Can I invest in SIP and Lumpsum in Tata Retirement Savings Fund - Progressive (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Retirement Savings Fund - Progressive (G). Minimum lumpsum investment Tata Retirement Savings Fund - Progressive (G) is ₹5,000 and minimum SIP amount is ₹150 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Tata Retirement Savings Fund - Progressive (G)?

The 5 biggest stock holdings of Tata Retirement Savings Fund - Progressive (G) are: HDFC Bank (6.93%), Solar Industries (4.70%), Reliance Industr (4.53%), BSE (4.12%), TCS (3.86%)

What are the top sectors Tata Retirement Savings Fund - Progressive (G) invests in?

A majority of Tata Retirement Savings Fund - Progressive (G) 's AUM worth ₹2,178.32 (Cr) is invested in these 3 top sectors: IT-Software : 11.85% Banks : 11.32% Capital Markets : 6.96%

Mutual Funds
AMC
Tata Retirement Savings Fund - Progressive (G)

Tata Retirement Savings Fund - Progressive (G)

Q: What is the NAV of Tata Retirement Savings Fund - Progressive (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Tata Retirement Savings Fund - Progressive (G) is Tata Retirement Savings Fund - Progressive (G) is ₹66.62 as on 2025-07-10.

Retirement Fund

Invest Now

NAV
66.62(-0.30%)
Fund Size (CR)
₹2,082.94
Expense Ratio
1.99
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹150
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
14.88%

Absolute Return: 14.61%

Annualized Return: 0%

Basic Details

Scheme Manager

Murthy Nagarajan

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 July 2025	9939.49	-0.61%	-	0.05%	98/106
1 Month	9 June 2025	9936.09	-0.64%	-	0.69%	106/106
3 Month	9 April 2025	11696.32	16.96%	-	10.53%	16/106
6 Month	9 January 2025	10304.09	3.04%	-	5.59%	104/106
1 Year	9 July 2024	10339.76	3.40%	3.40%	5.78%	87/106
3 Year	8 July 2022	17061.88	70.62%	19.45%	15.31%	21/90
5 Year	9 July 2020	23297.08	132.97%	18.42%	14.44%	21/74
Since Inception	1 November 2011	66818.60	568.19%	14.88%	12.68%	34/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	125048.01	4.21%	4.21%
3 Year	1 August 2022	3,60,000	463244.18	28.68%	8.77%
5 Year	3 August 2020	6,00,000	886230.25	47.71%	8.11%
10 Year	3 August 2015	12,00,000	2514537.03	109.54%	7.68%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.88%

