Mutual Funds
AMC
PGIM India Balanced Advantage Fund - Direct (G)

PGIM India Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

NAV
16.65(-0.12%)
Fund Size (CR)
₹928.64
Expense Ratio
0.59
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
10.72%

Absolute Return: -1.42%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 January 2026	10078.69	0.79%	-	0.90%	85/147
1 Month	6 January 2026	9828.81	-1.71%	-	-1.46%	111/147
3 Month	6 November 2025	9893.05	-1.07%	-	-0.19%	129/147
6 Month	6 August 2025	10115.43	1.15%	-	2.57%	118/147
1 Year	6 February 2025	10693.64	6.94%	6.94%	6.65%	79/145
3 Year	6 February 2023	13921.40	39.21%	11.65%	12.49%	75/115
5 Year	4 February 2021	16650.00	66.50%	10.72%	10.44%	43/91
Since Inception	4 February 2021	16650.00	66.50%	10.72%	10.18%	61/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	122543.53	2.12%	2.12%
3 Year	1 March 2023	3,60,000	406861.52	13.02%	4.16%
5 Year	1 March 2021	6,00,000	759766.76	26.63%	4.83%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.32%

Standard Deviation

0.71%

Beta

0.79%

Sharpe Ratio

0.02%

Treynor's Ratio

2.02%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.35%	688876	68.28	Equity	Banks
Reliance Industr	6.53%	386132	60.64	Equity	Refineries
ICICI Bank	6.50%	449444	60.36	Equity	Banks
Infosys	2.50%	143699	23.21	Equity	IT - Software
Bharti Airtel	2.46%	108551	22.86	Equity	Telecom-Service
Eternal	1.93%	645214	17.94	Equity	E-Commerce/App based Aggregator
Bajaj Finance	1.81%	169880	16.76	Equity	Finance
TCS	1.66%	48026	15.40	Equity	IT - Software
Larsen & Toubro	1.64%	37395	15.27	Equity	Infrastructure Developers & Operators
SRF	1.39%	41890	12.88	Equity	Chemicals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Balanced Advantage Fund - Direct (G)	928.64	-1.71%	-1.07%	1.15%	6.94%	11.65%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	70534.59	-0.81%	1.80%	5.65%	12.10%	14.35%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	70534.59	-0.80%	1.81%	5.65%	12.09%	14.46%
ICICI Pru Balanced Advantage Fund - Dir (G)	70534.59	-0.80%	1.80%	5.65%	12.08%	14.34%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8944.34	-0.68%	1.58%	4.59%	11.37%	14.50%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	8944.34	-0.69%	1.56%	4.58%	11.34%	14.50%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Large and Mid Cap Fund	Equity	Very High	8.8%	0	₹811.59
PGIM India Overnight Fund	Debt	Low	5.62%	3	₹77.53
PGIM India Healthcare Fund	Equity	Very High	0%	0	₹95.36
PGIM India Balanced Advantage Fund	Hybrid	Very High	6.94%	2	₹928.64
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	12.52%	0	₹52.56
PGIM India Money Market Fund	Debt	Moderately Low	7.1%	2	₹203.31
PGIM India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹180.56
PGIM India Arbitrage Fund	Hybrid	Low	6.71%	2	₹90.50
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	6.72%	5	₹178.78
PGIM India Midcap Fund	Equity	Very High	6.37%	2	₹11,265.91
PGIM India Equity Savings Fund	Hybrid	Moderately Low	6.3%	4	₹67.41
PGIM India Large Cap Fund	Equity	Very High	7.76%	3	₹597.56
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	3.25%	3	₹215.34
PGIM India Gilt Fund	Debt	Moderate	3.21%	4	₹100.30
PGIM India Corporate Bond Fund	Debt	Moderately Low	7.23%	3	₹84.60
PGIM India Liquid Fund	Debt	Moderately Low	6.48%	4	₹546.30
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	26.88%	0	₹1,049.50
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	-4.99%	0	₹1,589.55
PGIM India Flexi Cap Fund	Equity	Very High	7.27%	3	₹6,268.08
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	7.63%	0	₹24.36
PGIM India Elss Tax Saver Fund	Equity	Very High	4.07%	3	₹767.90
PGIM India Multi Cap Fund	Equity	Very High	8.34%	0	₹416.21
PGIM India Dynamic Bond Fund	Debt	Moderately Low	5.17%	3	₹94.83
PGIM India Small Cap Fund	Equity	Very High	5.23%	1	₹1,560.21
PGIM India Retirement Fund	Solution Oriented	Very High	5.39%	0	₹96.45

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 19 January 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0460
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1587
Direct Plan ' Monthly IDCW Option: 0.1782
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0651
Direct Plan ' Monthly IDCW Option: 0.0716
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PGIM India MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
PGIM India Mutual Fund has announced 26 December 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4071
Direct Plan ' IDCW: 0.5851
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0459
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1618
Direct Plan ' Monthly IDCW Option: 0.1825
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0653
Direct Plan ' Monthly IDCW Option: 0.0718
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Fund House Details & Investment Objective

Date of Incorporation

15 January 2021

Total AUM (Cr)

₹928.64

PGIM India Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 15 January 2021, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹928.64 (Cr), as of 6 February 2026, PGIM India Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.72% since its launch.
The current NAV of PGIM India Balanced Advantage Fund - Direct (G) is ₹16.65, as on 6 February 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in PGIM India Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.65% and 10.72% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.84% in Equity, 33.27% in Debt and 0.89% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.20% in Debt, 15.26% in Banks, 6.38% in Petroleum Products, 4.97% in IT-Software, 3.40% in Pharmaceuticals & Biotech