Mutual Funds
AMC
LIC MF Multi Asset Allocation Fund - Direct (G)

LIC MF Multi Asset Allocation Fund - Direct (G)

Multi Asset Allocation

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NAV
12.09(0.15%)
Fund Size (CR)
₹731.36
Expense Ratio
0.61
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
20.72%

Absolute Return: 5.78%

Annualized Return: 0%

Basic Details

Scheme Manager

Sumit Bhatnagar

Bench Mark

65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 October 2025	10091.28	0.91%	-	1.31%	97/124
1 Month	12 September 2025	10405.28	4.05%	-	3.34%	29/120
3 Month	11 July 2025	10618.53	6.19%	-	5.43%	33/112
6 Month	11 April 2025	11570.87	15.71%	-	14.80%	43/108
1 Year	-	-	-	-	-	-/-
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	14 February 2025	12072.00	20.72%	20.72%	14.42%	8/124

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	80,000	88538.76	10.67%	10.67%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.86%

Standard Deviation

0.81%

Beta

2.20%

Sharpe Ratio

0.12%

Treynor's Ratio

11.74%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel	2.13%	82813	15.56	Equity	Telecom-Service
ITC	1.86%	338146	13.58	Equity	Tobacco Products
Axis Bank	1.86%	119904	13.57	Equity	Banks
Kotak Mah. Bank	1.67%	61390	12.23	Equity	Banks
SBI	1.53%	127924	11.16	Equity	Banks
SBI Cards	1.52%	126976	11.14	Equity	Finance
Allied Blenders	1.48%	213278	10.83	Equity	Alcoholic Beverages
Hero Motocorp	1.48%	19717	10.79	Equity	Automobile
Bharat Electron	1.45%	261742	10.57	Equity	Aerospace & Defence
Grasim Inds	1.42%	37620	10.37	Equity	Textiles

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Multi Asset Allocation Fund - Direct (G)	731.36	4.05%	6.19%	15.71%	-	-
WhiteOak Capital Multi Asset Allocation-Dir (G)	3942.58	2.41%	5.34%	12.07%	16.76%	-
Mahindra Manulife Multi Asset Allocation Fund-Dir (G)	691.32	5.48%	8.66%	18.82%	16.50%	-
Mahindra Manulife Multi Asset Allocation Fund-Dir (IDCW)	691.32	5.48%	8.67%	18.83%	16.49%	-
DSP Multi Asset Allocation Fund - Direct (G)	4400.45	4.48%	7.41%	18.54%	15.95%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	4400.45	4.48%	7.41%	18.54%	15.95%	-

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	2.18%	2	₹544.52
LIC MF Medium to Long Duration Fund	Debt	Moderate	10%	4	₹204.28
LIC MF Flexi Cap Fund	Equity	Very High	-5.8%	2	₹1,020.58
LIC MF Large Cap Fund	Equity	Very High	-1.95%	2	₹1,505.32
LIC MF Gilt Fund	Debt	Moderately Low	7.35%	2	₹80.54
LIC MF Banking & PSU Fund	Debt	Moderate	9.44%	3	₹1,851.38
LIC MF Nifty 50 Index Fund	Other	Very High	-0.73%	3	₹342.19
LIC MF Infrastructure Fund	Equity	Very High	-4.39%	4	₹1,053.32
LIC MF Liquid Fund	Debt	Moderately Low	7.09%	3	₹11,199.32
LIC MF Low Duration Fund	Debt	Moderately Low	8.27%	5	₹1,730.30
LIC MF ELSS Tax Saver	Equity	Very High	0.63%	2	₹1,143.39
LIC MF BSE Sensex Index Fund	Other	Very High	-0.73%	2	₹91.93
LIC MF Equity Savings Fund	Hybrid	Moderately High	6.94%	1	₹20.52
LIC MF Nifty Next 50 Index Fund	Other	Very High	-10.38%	1	₹100.06
LIC MF Gold Fund	Other	High	39.04%	4	₹174.14
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	5.8%	1	₹51.30
LIC MF Children's Fund	Solution Oriented	Very High	-4.18%	1	₹15.85
LIC MF Large & Mid Cap Fund	Equity	Very High	-1.79%	2	₹3,169.03
LIC MF Banking & Fina Serv Fund	Equity	Very High	5.65%	1	₹281.55
LIC MF Midcap Fund	Equity	Very High	-3.63%	2	₹345.03
LIC MF Small Cap Fund	Equity	Very High	-7.02%	2	₹604.52
LIC MF Focused Fund	Equity	Very High	-3.68%	0	₹170.68
LIC MF Long Term Value Fund	Equity	Very High	-6.35%	1	₹168.52
LIC MF Dividend Yield Fund	Equity	Very High	-2.43%	0	₹613.32
LIC MF Arbitrage Fund	Hybrid	Low	7.32%	2	₹121.01
LIC MF Short Duration Fund	Debt	Moderate	9.48%	3	₹168.26
LIC MF Healthcare Fund	Equity	Very High	9.26%	2	₹87.70
LIC MF Overnight Fund	Debt	Moderately Low	6.31%	3	₹866.33
LIC MF Ultra Short Term Fund	Debt	Low	7.76%	5	₹220.83
LIC MF Balanced Advantage Fund	Hybrid	Very High	5.4%	3	₹845.35
LIC MF Money Market Fund	Debt	Moderately Low	7.08%	1	₹2,055.87
LIC MF Multi Cap Fund	Equity	Very High	0.77%	0	₹1,644.43
LIC MF Manufacturing Fund	Equity	Very High	0%	0	₹881.18
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹619.22

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 25 September 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.20
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LIC Mutual Fund announces change in Key Personnel
LIC Mutual Fund has announced the Mr. Sat Pal Bhanoo has been appointed as an Associate Director and Key Personnel on the Board of LIC Funds Management Limited With effect from 12 September 2025
Details of Mr. Sat Pal Bhanoo
Age: 59 years
Designation: Associate Director
Qualification: Bachelor of Arts (BA) Honours in History
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LIC Mutual Fund announces change in fund manager under its schemes

LIC Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 September 2025.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	New Fund Managers
LIC MF Overnight Fund	Mr. Rahul Singh	Mr. Rahul Singh Mr. Aakash Dhulia
LIC MF Liquid Fund	Mr. Rahul Singh	Mr. Rahul Singh Mr. Aakash Dhulia

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Fund House Details & Investment Objective

Date of Incorporation

24 January 2025

Total AUM (Cr)

₹731.36

LIC MF Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 24 January 2025, this fund is managed by Sumit Bhatnagar. With assets under management (AUM) worth ₹731.36 (Cr), as of 14 October 2025, LIC MF Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 20.72% since its launch.
The current NAV of LIC MF Multi Asset Allocation Fund - Direct (G) is ₹12.09, as on 14 October 2025. The fund's benchmark index is 65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold. You can invest in LIC MF Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
12% of the unit alloted shall be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. 1% - on remaining units, if redeemed or switched out on or before completion of 3 months from the date of allotment of units. Nil - if redeemed or switched out after completion of 3 months from the date of allotment of units. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.24% in Equity, 13.42% in Debt and 21.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.67% in Others, 13.83% in Debt, 7.71% in Banks, 6.62% in Finance, 4.54% in Pharmaceuticals & Biotech