ICICI Pru Regular Savings Fund - Direct (IDCW-M)


Conservative Hybrid Fund
  • NAV 16.29 (-0.03%)
  • Fund Size (Cr) ₹3402.04
  • Expense Ratio 0.91
  • Scheme Type Active Fund
  • Value Research Stars
  • Minimum investment ₹5000
  • Minimum Additional Investment ₹500
  • Minimum SIP Investment ₹100
  • Minimum Withdrawal ₹0
  • Exit Load 1%
  • Return Since Launch 10.69%

Basic Details

Scheme Manager
Manish Banthia
Bench Mark
NIFTY 50 Hybrid Composite Debt 15:85 Index
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 17-May-24
  • 10049.22
  • 0.49%
  • -
  • 0.61%
  • 95/126
  • 1 Month
  • 24-Apr-24
  • 10115.02
  • 1.15%
  • -
  • 1.53%
  • 106/126
  • 3 Month
  • 23-Feb-24
  • 10330.57
  • 3.31%
  • -
  • 2.62%
  • 21/126
  • 6 Month
  • 24-Nov-23
  • 10815.09
  • 8.15%
  • -
  • 7.58%
  • 49/126
  • 1 Year
  • 24-May-23
  • 11546.21
  • 15.46%
  • 15.46%
  • 12.94%
  • 27/126
  • 3 Year
  • 24-May-21
  • 13200.47
  • 32.00%
  • 9.70%
  • 9.14%
  • 46/122
  • 5 Year
  • 24-May-19
  • 16169.35
  • 61.69%
  • 10.09%
  • 8.58%
  • 27/122
  • Since Inception
  • 01-Jan-13
  • 31835.91
  • 218.36%
  • 10.69%
  • 8.81%
  • 7/126

Note: Lumpsum Returns since Inception Date.

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Jun-23
  • 120000
  • 296728.75
  • 147.27%
  • 147.27%
  • 3 Year
  • 01-Jun-21
  • 360000
  • 891401.57
  • 147.61%
  • 35.29%
  • 5 Year
  • 03-Jun-19
  • 600000
  • 1504571.52
  • 150.76%
  • 20.19%
  • 10 Year
  • 02-Jun-14
  • 1200000
  • 3136043.02
  • 161.34%
  • 10.08%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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Risk Ratios

  • Standard Deviation
    1.03%
  • Beta
    0.24%
  • Sharpe Ratio
    0.75%
  • Treynor’s Ratio
    0.23%
  • Jension’s Alpha
    0.67%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • ICICI Bank
  • 1.81%
  • 536823
  • 60.36
  • Equity
  • Banks
  • Sun Pharma.Inds.
  • 1.57%
  • 342335
  • 52.29
  • Equity
  • Pharmaceuticals
  • HDFC Bank
  • 1.45%
  • 337158
  • 48.50
  • Equity
  • Banks
  • Kotak Mah. Bank
  • 1.44%
  • 290949
  • 48.03
  • Equity
  • Banks
  • Bharti Airtel
  • 1.40%
  • 356847
  • 46.74
  • Equity
  • Telecomm-Service
  • Maruti Suzuki
  • 1.11%
  • 28997
  • 37.02
  • Equity
  • Automobile
  • SBI Life Insuran
  • 1.04%
  • 243357
  • 34.80
  • Equity
  • Insurance
  • ITC
  • 0.81%
  • 633143
  • 27.09
  • Equity
  • Tobacco Products
  • Muthoot Finance
  • 0.74%
  • 147323
  • 24.62
  • Equity
  • Finance
  • Mankind Pharma
  • 0.70%
  • 106292
  • 23.29
  • Equity
  • Pharmaceuticals

