LIC MF Balanced Advantage Fund - Dir (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
14.20(-0.94%)
Fund Size (CR)
₹718.7
Expense Ratio
1.21
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
8.72%

Absolute Return: -3.22%

Annualized Return: 0%

Basic Details

Scheme Manager

Jaiprakash Toshniwal

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 February 2026	9832.65	-1.67%	-	-1.59%	77/151
1 Month	2 February 2026	9980.15	-0.20%	-	0.20%	115/147
3 Month	2 December 2025	9766.05	-2.34%	-	-2.36%	86/147
6 Month	2 September 2025	9982.31	-0.18%	-	0.97%	111/147
1 Year	28 February 2025	10916.30	9.16%	9.16%	10.50%	101/145
3 Year	2 March 2023	13618.97	36.19%	10.83%	12.39%	92/117
5 Year	-	-	-	-	-	-/-
Since Inception	12 November 2021	14330.70	43.31%	8.72%	9.51%	97/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2025	1,20,000	117800.68	-1.83%	-1.83%
3 Year	3 April 2023	3,60,000	391166.94	8.66%	2.81%
5 Year	1 December 2021	5,20,000	613249.13	17.93%	3.35%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.17%

Standard Deviation

0.63%

Beta

0.70%

Sharpe Ratio

0.01%

Treynor's Ratio

1.37%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.76%	677863	62.99	Equity	Banks
TCS	4.18%	96196	30.05	Equity	IT - Software
SBI	4.12%	274883	29.61	Equity	Banks
ICICI Bank	3.96%	209811	28.43	Equity	Banks
Reliance Industr	3.54%	182525	25.47	Equity	Refineries
Infosys	2.69%	117703	19.32	Equity	IT - Software
Larsen & Toubro	2.13%	38885	15.29	Equity	Infrastructure Developers & Operators
Axis Bank	1.69%	88425	12.12	Equity	Banks
Shakti Pumps	1.56%	179992	11.18	Equity	Capital Goods-Non Electrical Equipment
Kotak Mah. Bank	1.44%	253380	10.34	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Balanced Advantage Fund - Dir (G)	718.70	-0.20%	-2.34%	-0.18%	9.16%	10.83%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4672.21	1.04%	-1.59%	4.27%	17.92%	15.67%
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4672.21	1.03%	-1.60%	4.25%	17.91%	15.66%
Bank of India Balanced Advantage Fund - Direct (G)	143.75	1.48%	-0.11%	5.27%	15.84%	12.98%
Bank of India Balanced Advantage Fund - Direct (IDCW)	143.75	1.47%	-0.12%	5.25%	15.78%	12.90%
Mirae Asset Balanced Advantage Fund - Dir (G)	2007.15	1.00%	0.03%	4.07%	14.80%	14.57%