Standard Deviation

0.89%

Beta

1.06%

Sharpe Ratio

0.01%

Treynor's Ratio

1.00%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.93%	754000	150.91	Equity	Banks
Solar Industries	4.70%	58135	102.31	Equity	Aerospace & Defence
Reliance Industr	4.53%	657000	98.59	Equity	Refineries
BSE	4.12%	324000	89.75	Equity	Financial Services
TCS	3.86%	243000	84.13	Equity	IT - Software
ITC	3.54%	1853000	77.17	Equity	Tobacco Products
Eternal Ltd	3.30%	2718000	71.80	Equity	E-Commerce/App based Aggregator
Radico Khaitan	3.00%	249600	65.33	Equity	Alcoholic Beverages
Mahanagar Gas	2.57%	378000	56.06	Equity	Gas Distribution
Karur Vysya Bank	2.25%	1836000	49.12	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Retirement Fund - Direct (G)	84.45	1.79%	17.23%	7.28%	10.31%	-
PGIM India Retirement Fund - Direct (IDCW)	84.45	1.79%	17.23%	7.28%	10.31%	-
ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW)	1214.21	1.40%	22.63%	13.22%	10.13%	28.17%
ICICI Pru Retirement Fund - Pure Equity - Dir (G)	1214.21	1.37%	22.62%	13.22%	10.13%	28.19%
Aditya Birla SL Retirement-The 40s Plan-Dir (IDCW)	115.27	0.74%	12.88%	5.46%	9.05%	17.32%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Aggressive Hybrid Fund	Hybrid	Very High	3.19%	2	₹4,130.72
Tata Large & Mid Cap Fund	Equity	Very High	3.27%	3	₹8,886.88
Tata Value Fund	Equity	Very High	0.6%	3	₹8,840.00
Tata Ethical Fund	Equity	Very High	-4.57%	0	₹3,579.02
Tata Treasury Advantage Fund	Debt	Moderately Low	8.34%	3	₹3,163.92
Tata Infrastructure Fund	Equity	Very High	-12.27%	1	₹2,286.98
Tata Money Market Fund	Debt	Moderately Low	8.39%	5	₹32,550.91
Tata Mid Cap Fund	Equity	Very High	-0.55%	3	₹4,985.20
Tata Liquid Fund - Rgular	Debt	Moderately Low	7.28%	3	₹23,367.52
Tata Large Cap Fund	Equity	Very High	2.34%	4	₹2,701.78
Tata Short Term Bond Fund	Debt	Moderately Low	9.39%	3	₹3,494.96
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	2.31%	3	₹375.77
Tata Nifty 50 Index Fund	Other	Very High	5.16%	3	₹1,312.95
Tata BSE Sensex Index Fund	Other	Very High	4.85%	2	₹404.16
Tata Gilt Securities Fund	Debt	Moderately Low	9.99%	4	₹1,149.08
Tata Equity Savings Fund	Hybrid	Moderately High	7.02%	3	₹267.81
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	6.69%	2	₹179.87
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	6.41%	3	₹2,229.84
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	4.92%	3	₹2,178.32
Tata ELSS Fund	Equity	Very High	3.64%	2	₹4,711.24
Tata Banking & Financial Services Fund	Equity	Very High	17.24%	3	₹2,957.93
Tata Digital India Fund	Equity	Very High	5.33%	0	₹12,216.31
Tata Resources & Energy Fund	Equity	Very High	4.24%	0	₹1,172.49
Tata India Consumer Fund	Equity	Very High	4.89%	2	₹2,457.37
Tata India Pharma & Healthcare Fund	Equity	Very High	13.76%	3	₹1,281.99
Tata Flexi Cap Fund	Equity	Very High	9.8%	3	₹3,418.76
Tata Small Cap Fund	Equity	Very High	2.69%	4	₹11,163.84
Tata Arbitrage Fund	Hybrid	Low	7.74%	5	₹15,922.05
Tata Balanced Advantage Fund	Hybrid	Moderately High	5.01%	4	₹10,353.09
Tata Ultra Short Term Fund	Debt	Moderately Low	8.06%	4	₹4,370.83
Tata Overnight Fund	Debt	Low	6.41%	4	₹3,941.49
Tata Focused Fund	Equity	Very High	0.85%	3	₹1,847.49
Tata Multi Asset Allocation Fund	Hybrid	Very High	7.03%	3	₹3,956.09
Tata Dividend Yield	Equity	Very High	0.07%	0	₹997.06
Tata Floating Rate Fund	Debt	Moderately Low	9.37%	3	₹131.53
Tata Business Cycle Fund	Equity	Very High	0.01%	0	₹2,990.49
Tata Corporate Bond Fund	Debt	Moderately Low	9.61%	3	₹3,990.28
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	9.48%	0	₹869.97
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	6.28%	0	₹126.13
Tata Housing Opportunities Fund	Equity	Very High	-3.9%	0	₹554.44
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	7.85%	0	₹931.95
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	-3.82%	0	₹958.85
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	10.53%	0	₹159.73
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	8.58%	0	₹92.74
Tata Multicap Fund	Equity	Very High	-1.08%	0	₹3,195.54
Tata Gold ETF Fund of Fund	Other	High	30.16%	0	₹268.91
Tata Silver ETF Fund of Fund	Other	Very High	15.86%	0	₹136.51
Tata Nifty Auto Index Fund	Other	Very High	-6.95%	0	₹83.28
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	18.48%	0	₹147.99
Tata Nifty Realty Index Fund	Other	Very High	-14.32%	0	₹99.31
Tata Nifty Financial Services Index Fund	Other	Very High	14.42%	0	₹79.48
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	-0.49%	0	₹122.81
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	-0.99%	0	₹82.79
Tata FMP - Series 61 Scheme C (91 Days)	Debt	Moderately Low	0%	0	₹0.00
Tata Nifty India Tourism Index Fund	Other	Very High	0%	0	₹329.78
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	0%	0	₹227.76
Tata Nifty Capital Markets Index Fund	Other	Very High	0%	0	₹294.48
Tata India Innovation Fund	Equity	Very High	0%	0	₹1,776.53
Tata BSE Select Business Groups Index Fund	Other	Very High	0%	0	₹209.43
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹48.40
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹273.33
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹106.79

