Can I invest in SIP and Lumpsum in PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in PGIM India Elss Tax Saver Fund - Direct (G). Minimum lumpsum investment PGIM India Elss Tax Saver Fund - Direct (G) is ₹500 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of PGIM India Elss Tax Saver Fund - Direct (G) is PGIM India Elss Tax Saver Fund - Direct (G) is ₹40.68 as on 2025-06-30.

Which are the biggest stock holdings of PGIM India Elss Tax Saver Fund - Direct (G)?

The 5 biggest stock holdings of PGIM India Elss Tax Saver Fund - Direct (G) are: HDFC Bank (8.95%), ICICI Bank (8.79%), Reliance Industr (6.51%), Bharti Airtel (3.57%), Infosys (2.48%)

What are the top sectors PGIM India Elss Tax Saver Fund - Direct (G) invests in?

A majority of PGIM India Elss Tax Saver Fund - Direct (G) 's AUM worth ₹772.34 (Cr) is invested in these 3 top sectors: Banks : 20.45% IT-Software : 8.04% Petroleum Products : 6.09%

Mutual Funds
AMC
PGIM India Elss Tax Saver Fund - Direct (G)

PGIM India Elss Tax Saver Fund - Direct (G)

ELSS

Invest Now

NAV
40.68(-0.32%)
Fund Size (CR)
₹772.34
Expense Ratio
0.72
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
15.86%

Absolute Return: 9.77%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 June 2025	10292.56	2.93%	-	2.58%	64/217
1 Month	27 May 2025	10434.67	4.35%	-	4.01%	74/217
3 Month	27 March 2025	10979.28	9.79%	-	11.38%	116/217
6 Month	27 December 2024	10413.37	4.13%	-	2.92%	76/213
1 Year	27 June 2024	10923.45	9.23%	9.23%	5.14%	29/213
3 Year	27 June 2022	17248.52	72.49%	19.91%	23.06%	162/203
5 Year	26 June 2020	29275.47	192.75%	23.94%	25.47%	122/203
Since Inception	11 December 2015	40810.00	308.10%	15.86%	16.17%	102/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,20,000	128188.64	6.82%	6.82%
3 Year	1 July 2022	3,60,000	464114.01	28.92%	8.84%
5 Year	1 July 2020	6,00,000	943255.28	57.21%	9.47%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.65%

Standard Deviation

0.83%

Beta

0.81%

Sharpe Ratio

0.03%

Treynor's Ratio

0.32%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.95%	355514	69.14	Equity	Banks
ICICI Bank	8.79%	469764	67.92	Equity	Banks
Reliance Industr	6.51%	353591	50.24	Equity	Refineries
Bharti Airtel	3.57%	148605	27.58	Equity	Telecomm-Service
Infosys	2.48%	122500	19.14	Equity	IT - Software
ICICI Lombard	2.40%	98882	18.54	Equity	Insurance
TCS	2.39%	53406	18.50	Equity	IT - Software
Dixon Technolog.	2.28%	12000	17.63	Equity	Consumer Durables
Kotak Mah. Bank	2.26%	84000	17.43	Equity	Banks
Persistent Sys	2.26%	30992	17.47	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Elss Tax Saver Fund - Direct (G)	772.34	4.01%	9.77%	4.01%	8.71%	19.78%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	381.32	3.88%	17.70%	12.06%	27.78%	28.29%
SBI Long Term Advantage Fund - Series V -Dir (G)	381.32	3.88%	17.70%	12.06%	27.78%	28.29%
WhiteOak Capital ELSS Tax Saver Fund - Direct (G)	382.89	3.92%	11.75%	4.05%	14.35%	-
WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW)	382.89	3.92%	11.75%	4.05%	14.35%	-
Parag Parikh ELSS Tax Saver Fund - Direct (G)	5294.26	3.50%	8.06%	6.48%	14.27%	24.22%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Large Cap Fund	Equity	Very High	6.84%	3	₹599.76
PGIM India Gilt Fund	Debt	Moderate	8.68%	4	₹115.57
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	4.84%	0	₹1,384.16
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	14.85%	0	₹156.65
PGIM India Liquid Fund	Debt	Moderately Low	7.31%	4	₹400.29
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	9.16%	2	₹214.21
PGIM India Corporate Bond Fund	Debt	Moderately Low	9.82%	4	₹91.13
PGIM India Equity Savings Fund	Hybrid	Moderately Low	7.34%	3	₹71.81
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	7.75%	4	₹194.21
PGIM India Dynamic Bond Fund	Debt	Moderately Low	9.38%	4	₹117.75
PGIM India Midcap Fund	Equity	Very High	8.02%	3	₹11,051.86
PGIM India Arbitrage Fund	Hybrid	Low	7.55%	2	₹125.07
PGIM India Flexi Cap Fund	Equity	Very High	9.09%	3	₹6,262.21
PGIM India Elss Tax Saver Fund	Equity	Very High	9.23%	3	₹772.34
PGIM India Overnight Fund	Debt	Low	6.4%	3	₹52.46
PGIM India Money Market Fund	Debt	Moderately Low	8.07%	2	₹182.86
PGIM India Balanced Advantage Fund	Hybrid	Very High	9.13%	1	₹975.78
PGIM India Small Cap Fund	Equity	Very High	8.7%	1	₹1,487.37
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	13.9%	0	₹47.38
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	9.23%	0	₹27.11
PGIM India Large and Mid Cap Fund	Equity	Very High	11.77%	0	₹680.90
PGIM India Retirement Fund	Solution Oriented	Very High	12.87%	0	₹84.45
PGIM India Multi Cap Fund	Equity	Very High	0%	0	₹382.99
PGIM India Healthcare Fund	Equity	Very High	0%	0	₹108.88

