How to Invest in LIC MF Focused Fund - Regular (IDCW) Direct Growth?

LIC MF Focused Fund - Regular (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 8.91% since inception. Looking to invest in LIC MF Focused Fund - Regular (IDCW) How about earning 1% extra return? All this is possible with m.Stock ! Investing in LIC MF Focused Fund - Regular (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, LIC MF Focused Fund - Regular (IDCW) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in LIC MF Focused Fund - Regular (IDCW) today and reap the benefits of this Focused Fund fund!

How much returns has LIC MF Focused Fund - Regular (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Focused Fund - Regular (IDCW) has generated annualised return of -0.34%. In the long-term, the fund has generated 8.61% and 6.32% in 3 and 5 years respectively. Since its inception, the fund has generated 8.91% returns.

What is the expense ratio of LIC MF Focused Fund - Regular (IDCW) Direct Growth?

The expense ratio of LIC MF Focused Fund - Regular (IDCW) Direct Growth is 3.49%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Focused Fund - Regular (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Focused Fund - Regular (IDCW) is ₹164.01 (Cr) as of 2026-11-09 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Focused Fund - Regular (IDCW) Direct Growth?

Redeeming or selling units of LIC MF Focused Fund - Regular (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from LIC MF Focused Fund - Regular (IDCW): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case LIC MF Focused Fund - Regular (IDCW)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in LIC MF Focused Fund - Regular (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Focused Fund - Regular (IDCW). Minimum lumpsum investment LIC MF Focused Fund - Regular (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Focused Fund - Regular (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of LIC MF Focused Fund - Regular (IDCW) is LIC MF Focused Fund - Regular (IDCW) is ₹21.70 as on 2026-11-09.

Which are the biggest stock holdings of LIC MF Focused Fund - Regular (IDCW)?

The 5 biggest stock holdings of LIC MF Focused Fund - Regular (IDCW) are: Tata Motors PVeh (6.66%), Indo-MIM (6.60%), NTPC (4.63%), Tata Motors (4.60%), Garware Hi Tech (4.27%)

What are the top sectors LIC MF Focused Fund - Regular (IDCW) invests in?

A majority of LIC MF Focused Fund - Regular (IDCW) 's AUM worth ₹164.01 (Cr) is invested in these 3 top sectors: Auto Components : 14.91% Banks : 13.31% Automobiles : 8.96%

LIC MF Focused Fund - Regular (IDCW)

Focused Fund

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NAV
21.70(0.91%)
Fund Size (CR)
₹171.23
Expense Ratio
3.49
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
8.91%

There is no Asset Allocation data

Basic Details

Scheme Manager

Mahesh Bendre

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 30, 2026	10479.07	4.79%	-	6.67%	101/114
1 Month	October 6, 2026	9918.09	-0.82%	-	4.69%	109/114
3 Month	August 6, 2026	9604.16	-3.96%	-	-0.29%	110/114
6 Month	May 6, 2026	10589.08	5.89%	-	5.23%	51/114
1 Year	November 6, 2025	9966.31	-0.34%	-0.34%	3.90%	93/114
3 Year	November 6, 2023	12813.64	28.14%	8.61%	13.12%	105/110
5 Year	November 3, 2021	13592.98	35.93%	6.32%	10.25%	96/102
Since Inception	November 17, 2017	21504.10	115.04%	8.91%	14.10%	110/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	124834.84	4.03%	4.03%
3 Year	December 1, 2023	3,60,000	382024.06	6.12%	2.00%
5 Year	December 1, 2021	6,00,000	718638.10	19.77%	3.67%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.59%

Standard Deviation

0.93%

Beta

0.16%

Sharpe Ratio

-0.05%

Treynor's Ratio

-2.24%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Tata Motors PVeh	6.66%	411379	10.92	Equity	Automobile
Indo-MIM	6.60%	92409	10.83	Equity	Capital Goods-Non Electrical Equipment
NTPC	4.63%	239869	7.59	Equity	Power Generation & Distribution
Tata Motors	4.60%	190546	7.55	Equity	Automobile
Garware Hi Tech	4.27%	10033	7.00	Equity	Packaging
ICICI Bank	3.92%	45931	6.42	Equity	Banks
HDFC Bank	3.84%	91007	6.30	Equity	Banks
Interglobe Aviat	3.79%	12733	6.21	Equity	Air Transport Service
SBI	3.78%	64533	6.21	Equity	Banks
Bharat Forge	3.41%	32527	5.59	Equity	Castings, Forgings & Fasteners

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Focused Fund - Direct (G)	1845.11	0.83%	4.10%	18.71%	25.78%	15.18%
Motilal Oswal Focused Fund - Direct (IDCW)	1845.11	0.84%	4.10%	18.71%	25.78%	15.18%
Invesco India Focused Fund - Dir (G)	6228.51	7.69%	5.35%	17.10%	13.65%	22.98%
Invesco India Focused Fund - Dir (IDCW)	6228.51	7.65%	5.33%	17.11%	13.40%	22.93%
Old Bridge Focused Fund - Direct (G)	4541.99	1.46%	-2.39%	6.26%	13.27%	-

