ITI Banking and PSU Debt Fund - Direct (IDCW)
Banking and PSU FundNAV
13.94(0.11%)Fund Size (CR)
₹37.74Expense Ratio
0.15Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
6.23%
Basic Details
Scheme Manager
Laukik Bagwe
Bench Mark
CRISIL Banking and PSU Debt A-II Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 6, 2026 | 10038.80 | 0.39% | - | 0.66% | 142/146 |
| 1 Month | March 13, 2026 | 10045.75 | 0.46% | - | 0.32% | 25/146 |
| 3 Month | January 13, 2026 | 10122.45 | 1.22% | - | 0.95% | 33/146 |
| 6 Month | October 13, 2025 | 10214.78 | 2.15% | - | 1.75% | 31/146 |
| 1 Year | April 11, 2025 | 10574.02 | 5.74% | 5.74% | 5.15% | 30/146 |
| 3 Year | April 13, 2023 | 12336.02 | 23.36% | 7.24% | 6.90% | 33/140 |
| 5 Year | April 12, 2021 | 13635.98 | 36.36% | 6.39% | 5.95% | 20/136 |
| Since Inception | October 22, 2020 | 13920.70 | 39.21% | 6.23% | 7.17% | 131/146 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | May 2, 2025 | 1,20,000 | 122980.80 | 2.48% | 2.48% |
| 3 Year | May 2, 2023 | 3,60,000 | 398834.63 | 10.79% | 3.47% |
| 5 Year | May 3, 2021 | 6,00,000 | 711593.46 | 18.60% | 3.47% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.26%
Standard Deviation
0.03%
Beta
-0.00%
Sharpe Ratio
0.38%
Treynor's Ratio
-0.02%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| ITI Banking and PSU Debt Fund - Direct (IDCW) | 37.74 | 0.46% | 1.22% | 2.15% | 5.74% | 7.24% | |
| HSBC Banking and PSU Debt Fund - Direct (IDCW-D) | 3971.89 | 0.30% | 0.93% | 3.44% | 6.83% | 7.75% | |
| Bandhan Banking and PSU Fund - Direct (IDCW-F) | 12289.21 | 0.60% | 1.38% | 2.35% | 6.77% | 7.24% | |
| ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q) | 9109.42 | 0.32% | 1.01% | 2.12% | 6.56% | 7.78% | |
| UTI-Banking & PSU Fund - Direct (IDCW-A) | 1116.17 | 0.68% | 1.47% | 2.54% | 6.54% | 7.34% | |
| UTI-Banking & PSU Fund - Direct (G) | 1116.17 | 0.68% | 1.47% | 2.54% | 6.54% | 7.34% |
List of Schemes under ITI Mutual Fund
News
ITI Mutual Fund announces change in fund manager under its schemes
ITI Mutual Fund has announced change in fund manager under the following schemes, With effect from 14 April 2026.Change in the Fund Manager of scheme(s) of ITI Mutual Fund
Scheme Name Name of Existing Fund Manager(s) Name of Existing Co Fund Manager's Revised ITI Pharma and Healthcare Fund Mr. Rohan Korde Mr. Dhimant Shah Mr. Dhimant Shah ITI Banking and Financial Services Fund Mr. Nilay Dalal Mr. Rohan Korde Mr. Nilay Dalal ITI Flexi Cap Fund Mr. Dhimant Shah Mr. Rohan Korde Mr. Dhimant Shah ITI Focused Fund Mr. Dhimant Shah Mr. Rohan Korde Mr. Dhimant Shah ITI Large & Mid Cap Fund Mr. Alok Ranjan Mr. Rohan Korde Mr. Alok Ranjan ITI Bharat Consumption Fund Mr. Rohan Korde Mr. Dhimant Shah Mr. Dhimant Shah ITI Multi Cap Fund Mr. Dhimant Shah Mr. Rohan Korde Mr. Dhimant Shah ITI Large Cap Fund Mr. Alok Ranjan Mr. Rohan Korde Mr. Alok Ranjan ITI Mid Cap Fund Mr. Rohan Korde Mr. Dhimant Shah Mr. Dhimant Shah ITI Small Cap Fund Mr. Dhimant Shah Mr. Rohan Korde Mr. Dhimant Shah ITI Value Fund Mr. Rohan Korde Mr. Dhimant Shah Mr. Dhimant Shah ITI Balanced Advantage Fund Mr. Rajesh Bhatia Mr. Rohan Korde, Mr. Laukik Bagwe and
Mr. Vasav Sahgal
Mr. Rajesh Bhatia, Mr. Laukik Bagwe and
Mr. Vasav Sahgal
ITI Arbitrage Fund Mr. Vikas Nathani Mr. Rohan Korde and Mr. Laukik Bagwe
Mr. Vikas Nathani and Mr. Laukik Bagwe
ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 30 March 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
Powered by Capital Market - Live News
ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
ITI Mutual Fund has announced 03 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.12
Direct Plan ' IDCW: 0.12
ITI Consumption Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Banking and Financial Services Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Flexi Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Focused Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Large Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI ELSS Tax Saver Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Multi Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Mid Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Small Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Value Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
October 5, 2020
Total AUM (Cr)
₹37.74
ITI Banking and PSU Debt Fund - Direct (IDCW) is an Banking and PSU Fund-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in October 5, 2020, this fund is managed by Laukik Bagwe. With assets under management (AUM) worth ₹37.74 (Cr), as of April 15, 2026, ITI Banking and PSU Debt Fund - Direct (IDCW) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 6.23% since its launch.
The current NAV of ITI Banking and PSU Debt Fund - Direct (IDCW) is ₹13.94, as on April 15, 2026. The fund's benchmark index is CRISIL Banking and PSU Debt A-II Index. You can invest in ITI Banking and PSU Debt Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.24% and 6.39% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 107.69% in Debt and -7.69% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors