HDFC Liquid Fund (IDCW-D)
Liquid FundNAV
1019.82(0.00%)Fund Size (CR)
₹64,397.69Expense Ratio
0.29Scheme Type
Active FundValue Research
-
Min. investment
₹10,000Minimum Additional Investment
₹5,000Minimum SIP Investment
₹100Minimum Withdrawal
₹5,000Exit Load
0.007%Return Since Launch
5.61%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Anupam Joshi
Bench Mark
CRISIL Liquid Debt A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 20 June 2025 | 10009.00 | 0.09% | - | 0.07% | 261/381 |
| 1 Month | 27 May 2025 | 10052.10 | 0.52% | - | 0.48% | 155/379 |
| 3 Month | 27 March 2025 | 10177.14 | 1.77% | - | 1.62% | 120/379 |
| 6 Month | 27 December 2024 | 10354.62 | 3.55% | - | 3.36% | 175/375 |
| 1 Year | 27 June 2024 | 10714.93 | 7.15% | 7.15% | 6.78% | 180/373 |
| 3 Year | 27 June 2022 | 12219.82 | 22.20% | 6.90% | 6.67% | 176/353 |
| 5 Year | 26 June 2020 | 13038.07 | 30.38% | 5.44% | 5.30% | 194/335 |
| Since Inception | 17 October 2000 | 38562.45 | 285.62% | 5.61% | 58.55% | 288/380 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 July 2024 | 1,20,000 | 453804.00 | 278.17% | 278.17% |
| 3 Year | 1 July 2022 | 3,60,000 | 1361412.00 | 278.17% | 55.80% |
| 5 Year | 1 July 2020 | 6,00,000 | 2269020.30 | 278.17% | 30.48% |
| 10 Year | 1 July 2015 | 12,00,000 | 12025806.29 | 902.15% | 25.92% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.07%
Standard Deviation
0.00%
Beta
2.10%
Sharpe Ratio
-32.98%
Treynor's Ratio
0.54%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bandhan Liquid Fund - Direct (IDCW-D) | 13625.91 | 0.62% | 2.27% | 4.76% | 9.43% | 9.21% | |
| TRUSTMF Liquid Fund - Direct (IDCW-D) RI | 764.49 | 0.71% | 2.25% | 4.38% | 9.36% | 9.02% | |
| Union Liquid Fund - Direct (IDCW-W) | 4208.32 | 1.30% | 2.57% | 4.34% | 8.06% | 7.33% | |
| Groww Liquid Fund - Direct (IDCW-M) | 212.10 | 1.09% | 1.81% | 4.20% | 7.99% | 6.94% | |
| Bajaj Finserv Liquid Fund - Direct (IDCW-M) | 4615.21 | 0.53% | 1.77% | 4.12% | 7.98% | - |
List of Schemes under HDFC Mutual Fund
News
HDFC Mutual Fund launches HDFC Innovation Fund
HDFC Mutual Fund has launched the HDFC Innovation Fund, an open-ended equity scheme targeted at companies driving transformation through new technologies and strategies.The New Fund Offer (NFO) opened on 27 June 2025, and it closes on 11 July 2025, welcoming investors to participate with a minimum investment of Rs 100. The fund is available in both direct and regular plans, offering flexibility through growth and income distribution cum capital withdrawal (IDCW) options to suit varying investment goals.
Aiming to harness the momentum of India's transition toward a digital-first, innovation-driven economy, the HDFC Innovation Fund will allocate at least 80% of its net assets to equity and equity-related instruments. With a laser focus on product innovation, process innovation, and business model innovation, the fund offers broad exposure to companies that are leading or embracing change across sectors.
Taking a bottom-up approach, the fund's management team -- led by Amit Sinha, senior equity analyst and fund manager -- will select quality firms based on strong unit economics, competitive positioning, and long-term growth potential.
To measure its performance, the fund will benchmark against the NIFTY 500 Total Returns Index, ensuring broad-market relevance. In keeping with a valuation-conscious stance, investors should note an exit load of 1% applies on redemptions made within one month of allotment; after that, no exit load will be charged.
Amit Sinha-fund manager and senior equity analyst, HDFC Asset Management Company, said, The Indian Economy is at an exciting juncture with key pillars supporting the innovation ecosystem. HDFC Innovation Fund offers investors an opportunity to participate in India's innovation-led growth story by gaining exposure to companies adopting transformative strategies across products, processes, and business models.
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 27 June 2025.Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name HDFC Mid-Cap Opportunities Fund HDFC Mid Cap Fund HDFC Focused 30 Fund HDFC Focused Fund Powered by Capital Market - Live News
HDFC Mutual Fund announces change in fund manager under its scheme
HDFC Mutual Fund has announced change in fund manager under the following scheme, With effect from 01 July 2025Change in Fund Manager:
Name of the Scheme(s) Existing Fund Manager(s) Fund Manager(s) from Effective Date HDFC Hybrid Equity Fund Mr. Chirag Setalvad (Equity Portfolio) Mr. Anupam Joshi (Debt Portfolio)
Mr. Srinivasan Ramamurthy (Equity Portfolio) Mr. Anupam Joshi (Debt Portfolio)
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Fund House Details & Investment Objective
Date of Incorporation
17 October 2000
Total AUM (Cr)
₹73208.73
HDFC Liquid Fund (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 17 October 2000, this fund is managed by Anupam Joshi. With assets under management (AUM) worth ₹73,208.73 (Cr), as of 29 June 2025, HDFC Liquid Fund (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 5.61% since its launch.
The current NAV of HDFC Liquid Fund (IDCW-D) is ₹1,019.82, as on 29 June 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in HDFC Liquid Fund (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹10,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 6.90% and 5.44% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.92% in Debt and 6.08% in cash and cash equivalents.
FAQs
How to Invest in HDFC Liquid Fund (IDCW-D) Direct Growth?
HDFC Liquid Fund (IDCW-D) is a popular fund in the Liquid Fund segment. The fund has generated a return of 5.61% since inception. Looking to invest in HDFC Liquid Fund (IDCW-D) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Liquid Fund (IDCW-D) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, HDFC Liquid Fund (IDCW-D)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in HDFC Liquid Fund (IDCW-D) today and reap the benefits of this Liquid Fund fund!
How much returns has HDFC Liquid Fund (IDCW-D) Direct Growth generated?
What is the expense ratio of HDFC Liquid Fund (IDCW-D) Direct Growth?
What is the AUM of HDFC Liquid Fund (IDCW-D) Fund Direct Growth?
How to redeem or withdraw money from HDFC Liquid Fund (IDCW-D) Direct Growth?
Redeeming or selling units of HDFC Liquid Fund (IDCW-D) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from HDFC Liquid Fund (IDCW-D):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case HDFC Liquid Fund (IDCW-D)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).