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • ICICI Pru Regular Savings Fund - Direct (IDCW-M)
  • Stars
  • 3402.04
  • 1.15%
  • 3.31%
  • 8.15%
  • 15.46%
  • 9.70%
  • UTI-Conservative Hybrid Fund - Direct (IDCW-M)
  • Stars
  • 1579.66
  • 2.08%
  • 3.24%
  • 15.60%
  • 22.02%
  • 12.89%
  • Kotak Debt Hybrid Fund - Direct (G)
  • Stars
  • 2414.67
  • 2.29%
  • 2.97%
  • 10.51%
  • 18.00%
  • 11.94%
  • Kotak Debt Hybrid Fund - Direct (IDCW-M)
  • Stars
  • 2414.67
  • 1.55%
  • 2.23%
  • 9.71%
  • 17.16%
  • 11.36%
  • Parag Parikh Conservative Hybrid Fund-Dir (G)
  • Stars
  • 1940.54
  • 1.54%
  • 2.91%
  • 9.53%
  • 17.07%
  • -
  • HDFC Hybrid Debt Fund - Direct (IDCW-Q)
  • Stars
  • 3140.27
  • 2.02%
  • 3.11%
  • 9.84%
  • 16.90%
  • 11.38%

News

  • ICICI Prudential MF Announces Income Distribution cum Capital Withdrawal (IDCW) ICICI Prudential Mutual Fund has announced 27 May 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:

    ICICI Prudential Bond Fund:

    Regular Plan ? Quarterly IDCW: 0.1885

    Direct Plan ? Quarterly IDCW: 0.2032

    Powered by Capital Market - Live News

  • ICICI Prudential MF Announces change fund manager under its scheme ICICI Prudential Mutual Fund has announced change in fund manager under the following schemes, with effect from May 13, 2024.

    Change in Fund Management Responsibilities:

    Name of the Scheme Existing Fund Managers Revised Fund Managers
    ICICI Prudential Income Optimizer Fund (FOF) ? Mr. Dharmesh Kakkad
    ? Mr. Manish Banthia
    ? Mr. Ritesh Lunawat
    ? Mr. Dharmesh Kakkad
    ? Mr. Manish Banthia
    ? Mr. Ritesh Lunawat
    ? Ms. Sharmila D'mello
    ICICI Prudential Passive Strategy Fund (FOF) ? Mr. Sankaran Naren
    ? Mr. Dharmesh Kakkad
    ? Mr. Sankaran Naren
    ? Mr. Dharmesh Kakkad
    ? Ms. Sharmila D'mello
    ICICI Prudential Passive Multi-Asset Fund of Funds ? Mr. Sankaran Naren
    ? Mr. Manish Banthia
    ? Mr. Ritesh Lunawat
    ? Mr. Dharmesh Kakkad
    ? Mr. Nishit Patel
    ? Ms. Sharmila D'mello
    ? Mr. Sankaran Naren
    ? Mr. Manish Banthia
    ? Mr. Ritesh Lunawat
    ? Mr. Dharmesh Kakkad
    ? Mr. Nishit Patel
    ? Ms. Sharmila D'mello
    ICICI Prudential Global Advantage Fund (FOF) ? Mr. Sankaran Naren
    ? Mr. Dharmesh Kakkad
    ? Mr. Sankaran Naren
    ? Mr. Dharmesh Kakkad
    ? Ms. Sharmila D'mello
    ICICI Prudential India Equity FOF ? Mr. Dharmesh Kakkad ? Mr. Dharmesh Kakkad
    ? Ms. Sharmila D'mello
    ICICI Prudential Multi-Asset Fund ? Mr. Sankaran Naren
    ? Mr. Ihab Dalwai
    ? Mr. Manish Banthia
    ? Mr. Gaurav Chikane
    ? Mr. Akhil Kakkar
    ? Ms. Sri Sharma
    ? Ms. Sharmila D'mello
    ? Mr. Sankaran Naren
    ? Mr. Ihab Dalwai
    ? Mr. Manish Banthia
    ? Mr. Gaurav Chikane
    ? Mr. Akhil Kakkar
    ? Ms. Sri Sharma
    ? Ms. Sharmila D'mello
    ICICI Prudential Equity & Debt fund ? Mr. Sankaran Naren
    ? Mr. Mittul Kalawadia
    ? Mr. Manish Banthia
    ? Mr. Akhil Kakkar
    ? Ms. Sri Sharma
    ? Ms. Sharmila D'mello
    ? Mr. Sankaran Naren
    ? Mr. Mittul Kalawadia
    ? Mr. Manish Banthia
    ? Mr. Akhil Kakkar
    ? Ms. Sri Sharma
    ? Ms. Sharmila D'mello

    Powered by Capital Market - Live News

  • ICICI Prudential MF Announces Income Distribution cum Capital Withdrawal (IDCW) under Four schemes ICICI Prudential Mutual Fund has announced 07 May 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:

