PGIM India Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
16.82(0.12%)
Fund Size (CR)
₹928.64
Expense Ratio
0.59
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
0.5%
Return Since Launch
10.89%

Absolute Return: -0.65%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 February 2026	10071.94	0.72%	-	0.92%	115/147
1 Month	9 January 2026	10029.85	0.30%	-	0.79%	115/147
3 Month	10 November 2025	9946.71	-0.53%	-	0.55%	131/147
6 Month	8 August 2025	10268.95	2.69%	-	4.10%	113/147
1 Year	10 February 2025	10894.94	8.95%	8.95%	8.51%	74/145
3 Year	10 February 2023	14011.68	40.12%	11.89%	12.76%	77/117
5 Year	10 February 2021	16535.43	65.35%	10.58%	10.51%	43/91
Since Inception	4 February 2021	16800.00	68.00%	10.89%	10.37%	60/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	123794.73	3.16%	3.16%
3 Year	1 March 2023	3,60,000	411015.66	14.17%	4.52%
5 Year	1 March 2021	6,00,000	767524.14	27.92%	5.05%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.32%

Standard Deviation

0.71%

Beta

0.79%

Sharpe Ratio

0.02%

Treynor's Ratio

2.02%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.27%	603796	56.11	Equity	Banks
Reliance Industr	4.38%	280622	39.16	Equity	Refineries
ICICI Bank	4.30%	283474	38.41	Equity	Banks
Bharti Airtel	2.37%	107571	21.18	Equity	Telecom-Service
SBI	2.13%	176650	19.03	Equity	Banks
Infosys	2.08%	113299	18.59	Equity	IT - Software
Bajaj Finance	1.63%	156490	14.55	Equity	Finance
Larsen & Toubro	1.63%	37065	14.58	Equity	Infrastructure Developers & Operators
Axis Bank	1.53%	99588	13.65	Equity	Banks
Varun Beverages	1.33%	252118	11.88	Equity	FMCG

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Balanced Advantage Fund - Direct (G)	928.64	0.30%	-0.53%	2.69%	8.95%	11.89%
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4748.18	2.45%	2.01%	6.92%	13.92%	15.84%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4748.18	2.45%	2.01%	6.92%	13.92%	15.84%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	70534.59	0.99%	2.40%	7.03%	13.58%	14.69%
ICICI Pru Balanced Advantage Fund - Dir (G)	70534.59	0.97%	2.38%	7.01%	13.56%	14.56%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	70534.59	0.95%	2.38%	7.02%	13.54%	14.56%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Overnight Fund	Debt	Low	5.6%	3	₹77.53
PGIM India Money Market Fund	Debt	Moderately Low	7.11%	2	₹203.31
PGIM India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹225.54
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	29.96%	0	₹1,187.48
PGIM India Gilt Fund	Debt	Moderate	3.53%	4	₹100.30
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	7.81%	0	₹24.36
PGIM India Corporate Bond Fund	Debt	Moderately Low	7.34%	3	₹84.60
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	4.73%	3	₹208.32
PGIM India Arbitrage Fund	Hybrid	Low	6.61%	2	₹89.62
PGIM India Midcap Fund	Equity	Very High	9.89%	2	₹10,750.75
PGIM India Large and Mid Cap Fund	Equity	Very High	11.67%	0	₹782.33
PGIM India Large Cap Fund	Equity	Very High	10.16%	3	₹570.15
PGIM India Liquid Fund	Debt	Moderately Low	6.48%	4	₹546.30
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	14.56%	0	₹55.66
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	6.73%	5	₹178.78
PGIM India Healthcare Fund	Equity	Very High	3.77%	0	₹88.38
PGIM India Balanced Advantage Fund	Hybrid	Very High	8.95%	2	₹894.17
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	-0.79%	0	₹1,590.20
PGIM India Equity Savings Fund	Hybrid	Moderately Low	6.89%	4	₹65.97
PGIM India Flexi Cap Fund	Equity	Very High	10.47%	3	₹6,021.66
PGIM India Elss Tax Saver Fund	Equity	Very High	6.68%	3	₹731.19
PGIM India Multi Cap Fund	Equity	Very High	12.36%	0	₹397.46
PGIM India Dynamic Bond Fund	Debt	Moderately Low	5.44%	3	₹94.83
PGIM India Small Cap Fund	Equity	Very High	11.05%	1	₹1,486.73
PGIM India Retirement Fund	Solution Oriented	Very High	8.89%	0	₹93.66

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 19 January 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0460
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1587
Direct Plan ' Monthly IDCW Option: 0.1782
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0651
Direct Plan ' Monthly IDCW Option: 0.0716
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PGIM India MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
PGIM India Mutual Fund has announced 26 December 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4071
Direct Plan ' IDCW: 0.5851
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0459
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1618
Direct Plan ' Monthly IDCW Option: 0.1825
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0653
Direct Plan ' Monthly IDCW Option: 0.0718
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Fund House Details & Investment Objective

Date of Incorporation

15 January 2021

Total AUM (Cr)

₹894.17

PGIM India Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 15 January 2021, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹894.17 (Cr), as of 11 February 2026, PGIM India Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.89% since its launch.
The current NAV of PGIM India Balanced Advantage Fund - Direct (G) is ₹16.82, as on 11 February 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in PGIM India Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.89% and 10.58% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.60% in Equity, 32.69% in Debt and 1.71% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.20% in Debt, 15.26% in Banks, 6.38% in Petroleum Products, 4.97% in IT-Software, 3.40% in Pharmaceuticals & Biotech