Mutual Funds
AMC
HDFC ELSS Tax Saver Fund (IDCW)

HDFC ELSS Tax Saver Fund (IDCW)

ELSS

Invest Now

NAV
77.86(0.91%)
Fund Size (CR)
₹16,644.54
Expense Ratio
1.7
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
23.02%

Absolute Return: 3.78%

Annualized Return: 0%

Basic Details

Scheme Manager

Roshi Jain

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 October 2025	10098.56	0.99%	-	0.87%	81/217
1 Month	15 September 2025	10116.04	1.16%	-	0.26%	19/217
3 Month	15 July 2025	10183.87	1.84%	-	-0.47%	16/217
6 Month	15 April 2025	11030.07	10.30%	-	10.95%	108/217
1 Year	15 October 2024	10427.48	4.27%	4.27%	-2.17%	7/213
3 Year	14 October 2022	18590.03	85.90%	22.91%	18.38%	16/207
5 Year	15 October 2020	31667.61	216.68%	25.91%	22.66%	41/203
Since Inception	31 March 1996	4566542.00	45565.42%	23.02%	15.49%	2/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	4 November 2024	1,20,000	7363524.17	6036.27%	6036.27%
3 Year	1 November 2022	3,60,000	24459380.60	6694.27%	308.05%
5 Year	2 November 2020	6,00,000	45478373.94	7479.73%	137.65%
10 Year	2 November 2015	12,00,000	96319032.25	7926.59%	55.04%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.32%

Standard Deviation

0.83%

Beta

1.25%

Sharpe Ratio

-0.01%

Treynor's Ratio

6.73%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.48%	16600000	1578.66	Equity	Banks
ICICI Bank	8.91%	11000000	1482.80	Equity	Banks
Axis Bank	8.16%	12000000	1357.92	Equity	Banks
Maruti Suzuki	5.30%	550000	881.60	Equity	Automobile
Cipla	4.88%	5400000	811.78	Equity	Pharmaceuticals
SBI Life Insuran	4.84%	4500000	805.77	Equity	Insurance
Kotak Mah. Bank	4.19%	3500000	697.45	Equity	Banks
Bharti Airtel	3.84%	3400000	638.66	Equity	Telecom-Service
SBI	3.67%	7000000	610.72	Equity	Banks
Hyundai Motor I	3.11%	2000000	516.88	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Long Term Advantage Fund - Series V -Dir (G)	382.22	0.09%	-0.38%	13.45%	11.39%	24.47%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	382.22	0.09%	-0.38%	13.45%	11.39%	24.47%
HDFC ELSS Tax Saver Fund - Direct (G)	16644.54	1.21%	2.01%	10.66%	4.92%	23.66%
HDFC ELSS Tax Saver Fund - Direct (IDCW)	16644.54	1.21%	2.00%	10.64%	4.90%	23.66%
Parag Parikh ELSS Tax Saver Fund - Direct (G)	5638.79	-0.80%	-0.05%	8.34%	3.61%	19.34%

