How to Invest in Union Flexi Cap Fund (G) Direct Growth?

Union Flexi Cap Fund (G) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 11.28% since inception. Looking to invest in Union Flexi Cap Fund (G) How about earning 1% extra return? All this is possible with m.Stock ! Investing in Union Flexi Cap Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, Union Flexi Cap Fund (G) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in Union Flexi Cap Fund (G) today and reap the benefits of this Flexi Cap Fund fund!

How much returns has Union Flexi Cap Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, Union Flexi Cap Fund (G) has generated annualised return of -0.23%. In the long-term, the fund has generated 10.42% and 8.34% in 3 and 5 years respectively. Since its inception, the fund has generated 11.28% returns.

What is the expense ratio of Union Flexi Cap Fund (G) Direct Growth?

The expense ratio of Union Flexi Cap Fund (G) Direct Growth is 2.55%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Union Flexi Cap Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of Union Flexi Cap Fund (G) is ₹2,319.74 (Cr) as of 2026-11-05 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Union Flexi Cap Fund (G) Direct Growth?

Redeeming or selling units of Union Flexi Cap Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from Union Flexi Cap Fund (G): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case Union Flexi Cap Fund (G)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in Union Flexi Cap Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Union Flexi Cap Fund (G). Minimum lumpsum investment Union Flexi Cap Fund (G) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Union Flexi Cap Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Union Flexi Cap Fund (G) is Union Flexi Cap Fund (G) is ₹52.82 as on 2026-11-05.

Which are the biggest stock holdings of Union Flexi Cap Fund (G)?

The 5 biggest stock holdings of Union Flexi Cap Fund (G) are: ICICI Bank (6.32%), HDFC Bank (4.51%), Axis Bank (3.65%), SBI (3.35%), Bharti Airtel (2.61%)

What are the top sectors Union Flexi Cap Fund (G) invests in?

A majority of Union Flexi Cap Fund (G) 's AUM worth ₹2,319.74 (Cr) is invested in these 3 top sectors: Banks : 20.48% Pharmaceuticals & Biotech : 10.11% Finance : 5.87%

Union Flexi Cap Fund (G)

Flexi Cap Fund

Invest Now

NAV
52.82(1.75%)
Fund Size (CR)
₹2,319.74
Expense Ratio
2.55
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
11.28%

There is no Asset Allocation data

Basic Details

Scheme Manager

Sanjay Bembalkar

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 28, 2026	10400.72	4.01%	-	4.01%	104/190
1 Month	October 1, 2026	10332.40	3.32%	-	2.76%	83/190
3 Month	August 4, 2026	9775.89	-2.24%	-	-2.69%	68/183
6 Month	May 4, 2026	10392.39	3.92%	-	3.56%	92/183
1 Year	November 4, 2025	9976.94	-0.23%	-0.23%	-0.34%	82/175
3 Year	November 3, 2023	13469.12	34.69%	10.42%	12.07%	105/156
5 Year	November 3, 2021	14933.83	49.34%	8.34%	9.71%	74/116
Since Inception	June 10, 2011	51910.00	419.10%	11.28%	11.84%	124/190

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	125194.48	4.33%	4.33%
3 Year	December 1, 2023	3,60,000	388717.83	7.98%	2.59%
5 Year	December 1, 2021	6,00,000	762068.48	27.01%	4.90%
10 Year	December 1, 2016	12,00,000	2355272.81	96.27%	6.98%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.39%

Standard Deviation

0.99%

Beta

0.31%

Sharpe Ratio

-0.02%

Treynor's Ratio

5.71%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	6.32%	1110000	146.71	Equity	Banks
HDFC Bank	4.51%	1475000	104.53	Equity	Banks
Axis Bank	3.65%	690000	84.59	Equity	Banks
SBI	3.35%	810000	77.72	Equity	Banks
Bharti Airtel	2.61%	345000	60.62	Equity	Telecom-Service
Divi's Lab.	2.28%	57000	52.96	Equity	Pharmaceuticals
Eternal	2.21%	1600000	51.20	Equity	E-Commerce/App based Aggregator
Bajaj Finance	2.19%	530000	50.85	Equity	Finance
Gabriel India	1.97%	340000	45.62	Equity	Auto Ancillaries
Sai Life	1.97%	300000	45.73	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Flexi Cap Fund - Direct (G)	1588.28	2.80%	0.85%	10.17%	11.04%	19.15%
ITI Flexi Cap Fund - Direct (IDCW)	1588.28	2.80%	0.85%	10.17%	11.04%	19.15%
Quant Flexi Cap Fund - Direct (G)	7309.35	2.25%	-2.89%	3.64%	8.46%	15.74%
Quant Flexi Cap Fund - Direct (IDCW)	7309.35	2.25%	-2.89%	3.64%	8.46%	15.71%
TRUSTMF Flexi Cap Fund - Direct (G)	1005.65	3.57%	1.19%	10.28%	7.22%	-