News

Tata Mutual Fund announces change in fund manager under its schemes

Tata Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
Tata Housing Opportunities Fund	1. Tejas Gutka 2. Hasmukh Vishariya # 3. Murthy Nagarajan	1. Aditya Bagul 2. Kapil Malhotra * 3. Hasmukh Vishariya # 4. Murthy Nagarajan
Tata ELSS Fund	1. Tejas Gutka 2. Sailesh Jain *	1. Rahul Singh 2. Sailesh Jain *
Tata India Pharma and Healthcare Fund	1. Meeta Shetty 2. Rajat Srivastava	Rajat Srivastava
Tata Large & Midcap Fund	1. Chandraprakash Padiyar 2. Meeta Shetty *	1. Chandraprakash Padiyar 2. Kapil Malhotra *
Tata Nifty 50 Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 50 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Digital ETF Fund of Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Digital Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Midcap 150 Momentum 50 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Sensex Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Gold Exchange Traded Fund	1. Tapan Patel ^ 2. Kapil Menon	1. Tapan Patel ^ 2. Nitin Sharma
Tata Silver Exchange Traded Fund	1. Tapan Patel ^ 2. Kapil Menon	1. Tapan Patel ^ 2. Nitin Sharma
Tata Nifty Realty Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Auto Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Financial Services Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty MidSmall Healthcare Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 500 Multicap India Manufacturing 50:30:20 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Tourism Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 200 Alpha 30 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Capital Markets Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Select Business Groups Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Quality Index Fund	Kapil Menon	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Midcap 150 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Private Bank Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 02 July 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.059 each.
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Tata Mutual Fund announces change in scheme name

Tata Mutual Fund has announced change in scheme name under the following schemes, With effect from 30 June 2025.

Change in the name of the Scheme:

Existing Scheme Name	Revised Scheme Name
Tata ELSS Tax Saver Fund	Tata ELSS Fund
Tata Equity P/E Fund	Tata Value Fund
Tata Focused Equity Fund	Tata Focused Fund
Tata Hybrid Equity Fund	Tata Aggressive Hybrid Fund
Tata Mid Cap Growth Fund	Tata Mid Cap Fund
Tata Multi Asset Opportunities Fund	Tata Multi Asset Allocation Fund
Tata Young Citizens' Fund	Tata Children's Fund

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Fund House Details & Investment Objective

Date of Incorporation

7 October 2011

Total AUM (Cr)

₹2178.32

Tata Retirement Savings Fund - Progressive (G) is an Retirement Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 7 October 2011, this fund is managed by Murthy Nagarajan. With assets under management (AUM) worth ₹2,178.32 (Cr), as of 10 July 2025, Tata Retirement Savings Fund - Progressive (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 14.88% since its launch.
The current NAV of Tata Retirement Savings Fund - Progressive (G) is ₹66.62, as on 10 July 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Tata Retirement Savings Fund - Progressive (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹150 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment. The fund has generated 19.45% and 18.42% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.26% in Equity, 0.08% in Debt and 4.66% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 11.85% in IT-Software, 11.32% in Banks, 6.96% in Capital Markets, 5.61% in Cash & Others, 5.53% in Consumer Durables

FAQs

How to Invest in Tata Retirement Savings Fund - Progressive (G) Direct Growth?

Tata Retirement Savings Fund - Progressive (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 14.88% since inception. Looking to invest in Tata Retirement Savings Fund - Progressive (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Retirement Savings Fund - Progressive (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Retirement Savings Fund - Progressive (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Retirement Savings Fund - Progressive (G) today and reap the benefits of this Retirement Fund fund!

How much returns has Tata Retirement Savings Fund - Progressive (G) Direct Growth generated?

In the short term, i.e., 1 year, Tata Retirement Savings Fund - Progressive (G) has generated annualised return of 3.40%. In the long-term, the fund has generated 19.45% and 18.42% in 3 and 5 years respectively. Since its inception, the fund has generated 14.88% returns.

What is the expense ratio of Tata Retirement Savings Fund - Progressive (G) Direct Growth?

The expense ratio of Tata Retirement Savings Fund - Progressive (G) Direct Growth is 1.99%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Retirement Savings Fund - Progressive (G) Fund Direct Growth?

The Assets Under Management (AUM) of Tata Retirement Savings Fund - Progressive (G) is ₹2,178.32 (Cr) as of 2025-07-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Retirement Savings Fund - Progressive (G) Direct Growth?

Redeeming or selling units of Tata Retirement Savings Fund - Progressive (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Retirement Savings Fund - Progressive (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Retirement Savings Fund - Progressive (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).