Mutual Funds
AMC
PGIM India Balanced Advantage Fund - Direct (G)

PGIM India Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
16.83(0.18%)
Fund Size (CR)
₹946.69
Expense Ratio
0.47
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
11.89%

Absolute Return: 2.12%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	9 September 2025	10102.22	1.02%	-	1.11%	88/147
1 Month	14 August 2025	10181.82	1.82%	-	1.86%	65/147
3 Month	16 June 2025	10169.49	1.69%	-	1.72%	52/147
6 Month	13 March 2025	11290.32	12.90%	-	10.16%	13/147
1 Year	16 September 2024	10344.83	3.45%	3.45%	1.43%	50/145
3 Year	16 September 2022	13895.78	38.96%	11.58%	12.66%	87/115
5 Year	-	-	0%	-	13.07%	-/-
Since Inception	4 February 2021	16800.00	68.00%	11.89%	10.90%	52/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 October 2024	1,20,000	126794.78	5.66%	5.66%
3 Year	3 October 2022	3,60,000	431388.05	19.83%	6.22%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.42%

Standard Deviation

0.67%

Beta

0.60%

Sharpe Ratio

-0.01%

Treynor's Ratio

1.75%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.61%	756718	72.01	Equity	Banks
ICICI Bank	7.33%	496642	69.42	Equity	Banks
Reliance Industr	6.20%	432252	58.67	Equity	Refineries
Infosys	3.15%	202875	29.81	Equity	IT - Software
Bharti Airtel	2.52%	126442	23.88	Equity	Telecomm-Service
Eternal Ltd	2.18%	658601	20.68	Equity	E-Commerce/App based Aggregator
TCS	2.14%	65639	20.25	Equity	IT - Software
Bajaj Finance	1.72%	185830	16.31	Equity	Finance
Varun Beverages	1.60%	311442	15.17	Equity	FMCG
Larsen & Toubro	1.48%	38860	13.99	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Balanced Advantage Fund - Direct (G)	946.69	1.82%	1.69%	12.90%	3.45%	11.58%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	65710.61	2.74%	3.05%	12.33%	7.18%	14.27%
ICICI Pru Balanced Advantage Fund - Dir (G)	65710.61	2.74%	3.05%	12.31%	7.16%	14.15%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	65710.61	2.75%	3.07%	12.32%	7.15%	14.15%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1811.88	1.60%	2.63%	12.39%	6.83%	-
DSP Dynamic Asset Allocation Fund -Dir (G)	3488.52	1.24%	1.84%	8.56%	5.85%	12.66%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Large Cap Fund	Equity	Very High	0.3%	3	₹619.98
PGIM India Gilt Fund	Debt	Moderate	8.29%	4	₹111.05
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	11.44%	0	₹1,474.90
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	19.21%	0	₹256.78
PGIM India Liquid Fund	Debt	Moderately Low	7.17%	4	₹547.24
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	6.16%	2	₹219.74
PGIM India Corporate Bond Fund	Debt	Moderately Low	9.56%	4	₹89.69
PGIM India Equity Savings Fund	Hybrid	Moderately Low	6.28%	4	₹73.12
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	7.69%	4	₹205.09
PGIM India Dynamic Bond Fund	Debt	Moderately Low	9.07%	4	₹115.32
PGIM India Midcap Fund	Equity	Very High	2.77%	3	₹11,640.22
PGIM India Arbitrage Fund	Hybrid	Low	7.41%	2	₹124.29
PGIM India Flexi Cap Fund	Equity	Very High	2.9%	3	₹6,391.69
PGIM India Elss Tax Saver Fund	Equity	Very High	3.21%	3	₹798.18
PGIM India Overnight Fund	Debt	Low	6.29%	3	₹81.64
PGIM India Money Market Fund	Debt	Moderately Low	7.96%	2	₹204.07
PGIM India Balanced Advantage Fund	Hybrid	Very High	4.04%	2	₹994.73
PGIM India Small Cap Fund	Equity	Very High	5.28%	1	₹1,560.68
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	6.32%	0	₹46.80
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	8.79%	0	₹26.99
PGIM India Large and Mid Cap Fund	Equity	Very High	5.75%	0	₹726.79
PGIM India Retirement Fund	Solution Oriented	Very High	6.63%	0	₹89.66
PGIM India Multi Cap Fund	Equity	Very High	0%	0	₹408.22
PGIM India Healthcare Fund	Equity	Very High	0%	0	₹111.81

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 September 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0458
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1649
Direct Plan ' Monthly IDCW Option: 0.1842
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0654
Direct Plan ' Monthly IDCW Option: 0.0718
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PGIM India Mutual Fund announces change in Key Personnel
PGIM India Mutual Fund has announced the Mr. Abhishek Tiwari has been appointed as a Chief Executive Officer and Key Personnel of PGIM Asset Management Private Limited With effect from 01 September 2025
Details of Mr. Abhishek Tiwari
Age: 27 years
Designation: Chief Executive Officer
Qualification: PGDM, Nirma University
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PGIM India Mutual Fund announces change in Key Personnel
PGIM India Mutual Fund has announced that Mr. Aditya Kulkarni has been appointed as a Dealer ' Equities on the Board of the Trustee Company with effect from July 01, 2025.
Details of Mr. Aditya Kulkarni
Age: 25
Designation: Dealer ' Equities
Qualification : MBA in Finance Management & BE in Electrical Engineering
Experience : 2
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Fund House Details & Investment Objective

Date of Incorporation

15 January 2021

Total AUM (Cr)

₹946.69

PGIM India Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 15 January 2021, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹946.69 (Cr), as of 17 September 2025, PGIM India Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.89% since its launch.
The current NAV of PGIM India Balanced Advantage Fund - Direct (G) is ₹16.83, as on 17 September 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in PGIM India Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For Exits within 90 days from date of allotment of units : 0.50%. For Exits beyond 90 days from date of allotment of units : Nil The fund has generated 11.58% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.80% in Equity, 28.86% in Debt and -0.66% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.86% in Debt, 16.18% in Banks, 6.20% in Petroleum Products, 6.00% in IT-Software, 4.05% in Consumer Durables