List of Schemes under HDFC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HDFC Small Cap Fund	Equity	Very High	1.06%	3	₹35,780.59
HDFC Large and Mid Cap Fund	Equity	Very High	-2.3%	4	₹26,848.85
HDFC Income Plus Arbitrage Active FOF	Other	High	0.46%	0	₹1,192.68
HDFC Arbitrage Fund	Hybrid	Low	7.51%	0	₹21,068.10
HDFC Value Fund	Equity	Very High	0.05%	2	₹7,443.45
HDFC Children's Fund	Solution Oriented	Very High	1.2%	5	₹10,368.60
HDFC Overnight Fund	Debt	Low	6.24%	2	₹11,396.74
HDFC Money Market Fund	Debt	Moderate	8.17%	4	₹36,358.26
HDFC Low Duration Fund	Debt	Moderate	8.43%	3	₹0.00
HDFC Focused Fund	Equity	Very High	6.56%	5	₹20,868.27
HDFC Flexi Cap Fund	Equity	Very High	5.44%	5	₹79,584.54
HDFC Floating Rate Debt Fund	Debt	Moderate	8.94%	4	₹15,502.04
HDFC Gilt Fund	Debt	Moderate	8.6%	4	₹3,029.51
HDFC Gold ETF Fund of Fund	Other	Very High	37.44%	3	₹4,271.57
HDFC Balanced Advantage Fund	Hybrid	Very High	0.59%	5	₹1,02,789.77
HDFC Medium Term Debt Fund	Debt	Moderately High	9.38%	3	₹3,803.00
HDFC Dynamic Debt Fund	Debt	Moderate	8.26%	3	₹839.50
HDFC Income Fund	Debt	Moderate	8.69%	3	₹956.42
HDFC Nifty 50 Index Fund	Other	Very High	-0.75%	3	₹21,042.72
HDFC BSE Sensex Index Fund	Other	Very High	-0.56%	2	₹8,645.13
HDFC Infrastructure Fund	Equity	Very High	-4.67%	3	₹2,591.14
HDFC Liquid Fund	Debt	Moderately Low	7.11%	2	₹71,398.79
HDFC Corporate Bond Fund	Debt	Moderate	9.31%	4	₹35,778.18
HDFC Hybrid Debt Fund	Hybrid	Moderately High	4.94%	4	₹3,408.66
HDFC Mid Cap Fund	Equity	Very High	1.49%	5	₹84,061.43
HDFC Equity Savings Fund	Hybrid	Moderately High	4.01%	3	₹5,662.63
HDFC Multi-Asset Fund	Hybrid	Very High	6.84%	4	₹4,544.56
HDFC Hybrid Equity Fund	Hybrid	Very High	3.07%	3	₹24,854.06
HDFC Short Term Debt Fund	Debt	Moderate	9.33%	5	₹17,839.02
HDFC Tax Saver Fund	Equity	Very High	3.17%	5	₹16,908.00
HDFC Large Cap Fund	Equity	Very High	-2.86%	5	₹38,905.12
HDFC Credit Risk Debt Fund	Debt	Moderately High	9.28%	3	₹7,047.83
HDFC Banking and PSU Debt Fund	Debt	Moderately Low	9.17%	4	₹5,944.83
HDFC Arbitrage Fund	Hybrid	Low	7.51%	3	₹21,068.10
HDFC Retirement Savings Fund - Equity	Solution Oriented	Very High	-0.87%	5	₹6,700.97
HDFC Retirement Savings Fund-Hybrid Equity	Solution Oriented	Very High	1.19%	4	₹1,698.30
HDFC Retirement Savings Fund-Hybrid Debt	Solution Oriented	Moderately High	5.61%	3	₹162.57
HDFC Housing Opportunities Fund	Equity	Very High	-7.8%	0	₹1,361.41
HDFC Ultra Short Term Fund	Debt	Moderate	7.85%	3	₹18,072.56
HDFC Dividend Yield Fund	Equity	Very High	-5.39%	0	₹6,597.37
HDFC Multi-Asset Active FOF	Other	High	8.91%	4	₹4,304.13
HDFC Banking & Financial Services Fund	Equity	Very High	8.38%	4	₹4,289.80
HDFC NIFTY50 Equal Weight Index Fund	Other	Very High	-3.66%	4	₹1,543.77
HDFC Developed World Equity Passive FOF	Other	Very High	21.43%	0	₹1,325.55
HDFC NIFTY Next 50 Index Fund	Other	Very High	-10.68%	1	₹2,008.19
HDFC Multi Cap Fund	Equity	Very High	-3.98%	4	₹18,512.73
HDFC Nifty 100 Index Fund	Other	Very High	-2.65%	2	₹355.16
HDFC Nifty 100 Equal Weight Index Fund	Other	Very High	-6.67%	3	₹381.95
HDFC FMP 1861D March 2022	Debt	Moderate	8.75%	0	₹476.85
HDFC FMP 1876D March 2022-Sr.46	Debt	Moderate	8.76%	0	₹33.37
HDFC FMP 1158D July 2022-Sr.46	Debt	Moderate	6.92%	0	₹167.24
HDFC FMP 1406D August 2022-Sr.46	Debt	Moderate	8.03%	0	₹257.64
HDFC FMP 1359D September 2022-Sr.46	Debt	Moderately Low	7.88%	0	₹330.81
HDFC Silver ETF Fund of Fund	Other	Very High	28.16%	0	₹403.32
HDFC Business Cycle Fund	Equity	Very High	-0.01%	0	₹2,954.61
HDFC Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	8.14%	0	₹1,202.21
HDFC Nifty G-Sec July 2031 Index Fund	Other	Moderately High	10.28%	0	₹721.08
HDFC Nifty G-Sec Jun 2027 Index Fund	Other	Moderately High	8.72%	0	₹754.84
HDFC Nifty G-Sec Sep 2032 Index Fund	Other	Moderately High	10.44%	0	₹654.88
HDFC FMP 1204D December 2022-Sr.47	Debt	Moderate	7.6%	0	₹53.73
HDFC Long Duration Debt Fund	Debt	Moderately High	7.11%	0	₹5,477.08
HDFC Nifty SDL Oct 2026 Index Fund	Other	Moderate	8.17%	0	₹200.41
HDFC MNC Fund	Equity	Very High	-10.41%	0	₹596.63
HDFC FMP 2638D February 2023-Sr.47	Debt	Moderate	10.02%	0	₹161.51
HDFC Nifty G-Sec Jun 2036 Index Fund	Other	High	9.86%	0	₹884.68
HDFC Nifty G-Sec Apr 2029 Index Fund	Other	Moderately High	9.53%	0	₹170.28
HDFC FMP 1269D March 2023-Sr.47	Debt	Moderate	8.25%	0	₹79.97
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 IF	Other	Moderate	8.7%	0	₹48.82
HDFC NIFTY Midcap 150 Index Fund	Other	Very High	-2.7%	0	₹374.75
HDFC NIFTY Smallcap 250 Index Fund	Other	Very High	-5.43%	0	₹530.72
HDFC BSE 500 Index Fund	Other	Very High	-3.41%	0	₹253.59
HDFC Defence Fund	Equity	Very High	-1.44%	0	₹7,055.48
HDFC Non-Cyclical Consumer Fund	Equity	Very High	3%	0	₹1,004.09
HDFC Transportation and Logistics Fund	Equity	Very High	-0.32%	0	₹1,394.51
HDFC Technology Fund	Equity	Very High	-2.12%	0	₹1,469.67
HDFC Pharma and Healthcare Fund	Equity	Very High	18.87%	0	₹1,786.18
HDFC NIFTY200 Momentum 30 Index Fund	Other	Very High	-18.74%	0	₹762.59
HDFC NIFTY Realty Index Fund	Other	Very High	-16.69%	0	₹130.01
HDFC Manufacturing Fund	Equity	Very High	-4.17%	0	₹12,169.75
HDFC NIFTY100 Low Volatility 30 Index Fund	Other	Very High	-1.3%	0	₹337.15
HDFC Nifty500 Multicap 50:25:25 Index Fund	Other	Very High	0%	0	₹490.29
HDFC Nifty LargeMidcap 250 Index Fund	Other	Very High	0%	0	₹493.93
HDFC Nifty India Digital Index Fund	Other	Very High	0%	0	₹218.56
HDFC Nifty 100 Quality 30 Index Fund	Other	Very High	0%	0	₹184.34
HDFC Nifty Top 20 Equal Weight Index Fund	Other	Very High	0%	0	₹82.88
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹423.02
HDFC Innovation Fund	Equity	Very High	0%	0	₹0.00

