Mutual Funds
AMC
Tata Banking & Financial Services Fund-Dir (IDCW)

Tata Banking & Financial Services Fund-Dir (IDCW)

NAV
52.99(0.44%)
Fund Size (CR)
₹3,225.32
Expense Ratio
0.44
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
18.00%

Absolute Return: 4.52%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Amey Sathe

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	5 January 2026	9856.89	-1.43%	-	-2.34%	154/964
1 Month	12 December 2025	9987.09	-0.13%	-	-0.86%	240/960
3 Month	10 October 2025	10413.49	4.13%	-	-0.25%	99/920
6 Month	11 July 2025	10265.14	2.65%	-	1.19%	257/880
1 Year	10 January 2025	12321.35	23.21%	23.21%	6.47%	42/820
3 Year	12 January 2023	16382.31	63.82%	17.87%	19.32%	282/506
5 Year	12 January 2021	21034.68	110.35%	16.03%	17.31%	225/422
Since Inception	28 December 2015	52753.50	427.54%	18.00%	11.90%	207/964

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	130955.94	9.13%	9.13%
3 Year	1 February 2023	3,60,000	463437.83	28.73%	8.78%
5 Year	1 February 2021	6,00,000	923147.19	53.86%	9.00%
10 Year	1 February 2016	12,00,000	2873160.78	139.43%	9.12%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.68%