News

PGIM India MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
PGIM India Mutual Fund has announced 27 June 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4177
Direct Plan ' IDCW: 0.5958
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PGIM India Mutual Fund announces change in scheme name

PGIM India Mutual Fund has announced change in scheme name under the following scheme, With effect from 16 June 2025.

Change in the name of the Scheme:

Existing Scheme Name	Revised Scheme Name
PGIM India Midcap Opportunities Fund	PGIM India Midcap Fund
PGIM India Hybrid Equity Fund	PGIM India Aggressive Hybrid Equity Fund
PGIM India Emerging Markets Equity Fund	PGIM India Emerging Markets Equity Fund of Fund
PGIM India Global Equity Opportunities Fund	PGIM India Global Equity Opportunities Fund of Fund

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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 16 May 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0574
Direct Plan ' Monthly IDCW Option: 0.0581
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1702
Direct Plan ' Monthly IDCW Option: 0.1892
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0701
Direct Plan ' Monthly IDCW Option: 0.0768
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Fund House Details & Investment Objective

Date of Incorporation

19 October 2015

Total AUM (Cr)

₹772.34

PGIM India Elss Tax Saver Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 19 October 2015, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹772.34 (Cr), as of 30 June 2025, PGIM India Elss Tax Saver Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 15.86% since its launch.
The current NAV of PGIM India Elss Tax Saver Fund - Direct (G) is ₹40.68, as on 30 June 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in PGIM India Elss Tax Saver Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 19.91% and 23.94% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.41% in Equity, 2.64% in Debt and -0.05% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.45% in Banks, 8.04% in IT-Software, 6.09% in Petroleum Products, 6.04% in Pharmaceuticals & Biotech, 5.73% in Consumer Durables

FAQs

How to Invest in PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

PGIM India Elss Tax Saver Fund - Direct (G) is a popular fund in the ELSS segment. The fund has generated a return of 15.86% since inception. Looking to invest in PGIM India Elss Tax Saver Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Elss Tax Saver Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, PGIM India Elss Tax Saver Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in PGIM India Elss Tax Saver Fund - Direct (G) today and reap the benefits of this ELSS fund!

How much returns has PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, PGIM India Elss Tax Saver Fund - Direct (G) has generated annualised return of 9.23%. In the long-term, the fund has generated 19.91% and 23.94% in 3 and 5 years respectively. Since its inception, the fund has generated 15.86% returns.

What is the expense ratio of PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

The expense ratio of PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth is 0.72%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of PGIM India Elss Tax Saver Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of PGIM India Elss Tax Saver Fund - Direct (G) is ₹772.34 (Cr) as of 2025-06-30 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

Redeeming or selling units of PGIM India Elss Tax Saver Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from PGIM India Elss Tax Saver Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case PGIM India Elss Tax Saver Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).