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	1.75%	2	₹546.33
LIC MF Medium to Long Term Fund	Debt	Moderate	4.33%	4	₹171.79
LIC MF Flexi Cap Fund	Equity	Very High	2.25%	2	₹1,005.38
LIC MF Large Cap Fund	Equity	Very High	-1.5%	2	₹1,288.74
LIC MF Gilt Fund	Debt	Moderately Low	3.38%	2	₹43.38
LIC MF Banking & PSU Debt Fund	Debt	Moderate	4.61%	3	₹1,592.54
LIC MF Nifty 50 Index Fund	Other	Very High	-1.41%	2	₹352.47
LIC MF Infrastructure Fund	Equity	Very High	7.57%	4	₹1,100.12
LIC MF Liquid Fund	Debt	Moderately Low	6.49%	3	₹13,844.98
LIC MF Ultra Short to Short Term Fund	Debt	Moderately Low	6.19%	5	₹1,691.09
LIC MF ELSS Tax Saver Fund	Equity	Very High	-2.04%	2	₹943.73
LIC MF BSE Sensex Index Fund	Other	Very High	-2.31%	2	₹89.18
LIC MF Equity Savings Fund	Hybrid	Moderately High	2.56%	1	₹37.68
LIC MF Nifty Next 50 Index Fund	Other	Very High	4.33%	1	₹107.15
LIC MF Gold Fund	Other	High	15.69%	3	₹797.29
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	2.22%	1	₹45.00
LIC MF Children's Fund	Solution Oriented	Very High	2.83%	1	₹15.20
LIC MF Large & Mid Cap Fund	Equity	Very High	-0.45%	2	₹2,856.83
LIC MF Banking & Fina Serv Fund	Equity	Very High	-1.4%	1	₹243.68
LIC MF Midcap Fund	Equity	Very High	3.59%	2	₹352.75
LIC MF Small Cap Fund	Equity	Very High	14.44%	2	₹805.00
LIC MF Focused Fund	Equity	Very High	0.93%	0	₹164.01
LIC MF Long Term Value Fund	Equity	Very High	17.89%	1	₹367.60
LIC MF Dividend Yield Fund	Equity	Very High	5.24%	0	₹712.87
LIC MF Arbitrage Fund	Hybrid	Low	6.8%	2	₹315.65
LIC MF Short Term Fund	Debt	Moderate	4.89%	3	₹119.43
LIC MF Healthcare Fund	Equity	Very High	14.31%	2	₹96.54
LIC MF Overnight Fund	Debt	Moderately Low	5.27%	4	₹1,007.84
LIC MF Ultra Short Term Fund	Debt	Low	6.67%	5	₹1,279.71
LIC MF Balanced Advantage Fund	Hybrid	Very High	1.79%	2	₹634.21
LIC MF Money Market Fund	Debt	Moderately Low	6.54%	1	₹4,380.80
LIC MF Multi Cap Fund	Equity	Very High	7.86%	0	₹2,179.70
LIC MF Manufacturing Fund	Equity	Very High	11.28%	0	₹724.03
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	1.72%	0	₹926.46
LIC MF Consumption Fund	Equity	Very High	0%	0	₹410.25
LIC MF Technology Fund	Equity	Very High	0%	0	₹95.06

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
LIC Mutual Fund has announced 27 July 2026 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12
LIC MF Arbitrage Fund ' Direct Plan - IDCW Option: 0.06
LIC MF Equity Savings Fund ' Regular Plan - IDCW Option: 0.10
LIC MF Equity Savings Fund ' Direct Plan - IDCW Option: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

October 30, 2017

Total AUM (Cr)

₹164.01

LIC MF Focused Fund - Regular (IDCW) is an Focused Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in October 30, 2017, this fund is managed by Mahesh Bendre. With assets under management (AUM) worth ₹164.01 (Cr), as of November 9, 2026, LIC MF Focused Fund - Regular (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 8.91% since its launch.
The current NAV of LIC MF Focused Fund - Regular (IDCW) is ₹21.7, as on November 9, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in LIC MF Focused Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.61% and 6.32% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.30% in Equity, 1.90% in Debt and 0.80% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.91% in Auto Components, 13.31% in Banks, 8.96% in Automobiles, 8.65% in Debt, 7.55% in Industrial Manufacturing

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments

FAQs

LIC MF Focused Fund - Regular (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 8.91% since inception. Looking to invest in LIC MF Focused Fund - Regular (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Focused Fund - Regular (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Focused Fund - Regular (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Focused Fund - Regular (IDCW) today and reap the benefits of this Focused Fund fund!

Redeeming or selling units of LIC MF Focused Fund - Regular (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Focused Fund - Regular (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Focused Fund - Regular (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all