    ICICI Prudential Balanced Advantage Fund:

    Regular Plan ? Monthly IDCW: 0.07

    Direct Plan ? Monthly IDCW: 0.07

    ICICI Prudential Equity & Debt Fund:

    Regular Plan ? Monthly IDCW: 0.16

    Direct Plan ? Monthly IDCW: 0.16

    ICICI Prudential Multi?Asset Fund:

    Regular Plan ? IDCW: 0.1600

    Direct Plan ? IDCW: 0.1600

    ICICI Prudential Equity?Arbitrage Fund:

    Regular Plan ? IDCW: 0.0500

    Direct Plan ? IDCW: 0.0500

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 01-Jan-2013
  • Total AUM (Cr) ₹3334.11

ICICI Pru Regular Savings Fund - Direct (IDCW-M) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, ICICI Prudential Mutual Fund. Launched in Jan 2013, this fund is managed by Manish Banthia. With assets under management (AUM) worth ₹3334.11 (Cr), as of 27-May-2024, ICICI Pru Regular Savings Fund - Direct (IDCW-M) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 10.69% since its launch.
The current NAV of ICICI Pru Regular Savings Fund - Direct (IDCW-M) is ₹16.29, as on 27-May-2024. The fund’s benchmark index is NIFTY 50 Hybrid Composite Debt 15:85 Index. You can invest in ICICI Pru Regular Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 10% of units within 1 year from the date of allotment 1.00% - if units purchased or switched in from another Scheme of the Fund are redeemed or switched out within 1 year from the date of allotment. Nil - If units purchased or switched in from another Scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
The fund has generated 9.70% and 10.09% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 23.87% in Equity, 74.13% in Debt and 2% in cash and cash equivalents
The top 5 sectors the fund invests in are: 74.86% in Debt, 4.13% in Banks, 2.81% in Pharmaceuticals & Biotech, 1.95% in Insurance and 1.46% in Automobiles.

FAQs on ICICI Pru Regular Savings Fund - Direct (IDCW-M)

ICICI Pru Regular Savings Fund - Direct (IDCW-M) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 10.69% since inception. Looking to invest in ICICI Pru Regular Savings Fund - Direct (IDCW-M)? How about earning 1% extra return? All this is possible with m.Stock! Investing in ICICI Pru Regular Savings Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, ICICI Pru Regular Savings Fund - Direct (IDCW-M)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ICICI Pru Regular Savings Fund - Direct (IDCW-M) today and reap the benefits of this Conservative Hybrid Fund fund!

In the short term, i.e., 1 year, ICICI Pru Regular Savings Fund - Direct (IDCW-M) has generated annualised return of 15.46%. In the long-term, the fund has generated 9.70% and 10.09% in 3 and 5 years respectively. Since its inception, the fund has generated 10.69% returns.

The expense ratio of ICICI Pru Regular Savings Fund - Direct (IDCW-M) Direct Growth is 0.91%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of ICICI Pru Regular Savings Fund - Direct (IDCW-M) is ₹3334.11 (Cr) as of 27 May 2024. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of ICICI Pru Regular Savings Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ICICI Pru Regular Savings Fund - Direct (IDCW-M):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case ICICI Pru Regular Savings Fund - Direct (IDCW-M)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in ICICI Pru Regular Savings Fund - Direct (IDCW-M). Minimum lumpsum investment ICICI Pru Regular Savings Fund - Direct (IDCW-M) is ₹5000 and minimum SIP amount is ₹100. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of ICICI Pru Regular Savings Fund - Direct (IDCW-M) is ₹16.29 as on 27 May 2024.

The 5 biggest stock holdings of ICICI Pru Regular Savings Fund - Direct (IDCW-M) are:
ICICI Bank (1.81%), Sun Pharma.Inds. (1.57%), HDFC Bank (1.45%), Kotak Mah. Bank (1.44%), Bharti Airtel (1.40%)

A majority of ICICI Pru Regular Savings Fund - Direct (IDCW-M) 's AUM worth ₹3334.11 (Cr) is invested in these 3 top sectors:

  • Debt: 74.86%
  • Banks: 4.13%
  • Pharmaceuticals & Biotech: 2.81%

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