	52/147
3 Month	24 November 2025	9958.00	-0.42%	-	-0.84%	75/147
6 Month	22 August 2025	10283.28	2.83%	-	1.33%	51/147
1 Year	24 February 2025	11172.42	11.72%	11.72%	9.99%	47/145
3 Year	24 February 2023	16500.73	65.01%	18.15%	12.70%	4/117
5 Year	24 February 2021	21695.07	116.95%	16.74%	10.25%	4/91
Since Inception	11 September 2000	498376.50	4883.77%	16.59%	9.80%	6/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	1561776.94	1201.48%	1201.48%
3 Year	1 March 2023	3,60,000	4931918.13	1269.98%	139.28%
5 Year	1 March 2021	6,00,000	9109752.43	1418.29%	72.29%
10 Year	1 March 2016	12,00,000	20071609.69	1572.63%	32.54%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.49%

Standard Deviation

0.66%

Beta

1.32%

Sharpe Ratio

0.03%

Treynor's Ratio

7.25%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.48%	51490502	4784.75	Equity	Banks
ICICI Bank	4.09%	32244463	4369.12	Equity	Banks
Reliance Industr	3.67%	28071742	3917.13	Equity	Refineries
SBI	3.53%	35000000	3770.03	Equity	Banks
Bharti Airtel	2.80%	15172037	2986.92	Equity	Telecom-Service
Axis Bank	2.54%	19825582	2716.90	Equity	Banks
Infosys	2.50%	16266004	2669.25	Equity	IT - Software
Larsen & Toubro	2.42%	6579083	2587.09	Equity	Infrastructure Developers & Operators
NTPC	2.12%	63500000	2260.60	Equity	Power Generation & Distribution
Coal India	1.93%	46700000	2058.30	Equity	Mining & Mineral products

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4672.21	3.53%	0.55%	4.32%	16.90%	16.04%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4672.21	3.53%	0.55%	4.32%	16.90%	16.04%
Bank of India Balanced Advantage Fund - Direct (G)	143.75	2.08%	1.01%	5.19%	14.52%	13.03%
Bank of India Balanced Advantage Fund - Direct (IDCW)	143.75	2.07%	1.00%	5.17%	14.46%	12.95%
Mirae Asset Balanced Advantage Fund - Dir (G)	2007.15	2.35%	1.41%	4.30%	14.36%	14.81%

