Mutual Funds
AMC
Sundaram Banking & PSU Fund - Direct (IDCW-M)

Sundaram Banking & PSU Fund - Direct (IDCW-M)

Banking and PSU Fund

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NAV
11.77(0.14%)
Fund Size (CR)
₹471.16
Expense Ratio
0.27
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹5,000
Minimum SIP Investment
₹250
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.03%

Absolute Return: 0.09%

Annualized Return: 0%

Basic Details

Scheme Manager

Dwijendra Srivastava

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19 August 2025	9997.17	-0.03%	-	-0.08%	22/164
1 Month	25 July 2025	9991.21	-0.09%	-	-0.19%	50/164
3 Month	26 May 2025	10061.17	0.61%	-	0.39%	60/164
6 Month	25 February 2025	10432.79	4.33%	-	4.12%	48/164
1 Year	26 August 2024	10816.85	8.17%	8.17%	7.76%	46/164
3 Year	26 August 2022	12305.17	23.05%	7.15%	7.15%	86/158
5 Year	26 August 2020	13097.97	30.98%	5.54%	6.03%	113/132
Since Inception	15 July 2013	22789.63	127.90%	7.03%	7.17%	107/164

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	248067.48	106.72%	106.72%
3 Year	1 September 2022	3,60,000	747629.43	107.67%	27.58%
5 Year	1 September 2020	6,00,000	1248723.25	108.12%	15.79%
10 Year	1 September 2015	12,00,000	2558547.50	113.21%	7.87%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.34%

Standard Deviation

0.04%

Beta

1.50%

Sharpe Ratio

2.03%

Treynor's Ratio

1.48%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Banking & PSU Fund - Direct (IDCW-M)	471.16	-0.09%	0.61%	4.33%	8.17%	7.15%
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	149.64	0.10%	1.18%	4.96%	10.01%	9.65%
AXIS Banking & PSU Debt Fund - Direct (IDCW-M)	13286.45	-0.09%	0.70%	4.85%	9.00%	7.26%
LIC MF Banking & PSU Fund - Direct (G)	1851.38	-0.16%	0.44%	4.61%	8.51%	7.58%
LIC MF Banking & PSU Fund - Direct (IDCW-M)	1851.38	-0.16%	0.44%	4.61%	8.51%	7.58%
LIC MF Banking & PSU Fund - Direct (IDCW-W)	1851.38	-0.16%	0.44%	4.57%	8.47%	7.71%