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Dynamic Term Fund	Debt	Moderate	1.26%	1	₹61.28
Union Flexi Cap Fund	Equity	Very High	0.83%	3	₹2,319.74
Union Liquid Fund	Debt	Moderately Low	6.49%	3	₹7,933.79
Union ELSS Tax Saver Fund	Equity	Very High	-2.81%	3	₹821.19
Union Small Cap Fund	Equity	Very High	14.8%	2	₹2,731.92
Union Largecap Fund	Equity	Very High	-3.87%	3	₹407.90
Union Balanced Advantage Fund	Hybrid	High	0.04%	3	₹1,157.75
Union Corporate Bond Fund	Debt	Moderate	3.21%	2	₹280.15
Union Equity Savings Fund	Hybrid	Moderate	2.42%	1	₹113.60
Union Value Fund	Equity	Very High	-3.01%	2	₹377.80
Union Arbitrage Fund	Hybrid	Low	6.65%	2	₹219.69
Union Overnight Fund	Debt	Low	5.26%	4	₹951.14
Union Focused Fund	Equity	Very High	5.5%	2	₹432.72
Union Large & Midcap Fund	Equity	Very High	3.05%	2	₹968.79
Union Midcap Fund	Equity	Very High	4.34%	3	₹1,905.76
Union Aggressive Hybrid Fund	Hybrid	Very High	1.49%	2	₹727.42
Union Money Market Fund	Debt	Moderately Low	6.61%	1	₹1,005.54
Union Gilt Fund	Debt	Moderate	1.74%	2	₹73.80
Union Retirement Fund	Solution Oriented	Very High	1.55%	3	₹206.52
Union Multicap Fund	Equity	Very High	5.87%	0	₹1,515.85
Union Innovation & Opportunities Fund	Equity	Very High	8.7%	0	₹1,306.52
Union Children's Fund	Solution Oriented	Very High	-2.43%	0	₹90.69
Union Business Cycle Fund	Equity	Very High	1.7%	0	₹485.08
Union Multi Asset Allocation Fund	Hybrid	Very High	5.7%	0	₹988.70
Union Active Momentum Fund	Equity	Very High	15.73%	0	₹542.54
Union Short TermFund	Debt	Moderate	4.05%	0	₹113.78
Union Gold ETF Fund of Fund	Other	High	16.99%	0	₹173.64
Union Income Plus Arbitrage Active FOF	Other	Moderate	4.25%	0	₹55.11
Union Ultra Short to Short Term Fund	Debt	Moderately Low	5.33%	0	₹220.62
Union Diversified Equity All Cap Active FOF	Other	Very High	5.99%	0	₹194.74
Union Consumption Fund	Equity	Very High	0%	0	₹314.47

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 16 July 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

May 20, 2011

Total AUM (Cr)

₹2319.74

Union Flexi Cap Fund (G) is an Flexi Cap Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in May 20, 2011, this fund is managed by Sanjay Bembalkar. With assets under management (AUM) worth ₹2,319.74 (Cr), as of November 5, 2026, Union Flexi Cap Fund (G) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 11.28% since its launch.
The current NAV of Union Flexi Cap Fund (G) is ₹52.82, as on November 5, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in Union Flexi Cap Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.42% and 8.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.02% in Equity, 5.20% in Debt and -0.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.48% in Banks, 10.11% in Pharmaceuticals & Biotech, 5.87% in Finance, 5.20% in Debt, 4.77% in IT-Software

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments

FAQs

Union Flexi Cap Fund (G) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 11.28% since inception. Looking to invest in Union Flexi Cap Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Union Flexi Cap Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Union Flexi Cap Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Union Flexi Cap Fund (G) today and reap the benefits of this Flexi Cap Fund fund!

Redeeming or selling units of Union Flexi Cap Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Union Flexi Cap Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Union Flexi Cap Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all