List of Schemes under HDFC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HDFC Small Cap Fund	Equity	Very High	13.84%	4	₹36,940.54
HDFC Large and Mid Cap Fund	Equity	Very High	16.04%	4	₹28,239.50
HDFC Income Plus Arbitrage Active FOF	Other	High	7.02%	0	₹2,266.97
HDFC Arbitrage Fund	Hybrid	Low	6.9%	0	₹24,502.54
HDFC Value Fund	Equity	Very High	19.02%	2	₹7,486.92
HDFC Children's Fund	Solution Oriented	Very High	8.91%	4	₹10,361.36
HDFC Overnight Fund	Debt	Low	5.55%	2	₹12,527.27
HDFC Money Market Fund	Debt	Moderate	7.3%	3	₹33,209.59
HDFC Low Duration Fund	Debt	Moderate	7.53%	3	₹25,365.59
HDFC Focused Fund	Equity	Very High	17.79%	5	₹26,332.20
HDFC Flexi Cap Fund	Equity	Very High	17.5%	5	₹97,451.56
HDFC Floating Rate Debt Fund	Debt	Moderate	7.77%	4	₹16,731.16
HDFC Gilt Fund	Debt	Moderate	5.17%	4	₹2,725.95
HDFC Gold ETF Fund of Fund	Other	Very High	80.69%	3	₹11,457.67
HDFC Balanced Advantage Fund	Hybrid	Very High	12.38%	5	₹1,06,820.61
HDFC Medium Term Debt Fund	Debt	Moderately High	8.13%	3	₹3,857.08
HDFC Dynamic Debt Fund	Debt	Moderate	5.18%	3	₹632.60
HDFC Income Fund	Debt	Moderate	5.72%	3	₹858.18
HDFC Nifty 50 Index Fund	Other	Very High	13.72%	3	₹22,260.25
HDFC BSE Sensex Index Fund	Other	Very High	11.42%	2	₹8,900.41
HDFC Infrastructure Fund	Equity	Very High	18.78%	4	₹2,366.20
HDFC Liquid Fund	Debt	Moderately Low	6.42%	3	₹72,501.64
HDFC Corporate Bond Fund	Debt	Moderate	6.98%	4	₹33,206.99
HDFC Hybrid Debt Fund	Hybrid	Moderately High	7.66%	4	₹3,331.82
HDFC Mid Cap Fund	Equity	Very High	22.01%	5	₹92,186.87
HDFC Equity Savings Fund	Hybrid	Moderately High	10.31%	3	₹5,837.48
HDFC Multi-Asset Allocation Fund	Hybrid	Very High	18.04%	3	₹5,713.61
HDFC Hybrid Equity Fund	Hybrid	Very High	10.63%	3	₹23,821.28
HDFC Short Term Debt Fund	Debt	Moderate	7.72%	5	₹17,289.31
HDFC Tax Saver Fund	Equity	Very High	15.12%	5	₹16,749.21
HDFC Large Cap Fund	Equity	Very High	13.36%	5	₹39,620.90
HDFC Credit Risk Debt Fund	Debt	Moderately High	8.52%	3	₹6,901.93
HDFC Banking and PSU Debt Fund	Debt	Moderately Low	7.35%	4	₹5,619.99
HDFC Arbitrage Fund	Hybrid	Low	6.9%	3	₹24,502.54
HDFC Retirement Savings Fund - Equity	Solution Oriented	Very High	12.42%	5	₹6,941.17
HDFC Retirement Savings Fund-Hybrid Equity	Solution Oriented	Very High	10.92%	4	₹1,702.59
HDFC Retirement Savings Fund-Hybrid Debt	Solution Oriented	Moderately High	7.9%	3	₹160.56
HDFC Housing Opportunities Fund	Equity	Very High	18.18%	0	₹1,247.54
HDFC Ultra Short Term Fund	Debt	Moderate	6.98%	2	₹17,632.48
HDFC Dividend Yield Fund	Equity	Very High	12.77%	0	₹5,862.99
HDFC Multi-Asset Active FOF	Other	High	17.86%	4	₹5,740.91
HDFC Banking & Financial Services Fund	Equity	Very High	28.62%	4	₹4,485.99
HDFC NIFTY50 Equal Weight Index Fund	Other	Very High	18%	4	₹1,637.94
HDFC Developed World Overseas Equity Passive FOF	Other	Very High	23.06%	0	₹1,537.94
HDFC NIFTY Next 50 Index Fund	Other	Very High	17.34%	1	₹2,143.99
HDFC Multi Cap Fund	Equity	Very High	14.26%	4	₹19,182.58
HDFC Nifty 100 Index Fund	Other	Very High	14.24%	2	₹396.78
HDFC Nifty 100 Equal Weight Index Fund	Other	Very High	17.78%	4	₹421.36
HDFC Silver ETF Fund of Fund	Other	Very High	166.11%	0	₹5,811.22
HDFC Business Cycle Fund	Equity	Very High	10.59%	0	₹2,678.20
HDFC Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	7.17%	0	₹1,156.81
HDFC Nifty G-Sec July 2031 Index Fund	Other	Moderately High	7.97%	0	₹665.77
HDFC Nifty G-Sec Jun 2027 Index Fund	Other	Moderately High	7.68%	0	₹746.00
HDFC Nifty G-Sec Sep 2032 Index Fund	Other	Moderately High	7.66%	0	₹642.10
HDFC Long Duration Debt Fund	Debt	Moderately High	2.92%	0	₹3,842.50
HDFC Nifty SDL Oct 2026 Index Fund	Other	Moderate	7.17%	0	₹184.88
HDFC MNC Fund	Equity	Very High	15.39%	0	₹551.21
HDFC Nifty G-Sec Jun 2036 Index Fund	Other	High	7.24%	0	₹959.80
HDFC Nifty G-Sec Apr 2029 Index Fund	Other	Moderately High	8.37%	0	₹172.51
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 IF	Other	Moderate	7.65%	0	₹48.41
HDFC NIFTY Midcap 150 Index Fund	Other	Very High	18.16%	0	₹482.82
HDFC NIFTY Smallcap 250 Index Fund	Other	Very High	9.97%	0	₹545.71
HDFC BSE 500 Index Fund	Other	Very High	14.27%	0	₹254.59
HDFC Defence Fund	Equity	Very High	44.42%	0	₹7,793.88
HDFC Non-Cyclical Consumer Fund	Equity	Very High	8.55%	0	₹1,009.59
HDFC Transportation and Logistics Fund	Equity	Very High	32.2%	0	₹1,693.29
HDFC Technology Fund	Equity	Very High	-13.51%	0	₹1,589.85
HDFC Pharma and Healthcare Fund	Equity	Very High	18.08%	0	₹1,875.89
HDFC NIFTY200 Momentum 30 Index Fund	Other	Very High	13.14%	0	₹625.37
HDFC NIFTY Realty Index Fund	Other	Very High	-4.7%	0	₹105.09
HDFC Manufacturing Fund	Equity	Very High	20.62%	0	₹10,338.03
HDFC NIFTY100 Low Volatility 30 Index Fund	Other	Very High	12.58%	0	₹279.99
HDFC Nifty500 Multicap 50:25:25 Index Fund	Other	Very High	14.23%	0	₹420.47
HDFC Nifty LargeMidcap 250 Index Fund	Other	Very High	16.34%	0	₹417.06
HDFC Nifty India Digital Index Fund	Other	Very High	-6.25%	0	₹161.50
HDFC Nifty 100 Quality 30 Index Fund	Other	Very High	8.39%	0	₹160.51
HDFC Nifty Top 20 Equal Weight Index Fund	Other	Very High	0%	0	₹84.19
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹1,521.70
HDFC Innovation Fund	Equity	Very High	0%	0	₹2,597.76
HDFC Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹2,043.03
HDFC BSE India Sector Leaders Index Fund	Other	Very High	0%	0	₹209.50

News

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
HDFC Mutual Fund has announced 26 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Dividend Yield Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.50 each.
HDFC ELSS Tax Saver ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 7.00 each.
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 25 February 2026 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
HDFC Mutual Fund has announced 19 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Large and Mid Cap Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 2.50 each.
HDFC Multi-Asset Allocation Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.00 each.
HDFC Mid Cap Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 5.00 each.
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Fund House Details & Investment Objective

Date of Incorporation

20 July 2000

Total AUM (Cr)

₹106820.61

HDFC Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 20 July 2000, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹1,06,820.61 (Cr), as of 25 February 2026, HDFC Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 16.59% since its launch.
The current NAV of HDFC Balanced Advantage Fund (IDCW) is ₹38.4, as on 25 February 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in HDFC Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 18.15% and 16.74% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 69.49% in Equity, 29.86% in Debt and 0.68% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.55% in Debt, 18.72% in Banks, 5.96% in IT-Software, 5.68% in Petroleum Products, 4.15% in Pharmaceuticals & Biotech