Tata Retirement Savings Fund - Progressive (G)

Retirement Fund

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NAV
64.89(0.13%)
Fund Size (CR)
₹1,824.25
Expense Ratio
2.06
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹150
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
13.78%

Absolute Return: 2.86%

Annualized Return: 0%

Basic Details

Scheme Manager

Murthy Nagarajan

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 13, 2026	10484.54	4.85%	-	2.60%	2/106
1 Month	March 20, 2026	11039.56	10.40%	-	5.21%	6/106
3 Month	January 21, 2026	10351.97	3.52%	-	1.57%	16/106
6 Month	October 20, 2025	9752.41	-2.48%	-	-0.96%	86/106
1 Year	April 21, 2025	10554.69	5.55%	5.55%	5.41%	37/106
3 Year	April 21, 2023	15785.64	57.86%	16.42%	13.37%	26/94
5 Year	April 20, 2021	17931.89	79.32%	12.37%	11.06%	30/90
Since Inception	November 1, 2011	64806.20	548.06%	13.78%	10.70%	25/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	122170.20	1.81%	1.81%
3 Year	May 2, 2023	3,60,000	403469.29	12.07%	3.87%
5 Year	May 3, 2021	6,00,000	779830.06	29.97%	5.38%
10 Year	May 2, 2016	12,00,000	2225600.61	85.47%	6.37%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.22%

Standard Deviation

0.94%

Beta

0.36%

Sharpe Ratio

-0.03%

Treynor's Ratio

-0.90%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	5.24%	792000	95.51	Equity	Banks
Reliance Industr	4.77%	648000	87.08	Equity	Refineries
Solar Industries	4.53%	68400	82.60	Equity	Aerospace & Defence
HDFC Bank	4.41%	1100000	80.47	Equity	Banks
BSE	3.93%	267000	71.65	Equity	Financial Services
Multi Comm. Exc.	3.65%	279000	66.66	Equity	Financial Services
Eternal	3.41%	2718000	62.24	Equity	E-Commerce/App based Aggregator
Radico Khaitan	3.09%	214118	56.30	Equity	Alcoholic Beverages
ITC	2.94%	1863000	53.60	Equity	Tobacco Products
Nippon Life Ind.	2.65%	603000	48.34	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW)	1608.65	9.27%	6.58%	3.44%	19.88%	28.13%
ICICI Pru Retirement Fund - Pure Equity - Dir (G)	1608.65	9.27%	6.55%	3.43%	19.87%	28.12%
ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW)	1040.99	7.34%	3.65%	2.15%	16.25%	23.94%
ICICI Pru Retirement Fund - Hybrid AP - Dir (G)	1040.99	7.31%	3.61%	2.15%	16.21%	23.92%
Aditya Birla SL Retirement-The 30s Plan-Dir (G)	382.27	11.43%	5.25%	2.69%	15.90%	19.51%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	6.86%	2	₹1,887.73
Tata Infrastructure Fund	Equity	Very High	10.18%	1	₹1,790.38
Tata Silver ETF Fund of Fund	Other	Very High	147.83%	0	₹997.31
Tata BSE Quality Index Fund	Other	Very High	12.34%	0	₹50.96
Tata Nifty India Tourism Index Fund	Other	Very High	-18.08%	0	₹214.75
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹221.27
Tata Mid Cap Fund	Equity	Very High	13.5%	3	₹4,992.84
Tata India Pharma & Healthcare Fund	Equity	Very High	2.69%	3	₹1,229.42
Tata Large Cap Fund	Equity	Very High	5.85%	4	₹2,448.18
Tata Large & Mid Cap Fund	Equity	Very High	-3.22%	2	₹7,039.90
Tata Balanced Advantage Fund	Hybrid	Moderately High	5.74%	4	₹8,725.14
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹270.29
Tata BSE Sensex Index Fund	Other	Very High	0.61%	2	₹357.32
Tata Nifty Financial Services Index Fund	Other	Very High	1.81%	0	₹60.41
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	5.6%	0	₹135.35
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	12.95%	0	₹113.54
Tata BSE Multicap Consumption 50:30:20 Index Fund	Other	Very High	0%	0	₹40.65
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	8.13%	0	₹152.59
Tata Housing Opportunities Fund	Equity	Very High	4.33%	0	₹419.09
Tata Banking & Financial Services Fund	Equity	Very High	6.23%	3	₹2,742.60
Tata Overnight Fund	Debt	Low	5.46%	4	₹4,860.65
Tata BSE Select Business Groups Index Fund	Other	Very High	12.37%	0	₹207.48
Tata Gold ETF Fund of Fund	Other	High	52.84%	5	₹1,289.51
Tata Resources & Energy Fund	Equity	Very High	14.54%	0	₹1,163.11
Tata Money Market Fund	Debt	Moderately Low	6.79%	5	₹36,492.73
Tata Arbitrage Fund	Hybrid	Low	6.85%	5	₹20,686.40
Tata Nifty Next 50 Index Fund	Other	Very High	0%	0	₹98.58
Tata Nifty Realty Index Fund	Other	Very High	-7.77%	0	₹37.90
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	6.19%	0	₹70.96
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	4.46%	2	₹163.35
Tata Multi Asset Allocation Fund	Hybrid	Very High	13.03%	3	₹4,668.60
Tata India Consumer Fund	Equity	Very High	4.01%	3	₹2,261.07
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	6.53%	0	₹64.47
Tata Aggressive Hybrid Fund	Hybrid	Very High	3.5%	2	₹3,608.23
Tata Liquid Fund - Rgular	Debt	Moderately Low	6.38%	4	₹34,164.45
Tata Ultra Short Term Fund	Debt	Moderately Low	6.94%	5	₹4,123.71
Tata Nifty Auto Index Fund	Other	Very High	22.48%	0	₹85.90
Tata Corporate Bond Fund	Debt	Moderately Low	4.86%	3	₹3,649.17
Tata Nifty Capital Markets Index Fund	Other	Very High	41.38%	0	₹490.44
Tata Nifty 50 Index Fund	Other	Very High	2.71%	3	₹1,379.88
Tata Gilt Securities Fund	Debt	Moderately Low	0.59%	4	₹1,075.78
Tata India Innovation Fund	Equity	Very High	3.95%	0	₹1,248.44
Tata Dividend Yield	Equity	Very High	14.67%	0	₹916.45
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	7.09%	3	₹1,824.25
Tata Flexi Cap Fund	Equity	Very High	3.75%	3	₹3,309.74
Tata Focused Fund	Equity	Very High	5.09%	3	₹1,600.99
Tata ELSS Fund	Equity	Very High	9.86%	2	₹4,090.85
Tata Business Cycle Fund	Equity	Very High	4.54%	0	₹2,366.34
Tata Value Fund	Equity	Very High	6.83%	2	₹7,908.85
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	-3.64%	3	₹301.63
Tata Ethical Fund	Equity	Very High	0.99%	0	₹3,391.16
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	7.91%	2	₹963.63
Tata Floating Rate Fund	Debt	Moderately Low	6.13%	2	₹110.36
Tata Short Term Bond Fund	Debt	Moderately Low	5.24%	3	₹3,163.93
Tata Multicap Fund	Equity	Very High	12.7%	0	₹2,853.95
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	6.02%	0	₹709.81
Tata Digital India Fund	Equity	Very High	-3.36%	0	₹9,238.58
Tata Small Cap Fund	Equity	Very High	-5.31%	4	₹9,620.55
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	-1.96%	0	₹102.61
Tata Treasury Advantage Fund	Debt	Moderately Low	6.48%	4	₹2,873.63
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	8.37%	0	₹169.78