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	14.79%	2	₹515.46
LIC MF Medium to Long Duration Fund	Debt	Moderate	7.1%	4	₹197.90
LIC MF Flexi Cap Fund	Equity	Very High	16.27%	2	₹1,010.08
LIC MF Large Cap Fund	Equity	Very High	13.83%	2	₹1,433.80
LIC MF Gilt Fund	Debt	Moderately Low	3.84%	2	₹56.70
LIC MF Banking & PSU Fund	Debt	Moderate	7.76%	3	₹1,868.66
LIC MF Nifty 50 Index Fund	Other	Very High	13.03%	2	₹358.74
LIC MF Infrastructure Fund	Equity	Very High	29.12%	4	₹946.24
LIC MF Liquid Fund	Debt	Moderately Low	6.37%	3	₹14,616.62
LIC MF Low Duration Fund	Debt	Moderately Low	7.34%	5	₹1,842.57
LIC MF ELSS Tax Saver	Equity	Very High	9.7%	2	₹1,053.61
LIC MF BSE Sensex Index Fund	Other	Very High	10.06%	2	₹90.87
LIC MF Equity Savings Fund	Hybrid	Moderately High	11.97%	1	₹35.61
LIC MF Nifty Next 50 Index Fund	Other	Very High	20.88%	1	₹98.00
LIC MF Gold Fund	Other	High	94.5%	3	₹808.61
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	7.3%	1	₹48.50
LIC MF Children's Fund	Solution Oriented	Very High	8.78%	1	₹14.76
LIC MF Large & Mid Cap Fund	Equity	Very High	15.92%	2	₹2,992.97
LIC MF Banking & Fina Serv Fund	Equity	Very High	25.23%	1	₹278.17
LIC MF Midcap Fund	Equity	Very High	15.06%	2	₹330.68
LIC MF Small Cap Fund	Equity	Very High	10.74%	2	₹587.16
LIC MF Focused Fund	Equity	Very High	11.06%	0	₹161.98
LIC MF Long Term Value Fund	Equity	Very High	21.93%	1	₹191.63
LIC MF Dividend Yield Fund	Equity	Very High	17.25%	0	₹649.64
LIC MF Arbitrage Fund	Hybrid	Low	6.76%	2	₹281.47
LIC MF Short Duration Fund	Debt	Moderate	7.89%	3	₹250.79
LIC MF Healthcare Fund	Equity	Very High	11.1%	2	₹78.65
LIC MF Overnight Fund	Debt	Moderately Low	5.59%	4	₹689.90
LIC MF Ultra Short Term Fund	Debt	Low	6.88%	5	₹199.37
LIC MF Balanced Advantage Fund	Hybrid	Very High	9.16%	2	₹718.70
LIC MF Money Market Fund	Debt	Moderately Low	7.07%	1	₹4,730.58
LIC MF Multi Cap Fund	Equity	Very High	19.47%	0	₹1,765.96
LIC MF Manufacturing Fund	Equity	Very High	30.63%	0	₹709.03
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	26.93%	0	₹953.98
LIC MF Consumption Fund	Equity	Very High	0%	0	₹498.63

News

LIC Mutual Fund announces change in face value under its scheme

LIC Mutual Fund has announced change in Face Value under the following scheme, With effect from 06 March 2026.

Change in Face Value

Scheme Name	Existing Provisions	Revised Provisions
LIC MF Gold Exchange Traded Fund	Face Value Rs. 100/- Creation Unit size 1,000 units	Face Value Rs. 1/- Creation Unit size 1,20,000 units

Scheme Name

Existing Provisions

Revised Provisions

LIC MF Gold Exchange Traded Fund

Face Value

Rs. 100/-

Creation Unit size

1,000 units

Face Value

Rs. 1/-

Creation Unit size

1,20,000 units

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LIC Mutual Fund announces appointment of Key Personnel
LIC Mutual Fund has announced that Mr. Ramakrishnan Chander has been appointed as an Associate Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Ramakrishnan Chander
Age: 58 years
Designation: Associate Director
Qualification: B. Sc., Post Graduate Diploma in Financial Management (PGDFM)
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LIC Mutual Fund announces change in Key Personnel
LIC Mutual Fund has announced that Notice is hereby given to the investors/unitholders that Mr. Sat Pal Bhanoo (Associate Director) has resigned from the Board of LIC Mutual Fund Trustee Private Limited with effect from close of business hours of 31(st) December 2025 on account of his superannuation from Life Insurance Corporation of India.
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Fund House Details & Investment Objective

Date of Incorporation

20 October 2021

Total AUM (Cr)

₹718.70

LIC MF Balanced Advantage Fund - Dir (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 20 October 2021, this fund is managed by Jaiprakash Toshniwal. With assets under management (AUM) worth ₹718.7 (Cr), as of 4 March 2026, LIC MF Balanced Advantage Fund - Dir (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.72% since its launch.
The current NAV of LIC MF Balanced Advantage Fund - Dir (G) is ₹14.2, as on 4 March 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in LIC MF Balanced Advantage Fund - Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.83% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 72.78% in Equity, 27.04% in Debt and 0.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.04% in Debt, 20.29% in Banks, 8.83% in IT-Software, 5.03% in Finance, 3.79% in Industrial Products