News

HDFC Mutual Fund announces temporarily suspend
HDFC Mutual Fund has decided to temporarily restrict subscriptions in HDFC Silver ETF Fund of Fund With effect from 14 October 2025
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HDFC Mutual Fund announces change in fund manager under its schemes

HDFC Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 October 2025.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	Revised Fund Managers
HDFC Liquid Fund*	Mr. Anupam Joshi and Mr. Swapnil Jangam	Mr. Rohan Pillai and Mr. Swapnil Jangam
HDFC Overnight Fund, HDFC NIFTY 1D Rate Liquid ETF - Growth	Mr. Swapnil Jangam	Mr. Swapnil Jangam and Mr. Rohan Pillai

* Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.

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HDFC Mutual Fund announces change in Key Personnel
HDFC Mutual Fund has announced Mr. Anupam Gupta has been appointed as Senior Equity Analyst of HDFC Asset Management Company Limited ('HDFC AMC') with effect from September 23, 2025 and is designated as a Key Personnel of HDFC AMC.
Details of Mr. Anupam Gupta
Age: 44 years
Designation: Senior Equity Analyst
Qualification: B.E. in Mechanical Engineering (NIT, Bhopal) PGDBM (IIM Lucknow) CFA (CFA Institute)
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Fund House Details & Investment Objective

Date of Incorporation

18 December 1995

Total AUM (Cr)

₹16644.54

HDFC ELSS Tax Saver Fund (IDCW) is an ELSS-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 18 December 1995, this fund is managed by Roshi Jain. With assets under management (AUM) worth ₹16,644.54 (Cr), as of 16 October 2025, HDFC ELSS Tax Saver Fund (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 23.02% since its launch.
The current NAV of HDFC ELSS Tax Saver Fund (IDCW) is ₹77.86, as on 16 October 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HDFC ELSS Tax Saver Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 22.91% and 25.91% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.11% in Equity, 5.97% in Debt and -0.08% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 35.53% in Banks, 13.30% in Automobiles, 6.48% in Debt, 6.12% in Pharmaceuticals & Biotech, 6.03% in Insurance