NAV
16.96(-0.36%)Fund Size (CR)
₹4,488.88Expense Ratio
0.8Scheme Type
Active FundValue Research
-
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹100Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
15.37%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Anand Laddha
Bench Mark
Nifty Financial Services TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 22 January 2026 | 10126.10 | 1.26% | - | 0.22% | 229/964 |
| 1 Month | 29 December 2025 | 10071.57 | 0.72% | - | -2.45% | 150/964 |
| 3 Month | 29 October 2025 | 10197.12 | 1.97% | - | -3.94% | 99/936 |
| 6 Month | 29 July 2025 | 10691.61 | 6.92% | - | 0.06% | 113/904 |
| 1 Year | 29 January 2025 | 12266.34 | 22.66% | 22.66% | 8.23% | 63/824 |
| 3 Year | 27 January 2023 | 17107.63 | 71.08% | 19.54% | 19.47% | 231/506 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 30 June 2021 | 19264.90 | 92.65% | 15.37% | 10.89% | 326/964 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,20,000 | 146975.74 | 22.48% | 22.48% |
| 3 Year | 1 February 2023 | 3,60,000 | 480468.91 | 33.46% | 10.10% |
| 5 Year | 1 July 2021 | 5,50,000 | 827478.03 | 50.45% | 8.51% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
3.57%
Standard Deviation
0.95%
Beta
0.91%
Sharpe Ratio
0.05%
Treynor's Ratio
3.17%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 20.09% | 9100000 | 901.99 | Equity | Banks |
| ICICI Bank | 15.56% | 5200000 | 698.31 | Equity | Banks |
| Kotak Mah. Bank | 8.27% | 1687121 | 371.35 | Equity | Banks |
| Axis Bank | 8.02% | 2837000 | 360.13 | Equity | Banks |
| SBI | 6.13% | 2800000 | 275.02 | Equity | Banks |
| Shriram Finance | 3.96% | 1784112 | 177.73 | Equity | Finance |
| Bajaj Finance | 3.79% | 1725000 | 170.22 | Equity | Finance |
| AU Small Finance | 3.62% | 1635541 | 162.65 | Equity | Banks |
| SBI Life Insuran | 3.13% | 690000 | 140.41 | Equity | Insurance |
| Can Fin Homes | 2.40% | 1158433 | 107.74 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Banking & Financial Services Fund-Dir (IDCW) | 4488.88 | 0.72% | 1.97% | 6.92% | 22.66% | 19.54% | |
| Franklin Asian Equity Fund - Direct (G) | 314.58 | 9.89% | 10.42% | 23.33% | 38.82% | 13.58% | |
| Franklin Asian Equity Fund - Direct (IDCW) | 314.58 | 9.89% | 10.41% | 23.32% | 38.80% | 13.57% | |
| Aditya Birla SL International Equity Fund - Direct (G) | 275.88 | 4.96% | 7.43% | 17.55% | 35.49% | 17.51% | |
| Aditya Birla SL International Equity Fund - Direct (IDCW) | 275.88 | 4.96% | 7.43% | 17.55% | 35.49% | 17.51% | |
| DSP Natural Resources & New Energy - Direct (IDCW) | 1572.72 | 8.54% | 11.46% | 20.08% | 34.19% | 20.19% |
List of Schemes under HDFC Mutual Fund
News
HDFC Mutual Fund hereby announces a change in Key Personnel. The details of the change are as under:
HDFC Mutual Fund has announced the appointment of Mr. Amit Ganatra as Senior Member ' Investment (Equity) of HDFC Asset Management Company Limited ('HDFC AMC') with effect from January 28, 2026. He has been designated as a Key Personnel of HDFC AMC.Details of Mr. Amit Ganatra
Age: 45 years
Designation: Senior Fund Manager ' Equities
Qualification: ' Chartered Accountant (ICAI), ' CFA (CFA Institute, USA) ' M.Com
Powered by Capital Market - Live News
HDFC Mutual Fund announces change in fund manager under its schemes
HDFC Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 February 2026.Change in Fund Manager:
Scheme Name Existing Fund Manager New Fund Manager HDFC Flexi Cap Fund* Mr. Chirag Setalvad Mr. Amit Ganatra HDFC Focused Fund* Mr. Gopal Agrawal Mr. Amit Ganatra *Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.
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HDFC Non-Cyclical Consumer Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, with effect from 11 March 2026.Changes in Scheme Name:
Existing Scheme Name Revised Scheme Name HDFC Non-Cyclical Consumer Fund HDFC Consumption Fund Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
11 June 2021
Total AUM (Cr)
₹4488.88
HDFC Banking & Financial Services Fund-Dir (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 11 June 2021, this fund is managed by Anand Laddha. With assets under management (AUM) worth ₹4,488.88 (Cr), as of 30 January 2026, HDFC Banking & Financial Services Fund-Dir (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 15.37% since its launch.
The current NAV of HDFC Banking & Financial Services Fund-Dir (IDCW) is ₹16.96, as on 30 January 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in HDFC Banking & Financial Services Fund-Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 19.54% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.34% in Equity, 0.77% in Debt and -0.11% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 67.14% in Banks, 17.84% in Finance, 9.52% in Insurance, 2.92% in Debt, 2.74% in Capital Markets