Standard Deviation

0.97%

Beta

0.91%

Sharpe Ratio

0.06%

Treynor's Ratio

3.28%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	18.44%	6000000	594.72	Equity	Banks
ICICI Bank	15.61%	3750000	503.59	Equity	Banks
Axis Bank	8.54%	2170000	275.46	Equity	Banks
SBI	8.13%	2670000	262.25	Equity	Banks
Bajaj Finserv	3.23%	510000	104.03	Equity	Finance
Bank of Baroda	3.03%	3300000	97.65	Equity	Banks
Kotak Mah. Bank	2.87%	420000	92.45	Equity	Banks
Bajaj Finance	2.75%	900000	88.81	Equity	Finance
Canara HSBC	2.47%	5384170	79.78	Equity	Insurance
ICICI Lombard	2.43%	400000	78.48	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Banking & Financial Services Fund-Dir (IDCW)	3225.32	-0.13%	4.13%	2.65%	23.21%	17.87%
Nippon India Taiwan Equity Fund - Direct (G)	427.47	0.96%	9.65%	36.97%	55.25%	39.86%
Nippon India Taiwan Equity Fund - Direct (IDCW)	427.47	0.96%	9.65%	36.97%	55.25%	39.86%
Aditya Birla SL International Equity Fund - Direct (G)	275.88	2.57%	4.32%	15.95%	38.54%	17.15%
Aditya Birla SL International Equity Fund - Direct (IDCW)	275.88	2.57%	4.32%	15.95%	38.54%	17.15%
Franklin Asian Equity Fund - Direct (G)	314.58	3.94%	7.73%	20.57%	32.39%	12.94%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Aggressive Hybrid Fund	Hybrid	Very High	7.22%	2	₹4,179.49
Tata Large & Mid Cap Fund	Equity	Very High	4.45%	2	₹8,683.19
Tata Value Fund	Equity	Very High	8.06%	2	₹9,060.58
Tata Ethical Fund	Equity	Very High	0.36%	0	₹3,817.44
Tata Treasury Advantage Fund	Debt	Moderately Low	7.43%	4	₹3,563.06
Tata Infrastructure Fund	Equity	Very High	-1.79%	1	₹2,016.19
Tata Money Market Fund	Debt	Moderately Low	7.6%	5	₹35,599.90
Tata Mid Cap Fund	Equity	Very High	9.59%	3	₹5,497.27
Tata Liquid Fund - Rgular	Debt	Moderately Low	6.59%	4	₹18,946.33
Tata Large Cap Fund	Equity	Very High	10.77%	4	₹2,839.57
Tata Short Term Bond Fund	Debt	Moderately Low	7.51%	3	₹3,236.52
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	1.46%	3	₹364.80
Tata Nifty 50 Index Fund	Other	Very High	11.04%	3	₹1,544.83
Tata BSE Sensex Index Fund	Other	Very High	9.26%	2	₹422.37
Tata Gilt Securities Fund	Debt	Moderately Low	5.37%	4	₹1,246.79
Tata Equity Savings Fund	Hybrid	Moderately High	7.33%	3	₹278.37
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	5.3%	2	₹172.98
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	3.83%	2	₹2,165.77
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	1.67%	3	₹2,107.80
Tata ELSS Fund	Equity	Very High	6.86%	2	₹4,748.03
Tata Banking & Financial Services Fund	Equity	Very High	23.21%	3	₹3,225.32
Tata Digital India Fund	Equity	Very High	-9.78%	0	₹12,255.16
Tata Resources & Energy Fund	Equity	Very High	14.03%	0	₹1,222.10
Tata India Consumer Fund	Equity	Very High	0.13%	3	₹2,671.26
Tata India Pharma & Healthcare Fund	Equity	Very High	-0.45%	3	₹1,310.50
Tata Flexi Cap Fund	Equity	Very High	12.71%	3	₹3,698.56
Tata Small Cap Fund	Equity	Very High	-9.3%	4	₹11,324.26
Tata Arbitrage Fund	Hybrid	Low	7.12%	5	₹20,021.20
Tata Balanced Advantage Fund	Hybrid	Moderately High	7.39%	4	₹9,690.76
Tata Ultra Short Term Fund	Debt	Moderately Low	7.43%	5	₹4,560.56
Tata Overnight Fund	Debt	Low	5.82%	4	₹4,454.03
Tata Focused Fund	Equity	Very High	5.18%	3	₹1,858.61
Tata Multi Asset Allocation Fund	Hybrid	Very High	17.29%	3	₹4,804.69
Tata Dividend Yield	Equity	Very High	13.79%	0	₹1,022.92
Tata Floating Rate Fund	Debt	Moderately Low	7.96%	2	₹136.40
Tata Business Cycle Fund	Equity	Very High	4.61%	0	₹2,829.57
Tata Corporate Bond Fund	Debt	Moderately Low	7.55%	3	₹4,235.45
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	8.05%	0	₹746.52
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	-0.1%	0	₹134.51
Tata Housing Opportunities Fund	Equity	Very High	3.01%	0	₹514.65
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	6.94%	0	₹825.91
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	-0.07%	2	₹1,043.79
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	8.67%	0	₹164.75
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	7.58%	0	₹77.15
Tata Multicap Fund	Equity	Very High	7.07%	0	₹3,215.84
Tata Gold ETF Fund of Fund	Other	High	75.8%	5	₹812.92
Tata Silver ETF Fund of Fund	Other	Very High	170.72%	0	₹798.20
Tata Nifty Auto Index Fund	Other	Very High	21.95%	0	₹100.53
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	1.72%	0	₹158.82
Tata Nifty Realty Index Fund	Other	Very High	-10.52%	0	₹48.01
Tata Nifty Financial Services Index Fund	Other	Very High	21.14%	0	₹87.07
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	9.83%	0	₹127.19
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	6.84%	0	₹75.57
Tata Nifty India Tourism Index Fund	Other	Very High	-7.34%	0	₹289.56
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	0.28%	0	₹197.77
Tata Nifty Capital Markets Index Fund	Other	Very High	24.35%	0	₹456.54
Tata India Innovation Fund	Equity	Very High	-0.58%	0	₹1,614.91
Tata BSE Select Business Groups Index Fund	Other	Very High	11.34%	0	₹225.56
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹53.03
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹304.25
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹230.56
Tata Nifty Next 50 Index Fund	Other	Very High	0%	0	₹108.64
Tata BSE Multicap Consumption 50:30:20 Index Fund	Other	Very High	0%	0	₹56.75

News

Tata Crisil-IBX Gilt Index-April 2026 Index Fund Merger into Tata Short Term Bond Fund
Tata Mutual Fund has approved the merger of Tata Crisil-IBX Gilt Index-April 2026 Index Fund Merger into Tata Short Term Bond Fund, with effect from 14 February 2026.
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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 03 December 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Aggressive Hybrid Fund ' Regular Plan & Direct Plan: 0.37 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.059 each.
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Tata Mutual Fund announces temporarily suspend
Tata Mutual Fund has decided to Temporary Suspension of Subscription to units in Tata Silver ETF Fund of fund With effect from 14 October 2025
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Fund House Details & Investment Objective

Date of Incorporation

4 December 2015

Total AUM (Cr)

₹3225.32

Tata Banking & Financial Services Fund-Dir (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 4 December 2015, this fund is managed by Amey Sathe. With assets under management (AUM) worth ₹3,225.32 (Cr), as of 13 January 2026, Tata Banking & Financial Services Fund-Dir (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 18.00% since its launch.
The current NAV of Tata Banking & Financial Services Fund-Dir (IDCW) is ₹52.99, as on 13 January 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in Tata Banking & Financial Services Fund-Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 17.87% and 16.03% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.79% in Equity, 0.08% in Debt and 3.13% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 59.36% in Banks, 23.77% in Finance, 10.58% in Insurance, 3.00% in Debt, 2.31% in Financial Technology (Fin