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under its schemes
Tata Mutual Fund has announced 23 April 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Banking & Financial Services Fund ' Regular Plan & Direct Plan: 1.59 each.
Tata Ethical Fund ' Regular Plan & Direct Plan: 5.85 each.
Tata India Consumer Fund ' Regular Plan & Direct Plan: 1.56 each.
Tata Large & Mid Cap Fund ' Regular Plan & Direct Plan: 6.14 each.
Tata Large Cap Fund ' Regular Plan & Direct Plan: 8.64 each.
Tata Mid Cap Fund ' Regular Plan & Direct Plan: 4.83 each.
Tata Resources & Energy Fund ' Regular Plan & Direct Plan: 1.74 each.

Tata Mutual Fund has announced the resumption of subscriptions in its Tata Small Cap Fund
Tata Mutual Fund has announced the resumption of subscriptions in its Tata Small Cap Fund effective April 06, 2026, allowing investors to invest through lumpsum and switch-ins.

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
Tata Mutual Fund has announced 01 April 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Aggressive Hybrid Fund ' Regular Plan & Direct Plan: 0.79 each.
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Fund House Details & Investment Objective

Date of Incorporation

October 7, 2011

Total AUM (Cr)

₹1824.25

Tata Retirement Savings Fund - Progressive (G) is an Retirement Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in October 7, 2011, this fund is managed by Murthy Nagarajan. With assets under management (AUM) worth ₹1,824.25 (Cr), as of April 22, 2026, Tata Retirement Savings Fund - Progressive (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 13.78% since its launch.
The current NAV of Tata Retirement Savings Fund - Progressive (G) is ₹64.89, as on April 22, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Tata Retirement Savings Fund - Progressive (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹150 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 16.42% and 12.37% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.72% in Equity, 1.36% in Debt and 2.92% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.41% in Banks, 14.02% in Capital Markets, 6.55% in Finance, 4.59% in Chemicals & Petrochemical, 4.49% in Petroleum Products

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