PGIM India Retirement Fund - Direct (G)

Retirement Fund

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NAV
12.66(0.40%)
Fund Size (CR)
₹98.56
Expense Ratio
1
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
11.03%

Absolute Return: 10.28%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	June 25, 2026	10136.66	1.37%	-	0.66%	11/106
1 Month	June 3, 2026	10543.48	5.43%	-	3.62%	9/106
3 Month	April 2, 2026	11632.84	16.33%	-	8.92%	7/106
6 Month	January 2, 2026	10252.03	2.52%	-	0.30%	16/106
1 Year	July 3, 2025	10144.81	1.45%	1.45%	2.38%	61/106
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	April 15, 2024	12610.00	26.10%	11.03%	10.74%	38/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	August 1, 2025	1,20,000	126350.07	5.29%	5.29%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

4.76%

Standard Deviation

1.04%

Beta

0.28%

Sharpe Ratio

-0.01%

Treynor's Ratio

7.96%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	4.96%	38904	4.89	Equity	Banks
Reliance Industr	3.72%	27761	3.67	Equity	Refineries
HDFC Bank	3.66%	48502	3.61	Equity	Banks
Solar Industries	2.63%	1420	2.59	Equity	Aerospace & Defence
TCS	2.43%	10619	2.40	Equity	IT - Software
Multi Comm. Exc.	2.22%	7411	2.19	Equity	Financial Services
Rubicon Research	2.04%	19980	2.01	Equity	Pharmaceuticals
Bharti Airtel	1.94%	10473	1.92	Equity	Telecom-Service
Navin Fluo.Intl.	1.78%	2459	1.75	Equity	Chemicals
Bajaj Finance	1.77%	19220	1.75	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Retirement Fund - Direct (G)	98.56	5.43%	16.33%	2.52%	1.45%	-
Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW)	444.49	5.75%	19.81%	7.20%	12.75%	17.85%
Aditya Birla SL Retirement-The 30s Plan-Dir (G)	444.49	5.75%	19.81%	7.20%	12.74%	17.85%
ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW)	1192.06	3.46%	12.13%	2.58%	8.08%	21.03%
ICICI Pru Retirement Fund - Hybrid AP - Dir (G)	1192.06	3.46%	12.09%	2.58%	8.05%	21.01%
ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW)	1923.76	3.71%	12.78%	2.54%	6.68%	23.67%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	0.51%	3	₹201.84
PGIM India Arbitrage Fund	Hybrid	Low	6.27%	2	₹92.17
PGIM India Liquid Fund	Debt	Moderately Low	6.41%	4	₹785.88
PGIM India Midcap Fund	Equity	Very High	0.38%	2	₹10,821.62
PGIM India Overnight Fund	Debt	Low	5.23%	3	₹175.86
PGIM India Healthcare Fund	Equity	Very High	16.58%	0	₹95.49
PGIM India Balanced Advantage Fund	Hybrid	Very High	-1.19%	2	₹797.63
PGIM India Small Cap Fund	Equity	Very High	8.51%	1	₹1,567.38
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	25.72%	0	₹59.53
PGIM India Large and Mid Cap Fund	Equity	Very High	0.39%	0	₹781.86
PGIM India Large Cap Fund	Equity	Very High	-1.92%	3	₹534.93
PGIM India Equity Savings Fund	Hybrid	Moderately Low	4.04%	4	₹59.57
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	43.13%	0	₹1,490.48
PGIM India Retirement Fund	Solution Oriented	Very High	1.45%	0	₹98.56
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	5.24%	0	₹21.69
PGIM India Money Market Fund	Debt	Moderately Low	6.26%	2	₹140.49
PGIM India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹273.65
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	6.24%	5	₹166.68
PGIM India Corporate Bond Fund	Debt	Moderately Low	5.36%	3	₹86.10
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	21.14%	0	₹1,797.44
PGIM India Elss Tax Saver Fund	Equity	Very High	-1.48%	3	₹688.59
PGIM India Flexi Cap Fund	Equity	Very High	0.65%	3	₹5,732.98
PGIM India Multi Cap Fund	Equity	Very High	6.93%	0	₹413.64
PGIM India Dynamic Bond Fund	Debt	Moderately Low	3.89%	3	₹83.07
PGIM India Gilt Fund	Debt	Moderate	2.5%	4	₹93.30

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 18 June 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0454
Direct Plan ' Monthly IDCW Option: 0.0463
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1471
Direct Plan ' Monthly IDCW Option: 0.1663
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0629
Direct Plan ' Monthly IDCW Option: 0.0695
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PGIM India Mutual Fund announces Ceasation of Key Personnel
PGIM India Mutual Fund Announces Cessation of Key Personnel that, Investors/Unitholders are requested to note that Ms. Caroline McDonagh, Associate Director of PGIM Asset Management Private Limited ('the AMC') has resigned from the Board of AMC with effect from 05, 2026.
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 April 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0453
Direct Plan ' Monthly IDCW Option: 0.0462
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1467
Direct Plan ' Monthly IDCW Option: 0.1652
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0634
Direct Plan ' Monthly IDCW Option: 0.0699

Fund House Details & Investment Objective

Date of Incorporation

March 26, 2024

Total AUM (Cr)

₹98.56

PGIM India Retirement Fund - Direct (G) is an Retirement Fund-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in March 26, 2024, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹98.56 (Cr), as of July 6, 2026, PGIM India Retirement Fund - Direct (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 11.03% since its launch.
The current NAV of PGIM India Retirement Fund - Direct (G) is ₹12.66, as on July 6, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in PGIM India Retirement Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.36% in Equity, 5.93% in Debt and 0.71% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 10.47% in Banks, 9.64% in Pharmaceuticals & Biotech, 5.66% in Capital Markets, 5.43% in Chemicals & Petrochemical, 5.22% in Debt

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