List of Schemes under Sundaram Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Sundaram Aggressive Hybrid Fund	Hybrid	High	1.76%	3	₹6,428.51
Sundaram Liquid Fund	Debt	Moderate	7.18%	5	₹6,449.73
Sundaram Low Duration Fund	Debt	Moderate	8.53%	5	₹366.69
Sundaram Equity Savings Fund	Hybrid	Moderate	7.17%	0	₹1,091.91
Sundaram Dividend Yield Fund	Equity	Very High	-6.7%	0	₹914.79
Sundaram Multi Cap Fund	Equity	Very High	0.53%	2	₹2,853.08
Sundaram Nifty 100 Equal Weight Fund	Other	Very High	-6.45%	3	₹110.05
Sundaram Focused Fund	Equity	Very High	-1.25%	2	₹1,112.64
Sundaram Ultra Short Duration Fund	Debt	Moderately Low	7.88%	5	₹2,548.65
Sundaram Balanced Advantage Fund	Hybrid	High	2.85%	3	₹1,596.76
Sundaram Short Duration Fund	Debt	Moderate	9.39%	3	₹218.27
Sundaram ELSS Tax Saver Fund	Equity	Very High	1.28%	3	₹1,394.52
Sundaram Medium Duration Fund	Debt	Moderate	7.89%	1	₹42.94
Sundaram Large and Mid Cap Fund	Equity	Very High	-0.91%	2	₹6,892.55
Sundaram Corporate Bond Fund	Debt	Moderately Low	9.25%	3	₹773.31
Sundaram Banking & PSU Fund	Debt	Moderately Low	9.04%	3	₹470.34
Sundaram Global Brand Theme - Equity Active FoF	Other	Very High	17.39%	0	₹122.90
Sundaram Conservative Hybrid Fund	Hybrid	Moderate	5.3%	3	₹21.61
Sundaram Small Cap Fund	Equity	Very High	0.18%	3	₹3,438.89
Sundaram Mid Cap Fund	Equity	Very High	2.22%	4	₹6,336.32
Sundaram Infrastructure Advantage Fund	Equity	Very High	-4.09%	2	₹981.80
Sundaram Fin Serv Opportunities	Equity	Very High	4.21%	4	₹1,604.71
Sundaram Consumption Fund	Equity	Very High	0.7%	3	₹1,595.84
Sundaram Diversified Equity	Equity	Very High	0.82%	0	₹1,519.21
Sundaram Long Term Tax Advantage Fund-Sr.II	Equity	Very High	-0.72%	0	₹13.44
Sundaram Arbitrage Fund	Hybrid	Moderately Low	7.51%	2	₹254.53
Sundaram LT MC Tax Advantage Fund - Sr.III	Equity	Very High	-0.48%	0	₹80.22
Sundaram LT MC Tax Advantage Fund - Sr.IV	Equity	Very High	-0.02%	0	₹37.74
Sundaram LT MC Tax Advantage Fund - Sr.V	Equity	Very High	0.65%	0	₹31.75
Sundaram LT MC Tax Advantage Fund - Sr.VI	Equity	Very High	0.73%	0	₹38.17
Sundaram LT Tax Advantage Fund - Sr.III	Equity	Very High	0.02%	0	₹35.00
Sundaram LT Tax Advantage Fund - Sr.IV	Equity	Very High	0.75%	0	₹23.09
Sundaram Services Fund	Equity	Very High	8.79%	0	₹4,428.77
Sundaram Money Market Fund	Debt	Low	8.09%	3	₹1,971.35
Sundaram Overnight Fund	Debt	Low	6.3%	3	₹1,101.22
Sundaram Large Cap Fund	Equity	Very High	-1.95%	3	₹3,471.13
Sundaram Flexi Cap Fund	Equity	Very High	3.57%	0	₹2,107.86
Sundaram Multi Asset Allocation Fund	Hybrid	Very High	8.43%	0	₹2,688.25
Sundaram Business Cycle Fund	Equity	Very High	6.62%	0	₹1,829.90
Sundaram Multi-Factor Fund	Equity	Very High	0%	0	₹0.00

News

Sundaram MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Sundaram Mutual Fund has announced 14 August 2025 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Aggressive Hybrid Fund - Regular Plan-Monthly-IDCW Option: 0.250
Sundaram Aggressive Hybrid Fund - Direct Plan-Monthly-IDCW Option: 0.350
Sundaram Balanced Advantage Fund - Regular Plan-Monthly-IDCW Option: 0.115
Sundaram Balanced Advantage Fund - Direct Plan-Monthly-IDCW Option: 0.140
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Sundaram Mutual Fund announces change in scheme name
Sundaram Mutual Fund has announced change in scheme name under the following scheme, With effect from 12 September 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

Sundaram Diversified Equity Fund Sundaram Value Fund

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Existing Scheme Name	Revised Scheme Name
Sundaram Diversified Equity Fund	Sundaram Value Fund

Sundaram MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
Sundaram Mutual Fund has announced 24 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Sundaram Small Cap Fund:
Regular Plan ' IDCW: 2.338
Direct Plan ' IDCW: 2.648
Sundaram Mid Cap Fund:
Regular Plan ' IDCW: 4.622
Direct Plan ' IDCW: 5.101
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹470.74

Sundaram Banking & PSU Fund - Direct (IDCW-M) is an Banking and PSU Fund-oriented fund from the renowned AMC, Sundaram Mutual Fund. Launched in 1 January 2013, this fund is managed by Dwijendra Srivastava. With assets under management (AUM) worth ₹470.74 (Cr), as of 28 August 2025, Sundaram Banking & PSU Fund - Direct (IDCW-M) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.03% since its launch.
The current NAV of Sundaram Banking & PSU Fund - Direct (IDCW-M) is ₹11.77, as on 28 August 2025. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Sundaram Banking & PSU Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹250 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.15% and 5.54% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.19% in Debt and 3.81% in cash and cash equivalents.